Overview

AXA Assistance USA offers three comprehensive policies on Squaremouth, all underwritten by Nationwide Mutual Insurance Company. Their Platinum plan is the most popular and offers up to $250,000 in medical coverage along with the best baggage protection available on the marketplace.

Trips Protected
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SINCE 2015
79,668
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AVG. MONTH
148
Total Reviews
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SINCE 2015
1,066
Detailed Rating
Customer Service Before Trip
4.32/5
Customer Service During Trip
3.61/5
Customer Service During Claim
3.7/5

See how AXA Assistance USA compares to other providers on Squaremouth in customer satisfaction and service quality:

Overall Customer Rating by Provider
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*The overall customer rating is the average of all reviews for the provider since they joined the marketplace.

Customer Reviews

AXA customers frequently mention the provider’s efficient customer service, especially when it comes to making pre-departure adjustments to a policy. However, some customers have voiced that the claims process takes too long and lacks transparency.

  • 5
    649
  • 4
    207
  • 3
    90
  • 2
    49
  • 1
    71
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  • AXA Assistance USA policy: Gold

    Unfortunately, we were one of the few travelers that had to submit a claim to our travel insurance company, and we found the process to be very frustrating. We incurred medical expenses over the course of our travels, that were very unexpected and very expensive (and frankly, traumatic). Within four days of returning from our trip, we submitted our claim to AXA with all of the documentation that AXA requested. Several months went by with no determination on our claim being made, despite numerous follow ups from us. Eventually, we were forced to threaten legal action under our insurance contract. At that point, AXA began responding to our messages and promptly paid the full amount of our claim plus interest.

    Ultimately, AXA did its job and covered what it had agreed to cover, but it broke its own insurance contract in the process, and was frustratingly difficult to work with. It was, as a result, not a great experience, and why we can’t give more than three stars as a rating.

    Joe from MN
    Review Received: April 11, 2025
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    1 out of 9 people found this review helpful
    AXA Assistance USA policy: Gold

    Obtaining the policy was no problem. Simple and easy to understand and obtain the insurance. After our trip we submitted two claims. Fairly straightforward having to deliver pictures and documents. One claim has been resolved satisfactorily. The second claim still in review.

    Elvira from AZ
    Review Received: April 3, 2025
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    1 out of 3 people found this review helpful
    AXA Assistance USA policy: Platinum

    We filed claim and we have only been notified that you received it. That’s been over 3 weeks ago

    Dennis from MO
    Review Received: March 30, 2025
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    0 out of 0 people found this review helpful
    AXA Assistance USA policy: Platinum

    Lyle from OH
    Review Received: March 26, 2025
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    0 out of 0 people found this review helpful

    It was easy to fill out forms and submit documents online.

    AXA Assistance USA policy: Gold

    Purchased two insurance coverages for me and my partner. My claim was paid based on all documentation provided, his claim was not. Both coverages are actually identical!! I appealed to no avail. Truly unsatisfied with the whole thing

    ENRIQUE from FL
    Review Received: March 20, 2025
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    1 out of 4 people found this review helpful
    AXA Assistance USA policy: Platinum

    Excellent customer service when I called to find best coverage for me.

    Sandra from Wa from WA
    Review Received: March 17, 2025
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    0 out of 1 people found this review helpful
    AXA Assistance USA policy: Platinum

    Requested an extension that was more of a nuisance speaking with AxA than having anything done

    RYAAN from CA
    Review Received: March 14, 2025
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    0 out of 1 people found this review helpful
    AXA Assistance USA policy: Platinum

    The customer service representative was fine and courteous when I called to report a health problem that I was having. She took my information and provided me with a claim reference number. I was told that someone from AXA would email me the claim forms when their office opened again but I don't think that I ever received anything, unless it went into my Spam older and accidentally deleted the message.

    Paul from FL
    Review Received: March 7, 2025
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    0 out of 0 people found this review helpful

    Review Updated: 04/04/2025

    The claim was easy to submit online and the payment to settle my claim was paid quickly after the claim was submitted.

    AXA Assistance USA policy: Platinum

    I was bitten by a neighborhood dog. Called for assistance,wanted to know about rabies shots. All they told me was I could start a claim.

    Kendra from CO
    Review Received: February 22, 2025
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    0 out of 1 people found this review helpful
    AXA Assistance USA policy: Platinum

    Need to file a claim as the policy holder was required for urgent medical care. Notified AXA on this situation with a follow up to submit the claim.

    Eva from CA
    Review Received: February 16, 2025
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    0 out of 0 people found this review helpful