Compare Arch RoamRight Policies

Arch RoamRight

Squaremouth offers 2 policies from Arch RoamRight. Below, you can compare all 2 policies and review each policy’s certificate.


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Provider & Policy	Essential Certificate	Preferred Certificate
Ratings
AM Best Rating	Underwritten by Arch Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 10/11/2018 Verify this rating at www.ambest.com	Underwritten by Arch Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 10/11/2018 Verify this rating at www.ambest.com
Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee
Trending Benefits
Cancel For Any Reason	No coverage This benefit is separate from Trip Cancellation	No coverage This benefit is separate from Trip Cancellation
Cancellation
Trip Cancellation	100% of the trip cost	100% of the trip cost
Trip Interruption	100% of the trip cost	150% of the trip cost
Hurricane & Weather	Common carrier delay for 24 hours Mandatory evacuation conditionally covered Accommodation made uninhabitable Must be purchased before storm is named	Common carrier delay for 24 hours Mandatory evacuation conditionally covered Accommodation made uninhabitable Must be purchased before storm is named
Terrorism	Covered for foreign and domestic	Covered for foreign and domestic
Financial Default	Covered after 14 day wait if purchased within 21 days of trip deposit	Covered after 14 day wait if purchased within 21 days of trip deposit
Employment Layoff	Covered If employed for 1 continuous year	Covered If employed for 1 continuous year
Cancel For Medical Reasons	Included in Trip Cancellation and Trip Interruption	Included in Trip Cancellation and Trip Interruption
Cancel For Work Reasons	No coverage	Optional coverage
Medical
Emergency Medical	$15,000 per person Secondary coverage	$50,000 per person Secondary coverage
Pre-Existing Condition	No coverage Pre-existing look-back period 180 days	Covered if purchased within 21 days of trip deposit
Medical Deductible	$50 per occurrence	$50 per occurrence
Evacuation
Medical Evacuation & Repatriation	$150,000 per person	$500,000 per person
Non-Medical Evacuation	$100,000 per person	$100,000 per person
Loss or Delay
Travel Delay	$500 per person $100 daily limit Covered after 12 hour delay	$1,000 per person $200 daily limit Covered after 6 hour delay
Baggage Delay	$200 per person Covered after 24 hour delay	$300 per person Covered after 12 hour delay
Baggage & Personal Items Loss	$750 per person $250 per item $500 specific items limit	$1,000 per person $250 per item $500 specific items limit
Missed Connection	$200 per person Covered after 6 hour delay	$500 per person Covered after 3 hour delay
Accidental Death
24 Hour AD&D	No coverage	$10,000 per person
Flight Only AD&D	Optional coverage	Optional coverage
Sports
Sports & Activities	Covered Limitations apply	Covered Limitations apply
Sports Equipment Loss	Included in Baggage & Personal Items Loss	Included in Baggage & Personal Items Loss
Other Benefits
Rental Car Damage	Optional coverage	Optional coverage
Money Back Guarantee	Free look up to 14 days after purchase	Free look up to 14 days after purchase
24 Hour Assistance Service	24 hour assistance provided	24 hour assistance provided