Overview

AXA Assistance USA offers three comprehensive policies on Squaremouth, all underwritten by Nationwide Mutual Insurance Company. Their Platinum plan is the most popular and offers up to $250,000 in medical coverage along with the best baggage protection available on the marketplace.

Trips Protected
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SINCE 2015
79,175
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AVG. MONTH
138
Total Reviews
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SINCE 2015
1,057
Detailed Rating
Customer Service Before Trip
4.33/5
Customer Service During Trip
3.62/5
Customer Service During Claim
3.71/5

See how AXA Assistance USA compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.21 (1,057 reviews)

AXA customers frequently mention the provider’s efficient customer service, especially when it comes to making pre-departure adjustments to a policy. However, some customers have voiced that the claims process takes too long and lacks transparency.

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    646
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    206
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    89
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    48
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  • AXA Assistance USA policy: Silver

    Purchasing was rather easy online, and I selected Cuba with ease. When I spoke to customer service they were helpful, but I’m rating it low because I had to wait for an extremely long time. I had to call several times before getting through. My worst experience was when I was in Cuba and got stranded due to a sudden cancellation of flights. I called the number using Skype, because in Cuba communications are very limited and calling from my phone was not feasible, due to restrictions. It would be 3 dollars a minute even for toll-free. When I reached an agent finally, they told me that due to regulations they could not help me in Cuba. I continue to ask for more clarification, but the agent hung up on me. I gave up on trying to contact anyone other than sending a couple of emails. Finally when I got one response, it was many days later. It’s very important that when we purchase policies for particular countries, if we cannot get emergency assistance, that needs to be explicit. I have yet to file a claim and hope that that experience will be more positive.

    anon from CA
    Review Received: January 17, 2021
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    29 out of 30 people found this review helpful
    AXA Assistance USA policy: Platinum

    EVA Air broke the entire zipper off a piece of our luggage last Summer in 2019. They kept giving me various documents about them not covering the damage caused to zippers. AXA would not consider this claim because the EVA people would not explicitly state that they exclude coverage for zippers. Nothing was done and AXA closed the case.

    Anthony from TX
    Review Received: October 4, 2020
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    30 out of 35 people found this review helpful
    AXA Assistance USA policy: Platinum

    This policy was taken out for a cruise that was cancelled due to Covid-19 for the dates of 7/6/20 - 7/16/20. We have changed this policy to be used on another cruise from 6/14/21 - 6/28/21. Yancey Robertson

    Yancey Robertson from NC
    Review Received: July 26, 2020
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    15 out of 17 people found this review helpful
    AXA Assistance USA policy: Platinum

    My group of 4 were in the Philippines March 12th when the whole world flipped upside down. Had to abandon our trip. Lost thousands of dollars in pre-paid flights and tours. Cost us an extra $5000 to evacuate and get home. AXA won’t cover a ******* dime of it. I bought the coverage thinking we’d be ok. They totally screwed us. Would never purchase from them again. Also their 24 hr service is a joke. I tried frantically to get a hold of them from March 11- 20th. Couldn’t even get them to reply to an email. Worthless ******* company. Worthless policy. Offered absolutely zero help through this entire experience.. **** them. **** them, **** them, **** them. I hope covid-19 puts them out of business. **** them......**** them

    Adam fuck AXA assistance from IL
    Review Received: April 28, 2020
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    126 out of 131 people found this review helpful
    AXA Assistance USA policy: Platinum

    We emailed in our claim with complete set of documents and have not heard anything since on or about March 12. I emailed to request at least a confirmation that they at least received my claim. I heard nothing back except for repeated emails attaching claim documents. Very frustrated.

    Karen from CA
    Review Received: April 8, 2020
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    48 out of 49 people found this review helpful

    Review Updated: 05/06/2020

    I sent in all my documentation and expected to have some sort of confirmation that was claim was received. That never happened. Instead, I received a check in the mail for the full claim. Such speedy and excellent service that I purchased another policy for my next trip. Thank you!
    Karen

    AXA Assistance USA policy: Platinum

    Your company has to know that all travel this month has been canceled. Customers should be asked if their trips are canceled and then issued automatic refunds. Ridiculous to make people jump through multiple hoops when there is a statewide (Florida) mandatory stay at home order and a federal directive not to travel internationally.

    Gary from FL
    Review Received: April 6, 2020
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    17 out of 21 people found this review helpful
    AXA Assistance USA policy: Platinum

    W contacted AXA Assistance USA through email on March 15 and again on March 16. The Outside US telephone number was not accessible, but we're not sure if that problem rests with AXA or our location (Australia) at the time. W heard absolutely nothing from AXA until March 24. At that time we received an email that they were sorry for the delay and an 8 page form to file a claim within 90 days. We realize that there may have been unusual issues at the time, but we still find the response delay to be excessive.

    Further, at this point, the 90 days may prove insufficient given the lack of information from the tour company other than from the tour guide on March 25: "Just checking in after all the drama that you arrived home safely?" and "I was wondering if anyone has had symptoms of COVID-19 since they got home..."

    S and T from NC
    Review Received: April 5, 2020
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    15 out of 15 people found this review helpful
    AXA Assistance USA policy: Platinum

    I have contacted you several times left several messages and still no info from you. We were not able to take trip. Iwant to file a claim and use for next year.
    Please call me at 541-350-8684 Deanna Poland

    Jacobus from OR
    Review Received: April 4, 2020
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    16 out of 20 people found this review helpful
    AXA Assistance USA policy: Platinum

    I had a small accident with my rental car and called for AXA assistance while abroad to discuss what was covered or not under my policy. The customer service representative was very kind and helpful and explained things clearly and completely.

    Nancy from PA
    Review Received: April 3, 2020
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    8 out of 8 people found this review helpful
    AXA Assistance USA policy: Platinum

    I was told AXA would not cover any issues caused but the COVID-19 lockdown. They did tell me to file anyway, though.

    Anthony from MT
    Review Received: April 3, 2020
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    5 out of 7 people found this review helpful