Berkshire Hathaway Travel Protection

Squaremouth offers 4 policies from Berkshire Hathaway Travel Protection. Below, you can compare all 4 policies and review each policy’s certificate.

Provider & Policy
ExactCare
Certificate
ExactCare Value
Certificate
LuxuryCare
Certificate
ExactCare Lite
Certificate
Ratings
AM Best Rating Underwritten by Berkshire Hathaway Specialty Insurance Company

AM Best's Rating of A++ (Superior)
Effective as of: 12/11/2018

Verify this rating at www.ambest.com
Underwritten by Berkshire Hathaway Specialty Insurance Company

AM Best's Rating of A++ (Superior)
Effective as of: 12/11/2018

Verify this rating at www.ambest.com
Underwritten by Berkshire Hathaway Specialty Insurance Company

AM Best's Rating of A++ (Superior)
Effective as of: 12/11/2018

Verify this rating at www.ambest.com
Underwritten by Berkshire Hathaway Specialty Insurance Company

AM Best's Rating of A++ (Superior)
Effective as of: 12/11/2018

Verify this rating at www.ambest.com
Zero Complaint Guarantee
This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee
Trending Benefits
Coronavirus Cancellation

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

Coronavirus Medical

Included in Emergency Medical

Included in Emergency Medical

Included in Emergency Medical

Included in Emergency Medical

Cancel For Any Reason

No coverage
This benefit is separate from Trip Cancellation

No coverage

No coverage
This benefit is separate from Trip Cancellation

No coverage
This benefit is separate from Trip Cancellation

Cancellation
Trip Cancellation

100% of the trip cost

100% of the trip cost

100% of the trip cost

$500 per person

Trip Interruption

150% of the trip cost

100% of the trip cost

150% of the trip cost

$750 per person

Hurricane & Weather

Common carrier delay for any length of time
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for any length of time
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for any length of time
Accommodation made uninhabitable
Must be purchased before storm is named

Terrorism

Covered for foreign and domestic

Covered for foreign and domestic

Covered for foreign and domestic

No coverage

Financial Default

Covered after 14 day wait if purchased within 15 days of trip deposit

Covered after 14 day wait if purchased within 15 days of trip deposit

Covered after 14 day wait if purchased within 15 days of trip deposit

No coverage

Employment Layoff

Covered
If employed for 1 continuous year

Covered
If employed for 1 continuous year

Covered
If employed for 1 continuous year

Covered
If employed for 1 continuous year

Cancel For Medical Reasons

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Cancel For Work Reasons

Included in Trip Cancellation and Trip Interruption

No coverage

Included in Trip Cancellation and Trip Interruption

Covered if purchased within 15 days of trip deposit

Medical
Emergency Medical

$25,000 per person
Primary coverage

$15,000 per person
Secondary coverage

$100,000 per person
Primary coverage

$10,000 per person
Secondary coverage

Pre-Existing Condition

Covered if purchased within 15 days of trip deposit

Covered if purchased within 15 days of trip deposit

Covered if purchased within 15 days of trip deposit

Covered if purchased within 15 days of trip deposit

Medical Deductible

No Medical Deductible

No Medical Deductible

No Medical Deductible

No Medical Deductible

Evacuation
Medical Evacuation & Repatriation

$500,000 per person

$150,000 per person

$1,000,000 per person

$100,000 per person

Loss or Delay
Travel Delay

$1,000 per person
$200 daily limit
Covered after 5 hour delay

$500 per person
$100 daily limit
Covered after 12 hour delay

$1,000 per person
$200 daily limit
Covered after 5 hour delay

No coverage

Baggage Delay

$200 per person
Covered after 24 hour delay

$200 per person
Covered after 24 hour delay

$200 fixed per person
Covered after 12 hour delay

No coverage

Baggage & Personal Items Loss

$1,000 per person
$500 first item limit
$250 subsequent items limit
$500 specific items limit

$750 per person
$500 first item limit
$250 subsequent items limit
$500 specific items limit
$50 deductible

$2,500 per person
$500 first item limit
$250 subsequent items limit
$500 specific items limit

No coverage

Missed Connection

$500 per person
Covered after 3 hour delay

No coverage

$500 per person
Covered after 3 hour delay

No coverage

Accidental Death
24 Hour AD&D

$10,000 per person

No coverage

$25,000 per person

$10,000 per person

Flight Only AD&D

$50,000 per person

$25,000 per person

Optional coverage

No coverage

Sports
Sports & Activities

Covered
Limitations apply

Covered
Limitations apply

Covered
Limitations apply

Covered
Limitations apply

Sports Equipment Loss

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss

No coverage

Sports Equipment Delay

No coverage

No coverage

$500 per person

No coverage

Sports Fees

Included in Cancellation & Interruption

Included in Cancellation & Interruption

Included in Cancellation & Interruption

Included in Cancellation & Interruption

Other Benefits
Rental Car Damage

Optional coverage

Optional coverage

Optional coverage

No coverage

Money Back Guarantee

Free look up to 15 days after purchase

Free look up to 15 days after purchase

Free look up to 15 days after purchase

Free look up to 15 days after purchase

24 Hour Assistance Service

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

Additional Benefits

Concierge Services Coverage

Concierge Services Coverage

Concierge Services Coverage

Concierge Services Coverage

Multi-Award Winning Customer Service Team

Squaremouth’s outside-the-box approach to customer service has been recognized nationally and internationally, with 13 awards in 5 years. Customer service is part of everybody’s job at Squaremouth. Every employee spends time on the phone with customers each week.

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$30,000 Contest Encourages Reading Policy Documents

To highlight the importance of reading policy documents from start to finish, Squaremouth awarded one customer $10,000 in a secret contest for being the first to read hers. Then, we gave another $10,000 to a children’s literacy charity and $5,000 each to two schools.

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$1,000 Tips Shine a Light on Service

Squaremouth, a company that puts a focus on customer service, rewards 20 outstanding customer service providers in St. Petersburg, Florida with $1,000 cash tips. Then, one received an additional $10,000 as the Thank You Campaign’s grand prize winner.

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One of America’s Best and Fastest-Growing Companies

Squaremouth is consistently awarded for its unique company culture and steady revenue growth. This includes national recognition from Inc. Magazine, Fortune, and Entrepreneur, and local recognition from the Tampa Bay Business Journal and Florida Trend.

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