Overview

AXA Assistance USA offers three comprehensive policies on Squaremouth, all underwritten by Nationwide Mutual Insurance Company. Their Platinum plan is the most popular and offers up to $250,000 in medical coverage along with the best baggage protection available on the marketplace.

Trips Protected
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SINCE 2015
79,175
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AVG. MONTH
138
Total Reviews
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SINCE 2015
1,057
Detailed Rating
Customer Service Before Trip
4.33/5
Customer Service During Trip
3.62/5
Customer Service During Claim
3.71/5

See how AXA Assistance USA compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.21 (1,057 reviews)

AXA customers frequently mention the provider’s efficient customer service, especially when it comes to making pre-departure adjustments to a policy. However, some customers have voiced that the claims process takes too long and lacks transparency.

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    646
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    206
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    89
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    48
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  • AXA Assistance USA policy: Platinum

    Had two cancellations on my return leg by Delta/KLM, one of which incurred an overnight stay and additional meals. At that time I contacted a representative to clarify coverage who provided me with clear information. In addition, my luggage was delayed and was damaged beyond use when it arrived. At the moment, I have submitted a claim with Delta, to which they have not responded.

    Two of the party are still traveling under this plan and it is also unknown if they will need to file a claim.

    Craig from MA
    Review Received: August 14, 2022
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    7 out of 8 people found this review helpful
    AXA Assistance USA policy: Platinum

    Cusomer sevice was very friendly and helpful. The representative answered all my questions clearly and succinctly.

    Mark from IL
    Review Received: August 13, 2022
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    3 out of 5 people found this review helpful
    AXA Assistance USA policy: Silver

    I filed my claim on 7/26 via email.

    Stephanie from NY
    Review Received: August 13, 2022
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    3 out of 7 people found this review helpful
    AXA Assistance USA policy: Gold

    AXA acknowledge receipt of my claim forms on May 24. Since then the only resp0onse I received is that they have experienced a high volume of claims and are working on it. I have already been charged on my credit card by the car company and would dearly like my insurance payment to cover my expense. All they send me is what appears to be an automatic delaying message.

    alfred from MN
    Review Received: August 12, 2022
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    16 out of 16 people found this review helpful
    AXA Assistance USA policy: Platinum

    William from PA
    Review Received: August 10, 2022
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    11 out of 11 people found this review helpful

    We developed while on a River Cruise in Europe. Because we took out the AXA insurance within a month of travel, we were not allowed to get Covid coverage. I think we were treated fairly by AXA but the policy is not clear in what is covered and what is not, and what occurrences constitute a covered issue. Due to the large travel disruption during this time period, AXA was slow to respond to our inquiry on travel interruption coverage. SquareMouth did provide a process for appeal. We did not complete it because we did finally receive a response from AXA insurance. Overall I am satisfied that the process in place could work, although somewhat slowly. I think they need to clearly define what is covered and what is not, and they should abandon the rule preventing Covid coverage within 30 days of travel.

    AXA Assistance USA policy: Platinum

    I purchased a policy from AXA for a multi-week trip overseas. Shortly after we arrived at our foreign destination, we needed urgent medical care. I emailed AXA Assistance on June 16 inquiring how to use the medical benefit/coverage after having problem dialing their phone number from overseas. I received their reply on July 26 when they replied to my second email related to filing a claim. So far as of August 10, the only response I received was acknowledge of receipt of claim submission. My claim hasn't even been logged into the "CBPConnect" portal due to the above outsourced-to claim processor is "currently experiencing an extremely high volume of claims". So, it was fast and easy to hand over my money to AXA, but the claim processor is a bottleneck to prompt claim pay out. Recommendation to other travelers: if you need claims paid before your credit card bill is due, good luck!

    Also, when I was submitting my claim and documents electronically, the website asked for my other medical coverage and why I didn't submit the claim there. Well! I bought this travel insurance as my primary medical coverage during my overseas vacation, why would I submit to my medical insurance in the US?!

    I didn't have any pre-departure interaction with AXA's team, but Square Mouth's website doesn't have N/A for selection.

    Wendy K. from CA
    Review Received: August 10, 2022
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    31 out of 32 people found this review helpful

    Review Updated: 09/11/2022

    I don't think I will purchase travel insurance form AXA again. I submitted my claim on July 27, 1 and a half months ago and still haven't seem any payment. I wish there's information on Square Mouth's website noting if an insurer uses claim processing contractors and average claim processing time for each insurer. I would have chosen an insurer who doesn't take so long to process claim.

    AXA Assistance USA policy: Platinum

    It's been one month since I have filled the claim. But I have not received any further communication from AXA yet.

    Anshul from NJ
    Review Received: August 9, 2022
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    16 out of 17 people found this review helpful

    Review Updated: 10/10/2022

    It's almost 3 months and claim has still not been resolved

    AXA Assistance USA policy: Platinum

    I had a question about my policy prior to my trip. I tried at least five times to reach AXA customer service but after waiting on hold at least an hour I was disconnected each time.

    James from NY
    Review Received: August 9, 2022
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    15 out of 15 people found this review helpful
    AXA Assistance USA policy: Platinum

    The 2nd week after arriving in Athens I became extremely sick with uncontrollable diarrhea and extreme fatigue. I twice entered a hospital, was treated w/ intravenous antibiotics and fluids and released only to twice within days resume symptoms. I was so sick I thought i would die. I requested a medical repatriation which my policy stated "iI got sick" AXA would and after a week I was denied. I subsequently was forced to repatriate myself at considerable expense. I filled 2 claims - one for each hospitalization - totaling over US$5,000 - on 16 June 2022 and 01July 2022 - which I assumed AXA reviewed and confirmed the validity of my medical claims, but as of today have not received any confirmation of a review.

    Barry from VA
    Review Received: August 5, 2022
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    26 out of 26 people found this review helpful
    AXA Assistance USA policy: Silver

    In November 2021 I booked a guided Dolomites walking trip 7/10/2022 - 7/18/2022 . I made my first payment 11/9/2021 then contacted AXA and provided approximate dates of the time before and after the tour. I then planned the dates to include 2 days before the walking tour and 12 days after with a second trip to Croatia. I did not inform AXA of the further dates. That would be 7/19-29. Unfortunately I came down with Covid 6/30 and had to cancel the walking tour. I was able to complete the Croatia part of the trip. My question is if I am able to be compensated for the cancelled walking tour 969 EUR and 2261 EUR for the Dolomites walking tour. Scott Sunde

    scott from NM
    Review Received: August 2, 2022
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    3 out of 5 people found this review helpful