Overview

USI Affinity Travel Insurance Services offers two comprehensive policies on Squaremouth, both providing extensive coverage for cancellations, medical emergencies, and personal belongings. Additionally, qualifying customers have the option to add Cancel For Any Reason (CFAR) and Pre-Existing Condition coverage to their plan.

Trips Protected
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SINCE 2008
4,354
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AVG. MONTH
25
Total Reviews
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SINCE 2008
126
Detailed Rating
Customer Service Before Trip
4.21/5
Customer Service During Trip
3.16/5
Customer Service During Claim
2.94/5

See how USI Affinity Travel Insurance Services compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

4.07 (126 reviews)

USI Affinity Travel Insurance Services customers praise the provider’s helpful customer support and efficient online claims portal. However, some travelers report difficulty receiving updates once a claim is filed.

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    65
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    20
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    16
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  • USI Affinity Travel Insurance Services policy: Diamond

    I haven't gone on the trip yet. I called to modify my trip as plans changed. The person on the phone was so unpleasant and full of attitude. My friend was going to buy travel insurance today. I sent a special note to say, whatever you do, DO NOT buy from USI Affinity. There is no reason to be mean. Just think if I actually had an incident on my trip and I had to deal with this person.

    Kimberley from NV
    Review Received: March 1, 2023
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    7 out of 7 people found this review helpful

    Review Updated: 07/20/2023

    The process to figure out how and where to make a claim is a joke. I ended up mailing the claim in because so many pages. Never heard from anyone. It has been a month. When I call it goes to some random voicemail. No person's name, not professional, sounds like a nothing business. Because I bought through Squaremouth and they sell to someone, blah blah. Good luck figuring anything out. I am learning travel insurance is not a good way to go. Your goal is to not pay any claims. Success to you. Congrats.

    USI Affinity Travel Insurance Services policy: Ruby

    They acknowledged I had sent them material. Processing seems to be moving along.

    Earl from FL
    Review Received: November 25, 2022
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    3 out of 9 people found this review helpful
    USI Affinity Travel Insurance Services policy: Ruby

    All inquirers were meet with great customer service

    Warren from UT
    Review Received: September 23, 2022
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    2 out of 7 people found this review helpful
    USI Affinity Travel Insurance Services policy: Diamond

    I purchased a USI Affinity Travel Insurance Services USI Explorer Diamond policy through Squaremouth. I experienced delayed baggage for 3 days. I am still trying to get in touch with a representative from USI to answer some questions re: filing a claim. No one answers the phone. After being on hold for several minutes a recording says "leave a message" and no one has responded. I do not see any way to get in touch with Squaremouth to get help with this claim.

    judy from PA
    Review Received: September 12, 2022
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    29 out of 31 people found this review helpful
    USI Affinity Travel Insurance Services policy: Ruby

    It became a matter of comparing the different quotes and the information provided was very helpful. One area though was tough, i.e. the limits or proposed limits on coverage. I have no idea what it would cost to evacuate me back to the United States in the event of an emergency. As it was, I went along with the proposed limits which seemed extraordinarily high.

    Michael from CO
    Review Received: September 5, 2022
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    4 out of 10 people found this review helpful
    USI Affinity Travel Insurance Services policy: Ruby

    Everything went smoothly. I would definitely use your services again.

    Steven from NY
    Review Received: August 9, 2022
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    1 out of 6 people found this review helpful
    USI Affinity Travel Insurance Services policy: Ruby

    My flight was delayed causing me to miss my connecting flight requiring an overnight stay in Philadelphia. I called the 24 hour emergency help line and was on the line for 22 minutes with a clueless agent who just kept asking me over and over again for my name, address and policy number which I provided but she kept saying she couldn't locate the policy. I called again the next day since I was still stranded and had the same experience for 30+ minutes, asked for a supervisor and was told I couldn't get one.

    The following day I emailed customer service, explained what had happened and asked what docs I needed for a claim, and got the same run around asking for the very information I had already provided in the email. I even attached a copy of my policy! It took 3 emails before the forms were emailed to me.

    Atrocious service. Never, ever again!

    Kay from OH
    Review Received: July 22, 2022
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    43 out of 44 people found this review helpful
    USI Affinity Travel Insurance Services policy: Diamond

    While pulling things together for my trip, I realized I did not have (in truth, did not see) the Overseas Emergency contact number. And it, sadly/strangely/bizzarely is not listed on their website.

    I sent an email to customer service giving them my policy number requesting the direct dial phone - I never heard back. I consider that rude and unforgivable. I will NOT procure one of their policies ever again.

    Karl from CA
    Review Received: May 3, 2022
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    42 out of 44 people found this review helpful
    USI Affinity Travel Insurance Services policy: Diamond

    The trip was cancelled because the borders in Netherlands was closed 1 day before the trip due to COVID 19 surge. Currently we are trying to transfer a policy to a new date for this June and contacted USI and they said they would call back and they never did. Yes I would like to file a claim the rescheduled trip cost about $5,000 to 8,000 more due to air line fees and only receiving 50% credit from the vacation rentals.

    I am extremely disappointed that I have to track them down. Typical insurance company when they have to pay, I would not recommend this service because I received any customer service or assistance with this issue.

    Regards
    Robert Van Kirk
    r.jvankirk@yahoo.com
    707-766-4582

    Robert from CA
    Review Received: April 8, 2022
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    44 out of 45 people found this review helpful
    USI Affinity Travel Insurance Services policy: Ruby

    Jennifer from TX
    Review Received: March 7, 2022
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    28 out of 29 people found this review helpful

    My claim was moved to 3 different processing agencies. The third agency denied my claim because it didn't meet acceptable eligibility for cancellation. When I appealed the decision citing Cancel for Any Reason, they finally responded after 1 month that my claim was actally denied because I had already received future airline credit as compensation for my air expenses, even though I cannot use the credit. I don't disagree with the decision, but it shouldn't have taken 2 months and a number of e-mails to communicate this information.

Last updated: July 30, 2026