Infectious Diseases

Am I covered to cancel my trip to a destination affected by the Zika virus?


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A travel health alert is not considered a covered reason to cancel a trip under the Trip Cancellation benefit, nor is ‘fear’ of traveling due to contracting the virus.

When available, we recommend purchasing a policy that includes the Cancel For Any Reason benefit for travelers who want to be able to cancel a trip out of fear. Policies with the Cancel For Any Reason benefit allow a traveler to cancel their trip for any reason at all, including concern over a disease outbreak at their destination, and be reimbursed up to 75% of their trip cost.

In order to be eligible for this benefit, a policy must be purchased within 30 days of the first trip deposit. Additionally, the entire trip cost must be insured. This benefit typically increases the price of the insurance policy by 40%.

Travelers who purchase a policy with Cancel For Any Reason coverage must cancel their trip at least 2-3 days before their scheduled departure date.

This coverage is subject to change at any time as conditions related to the Zika virus change.

This information may vary based on the travel insurance policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available 24/7 and are delighted to help!

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