Overview

John Hancock offers three comprehensive policies on Squaremouth; Bronze, Silver, and Gold. All plans provide adequate medical coverage for international travel and the option to add Cancel for Any Reason insurance for eligible trips.

Trips Protected
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SINCE 2012
70,470
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AVG. MONTH
184
Total Reviews
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SINCE 2012
1,460
Detailed Rating
Customer Service Before Trip
4.31/5
Customer Service During Trip
3.67/5
Customer Service During Claim
3.49/5

See how John Hancock Insurance Agency, Inc. compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.16 (1,460 reviews)

John Hancock customers praise the provider for their helpful customer service, especially when modifying existing policies. Some customers report slow communication and time-consuming paperwork when filing a claim.

  • 5
    838
  • 4
    281
  • 3
    148
  • 2
    64
  • 1
    97
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  • John Hancock Insurance Agency, Inc. policy: Silver

    When calling to inquire about filing a claim at the emergency room, I was given a claim number. The first call was to get a guarantee of payment; that was completed. The following day, I called again to get gaurantee of payment, but was unable to do so because more information was needed by the provider directly. Several phone calls later, I was given additional instructions not previously given that pertained to costs and medical notes, all of which I did not have. Also, the claim was handed over to Sedgwick/Starr Travel Claims who assigned yet another claim number and added more hoops to jump through. Upon returning home, I submitted all paid invoices with doctors' notes to the MedAssist/GlobalExcel, as instructed, and have yet to hear back. So I'm dealing with three different organizations on one claim. It is all very difficulty and confusing.

    Jeffrey from HI
    Review Received: January 16, 2024
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    16 out of 16 people found this review helpful
    John Hancock Insurance Agency, Inc. policy: Bronze

    I had an awful experience. Three passengers on our trip had a 12 hour delay and then missed the connection to Tortola due to technical problems on the plane. They ended up with a $800 hotel bill ...we want to be compensated for time missed on the trip as well as hotel..

    also,

    I have had a hard time knowing who to file the claim with... I would call JH and be told it was through Starr or Sedgewick.

    I am very disappointed in the lack of professionalism.

    Thank you!

    Jackie Gammill

    Madeline Gammill, Eleanor Gammill, and Lucas Glisson from AL
    Review Received: January 13, 2024
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    15 out of 16 people found this review helpful
    John Hancock Insurance Agency, Inc. policy: Silver

    Very helpful with pre-travel customer service.

    WE from TX
    Review Received: January 8, 2024
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    0 out of 0 people found this review helpful
    John Hancock Insurance Agency, Inc. policy: Silver

    The customer service rep I spoke with was very helpful, professional and answered all my inquiries to my complete satisfaction,

    Margaret from CO
    Review Received: January 7, 2024
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    0 out of 1 people found this review helpful
    John Hancock Insurance Agency, Inc. policy: Silver

    Claim was submitted on Tuesday, January 2nd. Can you please verify it was received?

    Phillip from CA
    Review Received: January 5, 2024
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    0 out of 3 people found this review helpful
    John Hancock Insurance Agency, Inc. policy: Silver

    Although they claim to review documents within 7-10 business days, it has been over a month. They claim to be backlogged. Very impressive on phone but no movement whatsoever

    Gabriel from NY
    Review Received: January 4, 2024
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    8 out of 10 people found this review helpful
    John Hancock Insurance Agency, Inc. policy: Silver

    Not very helpful in helping finding the medical assistance. I'm glad it was bronchitis and not something serious.

    The website to file the claim isn't user friendly.

    Svetlana from AZ
    Review Received: January 2, 2024
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    6 out of 6 people found this review helpful
    John Hancock Insurance Agency, Inc. policy: Gold

    Service was fine. Communication was lacking. It would have been nice to receive an email or text prior to my trip. I had to assume everything was in order. The most disappointing thing about the policy is that once I was in Thailand I thought I might extend my trip by a couple of weeks, but it turned out John Hancock will not extend a policy, and will not sell a policy to someone who's trip has already commenced. That wasn't clear to me when I bought the policy.

    Asia Traveler from NY
    Review Received: January 2, 2024
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    5 out of 5 people found this review helpful
    John Hancock Insurance Agency, Inc. policy: Silver

    I filed a claim but never heard back concerning any updates on my claim I feel like the ball was dropped . I experienced delayed luggage. I had to purchase items until my baggage arrived.

    Sylvester from AR
    Review Received: December 23, 2023
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    6 out of 6 people found this review helpful

    Review Updated: 01/20/2024

    I was disappointed in all the paperwork needed for my claim. It took too long to know what was needed for the claim to be processed. It would have been helpful if the needed documentation was stated when I first filed the claim not days later after the trip. I just gave up on the process and suffered the cost. I will never used travel insurance from John Hancock again. It was a lesson learned and received.

    John Hancock Insurance Agency, Inc. policy: Silver

    Cynthia from CA
    Review Received: December 19, 2023
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    0 out of 0 people found this review helpful

    I was asked several times to resubmit items that had been submitted, even after checking my claim and seeing that some of the requested items were listed as N/A. I started the process January 5, 2024 and received two duplicate checks Feb. 21, 2024.

Last updated: October 29, 2026