What is Co-Insurance?

Co-Insurance

The table below shows you at a glance which company provides the most comprehensive coverage for the Co-Insurance element within your policy.

If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only a few quick questions away from an instant quote from all the major travel insurance providers.

Coverage Description

Co-Insurance is the percentage of Eligible Expenses, after the deductible, which is the responsibility of the insured.

View full coverage summary for Co-Insurance for the policies below

# Provider / Plan Name Benefit
1 Air Ambulance Card
Air Ambulance Card - Standard Annual
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

2 Air Ambulance Card
Air Ambulance Card - Extended Stay 6 Months
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

3 Air Ambulance Card
Air Ambulance Card - Extended Stay 12 Months
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

4 Allianz Global Assistance
Classic
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

5 Allianz Global Assistance
Classic with Trip +
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

6 APRIL Travel Protection
Economy Plan
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

7 APRIL Travel Protection
VIP Plan
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

8 APRIL Travel Protection
Trip Cancellation Plan
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

9 APRIL Travel Protection
Multi-Trip Plan Universal
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

10 APRIL Travel Protection
Multi-Trip Plan Elite
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

11 APRIL Travel Protection
Choice
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

12 Azimuth Risk Solutions, LLC
Beacon America incl US
Plan pays 100% after deductible outside USA or Canada Quote

Full Policy Wording

Coinsurance (Subject to the Deductible)

The plan pays 100% of Eligible Expenses to the Maximum Limit for claims incurred in the US or Canada within the Multi-­‐Plan PPO Network. The plan pays 80% of the next $5,000 after the Deductible outside of the Network. The plan pays 100% for claims incurred outside the US & Canada.

Coinsurance: The payment by or obligations of the Participating Member for payment of Eligible Medical Expenses at the percentage specified in the Schedule of Benefits/Limits contained herein and exclusive of the Deductible.

13 Azimuth Risk Solutions, LLC
Beacon International excl US
Plan pays 100% after deductible Quote

Full Policy Wording

Coinsurance (Subject to the Deductible)

The plan pays 100% of Eligible Expenses to the Maximum Limit for claims incurred in the US or Canada within the Multi-­‐Plan PPO Network. The plan pays 80% of the next $5,000 after the Deductible outside of the Network. The plan pays 100% for claims incurred outside the US & Canada.

Coinsurance: The payment by or obligations of the Participating Member for payment of Eligible Medical Expenses at the percentage specified in the Schedule of Benefits/Limits contained herein and exclusive of the Deductible.

14 CSA Travel Protection
Custom
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

15 GeoBlue
Voyager Choice
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

16 GeoBlue
Voyager Essential
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

17 GeoBlue
Trekker Choice excl US
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

18 GeoBlue
Trekker Essential excl US
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

19 HCC Medical Insurance Services
Atlas International excl US
Plan pays 100% after deductible Quote

Full Policy Wording

Claims incurred in U.S. or Canada

For the Certificate Period, Underwriters will pay 80% of the next $5,000 of Eligible Expenses after the Deductible, then 100% to the Overall Maximum Limit. Coinsurance will be waived if expenses are incurred within the PPO and expenses are submitted to Underwriters for review and payment directly to the provider

Claims incurred outside U.S. or Canada

For the Certificate Period, Underwriters will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit

20 HCC Medical Insurance Services
Atlas America incl US
Plan pays 80% of first $5,000 after deductible in USA or Canada then 100% Plan pays 100% after deductible outside USA or Canada Quote

Full Policy Wording

Claims incurred in U.S. or Canada

For the Certificate Period, Underwriters will pay 80% of the next $5,000 of Eligible Expenses after the Deductible, then 100% to the Overall Maximum Limit. Coinsurance will be waived if expenses are incurred within the PPO and expenses are submitted to Underwriters for review and payment directly to the provider

Claims incurred outside U.S. or Canada

For the Certificate Period, Underwriters will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit

21 HCC Medical Insurance Services
Atlas MultiTrip incl US
Plan pays 80% of first $5,000 after deductible in USA or Canada then 100% Plan pays 100% after deductible outside USA or Canada Quote

Full Policy Wording

Claims incurred in U.S. or Canada

For the Certificate Period, Underwriters will pay 80% of the next $5,000 of Eligible Expenses after the Deductible, then 100% to the Overall Maximum Limit. Coinsurance will be waived if expenses are incurred within the PPO and expenses are submitted to Underwriters for review and payment directly to the provider

Claims incurred outside U.S. or Canada

For the Certificate Period, Underwriters will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit

22 HCC Medical Insurance Services
Atlas MultiTrip excl US
Plan pays 100% after deductible outside USA or Canada Quote

Full Policy Wording

Claims incurred outside U.S. or Canada

For the Certificate Period, Underwriters will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit

Claims incurred in U.S. or Canada

For the Certificate Period, Underwriters will pay 80% of the next $5,000 of Eligible Expenses after the Deductible, then 100% to the Overall Maximum Limit. Coinsurance will be waived if expenses are incurred within the PPO and expenses are submitted to Underwriters for review and payment directly to the provider

23 HTH Travel Insurance
TravelGap Voyager excl US
Plan pays 100% after deductible Quote

Full Policy Wording

Plan pays 100% after deductible.

24 HTH Travel Insurance
TravelGap Multi-Trip Silver excl US
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

25 HTH Travel Insurance
TravelGap Multi-Trip Gold excl US
Plan pays 100% after deductible Quote

Full Policy Wording

Plan pays 100% after deductible.

26 HTH Travel Insurance
TravelGap Excursion excl US
Plan pays 100% after deductible Quote

Full Policy Wording

Plan pays 100% after deductible.

27 InsureandGo USA
Silver
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

28 InsureandGo USA
Gold
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

29 InsureandGo USA
Platinum
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

30 InsureandGo USA
Global Silver excl US
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

31 InsureandGo USA
Global Gold excl US
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

32 InsureandGo USA
Global Platinum excl US
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

33 MedjetAssist
Annual Membership
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

34 MedjetAssist
MedjetAssist Extended Stay
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

35 MedjetAssist
MedjetAssist Short Term Plan
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

36 MH Ross Travel Insurance Services
Asset Plus
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

37 MH Ross Travel Insurance Services
Bridge
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

38 MH Ross Travel Insurance Services
Complete
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

39 MH Ross Travel Insurance Services
Asset
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

40 Protect Your Bubble
Basic Plan
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

41 Protect Your Bubble
Deluxe Plan
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

42 RoamRight
Essential
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

43 RoamRight
Essential
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

44 RoamRight
Preferred
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

45 RoamRight
Preferred
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

46 RoamRight
Elite
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

47 RoamRight
Elite
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

48 RoamRight
Active
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

49 RoamRight
Active
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

50 RoamRight
Adventure
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

51 RoamRight
Adventure
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

52 RoamRight
Multi-Trip
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

53 RoamRight
Multi-Trip Medical excl US
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

54 RoamRight
Medical excl US
Plan pays 100% after deductible Quote

Full Policy Wording

Coinsurance 0% of medical maximum limit after deductible.

“Coinsurance” shall mean the percentage amount of eligible Covered Expenses, after the Deductible, which is Your responsibility and must be paid by You. The Coinsurance amount is stated in Your Schedule of Coverage and Service, under each stated benefit.

55 RoamRight
Evacuation
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

56 Seven Corners Inc
RoundTrip
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

57 Seven Corners Inc
RoundTrip Choice
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

58 Seven Corners Inc
Liaison Continent excl US
Plan pays 80% after deductible Quote

Full Policy Wording

Coinsurance Outside the United States:

Plan E: When a covered Injury or Illness is incurred by the Insured Person, the Company will pay 100% of Reasonable and Customary medical charges for Covered Expenses, excess of the Policy Period Deductible as stated on the ID Card, up to the Medical Maximum as stated on the ID Card.

Plan F: When a covered Injury or Illness is incurred by the Insured Person, the Company will pay 80% of Reasonable and Customary medical charges for Covered Expenses, excess of the Policy Period Deductible as stated on the ID Card, up to the Medical Maximum as stated on the ID Card.

Coinsurance shall mean the percentage amount of eligible Covered Expenses, after the Deductible, which are the responsibilities of the Insured Person and must be paid by the Insured Person. The Coinsurance amount is stated in Section II, Schedule of Benefits, under each stated benefit.

59 Seven Corners Inc
Liaison Majestic excl US
Plan pays 100% after deductible outside USA or Canada Quote

Full Policy Wording

If the Insured Person is traveling outside the United States and Canada:

The Company will pay 100% of Reasonable and Customary medical charges for Covered Expenses, excess of the Policy Period Deductible as stated on the ID Card, up to the medical maximum as stated on the ID Card. In no event shall the Company’s maximum liability exceed the medical maximum as stated on the ID Card. The Deductible and Coinsurance amount consists of Covered Expenses which would otherwise be payable under this Policy. These expenses must be borne by each Insured Person. A maximum of 3 Policy Period deductibles per family under the same application will apply.

The term “Coinsurance” shall mean the percentage amount of eligible Covered Expenses, after the Deductible, which are the responsibilities of the Insured Person and must be paid by the Insured Person. The Coinsurance amount is stated in Section II, Schedule of Benefits, under each stated benefit.

60 Seven Corners Inc
Liaison International excl US
Plan pays 100% after deductible Quote

Full Policy Wording

This plan pays 100% after the deductible.

Coinsurance shall mean the percentage amount of Covered Expenses, after the Deductible, which is Plan Participant’s responsibility to pay.

61 Seven Corners Inc
RoundTrip Economy
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

62 Seven Corners Inc
RoundTrip Elite
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

63 Seven Corners Inc
Wander Frequent Traveler excl US
Plan pays 100% after deductible outside USA or Canada Quote

Full Policy Wording

COINSURANCE

If the Insured Person is traveling inside the United States and Canada: When a covered Injury or Illness is incurred by the Insured Person, the Company will pay 90% of the first $5,000 of Reasonable and Customary medical charges for Covered Expenses, excess of the Policy Period Deductible as stated on the ID Card. Thereafter, the Company will pay 100% of Reasonable and Customary medical charges for Covered Expenses up to the medical maximum as stated on the ID Card.

If the Insured Person is traveling outside the United States and Canada: the Company will pay 100% of Reasonable and Customary medical charges for Covered Expenses, excess of the Policy Period Deductible as stated on the ID Card, up to the medical maximum as stated on the ID Card. In no event shall the Company’s maximum liability exceed the medical maximum as stated on the ID Card. The Deductible and Coinsurance amount consists of Covered Expenses which would otherwise be payable under this Policy. These expenses must be borne by each Insured Person. A maximum of 3 Policy Period deductibles per family under the same application will apply.

64 Tin Leg
Economy
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

65 Tin Leg
Standard
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

66 Tin Leg
Luxury
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

67 Travel Insured International
Worldwide Trip Protector Lite
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

68 Travel Insured International
Worldwide Trip Protector Plus
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

69 Travel Insured International
Worldwide Trip Protector
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

70 Travelex Insurance Services
Flight Insure Multi-trip - AD&D Only
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

71 Travelex Insurance Services
Flight Insure Package Plan Multi-trip
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

72 Travelex Insurance Services
Flight Insure Plus - Flight AD&D Only
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

73 Travelex Insurance Services
Flight Insure Plus - Package Plan
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

74 Travelex Insurance Services
Travel Basic
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

75 Travelex Insurance Services
Travel Max
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

76 Travelex Insurance Services
Travel Select
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

77 TravelSafe
Basic
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

78 TravelSafe
Classic
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

79 TravelSafe
Classic Plus
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

80 Trawick International
Safe Travels USA
Plan pays 80% of first $5,000 after deductible, then 100% Quote

Full Policy Wording

Co-insurance Rate:

80% of the first $5,000 then 100% of Covered Expenses up to the Policy Maximum

81 Trawick International
Safe Travels International excl US
Plan pays 100% after deductible Quote

Full Policy Wording

Co-insurance Rate per Policy Period: 100% of Covered Expenses up to the Policy Maximum

82 Trawick International
Safe Travels USA Trip Protection
Plan pays 80% of first $5,000 after deductible, then 100% Quote

Full Policy Wording

Co-insurance Rate per Policy Period: 80% of the first $5,000 then 100% of Covered Expenses up to the Policy Maximum

83 Trawick International
Safe Travels International Trip Protection excl US
Plan pays 100% after deductible Quote

Full Policy Wording

Co-insurance Rate per Policy Period: 100% of Covered Expenses up to the Policy Maximum

84 USA-ASSIST Worldwide Protection
Global Travel Medical Diamond
Plan pays 100% after deductible Quote

Full Policy Wording

Plan pays 100% after deductible

85 USA-ASSIST Worldwide Protection
Global Travel Medical Executive
Plan pays 100% after deductible Quote

Full Policy Wording

Plan pays 100% after deductible

86 USA-ASSIST Worldwide Protection
Global Travel Medical Gold
Plan pays 100% after deductible Quote

Full Policy Wording

Plan pays 100% after deductible.

87 USA-ASSIST Worldwide Protection
Global Travel Medical Platinum
Plan pays 100% after deductible Quote

Full Policy Wording

Plan pays 100% after deductible.

88 USA-ASSIST Worldwide Protection
Global Travel Medical Standard
Plan pays 100% after deductible Quote

Full Policy Wording

Plan pays 100% after deductible.

89 USA-ASSIST Worldwide Protection
Global Travel Medical Titanium
Plan pays 100% after deductible Quote

Full Policy Wording

Plan pays 100% after deductible.

90 USA-ASSIST Worldwide Protection
GlobalTrip Classic
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

91 USA-ASSIST Worldwide Protection
GlobalTrip Saver
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

92 USA-ASSIST Worldwide Protection
GlobalTrip Plus
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.

93 USA-ASSIST Worldwide Protection
GlobalTrip High Medical
No Co-Insurance Quote

Full Policy Wording

There is no Co-Insurance with this plan.