John Hancock Insurance Agency, Inc.

Squaremouth offers 3 policies from John Hancock Insurance Agency, Inc.. Below, you can compare all 3 policies and review each policy’s certificate.

Provider & Policy
Bronze
Certificate
Silver
Certificate
Gold
Certificate
Ratings
AM Best Rating Underwritten by Starr Indemnity & Liability Company

AM Best's Rating of A (Excellent)
Effective as of: 03/14/2019

Verify this rating at www.ambest.com
Underwritten by Starr Indemnity & Liability Company

AM Best's Rating of A (Excellent)
Effective as of: 03/14/2019

Verify this rating at www.ambest.com
Underwritten by Starr Indemnity & Liability Company

AM Best's Rating of A (Excellent)
Effective as of: 03/14/2019

Verify this rating at www.ambest.com
Zero Complaint Guarantee
This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee
Trending Benefits
Covid-19 Cancellation

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

Covid-19 Medical

Included in Emergency Medical

Included in Emergency Medical

Included in Emergency Medical

Cancel For Any Reason

Optional coverage
This benefit is separate from Trip Cancellation

Optional coverage
This benefit is separate from Trip Cancellation

Optional coverage
This benefit is separate from Trip Cancellation

Cancellation
Trip Cancellation

100% of the trip cost

100% of the trip cost

100% of the trip cost

Trip Interruption

125% of the trip cost

150% of the trip cost

150% of the trip cost

Hurricane & Weather

Common carrier delay for 48 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 48 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 48 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

Terrorism

Covered for foreign and domestic

Covered for foreign and domestic

Covered for foreign and domestic

Financial Default

Covered after 14 day wait if purchased within 14 days of trip deposit

Covered after 14 day wait if purchased within 14 days of trip deposit

Covered after 14 day wait if purchased within 14 days of trip deposit

Employment Layoff

Covered
If employed for 3 continuous years

Covered
If employed for 3 continuous years

Covered
If employed for 3 continuous years

Cancel For Medical Reasons

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Medical
Emergency Medical

$50,000 per person
Primary coverage

$100,000 per person
Primary coverage

$250,000 per person
Primary coverage

Pre-Existing Condition

Covered if purchased within 14 days of trip deposit

Covered if purchased within 14 days of trip deposit

Covered if purchased within 14 days of trip deposit

Evacuation
Medical Evacuation & Repatriation

$250,000 per person

$500,000 per person

$1,000,000 per person

Loss or Delay
Travel Delay

$500 per person
$150 daily limit
Covered after 6 hour delay

$750 per person
$150 daily limit
Covered after 3 hour delay

$1,000 per person
$200 daily limit
Covered after 3 hour delay

Baggage Delay

$250 per person
$250 daily limit
Covered after 12 hour delay

$500 per person
$500 daily limit
Covered after 12 hour delay

$500 per person
$500 daily limit
Covered after 12 hour delay

Baggage & Personal Items Loss

$750 per person
$250 per item
$750 specific items limit

$1,000 per person
$250 per item
$1,000 specific items limit

$2,500 per person
$250 per item
$2,500 specific items limit

Missed Connection

$200 per person
Covered after 3 hour delay

$750 per person
Covered after 3 hour delay

$1,000 per person
Covered after 3 hour delay

Accidental Death
24 Hour AD&D

$25,000 per person

$100,000 per person

$100,000 per person

Flight Only AD&D

Optional coverage

Optional coverage

Optional coverage

Sports
Sports & Activities

Covered
Limitations apply

Covered
Limitations apply

Covered
Limitations apply

Sports Equipment Loss

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss

Sports Fees

Included in Cancellation & Interruption

Included in Cancellation & Interruption

Included in Cancellation & Interruption

Other Benefits
Rental Car Damage

Optional coverage

Optional coverage

Optional coverage

Money Back Guarantee

Free look up to 14 days after purchase

Free look up to 14 days after purchase

Free look up to 14 days after purchase

24 Hour Assistance Service

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided