Last Updated: 02/18/2021 08:52AM ET

Hurricane Irma was first named a tropical storm on August 30, 2017, and developed into a hurricane in the Atlantic Ocean on August 31. As of September 5, Irma intensified into a Category 5 hurricane, with maximum sustained winds of 185 miles per hour. The storm is tracking through the Caribbean and heading toward Florida.

Many travel insurance policies include coverage for hurricanes that impact travel, as long as the policy was purchased before the storm was named. Travelers who had a policy in place prior to August 30, 2017 may have coverage for Hurricane Irma, including Trip Cancellation and Travel Delay.

If you are currently traveling and affected by Hurricane Irma, contact your provider's 24-Hour Emergency Assistance for help.

Irma became a named storm on August 30, 2017. As of that date, the storm is no longer considered unforeseen and any new travel insurance policies will not provide any coverage related to the storm.

If you purchased a policy before August 30, 2017, you may be covered to cancel or interrupt your trip.

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