If your flight to or from your destination was delayed due FAA implemented ground stops at Laguardia Airport or other airports impacted by the Canada wildfires, you may be covered by your travel insurance policy’s Travel Delay benefit.
Many Travel Delay policies can provide coverage for natural disasters or severe weather, which can include the recent wildfires. In addition, many policies can provide delay benefits for “any delay of a common carrier”.
The Travel Delay benefit can reimburse you for food and accommodation expenses incurred during your delay, as well as unused trip costs as a result of the delay. To be eligible for this coverage, you must meet your policy’s minimum delay period, which is typically between 3-12 hours.
If you experience a delay due to the FAA ground stop resulting from the wildfire smoke, it’s recommended to call your provider’s 24-Hour Emergency Assistance department to receive help and review your specific policy’s coverage.
This information may vary based on the travel insurance policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET, seven days a week, and are delighted to help!
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