Does travel insurance cover domestic terrorist attacks?

Last Updated:

Most travel insurance policies with Terrorism coverage will cover both foreign and domestic terrorist attacks.

If a domestic terrorist attack, such as the Orlando terrorist attack, impacts your travel, you may be eligible for coverage under the Trip Cancellation, Trip Interruption, or Travel Delay benefits.

You may be covered to cancel your trip if you meet your policy’s Trip Cancellation requirements, which typically include:

  • The attack must have occurred in or near a city listed on your itinerary
  • The attack must have occurred within 7-30 days of your departure date

If your flight is delayed at least 3-12 hours due to a terrorist attack, you may be covered for additional expenses such as meals and accommodations. Many policies include Trip Interruption coverage to cancel the rest of your trip if your flight is delayed more than 12-48 hours because of a terrorist act.

Information may vary based on the travel insurance policy and may change at any time. Squaremouth will continue to update FAQs and position statements from our providers as the situation progresses.

If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available 24/7.


Squaremouth compares travel insurance policies from every major travel insurance provider in the United States. Using Squaremouth's comparison engine and third-party customer reviews, travelers can research and compare travel insurance policies side-by-side. More information can be found at