With dependable coverage since 1994, USI Travel Insurance Services offers travelers comprehensive coverage options for all kinds of trips from standard vacations to adventure, sports, business, or even mission trips. Forbes ranked them the “best provider for superior coverage.” Their policies, Ruby and Diamond, are designed to provide trustworthy protection against common travel disruptions, like delays, cancellations, and medical emergencies..
USI Affinity’s travel insurance plans, backed by Starr Indemnity & Liability Company are highly recommended, and it has even earned a spot as “best provider for superior coverage” by Forbes. With $250,000 in primary Emergency Medical coverage and $500,000 in Medical Evacuation per person, the Ruby and Diamond plans provide extensive benefits. From medical emergencies and severe weather to layoff protections, USI Affinity’s coverage allows you to cancel for various reasons, ensuring you’re prepared for the unexpected.
Our Take: With a longstanding history and policies, USI Affinity is part of USI Insurance Services, one of the largest insurance brokerages in the U.S. Travelers trust their plans for reliable benefits, a commitment to quality, and exceptional customer care, all designed to make you feel safe and secure—no matter where your travels take you.
Check out what travelers like you think about USI Affinity:
Ready to explore your options? Compare USI Affinity plans against other top providers.
USI Affinity offers plans for every traveler—explore its plans to choose the best plan for your trip.
| Plan | Avg. Premium | Medical | Evacuation & Repatriation |
Trip Cancellation | Trip Interruption | CFAR Option |
|---|---|---|---|---|---|---|
| Ruby * | $346.30 | $250,000 | $500,000 | 100% of the trip cost | 150% of the trip cost | |
| Diamond * | $347.00 | $500,000 | $1,000,000 | 100% of the trip cost | 150% of the trip cost |
* The average premium is calculated using the last 12 months of sales, inclusive of trip cancellation, for consumers ages 20 to 59, with a trip cost between $5,000 - $9,999. This information is provided to illustrate directional pricing difference between plans.
What's the best provider? That depends on your trip. Choosing the right one can save you thousands. Here's how USI Affinity stacks up.
| Plan Features |
|
 |
|---|---|---|
| Overall Coverage | Traveler trusted for more than 50 years and offering high medical and evacuation coverage |
Broad coverage, with options for customization |
| Cost | Competitive pricing with high-value benefits |
Moderate pricing with flexible plan options |
| Customer Rating |
4.1
Good
|
4.5
Very Good
208 Reviews
|
| AM Best Rating | A (Excellent) | A (Excellent) |
| Unique Benefits | Generous coverage for medical evacuation, financial default protection, layoff reasons for cancellation |
Sporting equipment coverage |
| Insurance Partners | Backed by Starr Indemnity & Liability Company. | Backed by BCS Insurance Company and Jefferson Insurance Company. |
Take a look at how the average cost of USI Affinity's policies compares to similar plans from other top providers.
* The average premium is calculated using the last 12 months of sales, including trip cancellation, for consumers ages 20 to 59, with a trip cost between $5,000 - $9,999.
USI Affinity Travel Insurance Services stands out as a provider that offers comprehensive and flexible travel insurance plans. Their policies cater to a wide range of travelers, from those seeking coverage for standard vacations to those embarking on business or mission trips. A key advantage of their plans is the inclusion of primary medical coverage, which simplifies the claims process and reduces out-of-pocket expenses during a medical emergency.
Customer Service: 855-874-0255
Hours of Operation:
Weekdays, 9:00am - 7:00pm EST
Claims Phone: 800-567-3512
Claims Hours of Operation:
Weekdays, 8:00am - 6:00pm EST
Mail to:
Starr Travel Claims
c/o Administrative Concepts, Inc.
P.O. Box 4000
Collegeville,
Pennsylvania
19426-9000
Emergency Assistance:
Inside USA: 877-797-2680
Outside USA: 786-838-0757
Claims Email: aci247@acitpa.com
Fax: 610-293-9299
Provider Claims Website: USI Affinity Travel Insurance Services has not provided a website for claims.
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