Extreme Weather & Natural Disasters

Can I return home early if there is a hurricane at my destination?


Last Updated:

Short Answer

With the Hurricane and Weather benefit, you may be covered to return home early from your trip due to a hurricane at your destination.

More Detail

Most policies include Trip Interruption, which provides coverage for you to return home early from your trip for a covered reason, such as a hurricane at your destination.

For Hurricane and Weather coverage to be triggered, you must meet at least one of your policy’s covered reasons for Trip Interruption. These may include:

  • A delay of your common carrier, such as an airline or cruise line, for at least 12-48 hours
  • Your accommodations at your destination are damaged by a hurricane to the extent that they are uninhabitable
  • A hurricane warning is issued for your destination
  • A mandatory evacuation of your destination that lasts longer than half your trip

This information is time-sensitive and may vary based on the travel insurance policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available 24/7 and are delighted to help.


Squaremouth compares travel insurance policies from every major travel insurance provider in the United States. Using Squaremouth's comparison engine and third-party customer reviews, travelers can research and compare travel insurance policies side-by-side. More information can be found at www.squaremouth.com.