Overview

HTH offers five policies on Squaremouth, including both comprehensive and travel medical plans. Their most popular option, TripProtector Economy, provides balanced coverage for trip cancellations, medical emergencies, and medical evacuations.

Trips Protected
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SINCE 2004
35,049
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AVG. MONTH
238
Total Reviews
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SINCE 2004
539
Detailed Rating
Customer Service Before Trip
4.34/5
Customer Service During Trip
3.31/5
Customer Service During Claim
3.69/5

See how HTH Travel Insurance compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.24 (539 reviews)

HTH Travel Insurance customers appreciate the option to submit claims documents online and feel that the policies offer good value for their money. However, some travelers report having trouble contacting the provider’s 24-hour Emergency Assistance department.

  • 5
    315
  • 4
    110
  • 3
    42
  • 2
    18
  • 1
    35
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  • HTH Travel Insurance policy: TripProtector Preferred

    So far so good. Have never had to fike a claim so can't say for sure but hopefully my loyalty brings your loyalty

    Joanne from NJ
    Review Received: September 24, 2022
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    4 out of 8 people found this review helpful
    HTH Travel Insurance policy: TripProtector Classic

    My trip was canceled d/t "regional issues" in the Baltic Sea. HTH Insurance is denying my claim stating it was Covid related. Virgin Cruise at no time indicated it was covid related. The cancelation letter clearly states "regional issues"

    Maria from VA
    Review Received: September 14, 2022
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    55 out of 57 people found this review helpful
    HTH Travel Insurance policy: TripProtector Economy

    Hansel from CA
    Review Received: September 13, 2022
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    12 out of 14 people found this review helpful

    9/19/22 I emailed my claim the forms wouldn’t up load properly finalll after three uploads and emails I sent the claim. By US mail no response as of today

    HTH Travel Insurance policy: TripProtector Classic

    On my initial call to HTH, someone answered the phone in five minutes. After a brief discussion, she switched me to I believe it would be Claims. I waited over an hour and they never answered. I called a second time a day or two later. After waiting about an hour, I left my callback number. They never called me back. I also sent an email that went unanswered. Upon returning home, I began the claims process, and this time they answered the phone in about 20 or 25 minutes . At this point, I am almost ready to submit my claim. I expect to do that in the next few days.

    Steven from KY
    Review Received: August 19, 2022
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    42 out of 44 people found this review helpful
    HTH Travel Insurance policy: TripProtector Economy

    Thomas Darcy from TX
    Review Received: August 6, 2022
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    23 out of 24 people found this review helpful

    I have not received any response to my claim nor any refund

    HTH Travel Insurance policy: TripProtector Preferred

    We received helpful information in respect of our travel situation as SAS (Scandinavian Airlines) was hit by a pilot strike at the time of our departure from Copenhagen to San Francisco. However, SAS re-booked us on a Lufthansa departure. Thus we did not have to utilize the insurance to pay for alternative tickets.

    However, Karsten unfortunately lost his wedding ring during the trip. He will contact you by phone to address this matter.

    Cheryl & Karsten from CA
    Review Received: July 28, 2022
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    3 out of 9 people found this review helpful
    HTH Travel Insurance policy: TripProtector Economy

    Too early to evaluate.
    I spoke to an agent who sent me a form for lost luggage.
    I have competed the claim and forwarded it to the company.
    I am awaiting a response.

    Louis from FL
    Review Received: July 24, 2022
    Was this review helpful?
    3 out of 12 people found this review helpful
    Response from HTH Travel Insurance

    Thanks for your review! We’re happy we’ve been able to meet your expectations thus far, and hope you continue to be happy with your coverage!

    HTH Travel Insurance policy: TripProtector Classic

    Fraud fraud fraud , my baggage was lost , I Emailed I called and you guys didn’t respond back, my calls were left hanging for hours. Buyers be aware.

    victor Schlesinger from NY
    Review Received: July 12, 2022
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    38 out of 39 people found this review helpful
    Response from HTH Travel Insurance

    Thank you for your review! In order to process lost baggage claims you must submit a baggage loss and delay claim form. Please fill out and return so we can process your claim accordingly.

    HTH Travel Insurance policy: TripProtector Preferred

    I needed to change the dates on my policy due to travel changes. When’s speaking to customer service everyone was kind and considerate but the job never got done. It seem to have been held up in the review department
    It literally took two months to get the paperwork documents to be able to send to my travel agent, Along with a phone call every week.

    Deborah from HI
    Review Received: June 29, 2022
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    23 out of 23 people found this review helpful
    Response from HTH Travel Insurance

    We are sorry about your experience. Due the strain of the pandemic and higher than normal inquiry volumes, we are doing our best to respond to all inquiries in the order they were received. We appreciate your patience and understanding as we work through these unprecedented circumstances.

    HTH Travel Insurance policy: TripProtector Preferred

    My experience with HTH is the worst experience I have ever had with a company. I was injured in South America and could not get in touch with anyone to have my flight changed or find a Dr. the 24 hour assistance is a lie . What one does not understand is there is no way to print the forms HTH wants in a 3rd world country .Then there is no customer service as well.
    Thank you,
    Mr. Middleswart

    Ron from OK
    Review Received: May 17, 2022
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    73 out of 74 people found this review helpful