Is the Peru civil unrest a covered reason for Trip Cancellation and Trip Interruption?

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Travelers are only eligible for Trip Cancellation and Trip Interruption in this situation if civil or political unrest is a covered reason outlined in their policy. However, this is typically excluded from coverage.

Certain policies can cover cancellations if the destination reaches a Level Four Travel Advisory from the U.S Department of State, signaling an official “Do Not Travel” warning. Currently, the Travel Advisory for Peru is a Level Three. However, if the situation continues to escalate, the Travel Advisory may once again be upgraded.

Additionally, there are other situations in which a traveler can become eligible for these benefits. If the situation in Peru leads to an act of terrorism within a specific amount of days prior to a travelers departure date, they may be eligible for reimbursement as terrorism is a common inclusion in Trip Cancellation.

Travelers may also be eligible for reimbursement through their Trip Cancellation or Trip Interruption benefit if the unrest or riots in Peru cause significant damage to their destination’s accommodation.

This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!

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