Overview

John Hancock offers three comprehensive policies on Squaremouth; Bronze, Silver, and Gold. All plans provide adequate medical coverage for international travel and the option to add Cancel for Any Reason insurance for eligible trips.

Trips Protected
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SINCE 2012
68,736
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AVG. MONTH
152
Total Reviews
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SINCE 2012
1,436
Detailed Rating
Customer Service Before Trip
4.31/5
Customer Service During Trip
3.67/5
Customer Service During Claim
3.49/5

See how John Hancock Insurance Agency, Inc. compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.16 (1,436 reviews)

John Hancock customers praise the provider for their helpful customer service, especially when modifying existing policies. Some customers report slow communication and time-consuming paperwork when filing a claim.

  • 5
    827
  • 4
    274
  • 3
    144
  • 2
    63
  • 1
    96
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  • John Hancock Insurance Agency, Inc. policy: Silver

    Claim was submitted on Tuesday, January 2nd. Can you please verify it was received?

    Phillip from CA
    Review Received: January 5, 2024
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    0 out of 3 people found this review helpful
    John Hancock Insurance Agency, Inc. policy: Silver

    Although they claim to review documents within 7-10 business days, it has been over a month. They claim to be backlogged. Very impressive on phone but no movement whatsoever

    Gabriel from NY
    Review Received: January 4, 2024
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    8 out of 10 people found this review helpful
    John Hancock Insurance Agency, Inc. policy: Silver

    Not very helpful in helping finding the medical assistance. I'm glad it was bronchitis and not something serious.

    The website to file the claim isn't user friendly.

    Svetlana from AZ
    Review Received: January 2, 2024
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    6 out of 6 people found this review helpful
    John Hancock Insurance Agency, Inc. policy: Gold

    Service was fine. Communication was lacking. It would have been nice to receive an email or text prior to my trip. I had to assume everything was in order. The most disappointing thing about the policy is that once I was in Thailand I thought I might extend my trip by a couple of weeks, but it turned out John Hancock will not extend a policy, and will not sell a policy to someone who's trip has already commenced. That wasn't clear to me when I bought the policy.

    Asia Traveler from NY
    Review Received: January 2, 2024
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    5 out of 5 people found this review helpful
    John Hancock Insurance Agency, Inc. policy: Silver

    I filed a claim but never heard back concerning any updates on my claim I feel like the ball was dropped . I experienced delayed luggage. I had to purchase items until my baggage arrived.

    Sylvester from AR
    Review Received: December 23, 2023
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    6 out of 6 people found this review helpful

    Review Updated: 01/20/2024

    I was disappointed in all the paperwork needed for my claim. It took too long to know what was needed for the claim to be processed. It would have been helpful if the needed documentation was stated when I first filed the claim not days later after the trip. I just gave up on the process and suffered the cost. I will never used travel insurance from John Hancock again. It was a lesson learned and received.

    John Hancock Insurance Agency, Inc. policy: Silver

    Cynthia from CA
    Review Received: December 19, 2023
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    0 out of 0 people found this review helpful

    I was asked several times to resubmit items that had been submitted, even after checking my claim and seeing that some of the requested items were listed as N/A. I started the process January 5, 2024 and received two duplicate checks Feb. 21, 2024.

    John Hancock Insurance Agency, Inc. policy: Bronze

    They have been awful..they have been unresponsive to my correspondence for the most part. They have denied my claim because my Costco Travel has not been able to provide them the exact reason why the airline cancelled a flight. There is no dispute that the flight was cancelled. Costco claims that the airline doesn't have to provide an exact reason. I have notified Hancock's adjuster that there is no provision in the insurance documents that I reviewed that an "exact " reason for cancellation has to be provided. I fully intend to dispute this matter and file a complaint.

    Ralph from TN
    Review Received: December 16, 2023
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    15 out of 16 people found this review helpful
    John Hancock Insurance Agency, Inc. policy: Silver

    Expensive.

    Jeanette from PA
    Review Received: December 16, 2023
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    0 out of 1 people found this review helpful
    John Hancock Insurance Agency, Inc. policy: Silver

    Ann from NY
    Review Received: December 15, 2023
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    4 out of 4 people found this review helpful

    It was a bit frustrating finally receiving the $40 for my claim. They repeatedly kept asking for additional information. I had to keep sending the same documents over and over. My flight was delayed causing us to rebook 24 hrs later. I had confirmation from KLM regarding this but John Hancock kept asking for a reason for the delay. I just feel that 6-7 weeks is a bit long to go through this process. Not sure I would use them again but am happy they finally came thru with the claim.

    John Hancock Insurance Agency, Inc. policy: Silver

    I am very disappointed in the John Hancock Insurance Agency and the silver travel insurance plan that I had purchased.

    I got Covid 19 while traveling with my family in Australia and we had to interrupt our travel to isolate per local COVID 19 recommendations. We incurred nearly $3000 in airline change costs related to canceling one segment of our travel and purchasing new segments for each of the four of us in the family.

    I filed a trip interruption claim through the Star Insurance Company, the company the John Hancock travel affiliate. After escalating my claim through three levels of processing over multiple months, I was told my claim was denied. The reason for denial was because I communicated with my own physician back home and didn’t see a physician in Australia. There is one word buried in the policy under the definition of “licensed physician,” where it is stipulated that the physician I consult needs to be in my “locality.“ One word out of 16 pages of the policy. Providing a signed letter from my own doctor was not sufficient. They also said my Covid antigen test were not sufficient. Nowhere in the policy did it suggest that Covid antigen test weren’t sufficient, and I had no knowledge that using my own doctor at home was not sufficient to get my claim paid.

    Why buy travel insurance if you’re going to get this runaround. I would suggest that John Hancock make it more clear.

    I will not be using their services in the future.

    Emmett from IL
    Review Received: December 8, 2023
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    21 out of 22 people found this review helpful