Compare all John Hancock Insurance Agency, Inc. Plans

John Hancock Insurance Agency, Inc. John Hancock Insurance Agency, Inc.

Listed are all plans offered by John Hancock Insurance Agency, Inc.. You can compare coverages, and review plan's certificates.

Compare plans offered by John Hancock Insurance Agency, Inc.

Provider John Hancock Insurance Agency, Inc. Jhia logo script with block text on top John Hancock Insurance Agency, Inc. Jhia logo script with block text on top John Hancock Insurance Agency, Inc. Jhia logo script with block text on top
Plan Name Bronze Silver Gold
  Certificate Certificate Certificate
Ratings
AM Best Rating Underwritten by American Modern Home Insurance Company

AM Best's Rating of A+ (Superior)
Effective as of: 11/13/2014

Verify Rating at
www.ambest.com
Underwritten by American Modern Home Insurance Company

AM Best's Rating of A+ (Superior)
Effective as of: 11/13/2014

Verify Rating at
www.ambest.com
Underwritten by American Modern Home Insurance Company

AM Best's Rating of A+ (Superior)
Effective as of: 11/13/2014

Verify Rating at
www.ambest.com
Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation

100% of the trip cost

100% of the trip cost

100% of the trip cost

Trip Interruption

100% of the trip cost

150% of the trip cost

150% of the trip cost

Hurricane & Weather

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Terrorism

Covered for foreign and domestic

Covered for foreign and domestic

Covered for foreign and domestic

Financial Default

Covered after 14 day wait if purchased within 14 days of trip deposit

Covered after 14 day wait if purchased within 14 days of trip deposit

Covered after 14 day wait if purchased within 14 days of trip deposit

Employment Layoff

Covered
If employed for 3 continuous years

Covered
If employed for 3 continuous years

No coverage

Cancel For Medical Reasons

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Cancel For Any Reason

Optional coverage
This benefit is separate from Trip Cancellation

Optional coverage
This benefit is separate from Trip Cancellation

Optional coverage
This benefit is separate from Trip Cancellation

Medical
Emergency Medical

$10,000 per person
Primary coverage

$50,000 per person
Primary coverage

$100,000 per person
Primary coverage

Pre-Existing Condition

No coverage
Pre-existing look-back period 60 days

Covered if purchased within 14 days of trip deposit

Covered if purchased within 14 days of trip deposit

Medical Deductible

No Medical Deductible

No Medical Deductible

No Medical Deductible

Evacuation
Medical Evacuation & Repatriation

$100,000 per person

$500,000 per person

$1,000,000 per person

Loss or Delay
Travel Delay

$500 per person
$150 daily limit
Covered after 6 hour delay

$750 per person
$150 daily limit
Covered after 3 hour delay

$1,000 per person
$200 daily limit
Covered after 3 hour delay

Baggage Delay

$100 per person
Covered after 12 hour delay

$250 per person
Covered after 12 hour delay

$600 per person
$200 daily limit
Covered after 12 hour delay

Baggage & Personal Items Loss

$250 per person

$1,000 per person
$300 per item
$600 specific items limit

$2,500 per person
$300 per item
$600 specific items limit

Missed Connection

$300 per person
Covered after 3 hour delay

$750 per person
Covered after 3 hour delay

$1,000 per person
Covered after 3 hour delay

Accidental Death
24 Hour AD&D

No coverage

$25,000 per person

$25,000 per person

Flight Only AD&D

Optional coverage

Optional coverage

Optional coverage

Common Carrier AD&D

No coverage

No coverage

$100,000 per person

Sports
Hazardous Sports

Optional coverage

Optional coverage

Optional coverage

Other Benefits
Rental Car Damage

Optional coverage

Optional coverage

Optional coverage

Money Back Guarantee

Up to 10 days after purchase

Up to 10 days after purchase

Up to 10 days after purchase

24 Hour Assistance Service

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

Additional Benefits

Concierge Services Coverage

Concierge Services Coverage

Concierge Services Coverage