Overview

USI Affinity Travel Insurance Services offers two comprehensive policies on Squaremouth, both providing extensive coverage for cancellations, medical emergencies, and personal belongings. Additionally, qualifying customers have the option to add Cancel For Any Reason (CFAR) and Pre-Existing Condition coverage to their plan.

Trips Protected
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SINCE 2008
4,354
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AVG. MONTH
25
Total Reviews
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SINCE 2008
126
Detailed Rating
Customer Service Before Trip
4.21/5
Customer Service During Trip
3.16/5
Customer Service During Claim
2.94/5

See how USI Affinity Travel Insurance Services compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.07 (126 reviews)

USI Affinity Travel Insurance Services customers praise the provider’s helpful customer support and efficient online claims portal. However, some travelers report difficulty receiving updates once a claim is filed.

  • 5
    65
  • 4
    20
  • 3
    16
  • 2
    7
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  • USI Affinity Travel Insurance Services policy: Ruby

    Only contacted them to add more insurance. Customer Service was good.

    David from WA
    Review Received: July 21, 2026
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    USI Affinity Travel Insurance Services policy: Ruby

    Very poor communication on the insurance company’s part. After submitting the claim by registered mail and being notified by the USPS that it had been picked up, we did not receive any confirmation from the insurance company by either text or email that the claim had been received.
    After waiting to receive any kind of communication for 2 weeks, we called ACI and were told that yes, it was received and that the 14 day allowance for reviewing it had not expired. We waited another 2 weeks and called ACI once again and finally received an email from a representative asking for more information which I supplied within 3 hours.
    We received an automated email response confirming that the additional information had been received. We waited 2-3 days and replied to the previous email asking for an update. We then received an email confirming that our claim was accepted and a check would be mailed. We did receive the check.
    Hopefully you would agree that we should not have had to chase down information concerning our claim.
    In the end, we were satisfied that our claim was honored but were less than satisfied with the lack of communication in this age of instant communication.

    Paul from CO
    Review Received: June 18, 2026
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    0 out of 0 people found this review helpful
    USI Affinity Travel Insurance Services policy: Ruby

    I gave them 4 vs. 5 stars because some of the information on type of trip was not completed and took several calls to correct before our departure.

    Robert from FL
    Review Received: August 18, 2025
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    2 out of 2 people found this review helpful
    USI Affinity Travel Insurance Services policy: Ruby

    I didn’t have to use any portion of my insurance thankfully. It was reassuring to have insurance in place in case a need arose. I have trips planned and have been using squaremouth.com to help choose the best insurance for my situation.

    Ann from NY
    Review Received: December 14, 2024
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    1 out of 4 people found this review helpful
    USI Affinity Travel Insurance Services policy: Ruby

    I am still waiting for the insurance company to process my claim

    Nicolas from CA
    Review Received: September 23, 2024
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    5 out of 7 people found this review helpful
    USI Affinity Travel Insurance Services policy: Ruby

    Our flight was diverted to another airport on the way back home. We needed to rent a car to get back home. We requested reimbursement for the rental charges to USI. It was a very cumbersome, slow, frustrating process. We provided as much documentation as available to support the claim, which was ultimately denied due to insufficient information to support the claim. I will NEVER again use USI Affinity Travel Insurance Services.

    Jerry from FL
    Review Received: August 25, 2024
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    16 out of 19 people found this review helpful
    USI Affinity Travel Insurance Services policy: Ruby

    Easy, convenient process.

    John from FL
    Review Received: August 12, 2024
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    0 out of 2 people found this review helpful
    USI Affinity Travel Insurance Services policy: Ruby

    We were unable to take the trip due to a medical condition that arose shortly before our planned departure. My initial contacts with your customer service department have been helpful and professional.

    Don from CA
    Review Received: April 1, 2024
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    8 out of 10 people found this review helpful
    USI Affinity Travel Insurance Services policy: Diamond

    Slow responding - 4 days of silence after submitting a $3900 claim for medical services needed on our ship.
    Poor grammar in email and both rude and terse when they did respond.
    Still no updates.
    Still no claim number
    Still waiting and still no further communication from them at all now for two weeks.

    Douglas from KY
    Review Received: December 28, 2023
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    33 out of 34 people found this review helpful
    USI Affinity Travel Insurance Services policy: Ruby

    Ervi from FL
    Review Received: December 23, 2023
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    20 out of 21 people found this review helpful

    It has been well over a month and no results. I have called several times asking about the claim. When I called yesterday there was note on my account that the process sent a letter (not an email) asking for the doctors address in Germany when it was on the receipt. She also wanted to know how many days I was out. This came from another person not even the adjuster. This is discouraging and makes me not want to use this insurance again. I don't know why the adjuster would not call me or send an email with questions.

Last updated: July 30, 2026