Chile Travel Insurance: Plans & Prices
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Reviewed By Last updated: 03/26/2026
Key Takeaways
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Based on Squaremouth policy sales over the past year, the best-selling Chile travel insurance plans are offered by Tin Leg, Travel Insured International, and IMG..
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While medical care is generally more affordable in Chile compared to the United States, U.S. health insurance is not accepted. Travel insurance with Emergency Medical coverage is recommended to avoid out-of-pocket expenses.
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From the Atacama Desert to Patagonia, Chile is a premier global adventure destination. High-risk activities like trekking, whitewater rafting, and skiing often require specialized coverage.
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Coverage for Chile costs $532 on average. With an average trip length of 18 days, this breaks down to roughly $30 per day.
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Chile is generally considered one of the safest countries in South America, but petty theft and civil unrest are two major risks that impact tourists.
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Try our online travel insurance comparison tool to get Chile travel insurance quotes from multiple providers at once. For personal assistance, call our award-winning agents at 1-800-240-0369.
Squaremouth’s Chile Travel Insurance Recommendations
Over the last 12 months, the top three travel insurance plans purchased by travelers with upcoming trips to Chile on Squaremouth were:
The Emergency Medical benefit is the most important coverage to consider when buying travel insurance for Chile. Squaremouth recommends a policy with at least $50,000 in coverage for treating an illness or injury during a trip.
In addition to this, Squaremouth recommends travelers visiting Chile select a policy with at least $100,000 in Medical Evacuation coverage. This benefit can cover the cost of an evacuation to the nearest hospital in the event of an emergency.
Many travelers have non-refundable trip costs, in addition to their medical concerns. For these travelers, Squaremouth recommends a comprehensive travel insurance policy that includes other benefits for the most common travel insurance concerns. Primarily, this includes benefits for cancellation, delays, and luggage.
For travelers who are concerned about losing their prepaid trip expenses if they need to cancel their trip to Chile, Squaremouth recommends insuring these costs through the Trip Cancellation benefit. This benefit can reimburse 100% of a traveler’s prepaid and non-refundable trip costs if they need to cancel for a covered reason, such as not being able to travel because they are sick.
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More Details on the Best Travel Insurance for Chile
Most Popular Chile Travel Insurance Policy
Medical / Med Evac Coverage
$500,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
The most popular policy among Squaremouth customers visiting Chile, accounting for roughly 24% of all sales
Great for adventurous Chile itineraries, offering coverage for popular activities like skiing, trekking, and whitewater rafting
Includes up to $500,000 in Emergency Medical coverage, which is plenty to cover the cost of hospital stays, doctor’s visits, and other medical expenses incurred while in Chile
Best for Add-Ons & Personalization
Medical / Med Evac Coverage
$100,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
Features a wide range of popular add-ons to choose from, including Cancel For Any Reason (CFAR), Interruption For Any Reason (IFAR), and Rental Car Damage protection
Includes up to $1,000 in Baggage Loss coverage per person, which can reimburse you for personal belongings that are stolen, damaged, or lost throughout your trip
Offers the option to increase coverage limits for various benefits for a small fee, including Emergency Medical, Medical Evacuation, and Trip Delay
Best for Evacuation Coverage
Medical / Med Evac Coverage
$100,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
Comes standard with up to $500,000 in Emergency Medical coverage, which can cover evacuations from remote areas and repatriation back to the United States
Includes up to $100,000 in Non-Medical Evacuation coverage that can cover the cost to get you to a place of safety in the event of civil unrest in Chile
Features up to $1,000 in Trip Delay coverage if your flight or organized tour is delayed at least six hours due to inclement weather, mechanical breakdown, or other covered reason
Chile Travel Insurance Trends and Data
Chile is home to some of the world’s largest volcanoes and is a popular destination for its many landmarks, sights, and national parks. The country has consistently been a popular tourist attraction.
Destination Rank: 44
Percentage of Squaremouth Sales: 0.54%
Average Premium: $529.95
Average Trip Cost: $7,767.35
Squaremouth Analytics compares thousands of travel insurance policies purchased over the last two years to identify changes and trends in the travel insurance industry.