The table below shows you at a glance which company provides the most comprehensive coverage for the Co-Insurance element within your policy.

If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only a few quick questions away from an instant quote from all the major travel insurance providers.

View full coverage summary for Co-Insurance for the policies below

Azimuth Risk Solutions, LLC
Azimuth Risk Solutions, LLC

1

Beacon America incl US
Azimuth Risk Solutions, LLC

Co-Insurance Benefits
Plan pays 100% after deductible outside USA or Canada

Start a New Search

Full Policy Wording

Coinsurance (Subject to the Deductible)

The plan pays 100% of Eligible Expenses to the Maximum Limit for claims incurred in the US or Canada within the Multi-­‐Plan PPO Network. The plan pays 80% of the next $5,000 after the Deductible outside of the Network. The plan pays 100% for claims incurred outside the US & Canada.

Coinsurance: The payment by or obligations of the Participating Member for payment of Eligible Medical Expenses at the percentage specified in the Schedule of Benefits/Limits contained herein and exclusive of the Deductible.

2

Beacon International excl US
Azimuth Risk Solutions, LLC

Co-Insurance Benefits
Plan pays 100% after deductible

Start a New Search

Full Policy Wording

Coinsurance (Subject to the Deductible)

The plan pays 100% of Eligible Expenses to the Maximum Limit for claims incurred in the US or Canada within the Multi-­‐Plan PPO Network. The plan pays 80% of the next $5,000 after the Deductible outside of the Network. The plan pays 100% for claims incurred outside the US & Canada.

Coinsurance: The payment by or obligations of the Participating Member for payment of Eligible Medical Expenses at the percentage specified in the Schedule of Benefits/Limits contained herein and exclusive of the Deductible.

HCC Medical Insurance Services
HCC Medical Insurance Services

3

Atlas International excl US
HCC Medical Insurance Services

Co-Insurance Benefits
Plan pays 100% after deductible

Start a New Search

Full Policy Wording

Claims incurred in U.S. or Canada

For the Certificate Period, Underwriters will pay 80% of the next $5,000 of Eligible Expenses after the Deductible, then 100% to the Overall Maximum Limit. Coinsurance will be waived if expenses are incurred within the PPO and expenses are submitted to Underwriters for review and payment directly to the provider

Claims incurred outside U.S. or Canada

For the Certificate Period, Underwriters will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit

HTH Travel Insurance
HTH Travel Insurance

4

TravelGap Voyager excl US
HTH Travel Insurance

Co-Insurance Benefits
Plan pays 100% after deductible

Start a New Search

Full Policy Wording

Plan pays 100% after deductible.

5

TravelGap Multi-Trip Gold excl US
HTH Travel Insurance

Co-Insurance Benefits
Plan pays 100% after deductible

Start a New Search

Full Policy Wording

Plan pays 100% after deductible.

6

TravelGap Excursion excl US
HTH Travel Insurance

Co-Insurance Benefits
Plan pays 100% after deductible

Start a New Search

Full Policy Wording

Plan pays 100% after deductible.

Seven Corners Inc
Seven Corners Inc

7

Liaison Continent excl US
Seven Corners Inc

Co-Insurance Benefits
Plan pays 80% after deductible

Start a New Search

Full Policy Wording

Coinsurance Outside the United States:

Plan E: When a covered Injury or Illness is incurred by the Insured Person, the Company will pay 100% of Reasonable and Customary medical charges for Covered Expenses, excess of the Policy Period Deductible as stated on the ID Card, up to the Medical Maximum as stated on the ID Card.

Plan F: When a covered Injury or Illness is incurred by the Insured Person, the Company will pay 80% of Reasonable and Customary medical charges for Covered Expenses, excess of the Policy Period Deductible as stated on the ID Card, up to the Medical Maximum as stated on the ID Card.

In no event shall the Company’s maximum liability exceed the Medical Maximum as stated on the ID Card. The Deductible and Coinsurance amount consists of Covered Expenses which would otherwise be payable under this Policy. These expenses must be borne by each Insured Person. A maximum of 3 Policy Period Deductibles per family under the same application will apply.

8

Liaison Majestic excl US
Seven Corners Inc

Co-Insurance Benefits
Plan pays 100% after deductible outside USA or Canada

Start a New Search

Full Policy Wording

If the Insured Person is traveling outside the United States and Canada:

If the Insured Person is traveling outside the United States:The Company will pay 100% of Usual, Reasonable and Customary medical charges for Covered Expenses, excess of the Policy Period Deductible as stated on the ID Card, up to the Medical Maximum as stated on the ID Card. In no event shall the Company’s maximum liability exceed the Medical Maximum as stated on the ID Card. The Deductible and Coinsurance amount consists of Covered Expenses which would otherwise be payable under this Policy. These expenses must be borne by each Insured Person. A maximum of 3 Policy Period Deductibles per family under the same application will apply.

The term “Coinsurance” shall mean the percentage amount of eligible Covered Expenses, after the Deductible, which are the responsibilities of the Insured Person and must be paid by the Insured Person. The Coinsurance amount is stated in Section II, Schedule of Benefits, under each stated benefit.

9

Liaison International excl US
Seven Corners Inc

Co-Insurance Benefits
Plan pays 100% after deductible

Start a New Search

Full Policy Wording

This plan pays 100% after the deductible.

Coinsurance shall mean the percentage amount of Covered Expenses, after the Deductible, which is Plan Participant’s responsibility to pay.

Trawick International
Trawick International

10

Safe Travels USA
Trawick International

Co-Insurance Benefits
Plan pays 80% of first $5,000 after deductible, then 100%

Start a New Search

Full Policy Wording

Co-insurance Rate:

80% of the first $5,000 then 100% of Covered Expenses up to the Policy Maximum

11

Safe Travels International excl US
Trawick International

Co-Insurance Benefits
Plan pays 100% after deductible

Start a New Search

Full Policy Wording

Co-insurance Rate per Policy Period: 100% of Covered Expenses up to the Policy Maximum

12

Safe Travels USA Trip Protection
Trawick International

Co-Insurance Benefits
Plan pays 80% of first $5,000 after deductible, then 100%

Start a New Search

Full Policy Wording

Co-insurance Rate per Policy Period: 80% of the first $5,000 then 100% of Covered Expenses up to the Policy Maximum

13

Safe Travels International Cost Saver excl US
Trawick International

Co-Insurance Benefits
Plan pays 100% after deductible

Start a New Search

Full Policy Wording

Coinsurance Rate per Policy Period

100% of Covered Expenses up to the Policy Maximum

14

Safe Travels USA Cost Saver
Trawick International

Co-Insurance Benefits
Plan pays 80% of first $5,000 after deductible, then 100%

Start a New Search

Full Policy Wording

Co-insurance Rate per Policy Period:

80% of the first $ 5,000 of eligible charges then 100% of Covered up to the Policy Maximum

USA-ASSIST Worldwide Protection
USA-ASSIST Worldwide Protection

15

Global Travel Medical Diamond
USA-ASSIST Worldwide Protection

Co-Insurance Benefits
Plan pays 100% after deductible

Start a New Search

Full Policy Wording

Plan pays 100% after deductible

16

Global Travel Medical Executive
USA-ASSIST Worldwide Protection

Co-Insurance Benefits
Plan pays 100% after deductible

Start a New Search

Full Policy Wording

Plan pays 100% after deductible

17

Global Travel Medical Gold
USA-ASSIST Worldwide Protection

Co-Insurance Benefits
Plan pays 100% after deductible

Start a New Search

Full Policy Wording

Plan pays 100% after deductible.

18

Global Travel Medical Platinum
USA-ASSIST Worldwide Protection

Co-Insurance Benefits
Plan pays 100% after deductible

Start a New Search

Full Policy Wording

Plan pays 100% after deductible.

19

Global Travel Medical Standard
USA-ASSIST Worldwide Protection

Co-Insurance Benefits
Plan pays 100% after deductible

Start a New Search

Full Policy Wording

Plan pays 100% after deductible.

20

Global Travel Medical Titanium
USA-ASSIST Worldwide Protection

Co-Insurance Benefits
Plan pays 100% after deductible

Start a New Search

Full Policy Wording

Plan pays 100% after deductible.