0.2% (154) negative reviews to sales
Average on Squaremouth is 0.2%
5 stars
809
4 stars
268
3 stars
143
2 stars
61
1 star
93
Detailed Ratings
Customer Service Before Trip
Customer Service During Trip
Customer Service During Claim
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TOTAL SALES
67,626
Since 2012
MONTHLY SALES
195
Average Monthly Sales Since 2012
REVIEWS
1,406
Since 2012
Overall Rating
4.16 out of 5
Overall Rating 4.16 out of 5
1,406 Reviews Since 2012
Customer Reviews for John Hancock Insurance Agency, Inc.
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I could not take my vacation because of a health problem. I filed all appropriate paperwork but had to wait (so far) 6 weeks to obtain my reimbursement, even though I was told it would be 5-10 business days. The check is still "in the mail" and I have yet to receive it.
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3 out of 3 people found this review helpful
Rating 2 out of 5
Policy:
Silver
Review Received:
November 17, 2024
Carl from CA
Verified Squaremouth Customer
So far I am underwhelmed by Sedgwick (who does claims processing for John Hancock, apparently). My claim is for trip interruption. American Airlines had a maintenance delay that caused me to miss my connection and the next available flight was the following day so I had to overnight in Miami. Sedgwick's emails don't actually have a contact number so you can speak with the person handling your claim, which is problematic. After filing my claim and uploading what I thought were required documents, I got one email that was pretty clearly specific to my claim and listed items they felt they still needed. But then after providing those items and requesting clarification on one of them), the next day I received an email that seemed more generic but had a long list of items they said they needed in order to process my claim. Since I couldn't call anyone, I responded asking for clarification but it's been several days and I still don't have a response on either the items I provided OR my request for clarification on their generic email. (Note, that their auto response when you email them says give your adjuster 7-10 business days to respond....really?)
In the email that seemed more specific to my claim, there were 2 things that seemed unnecessary:
1. Even though I had sent them American's email describing that there was a delay that caused me to miss my connection and showed the re-booking, I was asked to provide 'confirmation of the reason for the delay'. Why does this matter? The fact is, I was on the flight, there was a delay, and they re-booked me. Does it matter if it was a maintenance delay or a crew delay or a weather delay?
2. It was important to them to see proof of payment for the original flight (as in a credit card or bank statement) even though I'd sent them the booking invoice. If I hadn't PAID for the flight, then I wouldn't have been allowed on it in the first place and the delay and subsequent re-booking would never have happened.
So, so far in a nutshell, really poor communication and customer service and very nit-picky documentation requests.
Review Updated: 12/15/2024
John Hancock's claims process (handled by Sedgwick) is nothing short of horrific. They don't provide any phone contact info if you have questions for your adjuster and they give themselves 5-7 BUSINESS days (yes 2 calendar weeks) to reply by email. If you hunt enough you will find a link to their claims portal but it provides only the highest level of information so it also is no help (for instance, they had finally paid a portion of my claim although they had never communicated that, and their portal just said my claim was 'Closed'). The timeline details for my claim are below:
11/11/2024 My claim was opened. I sent them the email from American Airlines admitting that their flight delay was going to cause me to miss my flight, and re-booking me for the following day; plus the email booking receipt for the hotel in Miami where I had to overnight.
11/12/2024 - They responded the very next day (good) with an email that was clear that they had reviewed my submitted claim documents. I responded on that same day to provide 1 of the 3 items they requested (proof of payment for the original airline ticket + hotel) and explain I would have to chase one of the 3 things they asked for (airline reimbursement). I also asked for clarification about the 3rd item they wanted ('Confirmation of Reason for Delay'). They never responded to my requests for clarification.
11/13/2024 - I received a second email from them that seemed more generic and did not address the clarification I had asked for the day before. I requested clarification in this email chain as well. They never responded to my requests for clarification here either.
11/15/2024 - I was finally able to get them what I believed was everything they had requested in their Original Response email from 11/12/2024 but I had still not heard anything regarding any of my requests for clarification, so I was not 100% sure it was what they were after.
11/22/2024- They allege they sent a response (when Squaremouth was investigating my claim on my behalf) but I checked both Spam & Trash folders and I don't have that response.
12/2/2024 - I received a check by snail mail for a portion of my claim, still no explanation.
12/4/2024 - I finally received an email explaining how they arrived at my claim settlement. Yes, snail mail beat their email explanation of my claim settlement...
From a customer service standpoint it's pretty ridiculous in the first place that they give themselves 7-10 BUSINESS days to respond. But that's made even worse by their complete lack of communication -- either by email or in their claims portal. I've already had occasion to buy another travel insurance policy since this claim and while I for sure used Squaremouth, I did NOT buy another John Hancock policy. I would NEVER buy another John Hancock travel insurance policy.
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4 out of 4 people found this review helpful
Rating 3 out of 5
Policy:
Silver
Review Received:
November 15, 2024
Joanne from CA
Verified Squaremouth Customer
NA
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0 out of 0 people found this review helpful
Rating 2 out of 5
Policy:
Silver
Review Received:
November 9, 2024
Sheila from FL
Verified Squaremouth Customer
We gave not received refund yet from cancelled trip
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0 out of 0 people found this review helpful
Rating 4 out of 5
Policy:
Silver
Review Received:
November 2, 2024
Vickey from SC
Verified Squaremouth Customer
I filed a claim on Oct 14. I have heard nothing. I called twice to check on it. I was only told the file was open
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2 out of 2 people found this review helpful
Rating 5 out of 5
Policy:
Silver
Review Received:
October 30, 2024
Terry from PA
Verified Squaremouth Customer
I extended my trip and the agent I spoke with simply took care of it. The original experience and subsequent additional days were flawlessly handled.
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0 out of 0 people found this review helpful
Rating 5 out of 5
Policy:
Gold
Review Received:
October 28, 2024
Evelyn from NM
Verified Squaremouth Customer
I have used John Hancock before and find them easy to work with though I have never filed a claim.
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0 out of 1 people found this review helpful
Rating 5 out of 5
Policy:
Silver
Review Received:
October 25, 2024
JANET from IL
Verified Squaremouth Customer
I called to change the dates of my travel, when I realized that my trip actually started one day before my cruise departure, and ended one day earlier. The person I spoke to was so helpful in changing the dates and emailing me a new certificate immediately. I do not remember her name, but she was so kind and knowledgeable.
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0 out of 0 people found this review helpful
Rating 3 out of 5
Policy:
Silver
Review Received:
October 24, 2024
Marc from OR
Verified Squaremouth Customer
While they settled the claim I had to send the same information they requested three times which really seems like a ploy to dissuade you from making a claim. There is no reason that they dont accept the info the first time other than asking for anything missing which was not the case in my claim. It was very frustrating!
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4 out of 4 people found this review helpful
Rating 3 out of 5
Policy:
Silver
Review Received:
October 22, 2024
Jeanne from MO
Verified Squaremouth Customer
John Hancock forwards claims to another company’s website. Website is somewhat confusing…doesn’t spell out clearly in advance all the documentation you will need to provide. I repeatedly had issues trying to upload documents so finally had to resort to emailing them. Website did not update adequately to reflect current status of my claim.
In general, I was extremely frustrated with the poor communication from the firm. Every time I provided documents, I got notification that more documents were required. When I finally got notification my claim was approved and payment issued, it still took over 2 weeks to receive the check.
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6 out of 6 people found this review helpful