WorldTrips Travel Insurance

Overview of WorldTrips Travel Insurance

WorldTrips travel insurance stands out for its travel medical coverage. Founded in 1998, the company has provided travelers with top-tier medical coverage for more than 25 years, highlighted by multiple plans with $1 million in Medical Evacuation protection.

WorldTrips offers 10 travel insurance plans through Squaremouth’s platform. Every one of these plans meets or exceeds our travel medical insurance recommendations of at least $50,000 in Emergency Medical and $100,000 in Medical Evacuation coverage. Six of their plans are comprehensive, with coverage for cancellations, medical emergencies, travel delays, luggage, and more. The other 4 plans are primarily travel medical insurance policies.

How Credible is WorldTrips Travel Insurance?

WorldTrips is known to be a highly reputable and credible travel insurance company. WorldTrips plans are backed by Lloyd’s, one of the largest insurance companies in the world. Their plans have an A (Excellent) rating from A.M. Best, the nation’s top source for grading the financial stability of insurance companies.

WorldTrips has proven a strong dedication to providing a solid customer experience. They currently hold an A+ rating from the Better Business Bureau, and have a 4 out of 5 rating on TrustPilot.

Our Take: Looking for medical coverage that goes the extra mile? WorldTrips has your back. With high limits, standard pre-existing condition coverage, and flexibility to change plans, they deliver solid peace of mind without overcharging. Reliable, flexible, and comprehensive—WorldTrips checks all the right boxes.

WorldTrips Customer Satisfaction Ratings

Based on hundreds of reviews from Squaremouth customers who have bought plans from WorldTrips, the company has proven to provide strong customer service. They have an overall customer rating of 4.24 out of 5.

We ask every Squaremouth customer to rate the level of service they received from their provider before, during, and after their trip. The following ratings are based on over 500 reviews from WorldTrips customers.

For the most part, WorldTrips customers are satisfied with their experience. WorldTrips provides their strongest customer service before travelers depart for their trip, earning 4.4 out of 5 stars from travelers in this category, one of the highest marks on Squaremouth’s platform.

Customers who interacted with WorldTrips during or after their trips have had a slightly different experience, according to the reviews. The company earned 3.68 out of 5 stars in each of these areas, which is an average rating relative to other travel insurance providers.

Below are some comments from travelers who have recently purchased a plan from WorldTrips and reviewed their experience working with the provider:

Pros and Cons of WorldTrips Travel Insurance

WorldTrips offers both main types of single trip travel insurance plans: comprehensive and travel medical. This makes them a strong consideration for any trip type and any destination. When you’re ready to compare their plans, consider the following pros and cons:

All of WorldTrips’ plans include strong medical coverage, for both the Emergency Medical and Medical Evacuation benefits. This is highlighted by seven of their plans offering $1 million in Medical Evacuation coverage. Along with that, select WorldTrips policies include Primary medical coverage, which provides travelers with a more efficient claims experience that doesn’t involve their primary health insurance.

Within the comprehensive WorldTrips policies, you have the option to add some valuable upgrades. Specifically, Cancel For Any Reason is available within four policies, a cancellation upgrade that provides you the most possible flexibility. Rental Car Damage is also available as an option add-on.

WorldTrips also offers select travel insurance benefits that are not commonly included by many of their competitors. This includes Sports & Activities coverage (offered by every WorldTrips plan) and Concierge Services (offered by select plans).

Ready to explore your options? Compare WorldTrips plans against other top providers.

Get A Free Quote

Which WorldTrips Plan is Best for Me?

WorldTrips offers 10 travel insurance plans, and a variety of good options if you’re looking for well-rounded coverage with strong medical benefits. The best plan for you depends on your needs.

If you need travel medical insurance, any of the WorldTrips Atlas International or WorldTrips Atlas America plans are strong choices. All of these plans provide $50,000 in Emergency Medical and $1,000,000 in Medical Evacuation coverage. While they don’t provide any cancellation coverage, as they are not comprehensive policies, they do provide some reimbursement for additional flights if you get sick or injured and need to return home early. These plans are ideal for travelers who need medical benefits while traveling outside of their home country for an extended period.

If you need comprehensive travel insurance, WorldTrips has six available options. The Atlas Journey Premier and Elevate plans provide the strongest coverage across the board. Both of these plans offer Trip Cancellation for the most common reasons, along with benefits for other main concerns like medical emergencies, travel delays, and luggage issues. Plus, if you value flexibility, Cancel For Any Reason can be added to either of these plans. These policies are both ideal for travelers who want complete peace of mind and coverage for the travel disruptions that are most likely to impact their trips.

Compare All Plan Details

Compare WorldTrips vs. Other Travel Insurance Companies

What’s the best provider? That depends on your trip. Choosing the right one can save you thousands. Here’s how WorldTrips stacks up.

Plan Features
Overall Coverage	Comprehensive high limits for medical and trip interruption	Broad coverage, with options for customization
Cost	Competitive pricing, especially for comprehensive plans	Moderate pricing with flexible plan options
Customer Rating	4.3 Good 581 Reviews	4.5 Very Good 208 Reviews
AM Best Rating		A (Excellent)
Unique Benefits	Competitive pricing, especially for comprehensive plans	Sporting equipment coverage
Insurance Partners	Backed by TMHCC (CI) Insurance SPC Ltd. and U.S. Specialty Insurance Company.	Backed by BCS Insurance Company and Jefferson Insurance Company.

How Much Does WorldTrips Travel Insurance Cost?

The cost of travel insurance varies significantly depending on what type of policy you need. Comprehensive plans are significantly more expensive, as they cover your trip costs, and travel medical plans do not. The table below breaks down the difference, showing how WorldTrip’s premiums compare to other providers.

WorldTrips is known as a cost-effective travel insurance provider. Their comprehensive plans cost an average of $274.11, which is in the middle of the pack when it comes to pricing.

Their travel medical plans, however, provide great value. At an average cost of $20.80, they offer the second least expensive travel medical plans of any company available through Squaremouth’s platform.

How Does WorldTrips Rank Compared to Competitors?

WorldTrips is consistently ranked among the top 10 providers available through Squaremouth’s platform. This is key, as having a reputable travel insurance provider can help you during your trip and if you need to file a claim.

At the time of writing, WorldTrips has a rating of 4.24 out of 5 stars. Their rating is boosted by the service they provide before the trip, which comes in at 4.4, but is slightly hurt by their service during and after the trip, both with a score of 3.68.

Is WorldTrips Worth the Money?

Yes, buying a travel insurance plan from WorldTrips is a wise investment, especially if you are traveling internationally and need medical coverage during your trip. With every plan offering sufficient medical benefits, a WorldTrips plan will give you the peace of mind you need in the event of an emergency during your trip. Plus, with comprehensive options available, you can also protect your trip expenses and be covered if you experience a delay or lose your luggage. As one of the most cost-effective travel insurance providers on the market, WorldTrips offers affordable coverage with the benefits travelers need most.

Alternatives to WorldTrips Travel Insurance

While WorldTrips offers 10 travel insurance options, we understand that each traveler has unique needs. If you can’t find a WorldTrips plan with the coverage you’re looking for, consider one of the three providers below:

HTHis a very comparable option to WorldTrips, as they also offer both comprehensive and travel medical plans and stand out for their strong medical benefits.

Tin Leg is an extremely popular provider on our platform due to its wide range of products for travelers taking all types of trips. Tin Leg Gold is the best-selling comprehensive plan on Squaremouth that offers well-rounded protection at a competitive price point.

Travel Insured International is one of the top-selling providers on Squaremouth. Their FlexiPAXoption is a great fit if you’re looking for a plan that provides plenty of customization options.

FAQs: WorldTrips Travel Insurance

What Type of Plans Does WorldTrips Travel Insurance Offer?

WorldTrips offers a combination of comprehensive and travel medical insurance plans.

Comprehensive WorldTrips Plans:

• Atlas Journey Economy
• Atlas Journey Preferred
• Atlas Journey Premier
• Escape
• Explore
• Elevate

Travel Medical WorldTrips Plans:

• Atlas International
• Atlas Premium International
• Atlas America
• Atlas Premium America

Which Upgrades Does WorldTrips Offer?
WorldTrips offers two upgrades within some of its policies: Cancel For Any Reason and Rental Car Damage.

Rental Car Damage protection can be added to any of the WorldTrips comprehensive plans listed above. Cancel For Any Reason can be added to Atlas Journey Preferred and Premier, as well as the Explore and Elevate policies.

Does WorldTrips Provide a Free Look Period?

Yes, every WorldTrips plan has a Money Back Guarantee period. If you buy a travel medical plan, this period ends the day before your policy’s effective date. If you buy a comprehensive plan, you get a 15-day free look window.

Does WorldTrips Offer Enough Medical Coverage for International Trips?

Yes, every WorldTrips plan meets or exceeds Squaremouth’s recommendations for medical coverage amounts. As a result, all of their plans are strong options for international travel.

Does WorldTrips Offer Concierge Services?

Yes, WorldTrips is one of the select travel insurance providers that offers Concierge Services as part of their package of benefits. This benefit is included within the Escape, Explore, and Elevate plans.

Is WorldTrips a Good Option for Senior Travelers?

WorldTrips is a strong option for seniors, especially those traveling internationally, where their primary health insurance doesn’t apply. Because seniors face a higher risk of medical emergencies while traveling, it’s crucial to have a travel insurance plan with sufficient medical benefits. This is what WorldTrips is known for, as all of their plans provide strong coverage.

Are WorldTrips Plans Renewable?

All four of WorldTrips’ travel medical insurance plans are renewable. These plans can be renewed up to 365 days.

Does WorldTrips Provide 24/7 Assistance?

Yes, WorldTrips does provide 24/7 emergency assistance. If you need assistance during your trip, whether it’s to file a claim or for help understanding your policy during a trip disruption, contact WorldTrips as soon as reasonably possible, and they will be able to assist you.

Can I File a WorldTrips Claim Through Squaremouth’s Website?

Squaremouth is a travel insurance marketplace and does not process travel insurance claims for any providers, including WorldTrips. However, our travel insurance claims center has all the information you need to file a claim directly with WorldTrips.

Once you’ve filed your claim, if you need any assistance, our Zero Complaint team will be happy to help you with the claims process.