Arch RoamRight

Squaremouth offers 3 policies from Arch RoamRight. Below, you can compare all 3 policies and review each policy’s certificate.

Provider & Policy
Essential
Certificate
Preferred
Certificate
Multi-Trip
Certificate
Ratings
AM Best Rating Underwritten by Arch Insurance Company

AM Best's Rating of A+ (Superior)
Effective as of: 12/10/2021

Verify this rating at www.ambest.com
Underwritten by Arch Insurance Company

AM Best's Rating of A+ (Superior)
Effective as of: 12/10/2021

Verify this rating at www.ambest.com
Underwritten by Arch Insurance Company

AM Best's Rating of A+ (Superior)
Effective as of: 12/10/2021

Verify this rating at www.ambest.com
Zero Complaint Guarantee
This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee

This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Cancel for Covid-19 Sickness

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

Included in Trip Cancellation & Interruption

Trip Cancellation

100% of the trip cost

100% of the trip cost

$2,500 per person per year

Trip Interruption

100% of the trip cost

150% of the trip cost

$2,500 per person per year

Hurricane & Weather

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

Terrorism

Covered for foreign and domestic

Covered for foreign and domestic

Covered for foreign and domestic

Financial Default

Covered after 14 day wait if purchased within 21 days of trip deposit

Covered after 14 day wait if purchased within 21 days of trip deposit

No coverage

Employment Layoff

Covered after 30 day wait
If employed for 1 continuous year

Covered after 30 day wait
If employed for 1 continuous year

No coverage

Cancel For Medical Reasons

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Included in Trip Cancellation and Trip Interruption

Cancel For Work Reasons

No coverage

Optional coverage

No coverage

Medical
Medical Coverage for Covid-19

Included in Emergency Medical

Included in Emergency Medical

Included in Emergency Medical

Emergency Medical

$15,000 per person
Secondary coverage

$50,000 per person
Secondary coverage

$25,000 per person
Secondary coverage

Pre-Existing Condition

No coverage
Pre-existing look-back period 180 days

Covered if purchased within 21 days of trip deposit

Covered

Medical Deductible

$50 per occurrence

$50 per occurrence

No Medical Deductible

Evacuation
Medical Evacuation & Repatriation

$150,000 per person

$500,000 per person

$250,000 per person
1 transport per year

Non-Medical Evacuation

$100,000 per person

$100,000 per person

$100,000 per person

Loss or Delay
Extension Of Coverage

Coverage can extend up to 7 days

Coverage can extend up to 7 days

No coverage

Travel Delay

$500 per person
$100 daily limit
Covered after 12 hour delay

$1,000 per person
$200 daily limit
Covered after 6 hour delay

$1,000 per person
$200 daily limit
Covered after 12 hour delay

Baggage Delay

$200 per person
Covered after 24 hour delay

$300 per person
Covered after 12 hour delay

$300 per person
Covered after 24 hour delay

Baggage & Personal Items Loss

$750 per person
$250 per item
$500 specific items limit

$1,000 per person
$250 per item
$500 specific items limit

$1,000 per person
$250 per item
$500 specific items limit

Missed Connection

$200 per person
Covered after 6 hour delay

$500 per person
Covered after 3 hour delay

$500 per person
Covered after 3 hour delay

Accidental Death
24 Hour AD&D

No coverage

$10,000 per person

$25,000 per person

Flight Only AD&D

Optional coverage

Optional coverage

No coverage

Sports
Sports & Activities

Covered
Limitations apply

Covered
Limitations apply

Covered
Limitations apply

Sports Equipment Loss

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss

Included in Baggage & Personal Items Loss

Other Benefits
Rental Car Damage

Optional coverage

Optional coverage

No coverage

Money Back Guarantee

Free look up to 14 days after purchase

Free look up to 14 days after purchase

Free look up to 14 days after purchase

24 Hour Assistance Service

24 hour assistance provided

24 hour assistance provided

24 hour assistance provided

Maximum Trip Length

Not applicable

Not applicable

30 days per trip

Maximum Number of Trips

Not applicable

Not applicable

No limit