John Hancock Travel Insurance Reviews

Still awaiting decision on our insurance claim .

We have had great experience with John Hancock on a previous trip. We we will see if they come through on this claim after a canceled flight and delay getting home.

Hello. Still waiting for the fulfillment of my claim with claim no: M26B502828. So far, no one had reach out to me yet to ask for any documents needed. Hope the coverage for "Trip Cancellation/ Trip Interruption" will be given to me very soon.

Thank you.

Reina

We wouldn’t book with John Hancock again. It’s very hard to get thru to them and the right department.

The process was much easier than anticipated. We had a bag stolen from hotel storage. We did file a police report with an itemized list of items stolen. Upon returning to the US, we filed a claim. While we did have to provide a fair amount of documentation, we were quickly reimbursed for the stolen bag and contents without any hassle.

Purchasing the policies was easy, customer service from John Hancock was very helpful.

Took months to complete. Had to explain and argue everything on top of receipts and bank statements. Should not be so difficult.
They work very very hard to find reasons not to pay so it makes the process miserable for the customer. In our case a few days before vacation I was admitted to the hospital on emergency basis ended up with major heart problems requiring quadruple bypass surgery thus having to cancel our trip. Notification to them was made first week in September with receipts for everything we had paid for that we were unable to cancel and that was not sufficient, they constantly wanted to verify the obvious just as a delay, and wear you down tactic. Our Airlines and Cruise companies were no problem at all in giving us and them information and what we were out but again not good enough, so then it was a copy of every individual payment, not good enough . Then actual bank statements of each payment. It was over the top and luckily had time and resources to play their game it took two months to receive the majority of what we were out minus the cost of the insurance itself. Not a great company or experience is my opinion.

First emergency call with John Hancock after medical emergency and travel disruption was confusing and I was still in shock. The agent did not explain things well. Next day I was contacted by another agent who expressed empathy and walked me through the medical expense part of my claim but didn’t help explain travel change/disruption as those are separate areas of the company. Then an agent followed up a couple times to make sure the medical part was going ok. They were steering my answers so that they didn’t have to pay me for anything. Kind of rude. Also called me before I left the country to say the medical part was now closed, which it wasn’t because I wasn’t back in the US yet and something could have happened before I got home.

I still don’t know what to do about travel disruption and now their third party claims company is asking for the same documents I already sent John Hancock.

The process was slow but John Hancock did approve our claim. Overall, we were pleased with their service and would purchase through them again.