Provider & Policy |
![]() Safe Travels International excl US
Certificate
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![]() Safe Travels International Cost Saver excl US
Certificate
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![]() Safe Travels USA Cost Saver
Certificate
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![]() Safe Travels USA Comprehensive
Certificate
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![]() Safe Travels Single Trip
Certificate
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![]() Safe Travels First Class
Certificate
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![]() Safe Travels Annual Deluxe
Certificate
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![]() Safe Travels Annual Basic
Certificate
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![]() Safe Travels Explorer
Certificate
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![]() Safe Travels Voyager
Certificate
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Ratings | |||||||||||
AM Best Rating |
Underwritten by Crum & Forster SPC AM Best's Rating of A (Excellent) Effective as of: 07/14/2021 Verify this rating at www.ambest.com |
Underwritten by Crum & Forster SPC AM Best's Rating of A (Excellent) Effective as of: 07/14/2021 Verify this rating at www.ambest.com |
Underwritten by Crum & Forster SPC AM Best's Rating of A (Excellent) Effective as of: 07/14/2021 Verify this rating at www.ambest.com |
Underwritten by Crum & Forster SPC AM Best's Rating of A (Excellent) Effective as of: 07/14/2021 Verify this rating at www.ambest.com |
Underwritten by Nationwide Mutual Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 12/21/2021 Verify this rating at www.ambest.com |
Underwritten by Nationwide Mutual Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 12/21/2021 Verify this rating at www.ambest.com |
Underwritten by Nationwide Mutual Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 12/21/2021 Verify this rating at www.ambest.com |
Underwritten by Nationwide Mutual Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 12/21/2021 Verify this rating at www.ambest.com |
Underwritten by Nationwide Mutual Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 12/21/2021 Verify this rating at www.ambest.com |
Underwritten by Nationwide Mutual Insurance Company AM Best's Rating of A+ (Superior) Effective as of: 12/21/2021 Verify this rating at www.ambest.com |
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Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
This provider complies with Squaremouth's Zero Complaint Guarantee |
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Cancellation | |||||||||||
Cancel for Covid-19 Sickness |
No coverage |
No coverage |
No coverage |
No coverage |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
Included in Trip Cancellation & Interruption |
|
Trip Cancellation |
No coverage |
No coverage |
No coverage |
No coverage |
100% of the trip cost |
100% of the trip cost |
$5,000 per person per year |
$2,500 per person per year |
100% of the trip cost |
100% of the trip cost |
|
Trip Interruption |
$7,500 per person
|
$7,500 per person
|
$5,000 per person
|
$5,000 per person
|
150% of the trip cost |
150% of the trip cost |
$5,000 per person per year |
$2,500 per person per year |
100% of the trip cost |
150% of the trip cost |
|
Hurricane & Weather |
No coverage |
No coverage |
No coverage |
No coverage |
Common carrier delay for 48 hours
|
Common carrier delay for 48 hours
|
Common carrier delay for 24 hours
|
Common carrier delay for 24 hours
|
Common carrier delay for 12 hours
|
Common carrier delay for 12 hours
|
|
Terrorism |
No coverage |
No coverage |
No coverage |
No coverage |
Covered for foreign and domestic |
Covered for foreign and domestic |
Covered for foreign and domestic |
Covered for foreign and domestic |
Covered for foreign and domestic |
Covered for foreign and domestic |
|
Financial Default |
No coverage |
No coverage |
No coverage |
No coverage |
Covered after 10 day wait |
Covered after 10 day wait |
Covered after 10 day wait |
Covered after 10 day wait |
No coverage |
Covered after 10 day wait if purchased within 21 days of trip deposit |
|
Employment Layoff |
No coverage |
No coverage |
No coverage |
No coverage |
Covered
|
Covered
|
No coverage |
No coverage |
No coverage |
Covered
|
|
Cancel For Medical Reasons |
Included in Trip Interruption |
Included in Trip Interruption |
Included in Trip Interruption |
Included in Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
Included in Trip Cancellation and Trip Interruption |
|
Cancel For Any Reason |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
Optional coverage
|
No coverage |
No coverage |
No coverage |
Optional coverage
|
|
Interruption For Any Reason |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
Optional coverage
|
|
Medical | |||||||||||
Medical Coverage for Covid-19 |
Included in Emergency Medical |
No coverage |
No coverage |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
Included in Emergency Medical |
|
Emergency Medical |
$50,000 per person
|
$50,000 per person
|
$50,000 per person
|
$50,000 per person
|
$75,000 per person
|
$150,000 per person
|
$20,000 per trip
|
$10,000 per trip
|
$50,000 per person
|
$250,000 per person
|
|
Pre-Existing Condition |
$20,000 per person Emergency Medical for Unexpected Recurrence age 64 and under
|
$2,500 per person Emergency Medical for Unexpected Recurrence |
$1,000 per person Emergency Medical for Unexpected Recurrence |
Covered for Acute Onset of Pre-Existing Conditions |
Covered if purchased within 10 days of trip deposit |
Covered if purchased within 14 days of trip deposit |
No coverage
|
No coverage
|
No coverage
|
Covered if purchased within 21 days of trip deposit and before the final trip payment |
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Co-Insurance |
Plan pays 100% after deductible |
Plan pays 100% after deductible |
Plan pays 100% in PPO Network
|
Plan pays 100% in PPO Network
|
No Co-Insurance |
No Co-Insurance |
No Co-Insurance |
No Co-Insurance |
No Co-Insurance |
No Co-Insurance |
|
Medical Deductible |
$250 per person |
$250 per person |
$250 per person |
$250 per person |
No Medical Deductible |
No Medical Deductible |
No Medical Deductible |
No Medical Deductible |
No Medical Deductible |
No Medical Deductible |
|
Home Country Coverage |
No coverage |
No coverage |
No coverage |
Optional coverage |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
|
Evacuation | |||||||||||
Medical Evacuation & Repatriation |
$2,000,000 per person |
$2,000,000 per person |
$2,000,000 per person |
$2,000,000 per person |
$350,000 per person |
$1,000,000 per person |
$100,000 per trip |
$50,000 per trip |
$200,000 per person |
$1,000,000 per person |
|
Non-Medical Evacuation |
$10,000 per person |
$10,000 per person |
$25,000 per person |
$25,000 per person |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
|
Loss or Delay | |||||||||||
Extension Of Coverage |
No coverage |
No coverage |
No coverage |
No coverage |
Coverage can extend up to 5 days |
Coverage can extend up to 5 days |
Coverage can extend up to 5 days
|
Coverage can extend up to 5 days
|
Coverage can extend up to 7 days
|
Coverage can extend up to 7 days
|
|
Travel Delay |
$2,000 per person
|
No coverage |
No coverage |
No coverage |
$600 per person
|
$1,000 per person
|
$500 per trip
|
$200 per trip
|
$1,000 per person
|
$3,000 per person
|
|
Baggage Delay |
No coverage |
No coverage |
No coverage |
No coverage |
$200 per person
|
$400 per person
|
$200 per trip
|
$100 per trip
|
$200 per person
|
$600 per person
|
|
Baggage & Personal Items Loss |
$1,000 per person
|
$1,000 per person
|
$1,000 per person
|
$1,000 per person
|
$1,000 per person
|
$2,000 per person
|
$750 per trip
|
$500 per trip
|
$750 per person
|
$2,500 per person
|
|
Missed Connection |
No coverage |
No coverage |
No coverage |
No coverage |
$500 per person
|
$1,000 per person
|
No coverage |
No coverage |
$500 per person
|
$1,000 per person
|
|
Accidental Death | |||||||||||
24 Hour AD&D |
$25,000 per adult
|
$25,000 per adult
|
$25,000 per adult
|
$25,000 per adult
|
$10,000 per person |
$10,000 per person |
$25,000 per trip |
$10,000 per trip |
No coverage |
$25,000 per person |
|
Flight Only AD&D |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
$20,000 per person |
$50,000 per person |
|
Common Carrier AD&D |
No coverage |
No coverage |
No coverage |
No coverage |
$25,000 per person |
$25,000 per person |
No coverage |
No coverage |
No coverage |
No coverage |
|
Sports | |||||||||||
Sports & Activities |
Covered
|
Covered
|
Covered
|
Covered
|
Covered
|
Covered
|
Covered
|
Covered
|
Covered
|
Covered
|
|
Sports Equipment Loss |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
Included in Baggage & Personal Items Loss |
Included in Baggage & Personal Items Loss |
No coverage |
No coverage |
|
Sports Equipment Delay |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
No coverage |
Included in Baggage Delay |
Included in Baggage Delay |
No coverage |
No coverage |
|
Sports Fees |
No coverage |
No coverage |
No coverage |
No coverage |
Included in Cancellation & Interruption |
Included in Cancellation & Interruption |
Included in Cancellation & Interruption |
Included in Cancellation & Interruption |
Included in Cancellation & Interruption |
Included in Cancellation & Interruption |
|
Other Benefits | |||||||||||
Rental Car Damage |
No coverage |
No coverage |
No coverage |
No coverage |
Optional coverage |
Optional coverage |
No coverage |
No coverage |
Optional coverage |
$35,000 per person |
|
Money Back Guarantee |
Free look up to the day before effective date |
Free look up to the day before effective date |
Free look up to the day before effective date |
Free look up to the day before effective date |
Free look up to 10 days after purchase |
Free look up to 10 days after purchase |
Free look up to 10 days after purchase |
Free look up to 10 days after purchase |
Free look up to 10 days after purchase |
Free look up to 10 days after purchase |
|
24 Hour Assistance Service |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
24 hour assistance provided |
|
Renewable Policy |
Renewable up to 12 months |
Renewable up to 12 months |
Renewable up to 12 months |
Renewable up to 12 months |
Not renewable |
Not renewable |
Not renewable |
Not renewable |
Not renewable |
Not renewable |
|
Maximum Trip Length |
Not applicable |
Not applicable |
Not applicable |
Not applicable |
Not applicable |
Not applicable |
30 days per trip |
30 days per trip |
Not applicable |
Not applicable |
|
Maximum Number of Trips |
Not applicable |
Not applicable |
Not applicable |
Not applicable |
Not applicable |
Not applicable |
No limit |
No limit |
Not applicable |
Not applicable |
Insurance Providers
Additional Information