Overview

John Hancock offers three comprehensive policies on Squaremouth; Bronze, Silver, and Gold. All plans provide adequate medical coverage for international travel and the option to add Cancel for Any Reason insurance for eligible trips.

Trips Protected
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SINCE 2012
68,736
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AVG. MONTH
152
Total Reviews
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SINCE 2012
1,436
Detailed Rating
Customer Service Before Trip
4.31/5
Customer Service During Trip
3.67/5
Customer Service During Claim
3.49/5

See how John Hancock Insurance Agency, Inc. compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.16 (1,436 reviews)

John Hancock customers praise the provider for their helpful customer service, especially when modifying existing policies. Some customers report slow communication and time-consuming paperwork when filing a claim.

  • 5
    827
  • 4
    274
  • 3
    144
  • 2
    63
  • 1
    96
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  • John Hancock Insurance Agency, Inc. policy: Silver

    Following the instructions provided, I uploaded all the available information onto the Broadspire/Affirmity web site and received this confirmation on January 13 - Successful Upload Notification - CMS Reference: 4110250/CMS Reference: 4110249. I have not seen not heard from anyone since. The provided link only allows me to see the status of the files I uploaded and nothing else, and all the documents i uploaded have not been reviewed. Not sure where to go with this, but I am in consultation to help me determine my next course of action should this current path continue

    So basically the Front end of your service provide great service, but should we have to actually use the benefits we purchased, we have a completely different experience and I was not able to Rate this in your survey. Had I been able you would not have gotten anything higher than one start.

    Michael from GA
    Review Received: January 24, 2023
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    19 out of 19 people found this review helpful
    John Hancock Insurance Agency, Inc. policy: Gold

    So far my experience has been going well. I will be making a claim soon for a cruise we were unable to take do to Covid. I hope our experience with John Hancock Insurance goes as well as it has been so far.

    Dale from MI
    Review Received: January 23, 2023
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    0 out of 2 people found this review helpful
    John Hancock Insurance Agency, Inc. policy: Silver

    1. Called to make a claim for canceled flight and we received claim confirmation number that we later found out did not exist. Never received an email that we were told we would receive.

    2. Later during the same trip we flew and got stuck in Houston (after a 3 1/2 hour delay) because of a missed connecting flight we called again and waited for hours never getting anyone to answer the phone.

    3. Called back multiple times after waiting for hours on hold. Finally talk to someone who told us our first claim numbers did not exist and gave us another claim number and promised more confirmation emails.

    4. One week later when we made it home we called again because we never received any correspondence with our new claim numbers. We found out that our second claim numbers did not exist either. We had to re-tell our horrible travel experience for a third time to another operator. This one was finally helpful and we received new claim numbers and correspondence that we submitted a claim.

    5. We received a confirmation email that said: "Please allow 7-10 business days for the completion of this review." After the 10 business days we called again to find out about our claim and now they are saying it won't be until mid February that we will hear back about our claim. This operator wanted us to tell him him the whole story for a fourth time. We told him there is no way we are doing this again and hung up with him. He was not helpful at all.

    This has been the worst possible experience with an insurance company that I have ever had to deal with.

    Robert from CO
    Review Received: January 21, 2023
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    29 out of 29 people found this review helpful
    John Hancock Insurance Agency, Inc. policy: Silver

    VP from MA
    Review Received: January 20, 2023
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    11 out of 11 people found this review helpful

    I have no resolution after over two months. I was never notified when the last "update" was made to the online portal. Also, the portal generally does not reflect current status of the review process not does it provide a phone number for actually communication. No human will return my calls. Every time I phone a general number, I am given a different agent's name and phone number, none of whom ever return my call. I am VERY disappointed in this company.

    John Hancock Insurance Agency, Inc. policy: Silver

    Claim is in process. Would like better and more frequent communication as to the status of the claim.

    William from UT
    Review Received: January 16, 2023
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    4 out of 5 people found this review helpful
    John Hancock Insurance Agency, Inc. policy: Gold

    We have a claim for delayed and lost baggage and will let you know how it is all worked out.
    It has yet to be resolved and we still haven't received one of our bags from our Dec 16, 2022 trip

    Darren from WA
    Review Received: January 13, 2023
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    4 out of 7 people found this review helpful
    John Hancock Insurance Agency, Inc. policy: Silver

    Linda from SC
    Review Received: January 12, 2023
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    7 out of 7 people found this review helpful

    The communication was lacking during the process. It also took way too long and I had to submit materials multiple times. Lastly, the amount paid was less than I had hoped to get.

    John Hancock Insurance Agency, Inc. policy: Silver

    My luggage has been lost and I called to get information on what coverage my policy offered. The customer service person was unable to tell me but said somebody would call me to explain. It has been weeks and I have not received my luggage and I am still waiting for a call back to explain the process.

    Sarah from VA
    Review Received: January 10, 2023
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    3 out of 3 people found this review helpful

    Review Updated: 02/21/2023

    The loss of my bag was still a loss regardless off whether it was on the way there or back. I still have no bag and the items in it. I really don’t understand why I don’t have any coverage on replacing them because I was returning home when they were lost. I still lost my expensive bag and contents.

    John Hancock Insurance Agency, Inc. policy: Silver

    I called them to notify that our trip was cancelled. They provided me with a Ref # and sent details on how to apply for a claim.

    Working on that currently so hoping all will go well without issue and they will stand behind the policy.

    Cindy Hall

    Cynthia from FL
    Review Received: January 4, 2023
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    9 out of 9 people found this review helpful

    Review Updated: 02/01/2023

    Ultimately, our claim was processed and reimbursement made in full. They were behind on the estimated timing provided for responses. I followed up 3 times to check status which seemed to escalate the processing a bit. When I called the customer service number I did reach a helpful agent. But didn’t actually speak with the person processing our claim. Still customer service sent a message inquiring for a status for us.

    Their website was not as user friendly as I would suspect. You could only upload one page as a pdf. We had to separate and scan two page documents to upload. For some reason my husband and I had two separate policy numbers instead of one (typical of our other insurance policies for travel) and we had to upload all documents twice. It seemed like they asked for a large number of documents.

    As a comparison to companies, my daughter was taking the same vacation as us which was cancelled due to weather shutting down the airport. She filed her claim with a different insurance firm and received approval 4 days later. We filed ours and followed up after two weeks to initiate a review of our documents and another 7-10 days to get approval. Still bottom line - they paid us in full. Glad we had travel insurance and very pleased with using Squaremouth for our selection and management.

    John Hancock Insurance Agency, Inc. policy: Silver

    OAT required me to buy insurance for Antarctica trip, and I did so. It was rather expensive regardless of the company. Your price seemed to be in the middle. I was satisfied with your customer service.

    John from PA
    Review Received: December 30, 2022
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    3 out of 3 people found this review helpful