TOP TRAVEL INSURANCE PLANS 8 min read
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Get Travel Insurance QuotesEnter your trip details to instantly see plans and prices from top travel insurance companies.
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Compare Travel Insurance PlansFilter and review plans side-by-side to find the right fit for your trip by coverage, benefits, and price.
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Buy Travel Insurance OnlineSquaremouth offers you the lowest price, guaranteed. We help you find the right plan, not the most expensive.
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Travel with ConfidenceOur award-winning customer service team is here before, during, and after your trip to help with coverage questions and claims.
Types of Travel Insurance Plans
Find quotes tailored to your travel habits, trip type, and itinerary:
Ideal for occasional international or domestic travelers seeking essential coverage for one specific trip. Compare Single Trip Insurance Plans
These policies are cost-effective for frequent travelers. They provide emergency medical, medical evacuation, and travel delay coverage for multiple trips over a year. Compare Annual Travel Insurance Plans
An affordable option for large groups (10 or more) traveling to the same destination, for work or a special event, that want comprehensive travel insurance benefits for their entire party. Explore Group Plans
Specifically designed for cruise travelers, covering risks like missed ports, shipboard medical emergencies, and itinerary changes due to weather or mechanical issues. Compare Cruise Insurance Plans
Perfect for thrill-seekers, these policies cover high-risk activities like skydiving, bungee jumping, and mountain climbing. They also include benefits for sports equipment and fees, such as lost or damaged gear. Compare Adventure & Sports Plans
These policies cover you for problems related to your flight, like cancellations, delays, or lost luggage. Compare Flight Insurance Plans
Designed for travelers going abroad who need extra medical insurance to cover what their regular health insurance doesn't while they’re overseas. Compare Travel Medical Insurance Plans
How Much Does Travel Insurance Cost?
The average cost of travel insurance for Squaremouth users is $20.50/day. Most people spend between 4 to 10% of their total trip cost on comprehensive travel insurance.
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Comprehensive plan with Emergency Medical, Trip Cancellation, & Trip Interruption.
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Compare Plans NowWhat Does Travel Insurance Cover?
The best trip insurance plans provide extensive coverage against the unexpected.
We recommend buying a travel insurance plan that includes:
The Emergency Medical benefit helps pay for healthcare costs if you get sick or injured while traveling. Travel medical insurance covers unexpected expenses like overseas hospital stays and doctor visits not covered by your domestic health insurance.
Explore Emergency Medical
Recommended Coverage:- $50,000 for International Travel
- $100,000 for Cruises
Best for Travelers with:- International Destinations
- Pre-Existing Conditions
- Adventurous Activities
Emergency evacuation insurance covers getting you to a safe place or home if you're seriously ill or injured. It pays for medical flights or other transportation when local care isn’t enough.
Explore Medical Evacuation
Recommended Coverage:- $250,000 per Trip
Best for Travelers with:- Remote Destinations
- Cruises
- High-Risk Activities
Trip Cancellation coverage reimburses your prepaid travel expenses if you’re forced to cancel your trip due to covered reasons. This can include unexpected medical emergencies, death of a family member, or inclement weather.
Explore Trip Cancellation
Recommended Coverage:- 100% of Trip Cost
Best for Travelers with:- High Non-Refundable Bookings
- Long-Planned Vacations
- Large Groups
Purchasing this optional add-on lets you get some of your travel costs back if you cancel your trip for any reason, not just emergencies covered by your policy's Trip Cancellation benefit.
Explore Cancel For Any Reason
Recommended Coverage:- 75% of Trip Cost
Best for Travelers with:- Unpredictable Plans
- Trips During Global Events
Trip interruption insurance helps you recover costs if you have to cut your trip short and go home early due to unexpected issues, like a family emergency. It covers unused travel expenses and extra costs for getting home.
Explore Trip Interruption
Recommended Coverage:- 125% of Trip Cost
Best for Travelers with:- Long, Expensive Trips
- Scheduled Events
Pre-existing conditions insurance covers you if you suffer financial loss as a result of a pre-existing medical condition during a covered trip. This includes trip cancellations or seeking medical care while traveling.
Explore Pre-Existing Condition Coverage
Recommended Coverage:- A 60-day Look-Back Period
Best for Travelers with:- Stable Pre-Existing Conditions
Trip delay insurance reimburses you for extra costs, like meals and lodging, if your trip is delayed for reasons like flight cancellations. It helps cover expenses while you wait to continue your journey.
Explore Trip Delay Protection
Recommended Coverage:- $500+ per Traveler
- With Delays Starting at 6 hours
Best for Travelers with:- Multi-Leg Journeys
- Cruises
- Trips During Peak Season
Why Purchase Travel Insurance from Squaremouth
No bias. No hidden fees. Join the 4+ million travelers who use our platform to find the best travel insurance policies at the lowest possible price.
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Guaranteed low pricesYou won’t find lower anywhere else
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Simple and efficientCompare & buy travel insurance in minutes
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Award-winning customer serviceTo help you make decisions with confidence
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Over 100 plans to choose fromFrom America’s best travel insurance companies
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170,000+ reviews of providersAll unedited to provide an unbiased perspective
Customer Reviews
More than 99% of customers would recommend Squaremouth to others.
View All Customer Reviews
The best travel insurance tool on the marketJane from AL"We have never had to worry about the quality of the insurance when we have compared all the options and feel confident that we have chosen the very best."
Lots of choice, one stop.Troy from WA"I was able to find multiple offers from many insurance companies. It was easy to scroll and read their particular coverages."
Amazing customer service! Patient, kind, WOW!Joshua from TX"Breath of fresh air to have someone take their time, answer all of my questions and do it with a warm and friendly demeanor!"
Easy to choose the right one for meCatherine from DE"I have used this company twice before, every time I found the website easy to use for selecting the coverages I needed and comparing policies/price."
A++ Travel Insurance ExperienceLinda from NC"Trustworthy. Easy and fast to use."
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Still Have Questions?
We Have Answers.
We tried to think ahead and offer quick answers to common questions, but if you need us, we’re available 24/7.
Travel insurance is not always necessary for domestic trips, but buying travel insurance is highly recommended for trips abroad since traditional US health insurance isn't widely accepted overseas. Without adequate trip coverage, you will be financially responsible for expenses related to unexpected travel disruptions.
To help determine if travel insurance is right for you, ask yourself the following questions:
- Are you financially prepared for costly unexpected travel expenses? If not, travel insurance policy can cover expenses related to delays, medical emergencies, baggage loss, and more.
- Do you have a high amount of prepaid, non-refundable trip payments? If you do, a comprehensive plan can reimburse your trip costs if you cancel for a covered reason.
- Do you have any health concerns? Travel insurance is strongly recommended for older travelers and travelers with existing health issues.
- Are you visiting a remote or dangerous destination? If so, a travel insurance policy with high medical and evacuation coverage is a smart investment.
Squaremouth is the nation's largest travel insurance marketplace, allowing travelers to quote, compare, and buy policies from the widest selection of travel insurance companies on the market.
We make it easy to compare travel insurance quotes, with just a few simple steps:
- Enter Your Trip Details: With just a few details, such as your destination, travel dates, and age, we’ll find you the best coverage
- Get Matched With Top Policies: Once you’ve entered your trip info, we’ll show you a list of plans from the top travel insurance companies, along with their prices and coverage details
- Compare Coverage & Pricing: Look closely at what each plan includes, paying close attention to the benefits that matter most to you
- Utilize Filters & Sorting Options: Narrow your results by applying relevant filters or by sorting policies based on price, popularity, or rating
- Select Your Policy & Check Out: Select the policy that’s right for you and proceed through the user-friendly checkout process
- Seek Expert Assistance if Needed: Not sure which policy to choose? Our award-winning travel insurance experts are here to assist you in finding the best protection
There's no one-size-fits-all policy when it comes to trip insurance. Comparing travel insurance quotes and carefully choosing the right plan is the best way to create a worry-free trip. Consider the following:
- Benefits: The situations and expenses that are covered by a travel insurance policy.
- Coverage Limits: The maximum dollar amount that will be reimbursed by your travel insurance company within each benefit.
- Exclusions: Specific activities, expenses, and scenarios that are not covered in the event of a claim.
- Premium: The cost of the policy for your specific trip.
- Provider Reputation: Based on past customer reviews regarding interactions with assistance services and the claims experience.
The best time to buy travel insurance is right after booking your trip. Buying early ensures immediate coverage for unexpected events like cancellations. Plus, it allows you to access time-sensitive benefits, such as coverage for pre-existing conditions and Cancel For Any Reason (CFAR).
While international travel insurance is not mandatory for most destinations, getting some form of trip protection is strongly recommended. Overseas travel insurance covers unexpected medical expenses and emergencies that most health plans, including Medicare, won’t cover. Protect yourself from costly surprises and travel with peace of mind with a policy offering at least $50,000 for international trips and $100,000 for cruises.
Sometimes. Many plans exclude pre-existing conditions, but some offer waivers if you buy soon after booking. Check your policy details carefully. With Squaremouth, you can easily find plans that fit your needs using our benefit filters.
Most comprehensive plans cover trip cancellations for illness, natural disasters, or work obligations. Typically, they reimburse 100% of your prepaid, non-refundable costs, so you’re covered if plans change unexpectedly.
Single-trip insurance covers one trip, ideal for occasional travelers. Annual insurance covers multiple trips in a year, perfect for frequent travelers; it’s cost-effective and convenient, providing continuous basic benefit coverage (emergency medical, medical evacuation, and trip delay) all year round.
Most travel insurance policies, whether single-trip or annual, will cover cruise vacations. Due to rising costs, many cruisers purchase comprehensive travel insurance plans that cover their prepaid, non-refundable travel expenses. The best cruise insurance policies offer at least $100,000 in Emergency Medical coverage and $250,000 in Medical Evacuation coverage. Visit our cruise insurance hub to learn more about trip protection at sea.