Overview

Nationwide offers five comprehensive policies through Squaremouth, including three specifically designed for cruisers. Additionally, Nationwide stands out by including ‘Interruption for Any Reason’ benefits as standard protection, which is rare among providers.

Trips Protected
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SINCE 2018
45,768
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AVG. MONTH
374
Total Reviews
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SINCE 2018
672
Detailed Rating
Customer Service Before Trip
4.15/5
Customer Service During Trip
3.42/5
Customer Service During Claim
3.37/5

See how Nationwide Mutual Insurance Company compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.01 (672 reviews)

Customers generally have positive experiences with Nationwide’s customer service, praising agents for being helpful and easy to reach. However, some note that claims can take longer than expected to process, with delays in response times once a claim is filed.

  • 5
    381
  • 4
    114
  • 3
    75
  • 2
    34
  • 1
    68
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  • Nationwide Mutual Insurance Company policy: Essential

    Still waiting to hear something about my claim. I'm a little concerned it was not received, so I will have to follow up. Until I get reimbursed, per the insurance policy, it's premature for me to rate the company. I was hoping it would be taken care of by now.

    Maureen from CA
    Review Received: February 28, 2025
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    1 out of 2 people found this review helpful
    Nationwide Mutual Insurance Company policy: Essential

    Robert from IA
    Review Received: February 17, 2025
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    0 out of 0 people found this review helpful

    I submitted my claim online and within a week or so I was requested to provide more information, copies of invoices, charges, etc. I provided this, and within 3 more weeks the claim was approved and check delivered. This was all done electronically and was the smoothest process ever! Thanks for making it so easy.

    Nationwide Mutual Insurance Company policy: Essential

    No Review

    MICHAEL from OH
    Review Received: February 6, 2025
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    1 out of 6 people found this review helpful
    Nationwide Mutual Insurance Company policy: Essential

    I had to cancel the trip for a covered reason and file a claim. Nationwide customer service was outstanding to work with, the claims process was easy, and the claim was processed and paid expeditiously.

    WILLIAM from DE
    Review Received: January 24, 2025
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    8 out of 9 people found this review helpful
    Nationwide Mutual Insurance Company policy: Essential

    They were very helpful /
    I just need to submit documentation of expenses

    Sarah from IL
    Review Received: January 20, 2025
    Was this review helpful?
    3 out of 4 people found this review helpful
    Nationwide Mutual Insurance Company policy: Cruise Choice

    Trips interruption, loss 4 days to get in NCL cruise , American Airline delayed and cancel flight.
    NCL air department precooked air tickets with Delta to flight to USH Argentina to get in cruise at this stop on 12/26/2024.
    Must cancel hotel and taxi on 12/21/2024 at InterContinental Buenos Aires, Argentina
    Damaged luggage by Delta airlines

    TOM from MS
    Review Received: January 13, 2025
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    2 out of 6 people found this review helpful
    Nationwide Mutual Insurance Company policy: Essential

    I contacted the number on the policy and it was a different company (Insure My Trip). They were able to forward me to Nationwide but I was confused on why they would provide an incorrect phone number on their own documents.

    MacKenzie from MO
    Review Received: January 11, 2025
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    1 out of 3 people found this review helpful
    Nationwide Mutual Insurance Company policy: Essential

    Hello, my vacation got interrupted by sickness. submitting the claim was a little hectic. The electronic version of the submission wasn't working for me. I contacted customer service and was advised to submit manually (on the Word application) which takes more time for submission. The claim submission portal is not user-friendly.

    Ella from FL
    Review Received: January 7, 2025
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    5 out of 6 people found this review helpful

    Review Updated: 02/05/2025

    First, I was a little disappointed with the submission. But then it turned out nicely and fast. I appreciate all the associates who processed my claim in a timely and professional manner.

    Nationwide Mutual Insurance Company policy: Essential

    I was delayed by a tropical storm and incurred extra expenses in addition to missing out on some activities I paid for. They handled my claim quickly and efficiently. I had to be very precise in the documentation, but I've made claims before, so it wasn't too burdensome. Might be a little barrier for a first time claimant, but don't hesitate to ask questions. They don't want to have to review your claim multiple times so they will help you be complete in your first submission.

    Jack from PA
    Review Received: January 6, 2025
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    2 out of 4 people found this review helpful
    Nationwide Mutual Insurance Company policy: Essential

    We always purchase travel insurance when traveling outside of the U.S. For a November 2024 trip to Mexico I went to SquareMouth to search for insurance and selected Nationwide Travel Insurance. For the first time in 15+ years of foreign travel we did need to file a claim. Three days before our trip we had to cancel due to my elderly father taking a serious fall, being admitted to the trauma ICU, and ultimately to hospice care where he passed away during what would have been the middle of our trip. Most of our costs were refunded or a credit provided (airfare credit, airport transfer refunded), but the resort policy was a 2 night penalty for canceling less than a week before arrival. I called Nationwide and they provided a claim form to me via email. After submitting the claim they requested additional information (I provided a credit card statement to show the payment/charge for the resort) and then about 2 weeks after I submitted that additional information a check arrived for the amount of the 2 night penalty. So, the travel insurance did what I expected it to do.

    Miles from TN
    Review Received: December 28, 2024
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    12 out of 16 people found this review helpful