Compare All Policies for Arch RoamRight

Arch RoamRight

Squaremouth offers 3 policies from Arch RoamRight. Below, you can compare all 3 policies and review each policy’s certificate.


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Provider & Policy	Essential Certificate	Preferred Certificate	Multi-Trip Certificate
Ratings
AM Best Rating	Underwritten by Arch Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 12/10/2021 Verify this rating at www.ambest.com	Underwritten by Arch Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 12/10/2021 Verify this rating at www.ambest.com	Underwritten by Arch Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 12/10/2021 Verify this rating at www.ambest.com
Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Cancel for Covid-19 Sickness	Included in Trip Cancellation & Interruption	Included in Trip Cancellation & Interruption	Included in Trip Cancellation & Interruption
Trip Cancellation	100% of the trip cost	100% of the trip cost	$2,500 per person per year
Trip Interruption	100% of the trip cost	150% of the trip cost	$2,500 per person per year
Hurricane & Weather	Common carrier delay for 24 hours Mandatory evacuation conditionally covered Accommodation made uninhabitable Must be purchased before storm is named	Common carrier delay for 24 hours Mandatory evacuation conditionally covered Accommodation made uninhabitable Must be purchased before storm is named	Common carrier delay for 24 hours Accommodation made uninhabitable Must be purchased before storm is named
Terrorism	Covered for foreign and domestic	Covered for foreign and domestic	Covered for foreign and domestic
Financial Default	Covered after 14 day wait if purchased within 21 days of trip deposit	Covered after 14 day wait if purchased within 21 days of trip deposit	No coverage
Employment Layoff	Covered after 30 day wait If employed for 1 continuous year	Covered after 30 day wait If employed for 1 continuous year	No coverage
Cancel For Medical Reasons	Included in Trip Cancellation and Trip Interruption	Included in Trip Cancellation and Trip Interruption	Included in Trip Cancellation and Trip Interruption
Cancel For Work Reasons	No coverage	Optional coverage	No coverage
Medical
Medical Coverage for Covid-19	Included in Emergency Medical	Included in Emergency Medical	Included in Emergency Medical
Emergency Medical	$15,000 per person Secondary coverage	$50,000 per person Secondary coverage	$25,000 per person Secondary coverage
Pre-Existing Condition	No coverage Pre-existing look-back period 180 days	Covered if purchased within 21 days of trip deposit	Covered
Medical Deductible	$50 per occurrence	$50 per occurrence	No Medical Deductible
Evacuation
Medical Evacuation & Repatriation	$150,000 per person	$500,000 per person	$250,000 per person 1 transport per year
Non-Medical Evacuation	$100,000 per person	$100,000 per person	$100,000 per person
Loss or Delay
Extension Of Coverage	Coverage can extend up to 7 days	Coverage can extend up to 7 days	No coverage
Travel Delay	$500 per person $100 daily limit Covered after 12 hour delay	$1,000 per person $200 daily limit Covered after 6 hour delay	$1,000 per person $200 daily limit Covered after 12 hour delay
Baggage Delay	$200 per person Covered after 24 hour delay	$300 per person Covered after 12 hour delay	$300 per person Covered after 24 hour delay
Baggage & Personal Items Loss	$750 per person $250 per item $500 specific items limit	$1,000 per person $250 per item $500 specific items limit	$1,000 per person $250 per item $500 specific items limit
Missed Connection	$200 per person Covered after 6 hour delay	$500 per person Covered after 3 hour delay	$500 per person Covered after 3 hour delay
Accidental Death
24 Hour AD&D	No coverage	$10,000 per person	$25,000 per person
Flight Only AD&D	Optional coverage	Optional coverage	No coverage
Sports
Sports & Activities	Covered Limitations apply	Covered Limitations apply	Covered Limitations apply
Sports Equipment Loss	Included in Baggage & Personal Items Loss	Included in Baggage & Personal Items Loss	Included in Baggage & Personal Items Loss
Other Benefits
Rental Car Damage	Optional coverage	Optional coverage	No coverage
Money Back Guarantee	Free look up to 14 days after purchase	Free look up to 14 days after purchase	Free look up to 14 days after purchase
24 Hour Assistance Service	24 hour assistance provided	24 hour assistance provided	24 hour assistance provided
Maximum Trip Length	Not applicable	Not applicable	30 days per trip
Maximum Number of Trips	Not applicable	Not applicable	No limit

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Additional Information