Overview

Nationwide offers five comprehensive policies through Squaremouth, including three specifically designed for cruisers. Additionally, Nationwide stands out by including ‘Interruption for Any Reason’ benefits as standard protection, which is rare among providers.

Trips Protected
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SINCE 2018
45,784
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AVG. MONTH
376
Total Reviews
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SINCE 2018
672
Detailed Rating
Customer Service Before Trip
4.15/5
Customer Service During Trip
3.42/5
Customer Service During Claim
3.37/5

See how Nationwide Mutual Insurance Company compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.01 (672 reviews)

Customers generally have positive experiences with Nationwide’s customer service, praising agents for being helpful and easy to reach. However, some note that claims can take longer than expected to process, with delays in response times once a claim is filed.

  • 5
    381
  • 4
    114
  • 3
    75
  • 2
    34
  • 1
    68
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  • Nationwide Mutual Insurance Company policy: Essential

    My trip was canceled due to two things my brother’s death in another state that I was in charge of and my companion got Covid the weekend that we were supposed to leave. I have provided your company with all the necessary paperwork but yet have not heard a word, or received my money back.

    Rebecca from CA
    Review Received: February 24, 2023
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    28 out of 29 people found this review helpful
    Nationwide Mutual Insurance Company policy: Essential

    Still waiting for my money back.

    Kirk from FL
    Review Received: February 24, 2023
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    7 out of 8 people found this review helpful
    Nationwide Mutual Insurance Company policy: Essential

    Fortunately, we experienced no issues regarding our trip and did not need to file a claim. Travel insurance provided peace of mind.

    George from IN
    Review Received: February 22, 2023
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    1 out of 1 people found this review helpful
    Nationwide Mutual Insurance Company policy: Essential

    Due to issues with our phone carrier Verizon while traveling in Mexico, we had difficulty accessing the 800 numbers provided by Nationwide Mutual Insurance for assistance. After eventually reaching them, they indicate that other customers have encountered reaching their customer service department when traveling internationally. I recommend that they provide a non-800 phone number (similar to their emergency number) to reach their customer service depart when this situation arises for their customers.

    Larry from IA
    Review Received: February 21, 2023
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    9 out of 9 people found this review helpful
    Nationwide Mutual Insurance Company policy: Cruise Choice

    I am still waiting for claim processing. I had to call to get confirmation that I had a claim number. I filed my claim via email and within days of cruise cancellation due flooding in my arrival city which closed the airport forcing our flight to return to departure city. The lack of communication and length of time for processing from National is frustrating. I hope to find out that my claim is approved and I get a refund soon.

    Joyce from MT
    Review Received: February 19, 2023
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    18 out of 18 people found this review helpful

    Review Updated: 03/19/2023

    Took a long time. Weak communication. I sent two batches of documents. In the second batch I included all expenses outlining those that were reimbursed, and by how much and those that were not down to the penny. I did receive full coverage of expenses not reimbursed. That was good news. However, I had no idea that my claim was approved until I went to my PO Box and found the check. It would have been extremely helpful to know that "the check was in the mail". Additionally, my travel partner has not received her benefit to this date. National requested that my travel partner's documents that had already been submitted be submitted as if they had not already received them.

    Response from Nationwide Mutual Insurance Company

    This claim was received on 1/30/23, with all required information being received on 2/17/23. The claim has been approved for payment and the benefit check will be mailed on 2/23/23.

    Nationwide Mutual Insurance Company policy: Essential

    I called and asked for a cover letter stating the basics of cruise and COVID coverage and they immediately emailed me one to be able to quickly show cruise ship.

    Lori from FL
    Review Received: February 17, 2023
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    8 out of 8 people found this review helpful
    Nationwide Mutual Insurance Company policy: Essential

    Ann from WI
    Review Received: February 15, 2023
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    3 out of 3 people found this review helpful

    Claim was handled quickly and without any hassle or questions. Will continue to use this service!

    Nationwide Mutual Insurance Company policy: Essential

    I am very disappointed thus far with Nationwide- I am trying to set up an account online to place a claim and getting an error message. As well, I did not notice I have $150/ day limit. That is not even close to expenses when a flight is canceled and I have to pay for hotel and meals.

    Jean from VA
    Review Received: February 8, 2023
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    9 out of 10 people found this review helpful
    Nationwide Mutual Insurance Company policy: Essential

    Claims representatives at CBP have been professional & helpful but online claims form was very problematic.

    George from WI
    Review Received: January 23, 2023
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    11 out of 11 people found this review helpful

    Review Updated: 02/25/2023

    We had some issues initially with the on-line claim form which necessitated several additional emails with attachments, and it was not clear early on exactly what information was required to process the claim. But with some help with a service rep, we received good information on what had arrived and what was still needed. Later, there was a bit of the "left hand not knowing what the right hand was doing" business: a day or so after we received an email that the claim couldn't be processed until an interrupted trip form was completed - this coming more than five weeks after the initial filing (which really got my dander up) - the checks to pay the claim arrived in the mail.

    On the other hand, we had two lengthy conversations with two different customer service people. Both were unfailingly polite, pleasant and helpful. One person was named Dave and the other Rebecca. We were also satisfied with the settlement, which seemed fair and in keeping with the terms of the policy. The time to process the claim was roughly six weeks, which was within the parameters we expected.

    Undeterred by the collapse of this Costa Rica trip, we are taking an Odyssey tour to Spain and Portugal in April and have again decided to insure the trip through Nationwide. We are hoping for better outcomes this time . . .

    GG

    Nationwide Mutual Insurance Company policy: Essential

    Nationwide is not customer oriented and it showed. I would never use them for travel insurance again.

    Sa from UT
    Review Received: January 20, 2023
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    14 out of 17 people found this review helpful