Virgin Islands Travel Insurance: Plans & Prices
Written By 
Reviewed By Last updated: 02/10/2026
Key Takeaways
-
In the last 12 months on Squaremouth, the top three travel insurance plans purchased by travelers with upcoming trips to British Virgin Islands are offered by: IMG, Travel Insured International, and Tin Leg.
-
U.S. travel insurance is not accepted throughout British Virgin Islands, which is why many travelers prioritize plans that include strong travel medical coverage.
-
Try our online travel insurance comparison tool to get quotes from multiple providers at once. For personal assistance, call our award-winning agents at 1-800-240-0369.
Squaremouth’s British Virgin Islands Travel Insurance Recommendations
Over the last 12 months, the top three travel insurance plans purchased by travelers with upcoming trips to the British Virgin Islands on Squaremouth were:
Although the British Virgin Islands no longer requires specific travel insurance coverage, Squaremouth recommends travelers visiting the British Virgin Islands buy a policy with at least $50,000 in Emergency Medical coverage and $100,000 in Medical Evacuation and Repatriation coverage.
The Emergency Medical benefit can reimburse a traveler for costs related to an illness or injury that they incur during their trip, typically including treatment costs for travelers. The Medical Evacuation benefit can cover the costs of transporting a traveler to the nearest adequate hospital and typically covers repatriation, depending on the policy.
For travelers who have non-refundable trip expenses, Squaremouth also recommends Trip Cancellation coverage, which can reimburse travelers for prepaid and non-refundable trip payments should they need to cancel for a covered event. These events can include unforeseen illness or injury, inclement weather, and other events.
Click here to begin your search for British Virgin Islands Travel Insurance.
More Details on the Best Travel Insurance for the British Virgin Islands
Best Overall Cruise Insurance
Medical / Med Evac Coverage
$100,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
Selected by over 22% of Squaremouth cruisers, making it the most popular option
Offers up to $100,000 in Emergency Medical coverage and $500,000 in Medical Evacuation coverage, surpassing our coverage recommendations for cruise vacations
Plans have the option to add CFAR and IFAR coverage, which can add the most possible flexibility and additional peace of mind heading into a cruise
*Features strong comprehensive coverage with the most important benefits for cruisers
Best Overall Family Travel Insurance
Medical / Med Evac Coverage
$100,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
Features the most generous ‘Free Coverage for Kids’ pricing, allowing up to 9 children to be covered at no additional cost for an insured adult
The most popular family plan, chosen by roughly 14% of families insuring trips through Squaremouth
The customization options, well-rounded coverage, and up to $500,000 in medical coverage also make FlexiPAX our pick for ‘Best International Travel Insurance For Families’
The only family plan on Squaremouth that offers the optional Cancel For Any Reason (CFAR) and Interruption for Any Reason (IFAR) upgrades, providing the most possible flexibility for families
Best Overall Medical Coverage
Medical / Med Evac Coverage
$500,000 / $500,000Cancellation / Interruption Limits
100% / 150% of trip cost
The top-selling travel insurance plan on Squaremouth, accounting for roughly 13% of all policy sales
Comes standard with $500,000 in Emergency Medical and Medical Evacuation coverage, which is among the highest offered by any comprehensive travel insurance plan
Includes 100% Trip Cancellation protection, which reimburses up to $30,000 in trip expenses per traveler in the event of a covered cancellation
British Virgin Islands Travel Insurance Trends and Data
The British Virgin Islands are known as a sailor’s paradise with consistent trade winds and warm weather year-round. Travelers enjoy the secluded islands for snorkeling, scuba diving, and romantic getaways as well.
Destination Rank: 68
Percentage of Squaremouth Sales: 0.28%
Average Premium: $401.64
Average Trip Cost: $6,926.23
Squaremouth Analytics compares thousands of travel insurance policies purchased over the last two years to identify changes and trends in the travel insurance industry.