Overview

AXA Assistance USA offers three comprehensive policies on Squaremouth, all underwritten by Nationwide Mutual Insurance Company. Their Platinum plan is the most popular and offers up to $250,000 in medical coverage along with the best baggage protection available on the marketplace.

Trips Protected
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SINCE 2015
79,175
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AVG. MONTH
138
Total Reviews
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SINCE 2015
1,057
Detailed Rating
Customer Service Before Trip
4.33/5
Customer Service During Trip
3.62/5
Customer Service During Claim
3.71/5

See how AXA Assistance USA compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.21 (1,057 reviews)

AXA customers frequently mention the provider’s efficient customer service, especially when it comes to making pre-departure adjustments to a policy. However, some customers have voiced that the claims process takes too long and lacks transparency.

  • 5
    646
  • 4
    206
  • 3
    89
  • 2
    48
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  • AXA Assistance USA policy: Gold

    Provided peace of mind. Customer service was great

    Anna from IA
    Review Received: June 29, 2022
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    1 out of 4 people found this review helpful
    AXA Assistance USA policy: Platinum

    The process of filling a claim is too burdensome and uncertain. The person I talked to couldn’t actually help me but pointed me to an automated Web site. The documentation required for an obvious claim is too burdensome. Was told The steps we took to get home despite the airline, which we did to save money overall (Amtrak vs three nights in a hotel) would not be covered bc we didn’t use the airline rebook to get home. But the airline was broken. Makes no sense.

    Kristine from MO
    Review Received: June 24, 2022
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    8 out of 9 people found this review helpful
    AXA Assistance USA policy: Platinum

    I submitted my claim with full documentation 19 days ago and haven't received any feedback on the processing or completeness of my claim. AXA did confirm receipt, but nothing beyond that almost 3 weeks later..

    Allison from UT
    Review Received: May 21, 2022
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    37 out of 37 people found this review helpful
    AXA Assistance USA policy: Platinum

    My wife broke her hip in Costa Rica and had to have a hip replacement. ACA enabled us to move from public hospital where few spoke English to a private hospital where most of the staff did speak English. They were very helpful.

    The claims process was less helpful. We were told 39-45 days to payment. It was right at 90 days. The biggest issue was lack of communication. I called and after over an hour on hold, left a message which was never responded to. An email asking for information and noting the delay received a less than helpful response.

    There reason was due to high volumes of claims.

    I am pleased the claim was paid in full, but unhappy with length of time and responsiveness.

    Aubrey from NC
    Review Received: May 17, 2022
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    61 out of 61 people found this review helpful
    AXA Assistance USA policy: Platinum

    I needed to extend my trip by one day because of airline schedule changes, and the AXA representative made the change, wrote a new letter to to update my policy to meet Philippine requirements, and did it for no extra charge. And, she was very pleasant about making the change for me.

    Wade from PA
    Review Received: May 8, 2022
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    18 out of 19 people found this review helpful
    AXA Assistance USA policy: Platinum

    I submitted my claim on 2/5/22. it is now 5/7/22 and I haven't heard back from AXA regarding my claim. I don't understand why I have not heard back, even to say that the claim is under review. Please contact me to complete my claim.

    Laura from CA
    Review Received: May 7, 2022
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    45 out of 45 people found this review helpful
    AXA Assistance USA policy: Gold

    Filed claim 4 - 5 weeks ago and all I've received is a computer generated email stating they are somewhat overwhelmed, please be patient.

    Daniel from SC
    Review Received: April 21, 2022
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    43 out of 45 people found this review helpful
    AXA Assistance USA policy: Silver

    We have been very busy and have not addressed some questions that have emerged from AXA. We thought we had submitted a complete claim.

    Now we are trying to answer the questions that have been posed.

    John and Elizabeth from NY
    Review Received: April 18, 2022
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    9 out of 14 people found this review helpful
    AXA Assistance USA policy: Platinum

    I needed proof of coverage for Covid so I called before my trip and was sent an email immediately to prove my Covid coverage. Fortunately my trip went as planned so I did not need to file a claim but it is definitely worth the money to have the peace of mind that everything is covered. I will use Squaremourh again for my next international trip.

    Suzanne from TX
    Review Received: April 18, 2022
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    7 out of 10 people found this review helpful
    AXA Assistance USA policy: Gold

    Absolutely terrible customer service experience. I filed my claim in January, after my flights were canceled and delayed. I did not even hear back until March! The message--delivered two months later--was garbled and incoherent. The amount of reimbursement was left blank, and the larger portion of the claim was denied, without a clear explanation of why. This is NOT what I expected when I paid over $2,000 for a policy! To date, no human spoke to me or emailed me. My calls haven't been returned, and no adequate explanation had been given. The denial "letter" simply quoted from the exclusions language of the policy but offered NO explanations as to why the exclusions purportedly applied. Extremely disappointed in the "services" offered.

    The coverage is potentially a scam, and it should not be offered through this platform. The AG's office should perform a thorough investigation both of their untimely response rate and the woefully inadequate, unsupported, blanket denials.

    Nicole from CA
    Review Received: April 15, 2022
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    71 out of 71 people found this review helpful