Arch RoamRight

Squaremouth offers 3 policies from Arch RoamRight. Below, you can compare all 3 policies and review each policy’s certificate.

Provider & Policy
Multi-Trip
Certificate
Pro
Certificate
Pro Plus
Certificate
Ratings
AM Best Rating Underwritten by Arch Insurance Company

AM Best's Rating of A+ (Superior)
Effective as of: 12/10/2021

Verify this rating at www.ambest.com
Underwritten by Arch Insurance Company

AM Best's Rating of A+ (Superior)
Effective as of: 12/10/2021

Verify this rating at www.ambest.com
Underwritten by Arch Insurance Company

AM Best's Rating of A+ (Superior)
Effective as of: 12/10/2021

Verify this rating at www.ambest.com
Zero Complaint Guarantee
This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Cancel for Covid-19 Sickness

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

Trip Cancellation

$2,500 per person per year

100% of the trip cost

100% of the trip cost

Trip Interruption

$2,500 per person per year

100% of the trip cost

150% of the trip cost

Hurricane & Weather

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

Terrorism

Covered for foreign and domestic

No coverage

Covered for foreign and domestic

Financial Default

No coverage

Covered after 14 day wait if purchased within 14 days of trip deposit

Covered after 14 day wait if purchased within 21 days of trip deposit

Employment Layoff

No coverage

Covered after 30 day wait
If employed for 1 continuous year

Covered after 30 day wait
If employed for 1 continuous year

Cancel For Medical Reasons

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Cancel For Work Reasons

No coverage

No coverage

Covered if purchased within 21 days of trip deposit

Medical
Medical Coverage for Covid-19

Included in Emergency Medical

Included in Emergency Medical

Included in Emergency Medical

Emergency Medical

$25,000 per person
Secondary coverage

$25,000 per person
Primary coverage

$50,000 per person
Primary coverage

Pre-Existing Condition

Covered

Covered if purchased within 14 days of trip deposit

Covered if purchased within 21 days of trip deposit

Evacuation
Medical Evacuation & Repatriation

$250,000 per person
1 transport per year

$250,000 per person

$500,000 per person

Non-Medical Evacuation

$100,000 per person

$50,000 per person

$100,000 per person

Loss or Delay
Extension Of Coverage

No coverage

Coverage can extend up to 7 days

Coverage can extend up to 7 days

Travel Delay

$1,000 per person
$200 daily limit
Covered after 12 hour delay

$600 per person
$150 daily limit
Covered after 6 hour delay

$1,000 per person
$200 daily limit
Covered after 6 hour delay

Baggage Delay

$300 per person
Covered after 24 hour delay

$300 per person
Covered after 12 hour delay

$400 per person
Covered after 12 hour delay

Baggage & Personal Items Loss

$1,000 per person
$250 per item
$500 specific items limit

$750 per person
$250 per item
$500 specific items limit

$1,500 per person
$250 per item
$600 specific items limit

Missed Connection

$500 per person
Covered after 3 hour delay

$250 per person
Covered after 3 hour delay

$750 per person
Covered after 3 hour delay

Accidental Death
24 Hour AD&D

$25,000 per person

No coverage

$10,000 per person

Flight Only AD&D

No coverage

No coverage

$25,000 per person

Sports
Sports & Activities

Covered
Limitations apply

No coverage

No coverage

Sports Equipment Loss

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss

Other Benefits
Rental Car Damage

No coverage

Optional coverage

Optional coverage

Money Back Guarantee

Free look up to 14 days after purchase

Free look up to 14 days after purchase

Free look up to 14 days after purchase

24 Hour Assistance Service

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

Maximum Trip Length

30 days per trip

Not applicable

Not applicable

Maximum Number of Trips

No limit

Not applicable

Not applicable