Overview

Detour offers two comprehensive policies on Squaremouth that cater to the insurance needs of adventurers. Both plans, @the edge and @the edge+, cover travelers participating in a wide range of activities and feature strong financial protection for medical emergencies and evacuations.

Trips Protected
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SINCE 2023
12,306
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AVG. MONTH
143
Total Reviews
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SINCE 2023
229
Detailed Rating
Customer Service Before Trip
4.55/5
Customer Service During Trip
3.61/5
Customer Service During Claim
4.21/5

See how Detour Insurance compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.45 (229 reviews)

Detour customers highlight the provider’s efficient claims process, with some getting claims settled faster than expected. Other travelers, however, report frustrations at the amount of supporting documentation requested when submitting a claim.

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    169
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    27
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    16
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  • Detour Insurance policy: @the edge

    I did not have a Detour Policy. When I called for a travel policy I was directed to Detour, which I purchased. Then, as I went to extend my trip coverage, I learned that Detour was no longer a policy that was represented by Square Mouth. Initially being told it was being 'updated' on the website, I later learned no policy was available for purchase. It was clear there was something amiss so I contacted Square Mouth and Detour with my concern. I was initially given very erroneous information and feel I was misled in purchasing the Detour product. After proving my case I was kindly assisted by someone at Square Mouth who was able to advocate for me and have the Detour policy canceled and refunded. I had to purchase a new policy with a different company at a much higher rate, however. Not pleased by the man who sold me the Detour but finally happy with the woman who was able to advocate for me to get a refund. Interestingly, the man who directed me to Detour was able to advocate for that one, but the woman stated no one can direct us to, or sell us, a specific policy. They can only provide information for us to make our own decisions. Hmmm...was there some sort of Detour kickback with this guy?

    Keary from OH
    Review Received: May 18, 2024
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    1 out of 1 people found this review helpful
    Detour Insurance policy: @the edge

    Everything was fast & easy in addition to being low cost. Will definitely purchase from them again.

    Karen from NJ
    Review Received: May 17, 2024
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    0 out of 0 people found this review helpful
    Detour Insurance policy: @the edge

    Patricia from FL
    Review Received: May 17, 2024
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    0 out of 0 people found this review helpful

    The process was reasonable not too loaded with paperwork. Although they did not pay out on a couple of items for which I did not have a receipt. I guess I can understand even the amount was not exorbitant.

    Detour Insurance policy: @the edge plus

    Hi, I was trying to file a claim for the lost backpack. When I tried to access claim form on-line, I couldn't file a claim without a police report, So I sent an email a week ago, explaining my situation. I haven't heard a word back.

    ella from CA
    Review Received: May 16, 2024
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    0 out of 0 people found this review helpful
    Detour Insurance policy: @the edge plus

    Kind and courteous.

    Linda from WA
    Review Received: May 13, 2024
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    0 out of 0 people found this review helpful
    Detour Insurance policy: @the edge

    I find it very helpful to be able to speak with an agent and find the best travel insurance for the trip. I did unfortunately have a trip interuption and need to file a claim due to the airlines. Although I had to file a lot of paperwork to get the claim, I found the reimbursement was adequate.

    Deborah from NY
    Review Received: May 12, 2024
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    0 out of 0 people found this review helpful
    Detour Insurance policy: @the edge plus

    Bob from SC
    Review Received: May 7, 2024
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    0 out of 0 people found this review helpful

    We had to cancel our trip the morning we were leaving,due to illness. I contacted DeTour insurance and they emailed me the paperwork to fill out. From the time I submitted my claim,it took less than two weeks to have a check in my hand. I will use DeTour again when traveling.

    Detour Insurance policy: @the edge plus

    We had to cancel our trip due to a back injury my husband sustained the week before our departure. I have filed the claim and am awaiting information.

    Julie from KS
    Review Received: May 4, 2024
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    1 out of 3 people found this review helpful

    Review Updated: 06/02/2024

    After my initial claim application, I was asked to provide additional documentation. Some of the information requested was a repeat of what I believed I had provided. Some was new though. I was also asked to provide air documentation even though I did not request reimbursement for air, as I requested that directly from the airline. Detour, acknowledged that and dropped that request. The documentation I provided the second time, although some a repeat, resulted in my reimbursement. I received checks in the mail in a timely fashion, although I would have preferred advance notice they were coming. Overall, this was a good value to be able to get all of our money back from a trip cancelled due to a medical injury one week prior to our trip.

    Detour Insurance policy: @the edge plus

    My trip was cancelled due to a health issue. I am still gathering information for that claim.

    George from CA
    Review Received: May 3, 2024
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    0 out of 2 people found this review helpful
    Detour Insurance policy: @the edge plus

    My husband had a medical emergency in Rome requiring hospitilization. We opened a claim with On Call International, the contractor designated with our insurance, The private hospital, Rome American recommended by On Call International, did not have an ER, so we ended up at a public one where he spent 4 1/2 days being treated in an ER ward with Spartan accomodations. No one spoke English, the staff were dismissive and the medical treatment, though appropriate, was administered with alarmingly poor skills and dismissiveness.. I was able to visit 45 minutes each day, no possibility to call to check on his status, relying on our cell phones. I asked On Call, with whom I spoken daily rarely with the same caseworker, to arrange transfer to a private hospital which they said, after deliberation, they would seek. I had taken On Call's advice at every turn and all agents except the last, were kind and seemed clear on the process. My husband improved and was due to be discharged on day 5 .
    I had managed to fill out all required paperwork for On Call, except the medical forms which the hospital needed to provide at discharge. They are in English ; the 12 page discharge papers containing all tests, treatments and notes were in Italian, including a statement from the physician
    indicating that my husband was not contagious and able to fly home to the USA. The night before his discharge I spoke with On Call agent John who told me they could not accept those papers; they could not accept the doctors recommendation so I would need to send him photographs of the papers, he would have them translated and then their medical team would review and make a determination. This would potentially require us to stay in Rome several more days. Out of frustration I closed the case. Nowhere in the policy did I find these terms articulated. This lack of disclosure and the failure of the various caseworkers I contacted to explain this potential snag make for inexcusably poor practice.I should have been told that a medical board would rule on the clear to fly component, that they would not accept the word of the doctor in our circumstances. I was informed that the local contacts On Call retained were trying to communicate (in fact someone had spoken with my husband's doctor at the public hospital) but they were having difficulty getting information and communicating with Rome America. This became my/our problem it seemed. We flew home late, have no intention of filing a claim for medical expenses, but fully intend to file for trip interruption expenses. Having already sent an email when he was admitted to the requesting a 5 day extension due to an emergency medical situation, there was only an automatic response saying I may not receive a reply confirmation for 5 business days. Long past that now.
    I will never go to this company again. With an umbrella of Nationwide I anticipated a better experience.

    Pamela from VA
    Review Received: May 3, 2024
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    5 out of 5 people found this review helpful

Last updated: June 17, 2026