Overview

AXA Assistance USA offers two comprehensive policies on Squaremouth, all underwritten by United States Fire Insurance Company.

Trips Protected
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SINCE 2015
81,875
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AVG. MONTH
449
Total Reviews
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SINCE 2015
1,076
Detailed Rating
Customer Service Before Trip
4.32/5
Customer Service During Trip
3.62/5
Customer Service During Claim
3.71/5

See how AXA Assistance USA compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.21 (1,076 reviews)

AXA customers frequently mention the provider’s efficient customer service, especially when it comes to making pre-departure adjustments to a policy. However, some customers have voiced that the claims process takes too long and lacks transparency.

  • 5
    656
  • 4
    210
  • 3
    90
  • 2
    49
  • 1
    71
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  • AXA Assistance USA policy: Gold

    We're about to file claim from our trip! but we've got no assistance thru claiming process even a form!

    pattanavadee from CO
    Review Received: February 14, 2022
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    4 out of 5 people found this review helpful
    AXA Assistance USA policy: Gold

    It was rejected. I will never use this company again. What a waste of money. They made me fight with Turkish air who rejected the claim.

    M from NY
    Review Received: February 12, 2022
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    3 out of 5 people found this review helpful
    AXA Assistance USA policy: Platinum

    I had no pre -departure interaction with AXA Assistance, so question needs a bit of re-wording. There was no problem with them in terms of customer service. The problem was that the SquareMouth rep who sold me the insurance told me that AXA would be able to extend my policy. They can't. Unfortunately, you don't get the policy document until after you purchase so it's not something that I could have even double checked. I trusted that the SquareMouth rep, when she told me AXA could extend for whatever period I needed, knew what she was talking about. I counted on that and that statement was specifically why I only bought one month's initial coverage. I was travelling because of a death in the family so didn't have a set expectation of how long I needed coverage for. This put a huge amount of extra stress on me while I was already in a stressful situation. Then, when I found out and tried to contact SquareMouth, couldn't get anyone on the phone. It wasn't until a day later that I got a call back. Even AXA tried to call SquareMouth while I was on the phone with them (tried to transfer) and they couldn't get the call picked up. Insurance is supposed to help prevent stress. The mis-information and then lack of ability to talk to someone in a reasonable time frame was awful business practice. I would never, ever buy from SquareMouth again.

    Valerie from NY
    Review Received: February 9, 2022
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    7 out of 8 people found this review helpful
    AXA Assistance USA policy: Gold

    I had one question prior to trip departure. They answered quickly.

    Gabriel from NY
    Review Received: February 8, 2022
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    2 out of 4 people found this review helpful
    AXA Assistance USA policy: Platinum

    Trip was cancelled. Deferred insurance policy until next year.

    John from FL
    Review Received: February 5, 2022
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    0 out of 3 people found this review helpful
    AXA Assistance USA policy: Platinum

    The absolute worse experience. It has been a week and no reply from the insurance company on my claim. This is a full time job to try to get them to cover my loss. I spent over 2,000 on the policy and the customer service is terrible.

    Jackie Jones
    917-796-6669

    Jacqueline from NY
    Review Received: January 30, 2022
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    13 out of 17 people found this review helpful
    AXA Assistance USA policy: Platinum

    My husband tested positive for covid the day before we were scheduled to fly back to the US. When I called AXA Assistance, they assured me that our coverage would be extended for as long as we needed to stay and that they would reimburse medical and other cost up to the policy limits. We flew back yesterday and I intend to file a claim for these expense.

    Robyn from FL
    Review Received: January 26, 2022
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    9 out of 16 people found this review helpful
    AXA Assistance USA policy: Platinum

    AXA email indicated a 30 day turnaround for my claim to be processed/paid. I submitted my claim in Dec 2021 & called in late Jan 2022 to check on status. I was told no one had looked at it yet and that the were just starting to look at claims submitted in Oct 2021. They indicated it would probably not be until March 2022 for someone to look at my claim. This was my first time purchasing travel insurance from any company. If it truly takes 3 months for my claim to even be looked at, this will be the last time I purchase from this company!

    Zero stars for AXA - 3 months to process any claim from CA
    Review Received: January 24, 2022
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    14 out of 17 people found this review helpful
    AXA Assistance USA policy: Platinum

    I always use the clearly understood website Squaremouth to get travel insurance.

    Jane from KY
    Review Received: January 24, 2022
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    1 out of 7 people found this review helpful
    AXA Assistance USA policy: Platinum

    So easy and reassuring in these crazy times!

    Meridith from NC
    Review Received: January 24, 2022
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    0 out of 5 people found this review helpful

Last updated: November 1, 2026