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Overview

HTH offers five policies on Squaremouth, including both comprehensive and travel medical plans. Their most popular option, TripProtector Economy, provides balanced coverage for trip cancellations, medical emergencies, and medical evacuations.

Trips Protected
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SINCE 2004
5,723
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AVG. MONTH
7
Total Reviews
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SINCE 2004
563
Detailed Rating
Customer Service Before Trip
4.34/5
Customer Service During Trip
3.3/5
Customer Service During Claim
3.59/5

See how HTH Travel Insurance compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.23 (563 reviews)

HTH Travel Insurance customers appreciate the option to submit claims documents online and feel that the policies offer good value for their money. However, some travelers report having trouble contacting the provider’s 24-hour Emergency Assistance department.

  • 5
    328
  • 4
    114
  • 3
    47
  • 2
    20
  • 1
    35
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  • HTH Travel Insurance policy: TravelGap Voyager excl US

    My husband and I always use Squaremouth Insurance for all our travels. The website is easy to navigate and we only select those areas that are important to us. We can compare different policies and prices. Of course, we hope never to use the insurance, but it's nice to know that if we need help while traveling, we are OK. It's one less thing to worry about.

    Linda from NY
    Review Received: February 15, 2022
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    3 out of 4 people found this review helpful
    HTH Travel Insurance policy: TripProtector Classic

    Seamless experience

    Neil from NC
    Review Received: February 15, 2022
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    2 out of 3 people found this review helpful
    HTH Travel Insurance policy: TripProtector Preferred

    I have been trying to change policy dates and destination for about a month with HTH and still no resolution. I have never encountered this many problems with other travel insurance companies. Needless to say, I will NEVER purchase a policy from them again, even if they cost less than a competitor.

    Amy from WI
    Review Received: February 11, 2022
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    13 out of 14 people found this review helpful
    HTH Travel Insurance policy: TripProtector Classic

    HTH has great website for policy holders. Was able to print lists of medical facilities in major cities where I was traveling. I was also able to print declarations of insurance for specific countries which showed policy details and covid medical coverage - many countries are requiring theses as part of the documentation for admission. I actually saw travelers denied admission due to incorrect or inadequate documentation. This was in South America. I remained healthy and had no claims so cannot comment on their response in this circumstance.

    Patricia from PA
    Review Received: February 9, 2022
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    9 out of 10 people found this review helpful
    HTH Travel Insurance policy: TripProtector Preferred

    I received the wrong forms for my claim. I am not able to make contact with an agent in order to correct this. I am very frustrated !!!

    David from CA
    Review Received: February 8, 2022
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    9 out of 9 people found this review helpful
    HTH Travel Insurance policy: TripProtector Classic

    HTH customer service is overwhelmed on the backend with calls, so exasperatingly long wait times to connect with an agent. However, once connected, the agent was very caring, thorough and helpful. I cannot comment on the claim processing yet.

    Myron from VA
    Review Received: February 7, 2022
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    6 out of 6 people found this review helpful
    HTH Travel Insurance policy: TripProtector Economy

    My husband had to seek medical care while on our cruise. We have submitted the bill to our insurance company to see what they will pay and then will submit remainder of bill to HTH Travel insurance. I will say that looking at the submission paperwork, there is a lot to get to fill out a claim . I would think a bill with medical costs would be sufficient.

    betsy from SC
    Review Received: February 4, 2022
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    7 out of 7 people found this review helpful
    HTH Travel Insurance policy: TripProtector Preferred

    I have so far been shuffled to 3 different phone numbers. The last one is supposedly the claims department, but I cannot get a human there. So, I am waiting until we return to the US to file a claim.

    Charles from FL
    Review Received: February 3, 2022
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    7 out of 7 people found this review helpful
    HTH Travel Insurance policy: TripProtector Preferred

    No one to talk with, no feedback on my concerns about traveling during pandemic

    Keith from IL
    Review Received: January 25, 2022
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    25 out of 26 people found this review helpful
    HTH Travel Insurance policy: TripProtector Classic

    Had to change my travel plans and rebuy new tickets before trip, and therefore, change the policy. The agent seemed a bit gruff though he was unclear initially with his instructions and I requested for clarification. But overall process is fine.

    HS from NJ
    Review Received: January 23, 2022
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    5 out of 5 people found this review helpful

Last updated: August 16, 2026