Overview

USI Affinity Travel Insurance Services offers two comprehensive policies on Squaremouth, both providing extensive coverage for cancellations, medical emergencies, and personal belongings. Additionally, qualifying customers have the option to add Cancel For Any Reason (CFAR) and Pre-Existing Condition coverage to their plan.

Trips Protected
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SINCE 2008
4,354
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AVG. MONTH
25
Total Reviews
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SINCE 2008
126
Detailed Rating
Customer Service Before Trip
4.21/5
Customer Service During Trip
3.16/5
Customer Service During Claim
2.94/5

See how USI Affinity Travel Insurance Services compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.07 (126 reviews)

USI Affinity Travel Insurance Services customers praise the provider’s helpful customer support and efficient online claims portal. However, some travelers report difficulty receiving updates once a claim is filed.

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  • USI Affinity Travel Insurance Services policy: Ruby

    The agent was very helpful when I asked about filing a claim due to our trips being cancelled. I am in the process of gathering information for my claim.

    Linda from MI
    Review Received: December 5, 2023
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    4 out of 6 people found this review helpful
    USI Affinity Travel Insurance Services policy: Diamond

    I filed a claim. Did not hear anything.. a week later I sent an email with the claim again. I received two responses. One said they had not received the original claim and thank you for sending. The other response said yes we did receive the original claim.. I also received an email that said the claim was closed. it’s been nearly a month and I have not heard anything.

    Roberta from PA
    Review Received: December 4, 2023
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    20 out of 21 people found this review helpful
    USI Affinity Travel Insurance Services policy: Ruby

    I filed my claim with Starr Insurance on November 8 and have not heard from them yet, so cannot evaluate them at this time. I did not have any pre-travel personal interaction with them other than receiving a copy of the policy.

    Paula from NY
    Review Received: November 23, 2023
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    12 out of 12 people found this review helpful

    Review Updated: 12/21/2023

    At the beginning of the claim process, I had difficulty reaching the right person to ask questions regarding how to file and send the claim, and find out information about where the claim was in the process.
    When the claim was finally in the review process, it was handled quickly, but no one contacted me to tell me that the claim was settled and that a check was sent, and when I should expect it or look for it.

    USI Affinity Travel Insurance Services policy: Ruby

    Claim is in progress. So far they have been good except, this insurance was "primary" and we had to pay a $17000 hospital bill in Greece before we were discharged. We are hoping to get reimbursement before we have to pay the visa bill at the end of the month.

    GWYNNETH from NY
    Review Received: November 8, 2023
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    11 out of 14 people found this review helpful
    USI Affinity Travel Insurance Services policy: Ruby

    The trip was canceled due to the war between Israel and Palestine. USI instantly responded to my questions and walked me through the claims process. They were very responsive to all of my emails. Their online claims process was not difficult to navigate. I would definitely use them again.

    Renouca from GA
    Review Received: November 3, 2023
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    9 out of 10 people found this review helpful
    USI Affinity Travel Insurance Services policy: Diamond

    Ron from AL
    Review Received: September 17, 2023
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    11 out of 11 people found this review helpful

    Took almost exactly a month from the time I filed the claim till I received payment. When I filed the claim, the agent told me it would take 7-10 business days.

    USI Affinity Travel Insurance Services policy: Ruby

    Our claim was handled quickly by ACI Starr Travel USI. We had Covid and was unable to go on our trip. I submitted the paperwork, they received it on August 8 and sent our refund on 8/22/2023, We were very pleased with their service.

    Donna from WA
    Review Received: September 6, 2023
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    10 out of 10 people found this review helpful
    USI Affinity Travel Insurance Services policy: Ruby

    While on my trip several members of my tour group contracted Covid. It was unclear how the tour group was going to handled the situation. Before all the details were worked out and I learned that the tour would continue on, I called the 24-hour customer service person to ask a question about the insurance company’s policy on Covid and how I was covered. While the man who took my call was friendly and nice he could not answer my question. I was put on hold for a very long time. I got absolutely no information from him to reassure me. I was not impressed.

    Holly from WI
    Review Received: August 30, 2023
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    10 out of 10 people found this review helpful
    USI Affinity Travel Insurance Services policy: Diamond

    The company representative was condescending, rude, and exhibited poor listening skills. He was eventually able to give me the right contact info for the company that handles their claims. So far, that’s been a better experience, but my claim isn’t paid yet.

    Richard from SD
    Review Received: August 29, 2023
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    6 out of 6 people found this review helpful
    USI Affinity Travel Insurance Services policy: Diamond

    Could not get a hold of anyone to determine what's covered when my flight was delayed by 25 hours.

    marianna from TX
    Review Received: April 30, 2023
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    8 out of 9 people found this review helpful
    Response from USI Affinity Travel Insurance Services

    Hello Marianna,

    Thank you for choosing USI Travel Insurance Services. Our office hours are Monday through Friday, 9:00 am to 7:00 pm, eastern standard time.

    If you need emergency assistance while on your trip or need to report a claim, the insurance carrier has a 24-hour worldwide Travel Assistance Services. Their contact information can be found on your confirmation documents sent when you purchased the policy. For reporting a claim post trip, please contact:

    Starr Travel Claims c/o Administrative Concepts, Inc.

    1-800-567-3512 or via email at Aci247@acitpa.com.

    This information can also be found on your insurance confirmation documents. If you have any further questions, feel free to call our customer service team at 1-800-937-1387.

    Best regards,

    Stephanie Bowland, P&C, LH Licensed

Last updated: July 30, 2026