Overview

AXA Assistance USA offers three comprehensive policies on Squaremouth, all underwritten by Nationwide Mutual Insurance Company. Their Platinum plan is the most popular and offers up to $250,000 in medical coverage along with the best baggage protection available on the marketplace.

Trips Protected
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SINCE 2015
79,674
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AVG. MONTH
148
Total Reviews
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SINCE 2015
1,066
Detailed Rating
Customer Service Before Trip
4.32/5
Customer Service During Trip
3.61/5
Customer Service During Claim
3.7/5

See how AXA Assistance USA compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

AXA customers frequently mention the provider’s efficient customer service, especially when it comes to making pre-departure adjustments to a policy. However, some customers have voiced that the claims process takes too long and lacks transparency.

  • 5
    649
  • 4
    207
  • 3
    90
  • 2
    49
  • 1
    71
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  • AXA Assistance USA policy: Gold

    Will never buy trip insurance again. It is a rip-off and useless. What is covered is misleading. Actually, nothing is covered even if your trip is canceled for a reason beyond your control. I didn’t cancel my trip, the outfitter did and the trip insurance won’t cover anything.

    erica from CA
    Review Received: March 22, 2022
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    30 out of 30 people found this review helpful
    AXA Assistance USA policy: Gold

    Very satisfied with policy so far. Customer service was great when I needed them during my trip. In process of filing claim and hope that goes as smooth!

    ML from IL
    Review Received: March 14, 2022
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    5 out of 10 people found this review helpful
    AXA Assistance USA policy: Platinum

    I was reasonably confident I would have been taking care of if I were to have filed a claim. I did deal with a concierge service and they were quite helpful.

    Kevin from OH
    Review Received: March 14, 2022
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    1 out of 3 people found this review helpful
    AXA Assistance USA policy: Gold

    I communicated withAXA several times after I bought the insurance to verify that pre-existing condition will be covered. When I bought the policy and a verification e-mail was sent, it said pre-existing condition not covered even tho I had bought the policy within 10 days of my paying for the trip. Then it also said that my medical coverage is secondary when the policy I bought said primary. They wouldn’t send me a new summary of coverage and after several phone calls, I was reassured that pre-existing condition is covered and Illinois is always a primary insurance payer. I didn’t feel good about this at all. Then I had to cancel the trip because of Covid and AXA is just giving me till the end of 2022 to use up what I paid for. They have had my money for 15 months and now it appears I would lose it all as I don’t have any more plans to travel this year. You would think AXA would give you a longer time to use the credit. Not happy with AXA. I have used Squaremouth many times, fortunately haven’t had to file a claim.

    Melissa from IL
    Review Received: March 11, 2022
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    21 out of 21 people found this review helpful
    AXA Assistance USA policy: Silver

    I had no issues so I book again for next year trip

    Bob from NH
    Review Received: March 9, 2022
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    1 out of 2 people found this review helpful
    AXA Assistance USA policy: Silver

    I was told my claim was being processed! BUT not satisfied! You have lied about my claim status and I have filed a complaint with the authorities,HELLO POLICE!

    Kurtis Sandhoff from CA
    Review Received: March 9, 2022
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    19 out of 22 people found this review helpful
    AXA Assistance USA policy: Gold

    Slow process on claim. Understandable with Covid claims, but very slow process. All auto generated emails. No one to talk to.

    kevin from VA
    Review Received: March 8, 2022
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    17 out of 17 people found this review helpful
    AXA Assistance USA policy: Platinum

    The rep was very helpful, and answers she didn’t have she rapidly got from her supervisor. She spoke English clearly and succinctly, which was truly appreciated. I would certainly recommend you to others seeking travel insurance.

    charles from NC
    Review Received: February 27, 2022
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    1 out of 3 people found this review helpful
    AXA Assistance USA policy: Platinum

    Like most insurance companies these day, buyers should beware of thinking they are purchasing coverage for risk they my occur on their trip only to find there is NO coverage when really needed. After going through this twice I recommend travelers consider self-insuring their travel because in the end this is what you end up doing anyway. Save the premium.....

    Kevin from FL
    Review Received: February 26, 2022
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    18 out of 20 people found this review helpful
    AXA Assistance USA policy: Gold

    My first application for a Thailand Pass was turned down because they said that my insurance policy did not meet Thailand Covid requirement for the test and go pass. I contacted AXA and was told the policy did meet requirements.BY the time I resubmitted my application Thailand had stopped the TEST AND GO program and I was forced to cancel my trip. I should have my $126 cost of this policy refunded. Than you, Dennis Boxrud

    Dennis from MN
    Review Received: February 18, 2022
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    8 out of 8 people found this review helpful