Compare All Policies for Detour Insurance

Detour Insurance

Squaremouth offers 2 policies from Detour Insurance. Below, you can compare all 2 policies and review each policy’s certificate.


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Provider & Policy	@the edge Certificate	@the edge plus Certificate
Ratings
AM Best Rating	Underwritten by Nationwide Mutual Insurance Company AM Best's Rating of A (Excellent) Effective as of: 12/07/2023 Verify this rating at www.ambest.com	Underwritten by Nationwide Mutual Insurance Company AM Best's Rating of A (Excellent) Effective as of: 12/07/2023 Verify this rating at www.ambest.com
Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Cancel for Covid-19 Sickness	Included in Trip Cancellation & Interruption	Included in Trip Cancellation & Interruption
Trip Cancellation	100% of the trip cost	100% of the trip cost
Trip Interruption	100% of the trip cost	100% of the trip cost
Hurricane & Weather	Common carrier delay for 24 hours Accommodation made uninhabitable Must be purchased before storm is named	Common carrier delay for 24 hours Accommodation made uninhabitable Must be purchased before storm is named
Terrorism	Covered for foreign and domestic	Covered for foreign and domestic
Financial Default	Covered after 14 day wait	Covered after 14 day wait
Cancel For Medical Reasons	Included in Trip Cancellation and Trip Interruption	Included in Trip Cancellation and Trip Interruption
Cancel For Work Reasons	Included in Trip Cancellation and Trip Interruption	Included in Trip Cancellation and Trip Interruption
Medical
Medical Coverage for Covid-19	Included in Emergency Medical	Included in Emergency Medical
Emergency Medical	$100,000 per person Primary coverage	$100,000 per person Primary coverage
Pre-Existing Condition	No coverage Pre-existing look-back period 60 days	No coverage Pre-existing look-back period 60 days
Evacuation
Medical Evacuation & Repatriation	$1,000,000 per person	$1,000,000 per person
Non-Medical Evacuation	$100,000 per person	$100,000 per person
Loss or Delay
Extension Of Coverage	Coverage can extend up to 5 days Coverage for medical quarantine included	Coverage can extend up to 5 days Coverage for medical quarantine included
Travel Delay	$2,000 per person $200 daily limit Covered after 12 hour delay	$2,000 per person $200 daily limit Covered after 12 hour delay
Baggage Delay	$750 per person Covered after 12 hour delay	$750 per person Covered after 12 hour delay
Baggage & Personal Items Loss	$3,000 per person $300 per item $500 specific items limit	$3,000 per person $300 per item $500 specific items limit
Accidental Death
24 Hour AD&D	$50,000 per person	$50,000 per person
Sports
Sports & Activities	Covered Limitations apply	Covered Limitations apply
Sports Equipment Loss	Included in Baggage & Personal Items Loss	Included in Baggage & Personal Items Loss
Sports Equipment Delay	$5,000 per person	$5,000 per person
Search & Rescue	$10,000 per person	$10,000 per person
Sports Fees	Included in Cancellation & Interruption	Included in Cancellation & Interruption
Other Benefits
Money Back Guarantee	Free look up to 10 days after purchase	Free look up to 10 days after purchase
24 Hour Assistance Service	24 hour assistance provided	24 hour assistance provided

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Additional Information