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The below information was preserved for historical context only and was accurate at the time of publishing

Overview

Nationwide offers five comprehensive policies through Squaremouth, including three specifically designed for cruisers. Additionally, Nationwide stands out by including ‘Interruption for Any Reason’ benefits as standard protection, which is rare among providers.

Trips Protected
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SINCE 2018
808
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AVG. MONTH
1
Total Reviews
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SINCE 2018
692
Detailed Rating
Customer Service Before Trip
4.14/5
Customer Service During Trip
3.42/5
Customer Service During Claim
3.39/5

See how Nationwide Mutual Insurance Company compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.01 (692 reviews)

Customers generally have positive experiences with Nationwide’s customer service, praising agents for being helpful and easy to reach. However, some note that claims can take longer than expected to process, with delays in response times once a claim is filed.

  • 5
    390
  • 4
    122
  • 3
    75
  • 2
    34
  • 1
    71
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  • Nationwide Mutual Insurance Company policy: Essential

    Hotel was closed due to covid 19, I could not physically stay there. The policy covered non of that so it was useless. Will not be using travel insurance any more.

    ross from MD
    Review Received: July 28, 2020
    Was this review helpful?
    37 out of 39 people found this review helpful
    Nationwide Mutual Insurance Company policy: Essential

    Trip Scheduled 7/10/20 cancelled by travel company due to financial collapse. Claim submitted to Nationwide approx 7/20/20. Waiting for response. So far no comments on service.

    Kenneth from WI
    Review Received: July 27, 2020
    Was this review helpful?
    11 out of 18 people found this review helpful
    Nationwide Mutual Insurance Company policy: Essential

    Our cruise was cancelled by the cruise line and our flights were cancelled by the airlines. I received refunds for both and am waiting for a refund on the policy premuim. I submitted my request on April 17, 2020.

    NANCY from NY
    Review Received: June 26, 2020
    Was this review helpful?
    15 out of 19 people found this review helpful
    Nationwide Mutual Insurance Company policy: Essential

    Flight canceled not allowed into Spain. Hotels closed. Filed claim for just hotels that refused to refund after I contacted them ($1200)
    I called and spoke to nationwide representative before filing and at that time assured covered reason with airline cancellation
    Now my claim refused because COVID Cancellation flight not covered?
    I will be refilling trying the laid off or Maybe trip interrupted? Though I’m sure they will come up with a way around anything
    Wish I would have gone with Allianz insurance instead. They have been great in past and I’ve heard they are not excluding COVID cancellation
    Long wait, lots of paperwork, poor customer service

    Leslie from OR
    Review Received: June 14, 2020
    Was this review helpful?
    31 out of 32 people found this review helpful
    Nationwide Mutual Insurance Company policy: Essential

    I tried to cancel this insurance before the travel date. An automated message said to leave a message, which I did and was never contacted. I will NEVER obtain travel insurance with this company again. The reason I chose this company in the first place was because we have our auto and homeowners insurance through Nationwide, and have always been treated right...until now.

    Larry from KS
    Review Received: June 12, 2020
    Was this review helpful?
    12 out of 13 people found this review helpful
    Nationwide Mutual Insurance Company policy: Prime

    I was unable to travel for several reasons, mostly related to COVID-19
    I emailed my claim request on May 26
    One Minute later, I received ONE automated email response to my claim
    I have had no updates or responses since then.

    Their email said there is a delay in processing claims so be patient

    Said they may need more documentation but gave no list of required documents
    I received NO form or webpage to complete

    May 27 I emailed them again asking for a list of documents but they haven't responded

    DANIEL from MO
    Review Received: June 11, 2020
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    7 out of 14 people found this review helpful
    Nationwide Mutual Insurance Company policy: Essential

    I inquires about coverage and terms and was misled.

    Joe from TN
    Review Received: June 11, 2020
    Was this review helpful?
    7 out of 10 people found this review helpful
    Nationwide Mutual Insurance Company policy: Essential

    Nationwide wants so much proof of cancellation and because I booked through a third party makes if very difficult or impossible to provide all the information they want. With Covid-19 in the mix it should be much easier.

    Catherine from NC
    Review Received: June 9, 2020
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    9 out of 9 people found this review helpful
    Nationwide Mutual Insurance Company policy: Essential

    Very poor communication from Nationwide. Only receive emails after weeks of waiting. Waiting at this time for review of my claim. They believe every claim is related to virus, which it isn't!

    Mark from NY
    Review Received: April 10, 2020
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    5 out of 5 people found this review helpful

    Review Updated: 05/08/2020

    Satisfactory closure. Could have been done a bit sooner.

    Nationwide Mutual Insurance Company policy: Essential

    I sent in the claim about on 3-19-20 in the mail. I never heard from anyone.

    Ronald from MD
    Review Received: April 9, 2020
    Was this review helpful?
    11 out of 11 people found this review helpful

Last updated: February 26, 2026