Plan details for the Travelex Insurance Services Travel Basic Policy

Travelex Insurance Services Travelex Insurance Services

Provider Travelex insurance services 75x20 (1)Travelex Insurance Services
Plan Name Travel Basic
  Certificate
Ratings
AM Best Rating Underwritten by Stonebridge Casualty Insurance Company

AM Best's Rating of A (Excellent)
Effective as of: 12/12/2013

Verify Rating at
www.ambest.com
Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation

100% of the trip cost

Trip Interruption

100% of the trip cost

Hurricane & Weather

Common carrier delay for any length of time
Must be purchased before storm is named

Terrorism

No coverage

Financial Default

Covered after 14 day wait

Employment Layoff

Covered
If employed for 1 continuous year

Cancel For Medical Reasons

Included in Trip Cancellation and Trip Interruption

Cancel For Work Reasons

No coverage

Cancel For Any Reason

No coverage
This benefit is separate from Trip Cancellation

Medical
Emergency Medical

$15,000 per person accident
$15,000 per person sickness
Primary coverage

Pre-Existing Condition

No coverage
Pre-existing look-back period 60 days

Co-Insurance

No Co-Insurance

Medical Deductible

No Medical Deductible

Home Country Coverage

No coverage

Evacuation
Medical Evacuation & Repatriation

$100,000 per person

Non-Medical Evacuation

No coverage

Loss or Delay
Travel Delay

$500 per person
Covered after 5 hour delay

Baggage Delay

$100 per person
Covered after 12 hour delay

Baggage & Personal Items Loss

$500 per person
$300 per item
$500 specific items limit

Missed Connection

$500 per person
Covered after 3 hour delay
Cruise only

Accidental Death
24 Hour AD&D

No coverage

Flight Only AD&D

Optional coverage

Common Carrier AD&D

No coverage

Sports
Hazardous Sports

No coverage

Sports Equipment & Fees

No coverage

Amateur Sports

Athletic Coverage

Other Benefits
Rental Car Damage

Optional coverage

Money Back Guarantee

Up to 10 days after purchase

24 Hour Assistance Service

24 hour assistance provided

Additional Benefits

Concierge Services Coverage

Identity Theft

No coverage

Renewable Policy

Not renewable

Maximum Trip Length

Not applicable

Maximum Number of Trips

Not applicable

All Events Upgrade

No coverage