Compare All Policies for Arch RoamRight

Arch RoamRight

Squaremouth offers 3 policies from Arch RoamRight. Below, you can compare all 3 policies and review each policy’s certificate.


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Provider & Policy	Multi-Trip Certificate	Pro Certificate	Pro Plus Certificate
Ratings
AM Best Rating	Underwritten by Arch Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 12/10/2021 Verify this rating at www.ambest.com	Underwritten by Arch Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 12/10/2021 Verify this rating at www.ambest.com	Underwritten by Arch Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 12/10/2021 Verify this rating at www.ambest.com
Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Cancel for Covid-19 Sickness	Included in Trip Cancellation & Interruption	Included in Trip Cancellation & Interruption	Included in Trip Cancellation & Interruption
Trip Cancellation	$2,500 per person per year	100% of the trip cost	100% of the trip cost
Trip Interruption	$2,500 per person per year	100% of the trip cost	150% of the trip cost
Hurricane & Weather	Common carrier delay for 24 hours Accommodation made uninhabitable Must be purchased before storm is named	Common carrier delay for 24 hours Mandatory evacuation conditionally covered Accommodation made uninhabitable Must be purchased before storm is named	Common carrier delay for 24 hours Mandatory evacuation conditionally covered Accommodation made uninhabitable Must be purchased before storm is named
Terrorism	Covered for foreign and domestic	No coverage	Covered for foreign and domestic
Financial Default	No coverage	Covered after 14 day wait if purchased within 14 days of trip deposit	Covered after 14 day wait if purchased within 21 days of trip deposit
Employment Layoff	No coverage	Covered after 30 day wait If employed for 1 continuous year	Covered after 30 day wait If employed for 1 continuous year
Cancel For Medical Reasons	Included in Trip Cancellation and Trip Interruption	Included in Trip Cancellation and Trip Interruption	Included in Trip Cancellation and Trip Interruption
Cancel For Work Reasons	No coverage	No coverage	Covered if purchased within 21 days of trip deposit
Medical
Medical Coverage for Covid-19	Included in Emergency Medical	Included in Emergency Medical	Included in Emergency Medical
Emergency Medical	$25,000 per person Secondary coverage	$25,000 per person Primary coverage	$50,000 per person Primary coverage
Pre-Existing Condition	Covered	Covered if purchased within 14 days of trip deposit	Covered if purchased within 21 days of trip deposit
Evacuation
Medical Evacuation & Repatriation	$250,000 per person 1 transport per year	$250,000 per person	$500,000 per person
Non-Medical Evacuation	$100,000 per person	$50,000 per person	$100,000 per person
Loss or Delay
Extension Of Coverage	No coverage	Coverage can extend up to 7 days	Coverage can extend up to 7 days
Travel Delay	$1,000 per person $200 daily limit Covered after 12 hour delay	$600 per person $150 daily limit Covered after 6 hour delay	$1,000 per person $200 daily limit Covered after 6 hour delay
Baggage Delay	$300 per person Covered after 24 hour delay	$300 per person Covered after 12 hour delay	$400 per person Covered after 12 hour delay
Baggage & Personal Items Loss	$1,000 per person $250 per item $500 specific items limit	$750 per person $250 per item $500 specific items limit	$1,500 per person $250 per item $600 specific items limit
Missed Connection	$500 per person Covered after 3 hour delay	$250 per person Covered after 3 hour delay	$750 per person Covered after 3 hour delay
Accidental Death
24 Hour AD&D	$25,000 per person	No coverage	$10,000 per person
Flight Only AD&D	No coverage	No coverage	$25,000 per person
Sports
Sports & Activities	Covered Limitations apply	No coverage	No coverage
Sports Equipment Loss	Included in Baggage & Personal Items Loss	Included in Baggage & Personal Items Loss	Included in Baggage & Personal Items Loss
Other Benefits
Rental Car Damage	No coverage	Optional coverage	Optional coverage
Money Back Guarantee	Free look up to 14 days after purchase	Free look up to 14 days after purchase	Free look up to 14 days after purchase
24 Hour Assistance Service	24 hour assistance provided	24 hour assistance provided	24 hour assistance provided
Maximum Trip Length	30 days per trip	Not applicable	Not applicable
Maximum Number of Trips	No limit	Not applicable	Not applicable

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Additional Information