Detour Insurance

Squaremouth offers 2 policies from Detour Insurance. Below, you can compare all 2 policies and review each policy’s certificate.

Provider & Policy
@the edge
Certificate
@the edge plus
Certificate
Ratings
AM Best Rating Underwritten by Nationwide Mutual Insurance Company

AM Best's Rating of A+ (Superior)
Effective as of: 12/21/2021

Verify this rating at www.ambest.com
Underwritten by Nationwide Mutual Insurance Company

AM Best's Rating of A+ (Superior)
Effective as of: 12/21/2021

Verify this rating at www.ambest.com
Zero Complaint Guarantee
This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Cancel for Covid-19 Sickness

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

Trip Cancellation

$5,000 per person

$10,000 per person

Trip Interruption

$5,000 per person

$10,000 per person

Hurricane & Weather

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Terrorism

Covered for foreign and domestic

Covered for foreign and domestic

Financial Default

Covered after 14 day wait

Covered after 14 day wait

Cancel For Medical Reasons

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Cancel For Work Reasons

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Medical
Medical Coverage for Covid-19

Included in Emergency Medical

Included in Emergency Medical

Emergency Medical

$100,000 per person
Primary coverage

$100,000 per person
Primary coverage

Pre-Existing Condition

No coverage
Pre-existing look-back period 60 days

No coverage
Pre-existing look-back period 60 days

Evacuation
Medical Evacuation & Repatriation

$1,000,000 per person

$1,000,000 per person

Non-Medical Evacuation

$100,000 per person

$100,000 per person

Loss or Delay
Extension Of Coverage

Coverage can extend up to 5 days
Coverage for medical quarantine included

Coverage can extend up to 5 days
Coverage for medical quarantine included

Travel Delay

$2,000 per person
$200 daily limit
Covered after 12 hour delay

$2,000 per person
$200 daily limit
Covered after 12 hour delay

Baggage Delay

$750 per person
Covered after 12 hour delay

$750 per person
Covered after 12 hour delay

Baggage & Personal Items Loss

$3,000 per person
$300 per item
$500 specific items limit

$3,000 per person
$300 per item
$500 specific items limit

Accidental Death
24 Hour AD&D

$50,000 per person

$50,000 per person

Sports
Sports & Activities

Covered
Limitations apply

Covered
Limitations apply

Sports Equipment Loss

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss

Sports Equipment Delay

$5,000 per person

$5,000 per person

Search & Rescue

$10,000 per person

$10,000 per person

Sports Fees

Included in Cancellation & Interruption

Included in Cancellation & Interruption

Other Benefits
Money Back Guarantee

Free look up to 10 days after purchase

Free look up to 10 days after purchase

24 Hour Assistance Service

24 hour assistance provided

24 hour assistance provided