Overview

AXA Assistance USA offers three comprehensive policies on Squaremouth, all underwritten by Nationwide Mutual Insurance Company. Their Platinum plan is the most popular and offers up to $250,000 in medical coverage along with the best baggage protection available on the marketplace.

Trips Protected
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SINCE 2015
79,216
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AVG. MONTH
139
Total Reviews
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SINCE 2015
1,056
Detailed Rating
Customer Service Before Trip
4.33/5
Customer Service During Trip
3.61/5
Customer Service During Claim
3.71/5

See how AXA Assistance USA compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.21 (1,056 reviews)

AXA customers frequently mention the provider’s efficient customer service, especially when it comes to making pre-departure adjustments to a policy. However, some customers have voiced that the claims process takes too long and lacks transparency.

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  • AXA Assistance USA policy: Gold

    My experience with AXA Assistance USA was terrible. I submitted a well documented claim for close to $2,600 after a trip to Vietnam and Cambodia (trip was in February 2017, claim was submitted in March 2017). My original flight was canceled, causing me to have to buy three additional plane tickets, lose two days of the tour, and lose a nonrefundable night in a hotel. After much back and forth and much arguing and the people at AXA Assistance mincing words, I my final settlement was $400. I was traveling with 4 other people - they submitted exactly the same claim as mine to 2 different companies. They were all reimbursed IN FULL, and quite quickly. We all paid the same amount for our insurance.
    These people were impossible to deal with. I was never allowed to talk to the same person twice. They were often reading from scripts to try to explain why they were denying my very clear claim. Why else do you buy travel insurance, if not to be reimbursed for extra expenses when things go wrong?
    This company is despicable. If I could give them zero stars, I would.

    Barbara from NC
    Review Received: August 25, 2017
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    15 out of 15 people found this review helpful
    Squaremouth

    Thank you for posting a review of AXA Assistance USA.

    We apologize for your negative experience.

    A member of our Zero Complaint Team will contact you to discuss this further.

    Please contact us at 800-240-0369 if you have any questions, we are happy to help.

    AXA Assistance USA policy: Gold

    I contacted AXA Assistance to make some changes to my policy. The person I spoke with was very helpful. I received email confirmation from AXA a few hours after I spoke with the representative confirming the changes.

    Stephen from MI
    Review Received: August 19, 2017
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    1 out of 1 people found this review helpful
    Response from AXA Assistance USA

    Thank you for the kind review! We are delighted to know you’re happy with your purchase and had a good customer service experience. We appreciate the opportunity to provide coverage for you and look forward to providing travel protection for all of your future endeavors!

    AXA Assistance USA policy: Silver

    When we were told by the airline that our outbound flight had been cancelled, I contacted AXA to see if the trip interruption policy would cover emergency rebooking with a different airline. I was led to believe that would not be covered. I was unpleasantly surprised because this seemed like a crucial covered event. While the information from the airline turned out to be false in the end, and the flight was still there, this undermined my trust in AXA and I'm unlikely to buy their insurance policies in the future.

    Ramon from NJ
    Review Received: August 18, 2017
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    6 out of 6 people found this review helpful
    AXA Assistance USA policy: Platinum

    My daughter & I just returned from our first overseas vacation and deciding to use SquareMouth was the best decision we made, allowing me to relax and enjoy the cruise, knowing that we would be in good hands if needed. The process was a breeze, our agent was knowledgeable, patient, and helpful in all ways, answering both of our many questions and concerns--and all for an unbeatable price! As a Senior, this trip was a test in many ways for me--but I am anxious to spend more time traveling with family and friends in the near future, and SquareMouth is my direct " go-to" as the only insurance provider we will consider. They are AWESOME!

    Kathleen from NC
    Review Received: August 15, 2017
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    0 out of 2 people found this review helpful
    Response from AXA Assistance USA

    Having trip coverage certainly helps you focus on the important things like enjoying the travel experience and destination. We appreciate the opportunity to provide coverage for you and hope you will consider AXA Assistance USA for future travels.

    AXA Assistance USA policy: Platinum

    This is my second experience with AXA Assistance and I continue to be very pleased.

    ELLYN from CA
    Review Received: July 31, 2017
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    1 out of 1 people found this review helpful
    Response from AXA Assistance USA

    Thank you for the kind review! We are delighted to know you’re happy with your purchase and had a trouble-free trip but were covered in the event the unexpected occurred. We appreciate the opportunity to provide coverage for you and hope you will consider AXA Assistance USA for future travels.

    AXA Assistance USA policy: Gold

    They had problems understanding my request and basics like my name and policy type
    Had to repeat myself a lot

    Lucy from NY
    Review Received: July 27, 2017
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    1 out of 3 people found this review helpful
    AXA Assistance USA policy: Platinum

    Monica from PA
    Review Received: July 13, 2017
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    6 out of 6 people found this review helpful

    The claim process was extremely slow. I was told I'd have a response in 30 days. When I hadn't heard back, I contacted AXA on day 30. I was told someone would get back to me soon. I then received an email saying they needed additional information. I immediately provided the requested information and then waited nearly 30 additional days again with no response. I called back and was told someone would get back to me. Within a few days, I finally had a response. While AXA eventually paid the claim (I had "cancel for any reason" coverage so I'm not sure how they could have done anything else) , the process was very frustratingly slow. I seemed to get a response only when I called and complained.

    AXA Assistance USA policy: Platinum

    The agent on the phone was very helpful when our flight was cancelled. She sent a claim form but we have not filled it out yet as we are collecting data from the travel agency.

    Joseph from IN
    Review Received: July 4, 2017
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    0 out of 2 people found this review helpful
    Response from AXA Assistance USA

    Thank you for the kind review! We are delighted to know you’re happy with your purchase, please let us know if we can be of further assistance in submitting your claim. Please think of AXA Assistance USA for any future travels and we hope to continue to provide you with a worry-free experience.

    AXA Assistance USA policy: Platinum

    Thank you for what appears to be a quality product. Our trip was to England where their national healthcare program does not charge tourists, or at least that was the case for one of our tour members who sought medical care of a doctor who treated and prescribed medication free of charge.

    I realize that travel policies are for catastrophic health issues and I hope that they would normally pay for themselves many times over at such an event.

    Glad I didn't need to seek medical care while on vacation, yet.

    Tom from CA
    Review Received: June 12, 2017
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    0 out of 3 people found this review helpful
    Response from AXA Assistance USA

    Thank you for your feedback. We are happy to hear you had a trouble-free trip but were covered in the event the unexpected occurred. Please think of AXA Assistance USA for any future travels and we hope to continue to provide you with a worry-free experience.

    AXA Assistance USA policy: Silver

    Helpful, friendly and knowledgeable representative on the phone. Answered lots of questions from this first time international traveler. Price was great--I'd shopped around to specific websites. It was great being able to choose from many carriers.

    Nancy from WA
    Review Received: June 5, 2017
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    1 out of 2 people found this review helpful
    Response from AXA Assistance USA

    Thank you for the kind review! We are delighted to know you’re happy with your purchase and had a trouble-free trip but were covered in the event the unexpected occurred. We appreciate the opportunity to provide coverage for you and hope you will consider AXA Assistance USA for future travels.