Virgin Islands Travel Insurance: Plans & Prices
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Reviewed By Last updated: 08/18/2025
Squaremouth’s BVI Travel Insurance Recommendations
Although the British Virgin Islands no longer require specific travel insurance coverage, Squaremouth recommends travelers visiting the British Virgin Islands buy a policy with at least $50,000 in Emergency Medical coverage and $100,000 in Medical Evacuation and Repatriation coverage.
The Emergency Medical benefit can reimburse a traveler for costs related to an illness or injury that they incur during their trip, typically including treatment costs for travelers who contract Covid-19. The Medical Evacuation benefit can cover the costs of transporting a traveler to the nearest adequate hospital and typically covers repatriation depending on the policy.
For travelers who have non-refundable trip expenses, Squaremouth also recommends Trip Cancellation coverage, which can reimburse travelers for pre-paid and non-refundable trip payments should they need to cancel for a covered event. These events can include unforeseen illness or injury, inclement weather, among other events. Amid high levels of uncertainty, this coverage can refund travelers who contract Covid-19 prior to departure and cannot take their trip as planned.
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BVI Travel Insurance Trends and Data
The British Virgin Islands are known as a sailor’s paradise with consistent trade winds and warm weather year-round. Travelers enjoy the secluded islands for snorkeling, scuba diving, and romantic getaways as well.
Destination Rank: 69
Percentage of Squaremouth Sales: 0.27%
Average Premium: $414.22
Average Trip Cost: $7,490.12
Squaremouth Analytics compares thousands of travel insurance policies purchased pre- and post-pandemic to identify changes and trends in the travel insurance industry.