Covid-19 Pandemic
We understand travelers are concerned about the pandemic. Travel insurance benefits are still available, including coverage for cancellations, medical emergencies, travel delays due to quarantine, and Cancel For Any Reason.
Find out moreImportant Travel Insurance Information
Here are some of our most frequently asked questions from travelers like you.
Who Needs Travel Insurance?
Travelers should consider buying insurance if they want to protect themselves from a financial loss before or during their trip, especially if they have planned an expensive trip, or have a specific concern that would impact their vacation. Most policies include benefits that can cover major concerns, including trip cancellations, medical emergencies, and travel delays, among others.
What Does Travel Insurance Cover?
Trip insurance is designed to cover the most common concerns that may impact a trip, including cancellations, medical emergencies, travel delays, and lost luggage. Common covered scenarios include an illness or injury preventing a traveler from departing, severe weather impacting their plans, or a medical emergency during their vacation, among others.
How Much Does a Policy Usually Cost?
The cost of a travel insurance policy depends on four primary factors: trip cost, traveler age, trip length, and coverage amounts. In general, a comprehensive policy with Trip Cancellation typically costs between 5% and 10% of the total trip cost. However, a policy without an insured trip cost will be significantly less expensive.
When is the Best Time to Buy a Travel Insurance Policy?
The best time to buy depends on the coverage a traveler needs. Trip Cancellation policies can be purchased up until the day before they leave. However, only unforeseen events can be covered, so we recommend travelers who want cancellation benefits buy as soon as possible. Travelers who primarily want medical coverage during their trip can buy anytime up until the day before they leave.
How Does Travel Insurance Work?
Trip insurance is designed to protect travelers in case something goes wrong that impacts their trip. This includes financial reimbursement if their trip is canceled before they depart, as well as medical benefits, travel delay coverage, and other benefits that can cover them while they are traveling.
Can I Buy Coverage for Covid-19?
Most policies can cover travelers who contract Covid-19. The best travel insurance during Covid includes coverage for travelers who contract the virus and must cancel their trip ahead of time, need medical treatment while traveling, or are required to quarantine.
For up-to-date coverage information, please visit Squaremouth’s Covid-19 page.
Squaremouth provides a list of the top destinations for US travelers, including information about countries that require travel insurance, and our recommended coverage amounts per destination.
Over the past few years, it has been a growing trend for countries to implement travel insurance requirements for foreign travelers. Typically, these countries mandate a travel medical insurance policy to avoid unpaid medical bills from tourists. International travelers who do not meet their destination’s requirements will be unable to gain entry.
However, even for international travelers who are visiting a country without specific mandates, trip insurance is still advised to protect travelers from a financial loss during their trip.
Squaremouth’s experts maintain a list of the top destinations, breaking down which countries have requirements and sharing our coverage recommendations to help travelers find the best coverage for their trips.
View Destination Information
How to Compare and Buy Travel Insurance
Squaremouth helps travelers quote, compare, and buy a policy from every major provider in the United States.
Your Trip
Using our comparison engine, you can find the best coverage for your trip in four steps.
- Enter your trip details and traveler information in our quote form
- Use filter and sort features to identify the benefits most important to you
- Compare policies side-by-side to find the best coverage and price
- Purchase online and receive policy confirmation immediately via email
Squaremouth offers the largest travel insurance marketplace in the United States. Using our quote and comparison tools, travelers can quickly find the best coverage for their trip.
Featured Articles
Our topic experts keep a constant pulse on the travel industry so we can provide the most current information and recommendations based on today's traveler needs.
In general, the cost for a comprehensive policy with Trip Cancellation is typically between 5% and 10% of the total trip cost. Travelers who choose not to insure the cost of their trip can expect to pay much less.
What is the cost of travel insurance?The financial cost of traveling can be significant, as airfare, hotels, and other trip activities can compound quickly. Adding to that total by buying trip insurance may not sound great, but it can help travelers save a lot of money.
Is travel insurance worth it?Squaremouth Customer Reviews
As of January 2023, Squaremouth has been reviewed by 44,056 customers on ResellerRatings.com and has an average rating of 5 stars.
Great Price for Insurance
"Purchasing travel insurance was easy to do, and the price for insurance was reasonable compared with other companies."
Elaine from MI
1/13/23
Easy to Use
"Using the site was easy. Choosing which insurance to buy, not so much. Telephone calls to Squaremouth were helpful. Compared other sites, but came back to Squaremouth."
Charles from RI
1/08/23
