Best Domestic Travel Insurance Companies in 2025

From jaw-dropping national parks to world-famous cities, the possibilities for a domestic vacation are endless. However, unexpected events such as flight cancellations, medical emergencies, or lost luggage can quickly turn your dream vacation into a stressful experience.

Regardless of your itinerary, securing travel insurance can be a wise invest before you depart for your trip. This protection works as your financial safety net, ensuring that you’re covered for various mishaps that could disrupt your plans and hurt your wallet.

To help you find the best travel protection for your next U.S. adventure, ​​we’ve curated a list of the best domestic travel insurance companies so far this year.

Best Domestic Travel Insurance Companies in 2025

Methodology: We use our internal policy sales metrics to determine the best domestic travel insurance companies across popular categories. The list is updated to reflect the most popular providers among today’s domestic travelers.

Best Overall Domestic Travel Insurance

Berkshire Hathaway Travel Protection
  • Affordable cancellation and medical coverage
  • Globally recognized insurance partner
  • All policies hold an AM Best Rating of A++
Get Quotes

Berkshire Hathaway Travel Protection is currently the most popular provider among domestic travelers that insured their trip through Squaremouth. Their ExactCare and LuxuryCare product lines both include policies that provide protection against unexpected medical emergencies, delays, and lost luggage. Trip Cancellation coverage is also available to those wanting to protect their trip costs. Their most popular plan, ExactCare Value, is a good option for domestic travelers as it provides protection for unforeseen cancellations and up to $750 in reimbursement for lost or damaged personal items.

Tin Leg
  • Insurer behind the top-selling policy on Squaremouth
  • Multiple policy options for different budgets and coverage needs
  • Coverage for adventure sports and activities
Get Quotes

Tin Leg is a top-selling travel insurance provider among both domestic and international travelers. Backed by industry-leading data and insight, they have created a suite of comprehensive policies at varying degrees of coverage that address the needs of today’s adventurers. Tin Leg’s Gold plan is the highest-selling policy on the Squaremouth platform, and boasts generous medical reimbursement limits such as $500,000 in Emergency Medical and Medical Evacuation coverage.

Trawick International
  • One of the highest selling travel insurance providers on Squaremouth
  • Up to $1,000,000 in Medical Evacuation coverage
  • Plans underwritten by Nationwide Mutual Insurance Company
Get Quotes

Trawick International is consistently among the highest selling travel insurance companies on Squaremouth, and for good reason. They offer domestic travelers a wide-selection of comprehensive options to choose from, including their popular Safe Travels Protect plan that provides generous Trip Cancellation protection and reasonable medical coverage at a competitive price point.

Most Affordable Domestic Travel Insurance

Berkshire Hathaway Travel Protection
  • Average premium among domestic travelers: $111.63
  • Top-selling domestic travel insurance provider
  • Up to $100,000 in Emergency Medical coverage
Get Quotes

In addition to being the top-selling provider amongst domestic adventurers, Berkshire Hathaway Travel Protection is also the most affordable. While their plans aren’t known for offering the highest coverage limits, they are still a great option for travelers that want peace of mind when exploring the U.S. without breaking the bank. If you don’t need to protect your travel expenses, Berkshire Hathaway’s ExactCare and ExactCare Value plans can provide you with suitable coverage for delays, missed connections, and baggage loss.

battleface
  • Average premium among domestic travelers: $144.89
  • Unique, customizable approach to trip protection
  • Plans come standard with Trip Cancellation coverage
Get Quotes

No two trips are the same, which is why battleface offers domestic travelers the opportunity to build a plan that makes sense for their unique getaway. Their base Discovery plan comes standard with the Trip Cancellation benefit. From there, you can choose to add the benefits and coverage limits you need for your trip. This can help keep costs down, as you’re not paying for travel protection that you don’t want or need.

Detour Insurance
  • Average premium among domestic travelers: $193.53
  • Plans built specifically for adventure and sports travel
  • One of few providers to offer Search and Rescue coverage
Get Quotes

Detour Insurance is a provider that designs plans specifically for adventurous travelers planning trips domestically or abroad. Their plans – @the edge and @the edge plus – provide coverage for a wide-range of sports and activities, as well as well-rounded protection against common travel disruptions you may encounter along the way. If you’re concerned about your belongings, both of Detour’s plans come standard with $3,000 in Baggage Loss insurance, which is among the highest of any travel insurance provider.

Best Domestic Cancel For Any Reason Insurance

Seven Corners
  • Voted “Best Overall” Cancel For Any Reason provider by Business Insider
  • Generous 14-day Money-Back Guarantee window
  • Offers cruise-specific travel insurance policy
Get Quotes

With a 30+ year track record helping travelers protect their trips, Seven Corners has solidified itself as one of the nation’s most reputable trip insurance providers. The provider brings multiple comprehensive policies to the market, all of which allow eligible travelers to enhance their protection with the CFAR upgrade. In the event of a CFAR claim, Seven Corners' plans will reimburse up to 75% of your prepaid, non-refundable trip costs. For domestic trips that require CFAR, we recommend their Trip Protection Basic plan.

Tin Leg
  • Multiple CFAR eligible comprehensive policies
  • Up to $500,000 in primary Emergency Medical coverage
  • Innovative claims process
Get Quotes

Tin Leg is known for award-winning customer service and data-backed policies. If you’re planning a trip within the United States and want CFAR coverage, their Gold, Silver, Luxury, and Adventure plans can accommodate your needs. Depending on the plan, Tin Leg provides 50-75% reimbursement for trip costs in the event of a CFAR claim. In addition to flexible cancellation coverage, the plans mentioned also offer generous coverage limits for popular benefits like Emergency Medical, Medical Evacuation, and Baggage Loss.

battleface
  • Offers among the most affordable CFAR coverage
  • Customers have the option to choose policy benefits and coverage limits
  • Trip Cancellation protection covers a wide-range of unforeseen events
Get Quotes

Battleface’s Discovery policy allows travelers to build a plan that meets their unique coverage needs. One option available to eligible customers is to add the CFAR benefit, which can reimburse up to 75% of prepaid travel expenses in the event of an uncovered cancellation. Since travelers can choose to not include benefits they don’t feel are necessary for their trip, purchasing a policy from battleface may be an affordable way to adventure with CFAR coverage.

How Much Does Domestic Travel Insurance Cost?

The average cost of travel insurance for a trip within the United States is roughly $245.

Travel insurance premiums depend on a variety of different factors, such as your age, trip length, coverage needs, trip costs and the type of policy you choose.

As a rule of thumb, comprehensive travel insurance policies will cost 4-10% of the prepaid, non-refundable travel expenses you choose to insure.

Domestic travel insurance is often less expensive than international travel insurance. This is mostly due to generally lower travel expenses and a lower demand for travel medical coverage.

Do You Need Travel Insurance for Domestic Travel?

Domestic travel insurance is designed to offer financial protection against unexpected events like lengthy flight delays, trip cancellations, medical emergencies, and lost luggage. While it may not be a requirement for your trip, purchasing a policy before you depart can allow you to travel with peace of mind.

We’d recommend travel insurance if the following scenarios apply:

  • Taking a Long Trip: Traveling for longer periods of time leaves you more vulnerable to unexpected disruptions that result in financial loss.
  • Taking an Expensive Trip: The more you spend on travel, the more you stand to lose if you’re forced to cancel your plans.
  • No Existing Health Insurance: Travel insurance can cover unforeseen medical emergencies that occur during your trip.
  • Want Peace of Mind: If you’re concerned about delays, cancellations, and other disruptions impacting your vacation, travel insurance can ease your mind and allow you to travel with confidence.

Travel insurance is not for everyone, and may not be necessary for your upcoming domestic adventure. Specifically, you may not need travel insurance if the following apply:

  • Have Health Insurance: If you have healthcare through Medicare, Medicaid, or an employer-sponsored plan, you may not need additional medical coverage through travel insurance.
  • Have Existing Travel Protection: Some credit cards now offer various travel protection benefits to members, which may offer suitable coverage for your trip.
  • Taking a Short or Inexpensive Trip: Not all trips require travel insurance, especially those that are short or do not involve large travel expenses.

If you have questions about domestic travel insurance, or want to know if it is a worthy investment for your trip, we’re here to help. Contact our award-winning customer service department at 1-800-240-0369, available daily from 8 AM to 10 PM EST.

Quote & Compare Travel Insurance Policies
Visiting multiple countries? Just enter your first destination.
Step 1 of 3

We're here to help!

Have questions about travel insurance coverage? Call us!

1-800-240-0369

Our Customer Service Team is available everyday from 8AM to 10PM ET.