24 Hour Assistance Service Full Policy Wording

Each policy’s 24 Hour Assistance Service coverage is detailed below. View the coverage summary here.

AXA Assistance USA
AXA Assistance USA

1

Silver
AXA Assistance USA

24 Hour Assistance Service Benefits
24 hour assistance provided

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Full Policy Wording

AXA ASSISTANCE USA

24/7 WORLDWIDE TRAVEL ASSISTANCE SERVICES

MEDICAL ASSISTANCE SERVICES

Medical and Dental Referrals
With a worldwide network of providers at our fingertips, we are able to offer you referrals to primary care physicians, dentists, clinics and hospitals.

Critical Care Monitoring
During your hospitalization, our medical professionals will remain in regular communication with the treating facility to ensure you are receiving the proper care.

Dispatch of Physician
If our medical professionals cannot adequately assess the need for medical transport or evacuation, we will dispatch a physician to your location to make an assessment.

Emergency Medical Evacuation
Whenever adequate medical facilities are not available locally, our medical professionals will recommend and arrange the appropriate method of transportation, equipment and personnel to evacuate you to the nearest facility capable of providing proper care. Payment for the emergency medical evacuation is only available for covered claims, up to the amount provided in the policy.

Medical Repatriation
If you need medical assistance to return home, our medical professionals will determine the appropriate transportation method and assist with all necessary travel arrangements based upon your medical condition. Payment for the medical repatriation is only available for covered claims, up to the amount provided in the policy.

Return of Mortal Remains
We will arrange the transportation and offer every, reasonable assistance in legal formalities, for the return of mortal remains. Payment for the return of mortal remains is only available for covered claims, up to the amount provided in the policy.

Vehicle Return Services
In the event that you need to be medically repatriated or evacuated to your home, we will coordinate all arrangements needed for the return of your unattended vehicle.

Dispatch of Prescription Medication
If you forget or lose a prescribed medication, we will assist with replacement medication. If the medication is not available locally, we will coordinate the dispatch of prescription medication, when possible and legally permissible, or provide you with an appointment with a physician in order to re-establish the prescription. This service is also available for medical devices and eye glasses.

TRAVEL ASSISTANCE SERVICES

General Travel Information
Before you travel, you can obtain information about visa, passport, immunization requirements and local customs. You can also obtain 24-hour pre-departure information on weather, currency or holidays.

Pet Housing and Return
We can assist with pet friendly hotel accommodations, boarding facilities and travel home for pets.

Lost Document and Lost Article Assistance
We will assist with arrangements to replace or forward copies of lost or stolen documents, including passports, driver’s licenses and credit cards, as well as assist with procedures to file loss reports and to recover lost or stolen articles such as luggage.

Emergency Cash and Bail Assistance
During emergency situation, we can help arrange an emergency cash advance. This service can also provide assistance in obtaining bail bonds, where available.

Urgent Message Relay
We will relay emergency messages on your behalf.

Legal Referrals
We will provide referrals to an interpreter or legal personnel to you as necessary.

Political and Security Emergency Evacuation
We will make all reasonable efforts to assist with transportation arrangements on political grounds based on your home country government’s decision that such evacuation is necessary. We can also provide security alerts on events occurring throughout the world. Payment for the political and security evacuation is only available for covered claims under the Platinum plan, up to the amount provided in the policy.

2

Gold
AXA Assistance USA

24 Hour Assistance Service Benefits
24 hour assistance provided

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Full Policy Wording

AXA ASSISTANCE USA

24/7 WORLDWIDE TRAVEL ASSISTANCE SERVICES

MEDICAL ASSISTANCE SERVICES

Medical and Dental Referrals
With a worldwide network of providers at our fingertips, we are able to offer you referrals to primary care physicians, dentists, clinics and hospitals.

Critical Care Monitoring
During your hospitalization, our medical professionals will remain in regular communication with the treating facility to ensure you are receiving the proper care.

Dispatch of Physician
If our medical professionals cannot adequately assess the need for medical transport or evacuation, we will dispatch a physician to your location to make an assessment.

Emergency Medical Evacuation
Whenever adequate medical facilities are not available locally, our medical professionals will recommend and arrange the appropriate method of transportation, equipment and personnel to evacuate you to the nearest facility capable of providing proper care. Payment for the emergency medical evacuation is only available for covered claims, up to the amount provided in the policy.

Medical Repatriation
If you need medical assistance to return home, our medical professionals will determine the appropriate transportation method and assist with all necessary travel arrangements based upon your medical condition. Payment for the medical repatriation is only available for covered claims, up to the amount provided in the policy.

Return of Mortal Remains
We will arrange the transportation and offer every, reasonable assistance in legal formalities, for the return of mortal remains. Payment for the return of mortal remains is only available for covered claims, up to the amount provided in the policy.

Vehicle Return Services
In the event that you need to be medically repatriated or evacuated to your home, we will coordinate all arrangements needed for the return of your unattended vehicle.

Dispatch of Prescription Medication
If you forget or lose a prescribed medication, we will assist with replacement medication. If the medication is not available locally, we will coordinate the dispatch of prescription medication, when possible and legally permissible, or provide you with an appointment with a physician in order to re-establish the prescription. This service is also available for medical devices and eye glasses.

TRAVELASSISTANCESERVICES

General Travel Information
Before you travel, you can obtain information about visa, passport, immunization requirements and local customs. You can also obtain 24-hour pre-departure information on weather, currency or holidays.

Pet Housing and Return
We can assist with pet friendly hotel accommodations, boarding facilities and travel home for pets.

Lost Document and Lost Article Assistance
We will assist with arrangements to replace or forward copies of lost or stolen documents, including passports, driver’s licenses and credit cards, as well as assist with procedures to file loss reports and to recover lost or stolen articles such as luggage.

Emergency Cash and Bail Assistance
During emergency situation, we can help arrange an emergency cash advance. This service can also provide assistance in obtaining bail bonds, where available.

Urgent Message Relay
We will relay emergency messages on your behalf.

Legal Referrals
We will provide referrals to an interpreter or legal personnel to you as necessary.

Political and Security Emergency Evacuation
We will make all reasonable efforts to assist with transportation arrangements on political grounds based on your home country government’s decision that such evacuation is necessary. We can also provide security alerts on events occurring throughout the world. Payment for the political and security evacuation is only available for covered claims under the Platinum plan, up to the amount provided in the policy.

3

Platinum
AXA Assistance USA

24 Hour Assistance Service Benefits
24 hour assistance provided

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Full Policy Wording

AXA ASSISTANCE USA

24/7 WORLDWIDE TRAVEL ASSISTANCE SERVICES

MEDICAL ASSISTANCE SERVICES

Medical and Dental Referrals
With a worldwide network of providers at our fingertips, we are able to offer you referrals to primary care physicians, dentists, clinics and hospitals.

Critical Care Monitoring
During your hospitalization, our medical professionals will remain in regular communication with the treating facility to ensure you are receiving the proper care.

Dispatch of Physician
If our medical professionals cannot adequately assess the need for medical transport or evacuation, we will dispatch a physician to your location to make an assessment.

Emergency Medical Evacuation
Whenever adequate medical facilities are not available locally, our medical professionals will recommend and arrange the appropriate method of transportation, equipment and personnel to evacuate you to the nearest facility capable of providing proper care. Payment for the emergency medical evacuation is only available for covered claims, up to the amount provided in the policy.

Medical Repatriation
If you need medical assistance to return home, our medical professionals will determine the appropriate transportation method and assist with all necessary travel arrangements based upon your medical condition. Payment for the medical repatriation is only available for covered claims, up to the amount provided in the policy.

Return of Mortal Remains
We will arrange the transportation and offer every, reasonable assistance in legal formalities, for the return of mortal remains. Payment for the return of mortal remains is only available for covered claims, up to the amount provided in the policy.

Vehicle Return Services
In the event that you need to be medically repatriated or evacuated to your home, we will coordinate all arrangements needed for the return of your unattended vehicle.

Dispatch of Prescription Medication
If you forget or lose a prescribed medication, we will assist with replacement medication. If the medication is not available locally, we will coordinate the dispatch of prescription medication, when possible and legally permissible, or provide you with an appointment with a physician in order to re-establish the prescription. This service is also available for medical devices and eye glasses.

TRAVEL ASSISTANCE SERVICES

General Travel Information
Before you travel, you can obtain information about visa, passport, immunization requirements and local customs. You can also obtain 24-hour pre-departure information on weather, currency or holidays.

Pet Housing and Return
We can assist with pet friendly hotel accommodations, boarding facilities and travel home for pets.

Lost Document and Lost Article Assistance
We will assist with arrangements to replace or forward copies of lost or stolen documents, including passports, driver’s licenses and credit cards, as well as assist with procedures to file loss reports and to recover lost or stolen articles such as luggage.

Emergency Cash and Bail Assistance
During emergency situation, we can help arrange an emergency cash advance. This service can also provide assistance in obtaining bail bonds, where available.

Urgent Message Relay
We will relay emergency messages on your behalf.

Legal Referrals
We will provide referrals to an interpreter or legal personnel to you as necessary.

Political and Security Emergency Evacuation
We will make all reasonable efforts to assist with transportation arrangements on political grounds based on your home country government’s decision that such evacuation is necessary. We can also provide security alerts on events occurring throughout the world. Payment for the political and security evacuation is only available for covered claims under the Platinum plan, up to the amount provided in the policy.

Azimuth Risk Solutions, LLC
Azimuth Risk Solutions, LLC

4

Beacon America incl US
Azimuth Risk Solutions, LLC

24 Hour Assistance Service Benefits
24 hour assistance provided

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Full Policy Wording

International Client Assistance

If it matters to you to know that someone is always by your side while traveling in a distant land, the Beacon Series can ease your mind while you are away from the familiar surroundings of home. For no extra charge, each Beacon Series plan includes the following key services to help you when you are in the greatest need:

Real Time Call Center – Never worry about accessing the assistance you need while you are many time zones away. Azimuth is available at all times for emergency assistance. A caring, helpful voice on the other end of the phone is always available, no matter where you are and what time it is.

Lost Baggage Tracking – If you’ve ever had to chase down your airline baggage department to find out where your luggage may have gone, you will appreciate our ability to do so on your behalf. Enjoy your travel without having to make multiple phone calls to get updates on your baggage delivery.

Medical Referrals &Travel Advisories – Need a doctor or the nearest hospital? One free call gets you the information you need get in the know, before you go; call us to learn areas to avoid, travel delays, weather alerts and more.

Crisis Cash Advance – we’ll help you get to your money so you can stay on the go.

5

Beacon International excl US
Azimuth Risk Solutions, LLC

24 Hour Assistance Service Benefits
24 hour assistance provided

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Full Policy Wording

International Client Assistance

If it matters to you to know that someone is always by your side while traveling in a distant land, the Beacon Series can ease your mind while you are away from the familiar surroundings of home. For no extra charge, each Beacon Series plan includes the following key services to help you when you are in the greatest need:

Real Time Call Center – Never worry about accessing the assistance you need while you are many time zones away. Azimuth is available at all times for emergency assistance. A caring, helpful voice on the other end of the phone is always available, no matter where you are and what time it is.

Lost Baggage Tracking – If you’ve ever had to chase down your airline baggage department to find out where your luggage may have gone, you will appreciate our ability to do so on your behalf. Enjoy your travel without having to make multiple phone calls to get updates on your baggage delivery.

Medical Referrals &Travel Advisories – Need a doctor or the nearest hospital? One free call gets you the information you need get in the know, before you go; call us to learn areas to avoid, travel delays, weather alerts and more.

Crisis Cash Advance – we’ll help you get to your money so you can stay on the go.

Berkshire Hathaway Travel Protection
Berkshire Hathaway Travel Protection

6

ExactCare
Berkshire Hathaway Travel Protection

24 Hour Assistance Service Benefits
24 hour assistance provided

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Full Policy Wording

ASSISTANCE SERVICES

All the Assistance Services listed below are not insurance benefits and are not provided by the Insurer. Berkshire Hathaway Specialty Concierge offers assistance through an extensive network of worldwide partners. Expenses for goods and services provided by third parties are the traveler’s responsibility.

Travel Medical Assistance

· Emergency-medical-transportation assistance
· Physician/hospital/dental/vision referrals
· Assistance with repatriation of mortal remains
· Return travel arrangements
· Emergency prescription-replacement assistance
· Dispatch of doctor or specialist
· Medical-evacuation quote
· Inpatient and outpatient medical case management
· Qualified liaison for relaying medical information to family members
· Arrangements for visitor to bedside of hospitalized Insured
· Eyeglasses and corrective-lens replacement assistance
· Medical payment arrangements
· Medical cost-containment/expense recovery and overseas investigation
· Medical-bill audits
· Coordinate shipment of medical records
· Assistance with medical-equipment rental/replacement

Worldwide Travel Assistance
· Lost-baggage search; stolen-luggage-replacement assistance
· Lost passport/travel documents assistance
· ATM locator
· Emergency-cash-transfer assistance
· Travel information including visa/passport requirements
· Emergency telephone-interpretation assistance
· Urgent-message relay to family, friends or business associates
· Up-to-the-minute travel-delay reports
· Arrangements for long-distance calling cards for worldwide telephoning
· Inoculation information
· Embassy or consulate referral
· Currency conversion or purchase assistance
· Up-to-the-minute information on local medical advisories, epidemics, required immunizations and available preventive measures
· Up-to-the-minute travel-supplier strike information
· Legal referrals/bail-bond assistance
· Worldwide public-holiday information

Emergency Assistance
· Flight rebooking
· Hotel rebooking
· Rental-vehicle booking
· Emergency-return-travel arrangements
· Roadside assistance
· Rental-vehicle-return assistance
· Guaranteed hotel check-in
· Missed-connections coordination
· Business assistant
· Business service-location assistance (quick printers, internet cafes, overnight delivery, etc.)
· “411” global directory service
· Wireless accessory replacement assistance
· Business conference-call coordination
· Urgent messaging to clients, colleagues and family members
· Up-to-the-minute travel delay and departure reports
· Driving and walking directions
· Emergency return-travel arrangements

Concierge Services
· Restaurant referrals and reservations
· Ground-transportation arrangements
· Event ticketing arrangements
· Tee times and course recommendations
· Floral services

Identity theft (Not available to New York residents)
· Assist identity-theft victim with ordering and reviewing credit-bureau records
· Assist identity-theft victim with investigating financial accounts where identity theft is suspected
· Assist victim in communications with creditors to help make the creditors aware of the victim’s identity-theft issues
· Assist identity-theft victim in identifying proper law enforcement to pursue prosecution of criminals
· Assist identity-theft victim in reviewing account activity
· Obtain additional resources for reviewing and resolution of victim’s Issues

Roadside Assistance
24-Hour Roadside-Assistance Services**
· Towing Assistance— When towing is necessary, the covered vehicle will be towed to the nearest service facility or to any location requested by the covered customer.
· Flat-Tire Assistance — Service consists of the replacement of a flat tire with the covered vehicle’s spare tire.
· Towing assistance will be provided if needed.
· Oil, Fluid, and Water Delivery Service — An emergency supply of oil, fluid, and water will be delivered to any covered vehicle in immediate need. The customer must pay for cost of the fluids if there is one.
· Fuel-Delivery Service — An emergency supply of fuel will be delivered to any covered vehicle in immediate need. The customer must pay for the cost of the fluids if there is one.
· Lockout Assistance — Assistance will be provided in gaining entry to a covered vehicle if the keys are lost or locked inside.
· Battery Assistance — Battery assistance (jump-start) will be provided to any covered customer in immediate need.
· Collision Assistance — If a customer is involved in a collision in their covered vehicle, towing assistance will be provided when needed to direct the vehicle back to the issuing dealership if possible or to the nearest qualified repair facility.

Vehicle-Return Assistance
Makes arrangement for the return of your automobile back to your primary residence should you become ill/injured and unable to drive. *Non-insurance services are provided by Berkshire Hathaway Specialty Concierge.
If you have questions about a request or concierge service not listed above, we can likely assist. Please contact our service desk 24 hours a day, seven days a week at 1-844-411-BHTP (2487).

Cat 70
Cat 70

7

Travel Plan
Cat 70

24 Hour Assistance Service Benefits
24 hour assistance provided

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Full Policy Wording

ASSISTANCE SERVICES

All insureds covered by Starr travel insurance and assistance policies receive a suite of travel assistance and concierge benefits from Starr Companies’ wholly owned assistance company, Assist Card. Assist Card representatives can be reached at any time from anywhere in the world; they are standing by to help 24/7, 365.

From natural disasters to lost passports, there are many events that can turn a fantastic trip into a disastrous one. Whether you’re dealing with a cancelled flight, lost luggage, or a medical emergency, our services are designed to provide fast, effective solutions.

Assist Card is not just there for you when things go wrong. Concierge services are always available to help you with everything from arranging tee times to finding local cultural activities.

We are at your service for the following:

Pre-Trip Services

-Passport and visa requirements, including information on how to obtain these documents
-Travel advisories
-Foreign currency exchange rates
-Inoculation and immunization requirements
-Temperature and weather conditions
-Address and telephone number of the nearest consulate or embassy
-Cultural and other events

During Trip Services

-Access to medical providers
-Medical transfers (in-country)
-Medical evacuation & repatriation
-Repatriation of remains
-Medical monitoring
-Eyeglasses replacement
-Medications replacement
-Lost luggage
-Legal assistance abroad

Concierge Services

-Travel reservation services
-Destination profiles
-Message service
-Language services
-Event ticketing
-Floral services
-Hotel accommodations
-Restaurant referrals and reservations

Generali Global Assistance
Generali Global Assistance

8

Standard
Generali Global Assistance

24 Hour Assistance Service Benefits
24 hour assistance provided

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Full Policy Wording

EMERGENCY ASSISTANCE SERVICES

Medical Referral

If an emergency occurs during a trip that requires you to visit a doctor, you should call the Emergency Hotline to obtain the names of local quali ed doctors who speak your language. If additional medical services are required, the assistance provider is prepared to consult with the attending physician and provide such assistance, as they believe to be in your best interest.

Traveling Companion Assistance

If a Traveling Companion loses previously-made travel arrangements due to your medical emergency, the assistance provider will arrange for your Traveling Companion’s return home.

Emergency Cash Transfer

If your cash or traveler’s checks are lost or stolen, or unanticipated emergency expenses are incurred, the assistance provider will help arrange for an emergency cash transfer in currency, traveler’s checks, or other forms as deemed acceptable by the assistance provider. The assistance provider will advance up to $500 after satisfactory guarantee of reimbursement from you.

Legal Referral

The assistance provider will locate attorneys available during regular working hours. Assistance will also be provided to advance bail bond, where permitted by law. You are responsible for contracted legal fees.

Locating Lost or Stolen Items

The assistance provider will assist in locating and replacing lost or stolen luggage, documents and personal possessions.

Replacement of Medication and Eyeglasses

The assistance provider will arrange to ll a prescription that has been lost, stolen or requires a re ll, subject to local law, whenever possible. The assistance provider will also arrange for shipment of replacement eyeglasses. Costs for shipping of medication or eyeglasses, or a prescription re ll, etc. are your responsibility. The re ll may require a visit to a local physician. You should be prepared to furnish the assistance provider with a copy of your original prescription and/or the name and phone number of your regular attending physician.

Embassy and Consular Services

The assistance provider will provide referrals to travelers needing the assistance of U.S. embassies and consulates.

Worldwide Medical Information

The assistance provider can provide necessary inoculation and vaccination information, and detailed general health and medical descriptions of destinations around the world.

Interpretation/Translation

The assistance provider will assist with telephone interpretation in all major languages or will refer you to an interpretation or translation service for written documents.

Emergency Message Relay

Emergency messages can be relayed to and from friends, relatives, personal physicians and employers.

Pet Return

The assistance provider will arrange for the return of your pet to your home if your pet is traveling with you and you are unable to take care of your pet due to a medical emergency.

Vehicle Return

The assistance provider will make arrangements to have a designated person or provider return your vehicle to your home (or your rental vehicle to the closest rental agency) if you experience a medical emergency or mechanical problems, which prevent you from driving the vehicle.

ON DEMAND MEDICAL CARE Teladoc

Teladoc offers 24/7 access to its proprietary nationwide cross-coverage network of U.S. licensed physicians for telephone and secure e-mail medical consultations. Physicians provide specific answers to medical questions and advice regarding non-emergency, routine medical conditions. Physicians discuss symptoms, recommend treatment options, diagnose many common conditions, and prescribe medication when appropriate. Teledoc services may not be available in all states, and international services may be limited.

No Out-of-Pocket Medical Expense

If you develop an acute illness while on your trip that requires treatment by a physician, you should first call the Emergency Hotline to obtain the name of a local qualified physician in the assistance provider’s network. If an in-network physician is available, the assistance provider will schedule the medical visit and guarantee payment to the physician for a medical visit not to exceed $1000. This service is only available provided there is coverage for the acute illness under the Medical and Dental coverage and is subject to all restrictions, limitations and exclusions provided in the policy. This service is not applicable to expenses for emergency dental treatment.

9

Preferred
Generali Global Assistance

24 Hour Assistance Service Benefits
24 hour assistance provided

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Full Policy Wording

EMERGENCY ASSISTANCE SERVICES

Medical Referral

If an emergency occurs during a trip that requires you to visit a doctor, you should call the Emergency Hotline to obtain the names of local quali ed doctors who speak your language. If additional medical services are required, the assistance provider is prepared to consult with the attending physician and provide such assistance, as they believe to be in your best interest.

Traveling Companion Assistance

If a Traveling Companion loses previously-made travel arrangements due to your medical emergency, the assistance provider will arrange for your Traveling Companion’s return home.

Emergency Cash Transfer

If your cash or traveler’s checks are lost or stolen, or unanticipated emergency expenses are incurred, the assistance provider will help arrange for an emergency cash transfer in currency, traveler’s checks, or other forms as deemed acceptable by the assistance provider. The assistance provider will advance up to $500 after satisfactory guarantee of reimbursement from you.

Legal Referral

The assistance provider will locate attorneys available during regular working hours. Assistance will also be provided to advance bail bond, where permitted by law. You are responsible for contracted legal fees.

Locating Lost or Stolen Items

The assistance provider will assist in locating and replacing lost or stolen luggage, documents and personal possessions.

Replacement of Medication and Eyeglasses

The assistance provider will arrange to ll a prescription that has been lost, stolen or requires a re ll, subject to local law, whenever possible. The assistance provider will also arrange for shipment of replacement eyeglasses. Costs for shipping of medication or eyeglasses, or a prescription re ll, etc. are your responsibility. The re ll may require a visit to a local physician. You should be prepared to furnish the assistance provider with a copy of your original prescription and/or the name and phone number of your regular attending physician.

Embassy and Consular Services

The assistance provider will provide referrals to travelers needing the assistance of U.S. embassies and consulates.

Worldwide Medical Information

The assistance provider can provide necessary inoculation and vaccination information, and detailed general health and medical descriptions of destinations around the world.

Interpretation/Translation

The assistance provider will assist with telephone interpretation in all major languages or will refer you to an interpretation or translation service for written documents.

Emergency Message Relay

Emergency messages can be relayed to and from friends, relatives, personal physicians and employers.

Pet Return

The assistance provider will arrange for the return of your pet to your home if your pet is traveling with you and you are unable to take care of your pet due to a medical emergency.

Vehicle Return

The assistance provider will make arrangements to have a designated person or provider return your vehicle to your home (or your rental vehicle to the closest rental agency) if you experience a medical emergency or mechanical problems, which prevent you from driving the vehicle.

ON DEMAND MEDICAL CARE Teladoc

Teladoc offers 24/7 access to its proprietary nationwide cross-coverage network of U.S. licensed physicians for telephone and secure e-mail medical consultations. Physicians provide specific answers to medical questions and advice regarding non-emergency, routine medical conditions. Physicians discuss symptoms, recommend treatment options, diagnose many common conditions, and prescribe medication when appropriate

No Out-of-Pocket Medical Expense

If you develop an acute illness while on your trip that requires treatment by a physician, you should first call the Emergency Hotline to obtain the name of a local qualified physician in the assistance provider’s network. If an in-network physician is available, the assistance provider will schedule the medical visit and guarantee payment to the physician for a medical visit not to exceed $1000. This service is only available provided there is coverage for the acute illness under the Medical and Dental coverage and is subject to all restrictions, limitations and exclusions provided in the policy. This service is not applicable to expenses for emergency dental treatment.

10

Premium
Generali Global Assistance

24 Hour Assistance Service Benefits
24 hour assistance provided

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Full Policy Wording

EMERGENCY ASSISTANCE SERVICES

Medical Referral

If an emergency occurs during a trip that requires you to visit a doctor, you should call the Emergency Hotline to obtain the names of local quali ed doctors who speak your language. If additional medical services are required, the assistance provider is prepared to consult with the attending physician and provide such assistance, as they believe to be in your best interest.

Traveling Companion Assistance

If a Traveling Companion loses previously-made travel arrangements due to your medical emergency, the assistance provider will arrange for your Traveling Companion’s return home.

Emergency Cash Transfer

If your cash or traveler’s checks are lost or stolen, or unanticipated emergency expenses are incurred, the assistance provider will help arrange for an emergency cash transfer in currency, traveler’s checks, or other forms as deemed acceptable by the assistance provider. The assistance provider will advance up to $500 after satisfactory guarantee of reimbursement from you.

Legal Referral

The assistance provider will locate attorneys available during regular working hours. Assistance will also be provided to advance bail bond, where permitted by law. You are responsible for contracted legal fees.

Locating Lost or Stolen Items

The assistance provider will assist in locating and replacing lost or stolen luggage, documents and personal possessions.

Replacement of Medication and Eyeglasses

The assistance provider will arrange to ll a prescription that has been lost, stolen or requires a re ll, subject to local law, whenever possible. The assistance provider will also arrange for shipment of replacement eyeglasses. Costs for shipping of medication or eyeglasses, or a prescription re ll, etc. are your responsibility. The re ll may require a visit to a local physician. You should be prepared to furnish the assistance provider with a copy of your original prescription and/or the name and phone number of your regular attending physician.

Embassy and Consular Services

The assistance provider will provide referrals to travelers needing the assistance of U.S. embassies and consulates.

Worldwide Medical Information

The assistance provider can provide necessary inoculation and vaccination information, and detailed general health and medical descriptions of destinations around the world.

Interpretation/Translation

The assistance provider will assist with telephone interpretation in all major languages or will refer you to an interpretation or translation service for written documents.

Emergency Message Relay

Emergency messages can be relayed to and from friends, relatives, personal physicians and employers.

Pet Return

The assistance provider will arrange for the return of your pet to your home if your pet is traveling with you and you are unable to take care of your pet due to a medical emergency.

Vehicle Return

The assistance provider will make arrangements to have a designated person or provider return your vehicle to your home (or your rental vehicle to the closest rental agency) if you experience a medical emergency or mechanical problems, which prevent you from driving the vehicle.

ON DEMAND MEDICAL CARE Teladoc

Teladoc offers 24/7 access to its proprietary nationwide cross-coverage network of U.S. licensed physicians for telephone and secure e-mail medical consultations. Physicians provide specific answers to medical questions and advice regarding non-emergency, routine medical conditions. Physicians discuss symptoms, recommend treatment options, diagnose many common conditions, and prescribe medication when appropriate

No Out-of-Pocket Medical Expense

If you develop an acute illness while on your trip that requires treatment by a physician, you should first call the Emergency Hotline to obtain the name of a local qualified physician in the assistance provider’s network. If an in-network physician is available, the assistance provider will schedule the medical visit and guarantee payment to the physician for a medical visit not to exceed $1000. This service is only available provided there is coverage for the acute illness under the Medical and Dental coverage and is subject to all restrictions, limitations and exclusions provided in the policy. This service is not applicable to expenses for emergency dental treatment.

GeoBlue
GeoBlue

11

Voyager Choice
GeoBlue

24 Hour Assistance Service Benefits
24 hour assistance provided

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Full Policy Wording

Travel Reimbursement Services

All participants covered by this insurance plan are enrolled in the Global Citizens Associations whose members are entitled (subject to submission of the proper documentation) to a total of a $500 allowance, and limited to $100 per incident, to cover costs associated with each of the following incidents:

Re-issuing a lost passport

Re-issuing a lost airline ticket

Replacing a lost piece of luggage that has not been returned (limited to $100 per piece of luggage) while on your covered trip. This does not include luggage that was temporarily delayed or lost and later recovered.

All participants are eligible for an additional allowance up to $500 if, post departure, your trip is shortened or interrupted for medical reasons, a terrorist event or an imminent threat* to personal safety. In that event, a participant will be reimbursed for the cost of changing an airline ticket or ground transportation ticket of the same class as the unused travel ticket to return home in an amount up to $500 (subject to submission of the proper documentation such as a medical report).

*Threat must be documented by U.S. State Department travel warning that is issued during your trip

HTH Global Health and Safety Services

Access to contracted doctors in more than 180 countries

Access to worldwide security information in more than 130 countries and 235 cities

Online doctor search with more than 6,500 contracted physicians

Access to Drug Translation Guide

Health and security news alerts

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24 Hour/ 7 Day Global Medical Assistance

Available to U.S. residents, age 84 or younger, who live in approved states. See Eligibility Requirements.

Participant must be enrolled in a primary health plan. There is no pre-existing condition exclusion.

This is a non renewable plan. Subsequent periods of insurance can be purchased, in which case a new Deductible, and Medical Limit would apply.

For more information about the benefits, including information about exclusions, limitations and State to State variation in benefits, see the Plan Description.

PLEASE NOTE: you can only purchase the policy prior to departing on your trip.

12

Voyager Essential
GeoBlue

24 Hour Assistance Service Benefits
24 hour assistance provided

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Full Policy Wording

Travel Reimbursement Services

All participants covered by this insurance plan are enrolled in the Global Citizens Associations whose members are entitled (subject to submission of the proper documentation) to a total of a $500 allowance, and limited to $100 per incident, to cover costs associated with each of the following incidents:

Re-issuing a lost passport

Re-issuing a lost airline ticket

Replacing a lost piece of luggage that has not been returned (limited to $100 per piece of luggage) while on your covered trip. This does not include luggage that was temporarily delayed or lost and later recovered.

All participants are eligible for an additional allowance up to $500 if, post departure, your trip is shortened or interrupted for medical reasons, a terrorist event or an imminent threat* to personal safety. In that event, a participant will be reimbursed for the cost of changing an airline ticket or ground transportation ticket of the same class as the unused travel ticket to return home in an amount up to $500 (subject to submission of the proper documentation such as a medical report).

*Threat must be documented by U.S. State Department travel warning that is issued during your trip

HTH Global Health and Safety Services

Access to contracted doctors in more than 180 countries

Access to worldwide security information in more than 130 countries and 235 cities

Online doctor search with more than 6,500 contracted physicians

Access to Drug Translation Guide

Health and security news alerts

View More Details

24 Hour/ 7 Day Global Medical Assistance

Available to U.S. residents, age 84 or younger, who live in approved states. See Eligibility Requirements.

Participant must be enrolled in a primary health plan. There is no pre-existing condition exclusion.

This is a non renewable plan. Subsequent periods of insurance can be purchased, in which case a new Deductible, and Medical Limit would apply.

For more information about the benefits, including information about exclusions, limitations and State to State variation in benefits, see the Plan Description.

PLEASE NOTE: you can only purchase the policy prior to departing on your trip.

13

Trekker Choice excl US
GeoBlue

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

With the purchase of any of GeoBlue’s Travel Insurance products you are automatically enrolled into the Global Citizen Association. This association is dedicated to helping its members leave home safely and securely by providing them with critical health and security information and access to healthcare services the world over.

  • Access to contracted doctors in more than 180 countries. Find a qualified doctor in your destination — even include his or her office address and phone number with your important travel documents.
  • Access to City Health Profiles, which contain critical healthcare information, including vaccination requirements and emergency listings, for more than 600 destinations worldwide.
  • Access to Security Profiles, which include up-to-date information about terrorism, kidnapping and political stability.
  • Access to Travel News, critical health and security news from around the globe.
  • Access to the Drug Translation Guide. Medications are given different brand names around the world — our Guide will help you sort them out.
  • Access to the Medical Phrase and Terms Translation Guides. If you need care in your destination country, our Guides will help you communicate.

14

Trekker Essential excl US
GeoBlue

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

With the purchase of any of GeoBlue’s Travel Insurance products you are automatically enrolled into the Global Citizen Association. This association is dedicated to helping its members leave home safely and securely by providing them with critical health and security information and access to healthcare services the world over.

  • Access to contracted doctors in more than 180 countries. Find a qualified doctor in your destination — even include his or her office address and phone number with your important travel documents.
  • Access to City Health Profiles, which contain critical healthcare information, including vaccination requirements and emergency listings, for more than 600 destinations worldwide.
  • Access to Security Profiles, which include up-to-date information about terrorism, kidnapping and political stability.
  • Access to Travel News, critical health and security news from around the globe.
  • Access to the Drug Translation Guide. Medications are given different brand names around the world — our Guide will help you sort them out.
  • Access to the Medical Phrase and Terms Translation Guides. If you need care in your destination country, our Guides will help you communicate.

Global Guardian Air Ambulance
Global Guardian Air Ambulance

15

Air Ambulance Card - Standard Annual
Global Guardian Air Ambulance

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

Transport Services While Traveling

If you are hospitalized as an inpatient due to an illness or injury while traveling more than150 miles from home, whether domestically or internationally, Air Ambulance Card will arrange and pay for air medical transportation, medical evacuation, and repatriation services to the hospital of your choice in the United States or Canada.

Transport Services to Specialty Hospitals

If you are hospitalized as an inpatient in your hometown hospital and require admission to a specialty hospital located more than 150 miles away, and you are unable to travel without continuous medical care, Air Ambulance Card will arrange and pay for air medical transportation to the specialty hospital, provided that your receiving physician and our Medical Director agree that the transport to the specialty hospital is medically necessary.

Medical Monitoring and Consultation

When Air Ambulance Card is notified that you have been hospitalized while traveling, our Medical Director will communicate with the attending physician and will continue to monitor your condition. If requested we will communicate with your family during transport or until the medical condition is resolved.

Transport of Mortal Remains

If a member dies while traveling internationally we will arrange and pay for all necessary government authorization, provide a container appropriate for airline transport, and return the remains to a funeral home of choice in the U.S. or Canada.

16

Air Ambulance Card - Extended Stay 6 Months
Global Guardian Air Ambulance

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

Transport Services While Traveling

If you are hospitalized as an inpatient due to an illness or injury while traveling more than150 miles from home, whether domestically or internationally, Air Ambulance Card will arrange and pay for air medical transportation, medical evacuation, and repatriation services to the hospital of your choice in the United States or Canada.

Transport Services to Specialty Hospitals

If you are hospitalized as an inpatient in your hometown hospital and require admission to a specialty hospital located more than 150 miles away, and you are unable to travel without continuous medical care, Air Ambulance Card will arrange and pay for air medical transportation to the specialty hospital, provided that your receiving physician and our Medical Director agree that the transport to the specialty hospital is medically necessary.

Medical Monitoring and Consultation

When Air Ambulance Card is notified that you have been hospitalized while traveling, our Medical Director will communicate with the attending physician and will continue to monitor your condition. If requested we will communicate with your family during transport or until the medical condition is resolved.

Transport of Mortal Remains

If a member dies while traveling internationally we will arrange and pay for all necessary government authorization, provide a container appropriate for airline transport, and return the remains to a funeral home of choice in the U.S. or Canada.

17

Air Ambulance Card - Extended Stay 12 Months
Global Guardian Air Ambulance

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

Transport Services While Traveling

If you are hospitalized as an inpatient due to an illness or injury while traveling more than150 miles from home, whether domestically or internationally, Air Ambulance Card will arrange and pay for air medical transportation, medical evacuation, and repatriation services to the hospital of your choice in the United States or Canada.

Transport Services to Specialty Hospitals

If you are hospitalized as an inpatient in your hometown hospital and require admission to a specialty hospital located more than 150 miles away, and you are unable to travel without continuous medical care, Air Ambulance Card will arrange and pay for air medical transportation to the specialty hospital, provided that your receiving physician and our Medical Director agree that the transport to the specialty hospital is medically necessary.

Medical Monitoring and Consultation

When Air Ambulance Card is notified that you have been hospitalized while traveling, our Medical Director will communicate with the attending physician and will continue to monitor your condition. If requested we will communicate with your family during transport or until the medical condition is resolved.

Transport of Mortal Remains

If a member dies while traveling internationally we will arrange and pay for all necessary government authorization, provide a container appropriate for airline transport, and return the remains to a funeral home of choice in the U.S. or Canada.

HCC Medical Insurance Services
HCC Medical Insurance Services

18

Atlas International excl US
HCC Medical Insurance Services

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

24 Hour Assistance

Travel Assistance Services are available to you 24 hours a day, 7 days a week while your Atlas plan is in effect. In addition to the services already described, the following services are included:

Embassy and consulate referrals

Legal and accounting referrals

Bail bond assistance

Translation and interpretation assistance

For a complete list of available assistance services or for more information, please contact HCCMIS.

Atlas Travel and Medical Assistance Services are not insurance benefits. Any Assistance Service provided is not a guarantee of any other benefit under Atlas Travel Plans.

HTH Travel Insurance
HTH Travel Insurance

19

TripProtector Economy
HTH Travel Insurance

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

As a TripProtector member – services available to you through your travel assistance portion of your package include:

Medical Evacuation

You will receive help coordinating and paying for medical evacuation to the nearest appropriate treatment facility or back home when medically necessary.

Prescription Drug Replacement

If you lose or exhaust your supply of prescription medications, HTH Worldwide (HTH) will assist in replacing the medication via shipment or local pharmacy.

Contact Lenses Replacement

If you lose your contact lenses while traveling, HTH will assist in replacing the lenses.

City Health Information

Access health-related travel planning information, such as health and safety reports, emergency room numbers, dependable pharmacies, country health system background, drug translations around the globe as well as medical phrase translations for 10 languages.ses.

Advance of Medical Payment

If health care providers require payment in advance, HTH will assist you in making a payment in cash, if necessary.

Passport Replacement/Embassy Referral

If your passport is lost or stolen or you need to assert your rights as a U.S. citizen, HTH will refer you to the most convenient and appropriate embassy or consulate.s.

Lost Baggage Retrieval

If your baggage is lost or delayed in transit, HTH will assist in working with the airline to resolve the issue.

IMG
IMG

20

Patriot America
IMG

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

IMG offers a comprehensive range of international medical insurance and travel insurance products for every insurance need. Whether you need individual coverage for a vacation, extended coverage for a long-term stay abroad, or group coverage for employees in locations around the world, we’ve got the right plan for you. IMG’s exceptional services also provide you:

  • 24/7/365 service for emergencies anywhere in the world
  • Access to a global network of highly qualified providers
  • Responsive medical management in the event of medical emergencies anywhere in the world
  • International, multilingual customer service centers
  • Access to useful, informative online tools that provide the information you need and save you time when you may need it most

21

Patriot International
IMG

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

There is no 24 Hour Assistance Service with this plan.

22

Patriot Multi-Trip America
IMG

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

There is no 24 Hour Assistance Service with this plan.

23

Patriot Multi-Trip International
IMG

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

There is no 24 Hour Assistance Service with this plan.

24

Patriot America Plus
IMG

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

There is no 24 Hour Assistance Service with this plan.

iTravelInsured
iTravelInsured

25

Travel Lite
iTravelInsured

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

World-Class Emergency Travel Assistance Services

iTravelInsured offers more than insurance protection. The following emergency travel assistance services are available to you, 24/7, while you are on your trip, bringing you Global Peace of Mind:

» Emergency Travel Arrangements

» Medical Referral

» Lost Passport/Travel Documents Assistance

» 24-Hour Medical Monitoring

» Lost Luggage Assistance

» Emergency Cash Transfer

» Embassy or Consulate Referral

» Legal Referrals

» Emergency Message Relay

» Emergency Translations

» Emergency Prescription Replacement

(These Travel Assistance Services are offered by iTravelInsured and are not insurance benefits provided by United States Fire Insurance Company.)

26

Travel SE
iTravelInsured

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

World-Class Emergency Travel Assistance Services

iTravelInsured offers more than insurance protection. The following emergency travel assistance services are available to you, 24/7, while you are on your trip, bringing you Global Peace of Mind:

» Emergency Travel Arrangements

» Medical Referral

» Lost Passport/Travel Documents Assistance

» 24-Hour Medical Monitoring

» Lost Luggage Assistance

» Emergency Cash Transfer

» Embassy or Consulate Referral

» Legal Referrals

» Emergency Message Relay

» Emergency Translations

» Emergency Prescription Replacement

(These Travel Assistance Services are offered by iTravelInsured and are not insurance benefits provided by United States Fire Insurance Company.)

27

Travel LX
iTravelInsured

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

World-Class Emergency Travel Assistance Services

iTravelInsured offers more than insurance protection. The following emergency travel assistance services are available to you, 24/7, while you are on your trip, bringing you Global Peace of Mind:

» Emergency Travel Arrangements

» Medical Referral

» Lost Passport/Travel Documents Assistance

» 24-Hour Medical Monitoring

» Lost Luggage Assistance

» Emergency Cash Transfer

» Embassy or Consulate Referral

» Legal Referrals

» Emergency Message Relay

» Emergency Translations

» Emergency Prescription Replacement

(These Travel Assistance Services are offered by iTravelInsured and are not insurance benefits provided by United States Fire Insurance Company.)

John Hancock Insurance Agency, Inc.
John Hancock Insurance Agency, Inc.

28

Bronze
John Hancock Insurance Agency, Inc.

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

24 hour assistance provided.

29

Silver
John Hancock Insurance Agency, Inc.

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

24 hour assistance provided.

30

Gold
John Hancock Insurance Agency, Inc.

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

24 hour assistance provided.

MedjetAssist
MedjetAssist

31

Annual Membership
MedjetAssist

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

MEDICAL MONITORING/CONSULTATION

As soon as MedjetAssist is notified of a Member’s medical situation, MedjetAssist staff will establish communication with both the family and the local attending medical provider, obtain a full understanding of the situation and begin to monitor the Member’s condition. MedjetAssist staff will stay in communication with local medical personnel and relay necessary information to the Member and, upon request, his or her family or employer until the situation is resolved and either the Member is able to resume travel or a medical transport is initiated.

EMERGENCY MESSAGE RELAY

Members may send and receive emergency messages to and from relatives, friends, and business associates toll-free, 24 hours a day through the MedjetAssist staff.

MEDICAL REFERRALS

Upon request, MedjetAssist representatives will provide contact information for doctors and hospitals in the area in which the Member is traveling. The Member is solely responsible for the selection and payment of the medical care provider. MedjetAssist makes no representations regarding the qualifications or appropriateness of any medical care provider that is the subject of any referral; such determination shall be solely the Member’s responsibility.

TELEPHONE INTERPRETATION

Members can receive assistance with foreign language interpretation over the telephone when they are having difficulty communicating with local medical specialists by calling our toll-free number (800-527-7478) in the U.S., Canada or Caribbean, or calling collect from anywhere in the world (205-595-6626).
LEGAL REFERRALS
Upon request, MedjetAssist representatives will provide contact information for attorneys in the areas in which the Member is traveling. The Member is solely responsible for the selection and payment of the legal services provider. MedjetAssist makes no representations regarding the qualifications or appropriateness of any legal services provider that is the subject of any referral; such determination shall be solely the Member’s responsibility.

TRANSPORT OF MORTAL REMAINS

In the event of a Member’s death while traveling 150 miles or more away from the registered membership home address, MedjetAssist will arrange and pay for the preparation and return of the Member’s remains.

This membership benefit includes:

• Domestic and international paperwork fees

• Preparation of the Member’s remains for transport

• Transport container

• Ground and airline transport from the referring funeral home to the funeral home of choice for the Member’s remains

• 1 death certificate

OTHER TRAVEL-RELATED INFORMATION SERVICES

• Travel, Health & Security Precautions for International Destinations

• Visa, Passport & Immunization Requirements

• Cultural & Weather Information for International Destinations

• Embassy & Consular Referrals

Services Available for Additional Cost:

• Replacement of Lost or Stolen Visas and Passports

• Comprehensive Pre-Travel Medical Consultations

• Travel Security Briefings for Specific Destinations

32

MedjetAssist Extended Stay
MedjetAssist

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

MEDICAL MONITORING/CONSULTATION

As soon as MedjetAssist is notified of a Member’s medical situation, MedjetAssist staff will establish communication with both the family and the local attending medical provider, obtain a full understanding of the situation and begin to monitor the member’s condition. MedjetAssist staff will stay in communication with local medical personnel and relay necessary information to the Member and, upon request, his or her family or employer until the situation is resolved and the Member is either able to resume travel or a medical transport is initiated.

EMERGENCY MESSAGE RELAY

Members may send and receive emergency messages to and from relatives, friends, and business associates toll free, 24 hours a day through the MedjetAssist staff.

MEDICAL REFERRALS

Upon request, MedjetAssist representatives will provide contact information for doctors and hospitals in the area in which the Member is traveling. The Member is solely responsible for the selection and payment of the medical care provider. MedjetAssist makes no representations regarding the qualifications or appropriateness of any medical care provider that is the subject of any referral; such determination shall be solely the Member’s responsibility.

TELEPHONE INTERPRETATION

Members can receive assistance with foreign language interpretation over the telephone when they are having difficulty communicating with local medical specialists, by calling our toll-free number (800-527-7478) in the U.S., Canada or Caribbean, or calling collect from anywhere in the world (205-595-6626).

LEGAL REFERRALS

Upon request, MedjetAssist representatives will provide contact information for attorneys in the areas in which the Member is traveling. The Member is solely responsible for the selection and payment of the legal services provider. MedjetAssist makes no representations regarding the qualifications or appropriateness of any legal services provider that is the subject of any referral; such determination shall be solely the Member’s responsibility.

TRANSPORT OF MORTAL REMAINS

In the event of a Member’s death while traveling 150 miles or more away from the registered membership home address, MedjetAssist will arrange and pay for the preparation and return of the Member’s remains.

This membership benefit includes:

• Domestic and international paperwork fees

• Preparation of the Member’s remains for transport

• Transport container

• Ground and airline transport from the referring funeral home to the funeral home of choice for the Member’s remains.

• 1 death certificate

OTHER TRAVEL RELATED INFORMATION SERVICES

• Travel, Health & Security Precautions for International Destinations

• Visa, Passport & Immunization Requirements

• Cultural & Weather Information for International Destinations

• Embassy & Consular Referrals

Services Available For Additional Cost:

• Replacement of Lost or Stolen Visas and Passports

• Comprehensive Pre-Travel Medical Consultations

• Travel Security Briefings for Specific Destinations

33

MedjetAssist Short Term Plan
MedjetAssist

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

MEDICAL MONITORING/CONSULTATION

As soon as MedjetAssist is notified of a Member’s medical situation, MedjetAssist staff will establish communication with both the family and the local attending medical provider, obtain a full understanding of the situation and begin to monitor the member’s condition. MedjetAssist staff will stay in communication with local medical personnel and relay necessary information to the Member and, upon request, his or her family or employer until the situation is resolved and the Member is either able to resume travel or a medical transport is initiated.

EMERGENCY MESSAGE RELAY

Members may send and receive emergency messages to and from relatives, friends, and business associates toll free, 24 hours a day through the MedjetAssist staff.

MEDICAL REFERRALS

Upon request, MedjetAssist representatives will provide contact information for doctors and hospitals in the area in which the Member is traveling. The Member is solely responsible for the selection and payment of the medical care provider. MedjetAssist makes no representations regarding the qualifications or appropriateness of any medical care provider that is the subject of any referral; such determination shall be solely the Member’s responsibility.

TELEPHONE INTERPRETATION

Members can receive assistance with foreign language interpretation over the telephone when they are having difficulty communicating with local medical specialists, by calling our toll-free number (800-527-7478) in the U.S., Canada or Caribbean, or calling collect from anywhere in the world (205-595-6626).

LEGAL REFERRALS

Upon request, MedjetAssist representatives will provide contact information for attorneys in the areas in which the Member is traveling. The Member is solely responsible for the selection and payment of the legal services provider. MedjetAssist makes no representations regarding the qualifications or appropriateness of any legal services provider that is the subject of any referral; such determination shall be solely the Member’s responsibility.

TRANSPORT OF MORTAL REMAINS

In the event of a Member’s death while traveling 150 miles or more away from the registered membership home address, MedjetAssist will arrange and pay for the preparation and return of the Member’s remains.

This membership benefit includes:

• Domestic and international paperwork fees

• Preparation of the Member’s remains for transport

• Transport container

• Ground and airline transport from the referring funeral home to the funeral home of choice for the Member’s remains.

• 1 death certificate

OTHER TRAVEL RELATED INFORMATION SERVICES

• Travel, Health & Security Precautions for International Destinations

• Visa, Passport & Immunization Requirements

• Cultural & Weather Information for International Destinations

• Embassy & Consular Referrals

Services Available For Additional Cost:

• Replacement of Lost or Stolen Visas and Passports

• Comprehensive Pre-Travel Medical Consultations

• Travel Security Briefings for Specific Destinations

Nationwide Mutual Insurance Company
Nationwide Mutual Insurance Company

34

Essential
Nationwide Mutual Insurance Company

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

ON CALL INTERNATIONAL TRAVEL ASSISTANCE SERVICES

The Travel Assistance program feature provides a variety of travel related services. Services offered include:

- Pre-Trip Information
- Medical Monitoring
- Medical, Dental and Pharmacy Referrals
- Legal Referrals
- Bail bond*
- Hospital Admission Guarantee
- Dispatch of Medicine
- Translation Service
- Lost Baggage Retrieval
- Inoculation Information
- Passport / Visa Information
- Emergency Message Forwarding
- Emergency Cash Advance*
- Prescription Drug / Eyeglass Replacement*

  • Payment reimbursement is Your responsibility

FOR 24/7 TRAVEL ASSISTANCE SERVICES ONLY

CALL TOLL FREE:

888-878-4757 (within the United States and Canada)

OR CALL COLLECT

603-328-1937 (From all other locations)

Travel assistance services are provided by an independent organization and not by the Company. There may be times when circumstances beyond On Call’s control hinder their endeavors to provide travel assistance services. They will, however, make all reasonable efforts to provide travel assistance services and help you resolve your emergency situation.

35

Prime
Nationwide Mutual Insurance Company

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

ON CALL INTERNATIONAL TRAVEL ASSISTANCE SERVICES

The Travel Assistance program feature provides a variety of travel related services. Services offered include:

- Pre-Trip Information
- Medical Monitoring
- Medical, Dental and Pharmacy Referrals
- Legal Referrals
- Bail bond*
- Hospital Admission Guarantee
- Dispatch of Medicine
- Translation Service
- Lost Baggage Retrieval
- Inoculation Information
- Passport / Visa Information
- Emergency Message Forwarding
- Emergency Cash Advance*
- Prescription Drug / Eyeglass Replacement*

  • Payment reimbursement is Your responsibility

FOR 24/7 TRAVEL ASSISTANCE SERVICES ONLY

CALL TOLL FREE:

888-878-4757 (within the United States and Canada) OR CALL COLLECT

603-328-1937 (From all other locations)

Travel assistance services are provided by an independent organization and not by the Company. There may be times when circumstances beyond On Call’s control hinder their endeavors to provide travel assistance services. They will, however, make all reasonable efforts to provide travel assistance services and help you resolve your emergency situation.

RoamRight
RoamRight

36

Essential
RoamRight

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

MEDICAL ASSISTANCE

Medical Monitoring; Ophthalmic, Physician and Pharmacy Referrals; Deposits, Advances and Guarantees; Dispatch of Medicine, Eye Glasses, Dental Prosthetics.

PRE-TRIP INFORMATION

Required Vaccinations; Health Risks; Travel Restrictions; Weather Conditions (for global destinations worldwide).

CONCIERGE SERVICES

Concierge services are provided by On Call. There is no charge for the services On Call provides. However, you are responsible for the cost of services provided and charged for by third parties, and for the actual cost of merchandise, entertainment, sports, tickets, food and beverages and other disbursement items. Services offered include: City Profiles; Event Ticketing; Flowers and Gift Baskets; Hotel Accommodations; Meet and Greet Services; Pre-trip Assistance; Restaurant Reviews and Reservations; Rental Car Reservations; Airline Reservations.

TRAVEL ASSISTANCE

Translation and Interpreters; Emergency Cash Advance Assistance; Replacement of Lost Traveling Documents Assistance; Emergency Message Forwarding; Lost Luggage Assistance; Legal Referral.

37

Essential
RoamRight

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

MEDICAL ASSISTANCE

Medical Monitoring; Ophthalmic, Physician and Pharmacy Referrals; Deposits, Advances and Guarantees; Dispatch of Medicine, Eye Glasses, Dental Prosthetics.

PRE-TRIP INFORMATION

Required Vaccinations; Health Risks; Travel Restrictions; Weather Conditions (for global destinations worldwide).

CONCIERGE SERVICES

Concierge services are provided by On Call. There is no charge for the services On Call provides. However, you are responsible for the cost of services provided and charged for by third parties, and for the actual cost of merchandise, entertainment, sports, tickets, food and beverages and other disbursement items. Services offered include: City Profiles; Event Ticketing; Flowers and Gift Baskets; Hotel Accommodations; Meet and Greet Services; Pre-trip Assistance; Restaurant Reviews and Reservations; Rental Car Reservations; Airline Reservations.

TRAVEL ASSISTANCE

Translation and Interpreters; Emergency Cash Advance Assistance; Replacement of Lost Traveling Documents Assistance; Emergency Message Forwarding; Lost Luggage Assistance; Legal Referral.

38

Preferred
RoamRight

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

MEDICAL ASSISTANCE

Medical Monitoring; Ophthalmic, Physician and Pharmacy Referrals; Deposits, Advances and Guarantees; Dispatch of Medicine, Eye Glasses, Dental Prosthetics.

PRE-TRIP INFORMATION

Required Vaccinations; Health Risks; Travel Restrictions; Weather Conditions (for global destinations worldwide).

CONCIERGE SERVICES

Concierge services are provided by On Call. There is no charge for the services On Call provides. However, you are responsible for the cost of services provided and charged for by third parties, and for the actual cost of merchandise, entertainment, sports, tickets, food and beverages and other disbursement items. Services offered include: City Profiles; Event Ticketing; Flowers and Gift Baskets; Hotel Accommodations; Meet and Greet Services; Pre-trip Assistance; Restaurant Reviews and Reservations; Rental Car Reservations; Airline Reservations.

TRAVEL ASSISTANCE

Translation and Interpreters; Emergency Cash Advance Assistance; Replacement of Lost Traveling Documents Assistance; Emergency Message Forwarding; Lost Luggage Assistance; Legal Referral.

39

Preferred
RoamRight

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

All Assistance Services listed in this section are not insurance benefits. Costs and expenses associated with the goods and services provided by On Call are your responsibility, unless stated otherwise.

MEDICAL ASSISTANCE

Medical Monitoring; Ophthalmic, Physician and Pharmacy Referrals; Deposits, Advances and Guarantees; Dispatch of Medicine, Eye Glasses, Dental Prosthetics.

PRE-TRIP INFORMATION

Required Vaccinations; Health Risks; Travel Restrictions; Weather Conditions (for global destinations worldwide).

CONCIERGE SERVICES

Concierge services are provided by On Call. There is no charge for the services On Call provides. However, you are responsible for the cost of services provided and charged for by third parties, and for the actual cost of merchandise, entertainment, sports, tickets, food and beverages and other disbursement items. Services offered include: City Profiles; Event Ticketing; Flowers and Gift Baskets; Hotel Accommodations; Meet and Greet Services; Pre-trip Assistance; Restaurant Reviews and Reservations; Rental Car Reservations; Airline Reservations.

TRAVEL ASSISTANCE

Translation and Interpreters; Emergency Cash Advance Assistance; Replacement of Lost Traveling Documents Assistance; Emergency Message Forwarding; Lost Luggage Assistance; Legal Referral.

SECURITY ASSISTANCE – assistance due to political instability and/or natural disaster Security assistance services are provided by On Call. Services offered include: assistance securing required visas, arranging necessary lodging and coordinating safe and appropriate transportation, by land, sea or air, from the nearest safe departure point to the nearest safe haven and to an onward destination.

40

Elite
RoamRight

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

MEDICAL ASSISTANCE

Medical Monitoring; Ophthalmic, Physician and Pharmacy Referrals; Deposits, Advances and Guarantees; Dispatch of Medicine, Eye Glasses, Dental Prosthetics.

PRE-TRIP INFORMATION

Required Vaccinations; Health Risks; Travel Restrictions; Weather Conditions (for global destinations worldwide).

CONCIERGE SERVICES

Concierge services are provided by On Call. There is no charge for the services On Call provides. However, you are responsible for the cost of services provided and charged for by third parties, and for the actual cost of merchandise, entertainment, sports, tickets, food and beverages and other disbursement items. Services offered include: City Profiles; Event Ticketing; Flowers and Gift Baskets; Hotel Accommodations; Meet and Greet Services; Pre-trip Assistance; Restaurant Reviews and Reservations; Rental Car Reservations; Airline Reservations.

TRAVEL ASSISTANCE

Translation and Interpreters; Emergency Cash Advance Assistance; Replacement of Lost Traveling Documents Assistance; Emergency Message Forwarding; Lost Luggage Assistance; Legal Referra

41

Elite
RoamRight

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

MEDICAL ASSISTANCE

Medical Monitoring; Ophthalmic, Physician and Pharmacy Referrals; Deposits, Advances and Guarantees; Dispatch of Medicine, Eye Glasses, Dental Prosthetics.

PRE-TRIP INFORMATION

Required Vaccinations; Health Risks; Travel Restrictions; Weather Conditions (for global destinations worldwide).

CONCIERGE SERVICES

Concierge services are provided by On Call. There is no charge for the services On Call provides. However, you are responsible for the cost of services provided and charged for by third parties, and for the actual cost of merchandise, entertainment, sports, tickets, food and beverages and other disbursement items. Services offered include: City Profiles; Event Ticketing; Flowers and Gift Baskets; Hotel Accommodations; Meet and Greet Services; Pre-trip Assistance; Restaurant Reviews and Reservations; Rental Car Reservations; Airline Reservations.

TRAVEL ASSISTANCE

Translation and Interpreters; Emergency Cash Advance Assistance; Replacement of Lost Traveling Documents Assistance; Emergency Message Forwarding; Lost Luggage Assistance; Legal Referral.

SECURITY ASSISTANCE – assistance due to political instability and/or natural disaster Security assistance services are provided by On Call. Services offered include: assistance securing required visas, arranging necessary lodging and coordinating safe and appropriate transportation, by land, sea or air, from the nearest safe departure point to the nearest safe haven and to an onward destination.

Seven Corners Inc
Seven Corners Inc

42

RoundTrip Choice
Seven Corners Inc

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

Assist Services

Emergency Medical Evacuation/Repatriation Coordination

If sick or injured in a location that does not have the necessary services to care for you, Seven Corners will help arranging an evacuation or repatriation to the nearest medical facility where you can receive medical treatment.

Emergency Medical Reunion Coordination

When Emergency Medical Evacuation or Repatriation is arranged and the attending Physician recommends that a family member travel with you, Seven Corners will provide support to coordinate the transportation of one individual of your choice, from your Home Country, to be at your side while you are hospitalized and then accompany you during your return to your Home Country.

Return of Mortal Remains

A sensitive and valuable service that relieves the stress and confusion for families when transporting mortal remains across a country. Laws and regulations can differ, and Seven Corners will help with all the logistics involved. The member is directly responsible for the expenses incurred for preparation and return of a covered person’s body to his or her home country if he or she dies.

Return of Minor Child(ren)

If traveling alone with a Minor Child(ren) and you are hospitalized and unable to take care of the Minor Child(ren) under age 19 and he or she is left unattended, Seven Corners will coordinate and facilitate the process for the return of unattended minors to the Insured’s domicile, (including an attendant/escort, if necessary to ensure the safety and welfare of a Minor Child). All expenses incurred are direct responsibility of the Insured member.

Vehicle Return

Should the insured, due to a medical condition, become unable to drive their vehicle back to his/her domicile Seven Corners will help coordinate the return the vehicle to the insured’s home. All cost associated with the return are Insured’s responsibility.

Pet Return

In case the insured is traveling with his/hers pet and find unable to care for it due to a medical emergency, Seven Corners will coordinate for the return of the insured’s pet to his/hers domicile. All cost associated with the return are Insured’s responsibility.

Prescription medication and glasses replacement

If you misplaced your medical prescription or damage your eyeglasses or contact lenses while away from home, Seven Corners will arrange to deliver the prescription or glasses (lenses included) to your current location. The cost of shipping and obtaining the prescription and or glasses are the member’s responsibility.

Medical, Dental, and Pharmacy referral and Case Monitoring

Access to our network of medical providers and case monitoring if the member is hospitalized when traveling and away from home, our medical management team monitors the case from initial admission until discharge while maintaining close contact with the member’s attending physician.

Pre-travel destination information

Access to our traveler’s portal Wellabroad which contains updated travel related information, links, country profiles, and much more.

Trip delay and missed connection coordination

We are available to assist members in rebooking flights due to cancellations, missed connections, or schedule change.

Hotel and flight re-bookings

We are able to assist members with any change or cancellation of existing hotel reservations in the event of unexpected change of travel plans.

Luggage delay, lost baggage and stolen or damaged baggage delay coordination

We can assist with the coordination to return any delayed luggage and with efforts to claim for any lost or stolen luggage to the commercial carrier.

Emergency return travel arrangements

In the event a member needs to return home due to an emergency, we are available to assist in making hotel, flight, and transportation arrangements to assist the member in returning home.

Lost travel document retrieval or duplication

Seven Corners can assist in obtaining emergency travel documents and replacements of lost or stolen documents, credit cards, passports or visas.

Legal, embassy, or consulate referrals

Access to our Travelers Portal Wellabroad that contains updated travel related embassy information and country related important facts.

Currency conversion assistance

Seven Corners can provide exact exchange rates for all currencies and assist in case of need to purchase foreign currency.

Information on local medical and travel advisories

Access to our traveler’s portal Wellabroad which contains the most current information related to medical advisories, immunizations needs, preventive measures, travel tips, medical facility capabilities, and up to date information on emergency assistance services worldwide.

Interpretation and translation services

Seven Corners can provide emergency translation and interpretation services in all major languages and referrals to interpreter services locally

Urgent message relay

Seven Corners will assist with contacting family in the event of an emergency situation while the member is travelling and relay any messages the member’s request.

Travel delays reports

We are able to maintain you informed any major delay affecting your travel.

Emergency cash advance

We can assist members in obtaining cash advances in local US currency for medical emergencies or other travel needs.

Legal referrals/ bond assistance

Seven Corners provides the member with information about general legal services in the area where the member is travelling and bond assistance if needed (expenses covered by the member.)

Text messaging alerts Includes weather emergencies, security issues, customs alerts, as well as health care or pandemic warnings.

Country Profiles: Access to our Wellabroad travel portal with updated information about any country in the world, political, economic and medical information affecting the members’ travels.

Security Alerts: Seven Corners via text message or email is able to maintain the members informed or any security situation affecting the area where the members is traveling and providing valuable information that will ensure the members safety.

Crisis management: In case of a security situation or natural disaster affecting the area where the member is currently travelling Seven Corners will inform the member of the best and safest way to return home.

Hotel referrals and reservations

Worldwide hotel search and referrals and assistance in making reservations on behalf of the member, subject to availability.

Gifts arrangements and deliveries

Coordination of finding unique gifts for friend, families and or business associates, including wrapping and delivery.

Special activities recommendations

Worldwide local activities recommendation and reservations made on behalf of the member subject to availability.

Tee time reservation (golf course recommendation)

Assistance with scheduling tee times and making course recommendations subject to availability.

Sport events tickets and reservations

Assistance with obtaining tickets to sporting events, theater, concert and other events, subject to availability.

Rental car or Limousine reservations

Coordination of car or limo arrangements including transportation to and from the airport, hotel, meetings, and more.

43

RoundTrip Economy
Seven Corners Inc

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

Assist Services

Emergency Medical Evacuation/Repatriation Coordination

If sick or injured in a location that does not have the necessary services to care for you, Seven Corners will help arranging an evacuation or repatriation to the nearest medical facility where you can receive medical treatment.

Emergency Medical Reunion Coordination

When Emergency Medical Evacuation or Repatriation is arranged and the attending Physician recommends that a family member travel with you, Seven Corners will provide support to coordinate the transportation of one individual of your choice, from your Home Country, to be at your side while you are hospitalized and then accompany you during your return to your Home Country.

Return of Mortal Remains

A sensitive and valuable service that relieves the stress and confusion for families when transporting mortal remains across a country. Laws and regulations can differ, and Seven Corners will help with all the logistics involved. The member is directly responsible for the expenses incurred for preparation and return of a covered person’s body to his or her home country if he or she dies.

Return of Minor Child(ren)

If traveling alone with a Minor Child(ren) and you are hospitalized and unable to take care of the Minor Child(ren) under age 19 and he or she is left unattended, Seven Corners will coordinate and facilitate the process for the return of unattended minors to the Insured’s domicile, (including an attendant/escort, if necessary to ensure the safety and welfare of a Minor Child). All expenses incurred are direct responsibility of the Insured member.

Vehicle Return

Should the insured, due to a medical condition, become unable to drive their vehicle back to his/her domicile Seven Corners will help coordinate the return the vehicle to the insured’s home. All cost associated with the return are Insured’s responsibility.

Pet Return

In case the insured is traveling with his/hers pet and find unable to care for it due to a medical emergency, Seven Corners will coordinate for the return of the insured’s pet to his/hers domicile. All cost associated with the return are Insured’s responsibility.

Prescription medication and glasses replacement

If you misplaced your medical prescription or damage your eyeglasses or contact lenses while away from home, Seven Corners will arrange to deliver the prescription or glasses (lenses included) to your current location. The cost of shipping and obtaining the prescription and or glasses are the member’s responsibility.

Medical, Dental, and Pharmacy referral and Case Monitoring

Access to our network of medical providers and case monitoring if the member is hospitalized when traveling and away from home, our medical management team monitors the case from initial admission until discharge while maintaining close contact with the member’s attending physician.

Pre-travel destination information

Access to our traveler’s portal Wellabroad which contains updated travel related information, links, country profiles, and much more.

Trip delay and missed connection coordination

We are available to assist members in rebooking flights due to cancellations, missed connections, or schedule change.

Hotel and flight re-bookings

We are able to assist members with any change or cancellation of existing hotel reservations in the event of unexpected change of travel plans.

Luggage delay, lost baggage and stolen or damaged baggage delay coordination

We can assist with the coordination to return any delayed luggage and with efforts to claim for any lost or stolen luggage to the commercial carrier.

Emergency return travel arrangements

In the event a member needs to return home due to an emergency, we are available to assist in making hotel, flight, and transportation arrangements to assist the member in returning home.

Lost travel document retrieval or duplication

Seven Corners can assist in obtaining emergency travel documents and replacements of lost or stolen documents, credit cards, passports or visas.

Legal, embassy, or consulate referrals

Access to our Travelers Portal Wellabroad that contains updated travel related embassy information and country related important facts.

Currency conversion assistance

Seven Corners can provide exact exchange rates for all currencies and assist in case of need to purchase foreign currency.

Information on local medical and travel advisories

Access to our traveler’s portal Wellabroad which contains the most current information related to medical advisories, immunizations needs, preventive measures, travel tips, medical facility capabilities, and up to date information on emergency assistance services worldwide.

Interpretation and translation services

Seven Corners can provide emergency translation and interpretation services in all major languages and referrals to interpreter services locally

Urgent message relay

Seven Corners will assist with contacting family in the event of an emergency situation while the member is travelling and relay any messages the member’s request.

Travel delays reports

We are able to maintain you informed any major delay affecting your travel.

Emergency cash advance

We can assist members in obtaining cash advances in local US currency for medical emergencies or other travel needs.

Legal referrals/ bond assistance

Seven Corners provides the member with information about general legal services in the area where the member is travelling and bond assistance if needed (expenses covered by the member.)

Text messaging alerts Includes weather emergencies, security issues, customs alerts, as well as health care or pandemic warnings.

Country Profiles: Access to our Wellabroad travel portal with updated information about any country in the world, political, economic and medical information affecting the members’ travels.

Security Alerts: Seven Corners via text message or email is able to maintain the members informed or any security situation affecting the area where the members is traveling and providing valuable information that will ensure the members safety.

Crisis management: In case of a security situation or natural disaster affecting the area where the member is currently travelling Seven Corners will inform the member of the best and safest way to return home.

Hotel referrals and reservations

Worldwide hotel search and referrals and assistance in making reservations on behalf of the member, subject to availability.

Gifts arrangements and deliveries

Coordination of finding unique gifts for friend, families and or business associates, including wrapping and delivery.

Special activities recommendations

Worldwide local activities recommendation and reservations made on behalf of the member subject to availability.

Tee time reservation (golf course recommendation)

Assistance with scheduling tee times and making course recommendations subject to availability.

Sport events tickets and reservations

Assistance with obtaining tickets to sporting events, theater, concert and other events, subject to availability.

Rental car or Limousine reservations

Coordination of car or limo arrangements including transportation to and from the airport, hotel, meetings, and more.

44

RoundTrip Elite
Seven Corners Inc

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

Assist Services

Emergency Medical Evacuation/Repatriation Coordination

If sick or injured in a location that does not have the necessary services to care for you, Seven Corners will help arranging an evacuation or repatriation to the nearest medical facility where you can receive medical treatment.

Emergency Medical Reunion Coordination

When Emergency Medical Evacuation or Repatriation is arranged and the attending Physician recommends that a family member travel with you, Seven Corners will provide support to coordinate the transportation of one individual of your choice, from your Home Country, to be at your side while you are hospitalized and then accompany you during your return to your Home Country.

Return of Mortal Remains

A sensitive and valuable service that relieves the stress and confusion for families when transporting mortal remains across a country. Laws and regulations can differ, and Seven Corners will help with all the logistics involved. The member is directly responsible for the expenses incurred for preparation and return of a covered person’s body to his or her home country if he or she dies.

Return of Minor Child(ren)

If traveling alone with a Minor Child(ren) and you are hospitalized and unable to take care of the Minor Child(ren) under age 19 and he or she is left unattended, Seven Corners will coordinate and facilitate the process for the return of unattended minors to the Insured’s domicile, (including an attendant/escort, if necessary to ensure the safety and welfare of a Minor Child). All expenses incurred are direct responsibility of the Insured member.

Vehicle Return

Should the insured, due to a medical condition, become unable to drive their vehicle back to his/her domicile Seven Corners will help coordinate the return the vehicle to the insured’s home. All cost associated with the return are Insured’s responsibility.

Pet Return

In case the insured is traveling with his/hers pet and find unable to care for it due to a medical emergency, Seven Corners will coordinate for the return of the insured’s pet to his/hers domicile. All cost associated with the return are Insured’s responsibility.

Prescription medication and glasses replacement

If you misplaced your medical prescription or damage your eyeglasses or contact lenses while away from home, Seven Corners will arrange to deliver the prescription or glasses (lenses included) to your current location. The cost of shipping and obtaining the prescription and or glasses are the member’s responsibility.

Medical, Dental, and Pharmacy referral and Case Monitoring

Access to our network of medical providers and case monitoring if the member is hospitalized when traveling and away from home, our medical management team monitors the case from initial admission until discharge while maintaining close contact with the member’s attending physician.

Pre-travel destination information

Access to our traveler’s portal Wellabroad which contains updated travel related information, links, country profiles, and much more.

Trip delay and missed connection coordination

We are available to assist members in rebooking flights due to cancellations, missed connections, or schedule change.

Hotel and flight re-bookings

We are able to assist members with any change or cancellation of existing hotel reservations in the event of unexpected change of travel plans.

Luggage delay, lost baggage and stolen or damaged baggage delay coordination

We can assist with the coordination to return any delayed luggage and with efforts to claim for any lost or stolen luggage to the commercial carrier.

Emergency return travel arrangements

In the event a member needs to return home due to an emergency, we are available to assist in making hotel, flight, and transportation arrangements to assist the member in returning home.

Lost travel document retrieval or duplication

Seven Corners can assist in obtaining emergency travel documents and replacements of lost or stolen documents, credit cards, passports or visas.

Legal, embassy, or consulate referrals

Access to our Travelers Portal Wellabroad that contains updated travel related embassy information and country related important facts.

Currency conversion assistance

Seven Corners can provide exact exchange rates for all currencies and assist in case of need to purchase foreign currency.

Information on local medical and travel advisories

Access to our traveler’s portal Wellabroad which contains the most current information related to medical advisories, immunizations needs, preventive measures, travel tips, medical facility capabilities, and up to date information on emergency assistance services worldwide.

Interpretation and translation services

Seven Corners can provide emergency translation and interpretation services in all major languages and referrals to interpreter services locally

Urgent message relay

Seven Corners will assist with contacting family in the event of an emergency situation while the member is travelling and relay any messages the member’s request.

Travel delays reports

We are able to maintain you informed any major delay affecting your travel.

Emergency cash advance

We can assist members in obtaining cash advances in local US currency for medical emergencies or other travel needs.

Legal referrals/ bond assistance

Seven Corners provides the member with information about general legal services in the area where the member is travelling and bond assistance if needed (expenses covered by the member.)

Text messaging alerts Includes weather emergencies, security issues, customs alerts, as well as health care or pandemic warnings.

Country Profiles: Access to our Wellabroad travel portal with updated information about any country in the world, political, economic and medical information affecting the members’ travels.

Security Alerts: Seven Corners via text message or email is able to maintain the members informed or any security situation affecting the area where the members is traveling and providing valuable information that will ensure the members safety.

Crisis management: In case of a security situation or natural disaster affecting the area where the member is currently travelling Seven Corners will inform the member of the best and safest way to return home.

Hotel referrals and reservations

Worldwide hotel search and referrals and assistance in making reservations on behalf of the member, subject to availability.

Gifts arrangements and deliveries

Coordination of finding unique gifts for friend, families and or business associates, including wrapping and delivery.

Special activities recommendations

Worldwide local activities recommendation and reservations made on behalf of the member subject to availability.

Tee time reservation (golf course recommendation)

Assistance with scheduling tee times and making course recommendations subject to availability.

Sport events tickets and reservations

Assistance with obtaining tickets to sporting events, theater, concert and other events, subject to availability.

Rental car or Limousine reservations

Coordination of car or limo arrangements including transportation to and from the airport, hotel, meetings, and more.

Tin Leg
Tin Leg

45

Economy
Tin Leg

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

ASSISTANCE SERVICES

All the Assistance Services listed below are not insurance benefits and are not provided by the Insurer. Tin Leg offers assistance through an extensive network of worldwide partners. Expenses for goods and services provided by third parties are the traveler’s responsibility.

Travel Medical Assistance

• Emergency-medical-transportation assistance

• Physician/hospital/dental/vision referrals

• Assistance with repatriation of mortal remains

• Return travel arrangements

• Emergency prescription-replacement assistance

• Dispatch of doctor or specialist

• Medical-evacuation quote

• Inpatient and outpatient medical case management

• Qualified liaison for relaying medical information to family members

• Arrangements for visitor to bedside of hospitalized Insured

• Eyeglasses and corrective-lens replacement assistance

• Medical payment arrangements

• Medical cost-containment/expense recovery and overseas investigation

• Medical-bill audits

• Coordinate shipment of medical records

• Assistance with medical-equipment rental/replacement

Worldwide Travel Assistance

• Lost-baggage search; stolen-luggage-replacement assistance

• Lost passport/travel documents assistance

ATM locator

• Emergency-cash-transfer assistance

• Travel information including visa/passport requirements

• Emergency telephone-interpretation assistance

• Urgent-message relay to family, friends or business associates

• Up-to-the-minute travel-delay reports

• Arrangements for long-distance calling cards for worldwide telephoning

• Inoculation information

• Embassy or consulate referral

• Currency conversion or purchase assistance

• Up-to-the-minute information on local medical advisories, epidemics, required immunizations and available preventive measures

• Up-to-the-minute travel-supplier strike information

• Legal referrals/bail-bond assistance

• Worldwide public-holiday information

Emergency Assistance

• Flight rebooking

• Hotel rebooking

• Rental-vehicle booking

• Emergency-return-travel arrangements

• Roadside assistance locator

• Rental-vehicle-return assistance

• Guaranteed hotel check-in

• Missed-connections coordination

• Business assistant

• Business service-location assistance (quick printers, internet cafes, overnight delivery, etc.)

• “411” global directory service

• Wireless accessory replacement assistance

• Business conference-call coordination

• Urgent messaging to clients, colleagues and family members

• Up-to-the-minute travel delay and departure reports

• Driving and walking directions

• Emergency return-travel arrangements

Concierge Services

• Restaurant referrals and reservations

• Ground-transportation arrangements

• Event ticketing arrangements

• Tee times and course recommendations

• Floral services

Identity theft (Not available to New York residents)

• Assist identity-theft victim with ordering and reviewing credit bureau records

• Assist identity-theft victim with investigating financial accounts where identity theft is suspected

• Assist victim in communications with creditors to help make the creditors aware of the victim’s identity-theft issues

• Assist identity-theft victim in identifying proper law enforcement to pursue prosecution of criminals

• Assist identity-theft victim in reviewing account activity

• Obtain additional resources for reviewing and resolution of victim’s Issues

Roadside Assistance

24-Hour Roadside-Assistance Services

• Towing Assistance— When towing is necessary, the covered vehicle will be towed to the nearest service facility or to any location requested by the covered customer.

• Flat-Tire Assistance — Service consists of the replacement of a flat tire with the covered vehicle’s spare tire.

• Towing assistance will be provided if needed.

• Oil, Fluid, and Water Delivery Service — An emergency supply of oil, fluid, and water will be delivered to any covered vehicle in immediate need. The customer must pay for cost of the fluids if there is one.

• Fuel-Delivery Service — An emergency supply of fuel will be delivered to any covered vehicle in immediate need. The customer must pay for the cost of the fluids if there is one.

• Lockout Assistance — Assistance will be provided in gaining entry to a covered vehicle if the keys are lost or locked inside.

• Battery Assistance — Battery assistance (jump-start) will be provided to any covered customer in immediate need.

• Collision Assistance — If a customer is involved in a collision in their covered vehicle, towing assistance will be provided when needed to direct the vehicle back to the issuing dealership if possible or to the nearest qualified repair facility.

Vehicle-Return Assistance

Makes arrangement for the return of your automobile back to your primary residence should you become ill/injured and unable to drive.

46

Standard
Tin Leg

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

ASSISTANCE SERVICES

All the Assistance Services listed below are not insurance benefits and are not provided by the Insurer. Tin Leg offers assistance through an extensive network of worldwide partners. Expenses for goods and services provided by third parties are the traveler’s responsibility.

Travel Medical Assistance

• Emergency-medical-transportation assistance

• Physician/hospital/dental/vision referrals

• Assistance with repatriation of mortal remains

• Return travel arrangements

• Emergency prescription-replacement assistance

• Dispatch of doctor or specialist

• Medical-evacuation quote

• Inpatient and outpatient medical case management

• Qualified liaison for relaying medical information to family members

• Arrangements for visitor to bedside of hospitalized Insured

• Eyeglasses and corrective-lens replacement assistance

• Medical payment arrangements

• Medical cost-containment/expense recovery and overseas

investigation

• Medical-bill audits

• Coordinate shipment of medical records

• Assistance with medical-equipment rental/replacement Worldwide Travel Assistance

• Lost-baggage search; stolen-luggage-replacement assistance

• Lost passport/travel documents assistance

ATM locator

• Emergency-cash-transfer assistance

• Travel information including visa/passport requirements

• Emergency telephone-interpretation assistance

• Urgent-message relay to family, friends or business associates

• Up-to-the-minute travel-delay reports

• Arrangements for long-distance calling cards for worldwide

telephoning

• Inoculation information

• Embassy or consulate referral

• Currency conversion or purchase assistance

• Up-to-the-minute information on local medical advisories, epidemics, required immunizations and available preventive measures

• Up-to-the-minute travel-supplier strike information

• Legal referrals/bail-bond assistance

• Worldwide public-holiday information

Emergency Assistance

• Flight rebooking

• Hotel rebooking

• Rental-vehicle booking

• Emergency-return-travel arrangements

• Roadside assistance locator

• Rental-vehicle-return assistance

• Guaranteed hotel check-in

• Missed-connections coordination

• Business assistant

• Business service-location assistance (quick printers, internet cafes, overnight delivery, etc.)

• “411” global directory service

• Wireless accessory replacement assistance

• Business conference-call coordination

• Urgent messaging to clients, colleagues and family members

• Up-to-the-minute travel delay and departure reports

• Driving and walking directions

• Emergency return-travel arrangements

Concierge Services

• Restaurant referrals and reservations

• Ground-transportation arrangements

• Event ticketing arrangements

• Tee times and course recommendations

• Floral services

Identity theft (Not available to New York residents)

• Assist identity-theft victim with ordering and reviewing credit bureau records

• Assist identity-theft victim with investigating financial accounts where identity theft is suspected

• Assist victim in communications with creditors to help make the creditors aware of the victim’s identity-theft issues

• Assist identity-theft victim in identifying proper law enforcement to pursue prosecution of criminals

• Assist identity-theft victim in reviewing account activity

• Obtain additional resources for reviewing and resolution of victim’s Issues

Roadside Assistance

24-Hour Roadside-Assistance Services

• Towing Assistance— When towing is necessary, the covered vehicle will be towed to the nearest service facility or to any location requested by the covered customer.

• Flat-Tire Assistance — Service consists of the replacement of a flat tire with the covered vehicle’s spare tire.

• Towing assistance will be provided if needed.

• Oil, Fluid, and Water Delivery Service — An emergency supply of oil, fluid, and water will be delivered to any covered vehicle in immediate need. The customer must pay for cost of the fluids if there is one.

• Fuel-Delivery Service — An emergency supply of fuel will be delivered to any covered vehicle in immediate need. The customer must pay for the cost of the fluids if there is one.

• Lockout Assistance — Assistance will be provided in gaining entry to a covered vehicle if the keys are lost or locked inside.

• Battery Assistance — Battery assistance (jump-start) will be provided to any covered customer in immediate need.

• Collision Assistance — If a customer is involved in a collision in their covered vehicle, towing assistance will be provided when needed to direct the vehicle back to the issuing dealership if possible or to the nearest qualified repair facility.

Vehicle-Return Assistance

Makes arrangement for the return of your automobile back to your primary residence should you become ill/injured and unable to drive.

47

Luxury
Tin Leg

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

ASSISTANCE SERVICES

All the Assistance Services listed below are not insurance benefits and are not provided by the Insurer. Tin Leg offers assistance through an extensive network of worldwide partners. Expenses for goods and services provided by third parties are the traveler’s responsibility.

Travel Medical Assistance

• Emergency-medical-transportation assistance

• Physician/hospital/dental/vision referrals

• Assistance with repatriation of mortal remains

• Return travel arrangements

• Emergency prescription-replacement assistance

• Dispatch of doctor or specialist

• Medical-evacuation quote

• Inpatient and outpatient medical case management

• Qualified liaison for relaying medical information to family members

• Arrangements for visitor to bedside of hospitalized Insured

• Eyeglasses and corrective-lens replacement assistance

• Medical payment arrangements

• Medical cost-containment/expense recovery and overseas

investigation

• Medical-bill audits

• Coordinate shipment of medical records

• Assistance with medical-equipment rental/replacement Worldwide Travel Assistance

• Lost-baggage search; stolen-luggage-replacement assistance

• Lost passport/travel documents assistance

ATM locator

• Emergency-cash-transfer assistance

• Travel information including visa/passport requirements

• Emergency telephone-interpretation assistance

• Urgent-message relay to family, friends or business associates

• Up-to-the-minute travel-delay reports

• Arrangements for long-distance calling cards for worldwide

telephoning

• Inoculation information

• Embassy or consulate referral

• Currency conversion or purchase assistance

• Up-to-the-minute information on local medical advisories, epidemics, required immunizations and available preventive measures

• Up-to-the-minute travel-supplier strike information

• Legal referrals/bail-bond assistance

• Worldwide public-holiday information

Emergency Assistance

• Flight rebooking

• Hotel rebooking

• Rental-vehicle booking

• Emergency-return-travel arrangements

• Roadside assistance locator

• Rental-vehicle-return assistance

• Guaranteed hotel check-in

• Missed-connections coordination

• Business assistant

• Business service-location assistance (quick printers, internet cafes, overnight delivery, etc.)

• “411” global directory service

• Wireless accessory replacement assistance

• Business conference-call coordination

• Urgent messaging to clients, colleagues and family members

• Up-to-the-minute travel delay and departure reports

• Driving and walking directions

• Emergency return-travel arrangements

Concierge Services

• Restaurant referrals and reservations

• Ground-transportation arrangements

• Event ticketing arrangements

• Tee times and course recommendations

• Floral services

Identity theft (Not available to New York residents)

• Assist identity-theft victim with ordering and reviewing credit bureau records

• Assist identity-theft victim with investigating financial accounts where identity theft is suspected

• Assist victim in communications with creditors to help make the creditors aware of the victim’s identity-theft issues

• Assist identity-theft victim in identifying proper law enforcement to pursue prosecution of criminals

• Assist identity-theft victim in reviewing account activity

• Obtain additional resources for reviewing and resolution of victim’s Issues

Roadside Assistance

24-Hour Roadside-Assistance Services

• Towing Assistance— When towing is necessary, the covered vehicle will be towed to the nearest service facility or to any location requested by the covered customer.

• Flat-Tire Assistance — Service consists of the replacement of a flat tire with the covered vehicle’s spare tire.

• Towing assistance will be provided if needed.

• Oil, Fluid, and Water Delivery Service — An emergency supply of oil, fluid, and water will be delivered to any covered vehicle in immediate need. The customer must pay for cost of the fluids if there is one.

• Fuel-Delivery Service — An emergency supply of fuel will be delivered to any covered vehicle in immediate need. The customer must pay for the cost of the fluids if there is one.

• Lockout Assistance — Assistance will be provided in gaining entry to a covered vehicle if the keys are lost or locked inside.

• Battery Assistance — Battery assistance (jump-start) will be provided to any covered customer in immediate need.

• Collision Assistance — If a customer is involved in a collision in their covered vehicle, towing assistance will be provided when needed to direct the vehicle back to the issuing dealership if possible or to the nearest qualified repair facility.

Vehicle-Return Assistance

Makes arrangement for the return of your automobile back to your primary residence should you become ill/injured and unable to drive.

Travel Insured International
Travel Insured International

48

Worldwide Trip Protector Lite
Travel Insured International

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

Worldwide Assistance Services

The Travel Assistance feature provides a variety of travel related services. Services offered include:

• Medical or Legal Referral

• Inoculation Information

• Hospital Admission Guarantee

• Translation Service

• Lost Baggage Retrieval

• Passport/Visa Information

• Emergency Cash Advance

• Bail Bond

• Prescription Drug/Eyeglass Replacement

• ID Theft Resolution Service

24/7 Worldwide Non-Insurance Assistance Services Travel Assistance, Medical Emergency and ID Theft Resolution Service

For Emergency Assistance During Your Trip Call: 800-494-9907

OR CALL COLLECT: 603-328-1707 (From all other locations)

Travel assistance non-insurance services are provided by an independent organization and not by United States Fire Insurance Company or Travel Insured International. There may be times when circumstances beyond the Assistance Company’s control hinder their endeavors to provide travel assistance services. They will, however, make all reasonable efforts to provide travel assistance services and help You resolve Your emergency situation.

AVAILABILITY OF SERVICES

You are eligible for information and concierge services at any time after You purchase this plan. The Emergency Assistance Services become available when You actually start Your Covered Trip. Emergency Assistance, Concierge and Informational Services end the earliest of: midnight on the day the program expires; when You reach Your return destination; or when You complete Your Covered Trip. The Identity Theft Resolution Services become available on Your scheduled departure date for Your Covered Trip. Services are provided only for an Identity Theft event which occurs while on Your Covered Trip. Identity Theft Resolution does not guarantee that its intervention on behalf of You will result in a particular outcome or that its efforts on behalf of You will lead to a result satisfactory to You. Identity Theft Resolution does not include and shall not assist You for thefts involving non-US bank accounts.

IDENTITY THEFT RESOLUTION SERVICES

In the event of an Identify Theft event while on Your Covered Trip, Travel Insured’s designated provider will provide you with the support and tools needed for You to restore Your identity to pre-event status. Assistance includes contacting Your creditors to notify them of the event and to request replacement cards; connecting you with a friend or family member at home and providing them with the assistance to set up a transfer or wire of funds; information on how to contact the three major credit bureaus; guidance on how to obtain a police report; and providing You with a guide on how to restore Your credit.

49

Worldwide Trip Protector Plus
Travel Insured International

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

Worldwide Non-Insurance Assistance Services

The Travel Assistance feature provides a variety of travel related services. Services offered include:

• Medical or Legal Referral

• Inoculation Information

• Hospital Admission Guarantee

• Translation Service

• Lost Baggage Retrieval

• Passport/Visa Information

• Emergency Cash Advance

• Bail Bond

• Prescription Drug/Eyeglass Replacement

• ID Theft Resolution Service

• Concierge Service

• Business Concierge

• Non-Medical Emergency Evacuation

24/7 Worldwide Assistance Services

Travel Assistance, Medical Emergency, Concierge Service, Business Concierge, Non-Medical Evacuation Service and ID Theft Resolution Service

FOR EMERGENCY ASSISTANCE DURING YOUR TRIP CALL:

800-494-9907 (From US/Canada)

OR CALL COLLECT:

603-328-1707 (From all other locations)

Travel assistance services are provided by an independent organization and not by United States Fire Insurance Company or Travel Insured International. There may be times when circumstances beyond the Assistance Company’s control hinder their endeavors to provide travel assistance services. They will, however, make all reasonable efforts to provide travel assistance services and help You resolve Your emergency situation.

AVAILABILITY OF SERVICES

You are eligible for information and concierge services at any time after You purchase this plan. The Emergency Assistance Services become available when You actually start Your Covered Trip. Emergency Assistance, Concierge and Informational Services end the earliest of: midnight on the day the program expires; when You reach Your return destination; or when You complete Your Covered Trip. The Identity Theft Resolution Services become available on Your scheduled departure date for Your Covered Trip. Services are provided only for an Identity Theft event which occurs while on Your Covered Trip. Identity Theft Resolution does not guarantee that its intervention on behalf of You will result in a particular outcome or that its efforts on behalf of You will lead to a result satisfactory to You. Identity Theft Resolution does not include and shall not assist You for thefts involving non-US bank accounts.

IDENTITY THEFT RESOLUTION SERVICES

In the event of an Identify Theft event while on Your Covered Trip, Travel Insured’s designated provider will provide you with the support and tools needed for You to restore Your identity to pre-event status. Assistance includes contacting Your creditors to notify them of the event and to request replacement cards; connecting you with a friend or family member at home and providing them with the assistance to set up a transfer or wire of funds; information on how to contact the three major credit bureaus; guidance on how to obtain a police report; and providing You with a guide on how to restore Your credit.

CONCIERGE SERVICES

Concierge Services are provided by Travel Insured’s designated provider. There is no charge for the services provided by the provider. You are responsible for the cost of services provided and charged for by third parties and for the actual cost of merchandise, entertainment, sports, tickets, food and beverages and other disbursement items.

Services offered include:

• Destination Profiles

• Epicurean Needs

• Event Ticketing

• Floral Services

• Tee Time Reservations

• Hotel Accommodations

• Meet-And-Greet Services

• Shopping Assistance Services

• Pre-Trip Assistance

• Procurement of Hard-To-Find Items

• Restaurant Referrals and Reservations

• Rental Car Reservations

• Airline Reservations

NON-MEDICAL EMERGENCY EVACUATION

If you require Non-Medical Emergency Evacuation, the Assistance Service will arrange and pay for evacuation from a safe departure point to the nearest safe location. You must contact the Assistance Service as soon as possible after Your Host Country issues the official disaster declaration, as delays may make safe transportation impossible. The method of transportation will be as deemed most appropriate to ensure Your safety. If evacuation becomes impractical due to hostile or dangerous conditions, the Assistance Service will maintain contact with and advise You until evacuation becomes viable or the natural disaster situation or the political or social upheaval has been resolved. Benefit is subject to the terms and conditions of the plan and as determined by the Assistance Service’s security personnel, in accordance with local and U.S. authorities. Services rendered without the Assistance Service’s coordination and approvals are not covered. No claims for reimbursement will be accepted. If You are able to leave the Your host country by normal means, the Assistance Service will assist you in rebooking flights or other transportation. Expenses for non-emergency transportation are Your responsibility.

BUSINESS CONCIERGE SERVICES

Concierge Services are provided by Travel Insured’s designated provider. There is no charge for the services provided by the provider. You are responsible for the cost of services provided and charged for by third parties.

Services offered include:

• Emergency Correspondence And Business Communication Assistance

• Assistance With Locating Available Business Services Such As: Express/Overnight Delivery Sites, Internet Cafes, Print/Copy Services

• Assistance With Or Arrangements For Telephone And Web Conferencing

• Emergency Messaging To Customers, Associates, And Others (Phone, Fax, E-mail, Text, etc.)

• Real Time Weather, Travel Delay And Flight Status Information

• Worldwide Business Directory Service For Equipment Repair/Replacement, Warranty Service, etc.

• Emergency Travel Arrangements

50

Worldwide Trip Protector
Travel Insured International

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

Worldwide Non-Insurance Assistance Services

The Travel Assistance feature provides a variety of travel related services. Services offered include:

• Medical or Legal Referral

• Inoculation Information

• Hospital Admission Guarantee

• Translation Service

• Lost Baggage Retrieval

• Passport/Visa Information

• Emergency Cash Advance

• Bail Bond

• Prescription Drug/Eyeglass Replacement

• ID Theft Resolution Service

• Concierge Service

• Business Concierge

• Non-Medical Emergency Evacuation

24/7 Worldwide Assistance Services

Travel Assistance, Medical Emergency, Concierge Service, Business Concierge, Non-Medical Evacuation and ID Theft Resolution Service

800-494-9907 (From US/Canada)

OR CALL COLLECT:

603-328-1707 (From all other locations)

Travel assistance non-insurance services are provided by an independent organization and not by United States Fire Insurance Company or Travel Insured International. There may be times when circumstances beyond the Assistance Company’s control hinder their endeavors to provide travel assistance services. They will, however, make all reasonable efforts to provide travel assistance services and help You resolve Your emergency situation.

AVAILABILITY OF SERVICES

You are eligible for information and concierge services at any time after You purchase this plan. The Emergency Assistance Services become available when You actually start Your Covered Trip. Emergency Assistance, Concierge and Informational Services end the earliest of: midnight on the day the program expires; when You reach Your return destination; or when You complete Your Covered Trip. The Identity Theft Resolution Services become available on Your scheduled departure date for Your Covered Trip. Services are provided only for an Identity Theft event which occurs while on Your Covered Trip. Identity Theft Resolution does not guarantee that its intervention on behalf of You will result in a particular outcome or that its efforts on behalf of You will lead to a result satisfactory to You. Identity Theft Resolution does not include and shall not assist You for thefts involving non-US bank accounts.

IDENTITY THEFT RESOLUTION SERVICES

In the event of an Identify Theft event while on Your Covered Trip, Travel Insured’s designated provider will provide you with the support and tools needed for You to restore Your identity to pre-event status. Assistance includes contacting Your creditors to notify them of the event and to request replacement cards; connecting you with a friend or family member at home and providing them with the assistance to set up a transfer or wire of funds; information on how to contact the three major credit bureaus; guidance on how to obtain a police report; and providing You with a guide on how to restore Your credit.

CONCIERGE SERVICES

Concierge Services are provided by Travel Insured’s designated provider. There is no charge for the services provided by the provider. You are responsible for the cost of services provided and charged for by third parties and for the actual cost of merchandise, entertainment, sports, tickets, food and beverages and other disbursement items. Services offered include:

• Destination Profiles

• Epicurean Needs

• Event Ticketing

• Floral Services

• Tee Time Reservations

• Hotel Accommodations

• Meet-And-Greet Services

• Shopping Assistance Services

• Pre-Trip Assistance

• Procurement of Hard-To-Find Items

• Restaurant Referrals and Reservations

• Rental Car Reservations

• Airline Reservations

NON-MEDICAL EMERGENCY EVACUATION

If you require Non-Medical Emergency Evacuation, the Assistance Service will arrange and pay for evacuation from a safe departure point to the nearest safe location. You must contact the Assistance Service as soon as possible after Your Host Country issues the official disaster declaration, as delays may make safe transportation impossible. The method of transportation will be as deemed most appropriate to ensure Your safety. If evacuation becomes impractical due to hostile or dangerous conditions, the Assistance Service will maintain contact with and advise You until evacuation becomes viable or the natural disaster situation or the political or social upheaval has been resolved. Benefit is subject to the terms and conditions of the plan and as determined by the Assistance Service’s security personnel, in accordance with local and U.S. authorities. Services rendered without the Assistance Service’s coordination and approvals are not covered. No claims for reimbursement will be accepted. If You are able to leave the Your host country by normal means, the Assistance Service will assist you in rebooking flights or other transportation. Expenses for non-emergency transportation are Your responsibility.

BUSINESS CONCIERGE SERVICES

Concierge Services are provided by Travel Insured’s designated provider. There is no charge for the services provided by the provider. You are responsible for the cost of services provided and charged for by third parties. Services offered include:

• Emergency Correspondence And Business Communication Assistance

• Assistance With Locating Available Business Services Such As: Express/Overnight Delivery Sites, Internet Cafes, Print/Copy Services

• Assistance With Or Arrangements For Telephone And Web Conferencing • Emergency Messaging To Customers, Associates, And Others (Phone, Fax, E-mail, Text, etc.)

• Real Time Weather, Travel Delay And Flight Status Information • Worldwide Business Directory Service For Equipment Repair/Replacement, Warranty Service, etc.

• Emergency Travel Arrangements

TravelSafe
TravelSafe

51

Basic
TravelSafe

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

Medical Assistance

Our multi-lingual professionals are available 24 hours a day to provide help, advice and referrals for medical emergencies. We will help you locate local physicians, dentists, or medical facilities.

Medical Consultation and Monitoring

If you are hospitalized, we will contact you and your treating physician to monitor your condition to assure you are receiving appropriate care and assess the need for further assistance. We will also contact your personal physician and family at home when necessary or requested to keep them informed of your situation.

Medical Evacuation

When medically necessary, we will arrange and pay for appropriate transportation, including an escort, if required, to a suitable hospital, treatment facility or home. Payment for Medical Evacuation is available only for covered claims and up to the amount of coverage provided in the policy. All medical transportation services must be authorized and arranged by One Call. In the event of an unauthorized Medical Evacuation, reimbursement may be limited or coverage may be invalidated.

Emergency Medical Payments

We will assist you in the advancement of funds or guarantee payments (up to the policy limits) to a hospital or other medical provider, if required, to secure your admission, treatment or discharge.

Prescription Assistance

We will assist you with replacing medications that are lost, stolen or spoiled during your Trip, either locally or by special courier.

Repatriation of Remains

In the event of death while on a Trip, we will arrange for the preparation and transportation required to return your remains to your home.

24 Hour Legal Assistance

If while on your Trip you encounter legal problems, we will help you find a local legal advisor. If you are required to post bail or provide immediate payment of legal fees, we will assist you in arranging a funds transfer from family or friends.

Nurse Helpline

Registered nurses are available 24-Hours a day before and during your Trip to provide general health information, clinical assessment, and health counseling to give you assistance in making appropriate healthcare decisions.

52

Classic
TravelSafe

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

Medical Assistance

Our multi-lingual professionals are available 24 hours a day to provide help, advice and referrals for medical emergencies. We will help you locate local physicians, dentists, or medical facilities.

Medical Consultation and Monitoring

If you are hospitalized, we will contact you and your treating physician to monitor your condition to assure you are receiving appropriate care and assess the need for further assistance. We will also contact your personal physician and family at home when necessary or requested to keep them informed of your situation.

Medical Evacuation

When medically necessary, we will arrange and pay for appropriate transportation, including an escort, if required, to a suitable hospital, treatment facility or home. Payment for Medical Evacuation is available only for covered claims and up to the amount of coverage provided in the policy. All medical transportation services must be authorized and arranged by One Call. In the event of an unauthorized Medical Evacuation, reimbursement may be limited or coverage may be invalidated.

Emergency Medical Payments

We will assist you in the advancement of funds or guarantee payments (up to the policy limits) to a hospital or other medical provider, if required, to secure your admission, treatment or discharge.

Prescription Assistance

We will assist you with replacing medications that are lost, stolen or spoiled during your Trip, either locally or by special courier.

Repatriation of Remains

In the event of death while on a Trip, we will arrange for the preparation and transportation required to return your remains to your home.

24 Hour Legal Assistance

If while on your Trip you encounter legal problems, we will help you find a local legal advisor. If you are required to post bail or provide immediate payment of legal fees, we will assist you in arranging a funds transfer from family or friends.

Nurse Helpline

Registered nurses are available 24-Hours a day before and during your Trip to provide general health information, clinical assessment, and health counseling to give you assistance in making appropriate healthcare decisions.

53

Classic Plus
TravelSafe

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

Medical Assistance

Our multi-lingual professionals are available 24 hours a day to provide help, advice and referrals for medical emergencies. We will help you locate local physicians, dentists, or medical facilities.

Medical Consultation and Monitoring

If you are hospitalized, we will contact you and your treating physician to monitor your condition to assure you are receiving appropriate care and assess the need for further assistance. We will also contact your personal physician and family at home when necessary or requested to keep them informed of your situation.

Medical Evacuation

When medically necessary, we will arrange and pay for appropriate transportation, including an escort, if required, to a suitable hospital, treatment facility or home. Payment for Medical Evacuation is available only for covered claims and up to the amount of coverage provided in the policy. All medical transportation services must be authorized and arranged by One Call. In the event of an unauthorized Medical Evacuation, reimbursement may be limited or coverage may be invalidated.

Emergency Medical Payments

We will assist you in the advancement of funds or guarantee payments (up to the policy limits) to a hospital or other medical provider, if required, to secure your admission, treatment or discharge.

Prescription Assistance

We will assist you with replacing medications that are lost, stolen or spoiled during your Trip, either locally or by special courier.

Repatriation of Remains

In the event of death while on a Trip, we will arrange for the preparation and transportation required to return your remains to your home.

24 Hour Legal Assistance

If while on your Trip you encounter legal problems, we will help you find a local legal advisor. If you are required to post bail or provide immediate payment of legal fees, we will assist you in arranging a funds transfer from family or friends.

Nurse Helpline

Registered nurses are available 24-Hours a day before and during your Trip to provide general health information, clinical assessment, and health counseling to give you assistance in making appropriate healthcare decisions.

Trawick International
Trawick International

54

Safe Travels USA
Trawick International

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

Emergency Travel Assistance Services

Available 24 hours a day, 365 days a year

Toll free within the United States and Canada: 877-916-7920

Outside the United States and Canada, call direct or collect: 949-716-7941

55

Safe Travels International excl US
Trawick International

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

Emergency Travel Assistance Services

Available 24 hours a day, 365 days a year

Toll free within the United States and Canada: 877-916-7920

Outside the United States and Canada, call direct or collect: 949-716-7941

56

Safe Travels International Cost Saver excl US
Trawick International

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

Emergency Travel Assistance Services

Available 24 hours a day, 365 days a year

Toll free within the United States and Canada: 877-916-7920

Outside the United States and Canada, call direct or collect: 949-716-7941

57

Safe Travels USA Cost Saver
Trawick International

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

Emergency Travel Assistance Services

Available 24 hours a day, 365 days a year

Toll free within the United States and Canada: 877-916-7920

Outside the United States and Canada, call direct or collect: 949-716-7941

58

Safe Travels 3 In 1
Trawick International

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

ON CALL INTERNATIONAL TRAVEL ASSISTANCE SERVICES

The Travel Assistance program feature provides a variety of travel related services. Services offered include: Pre-Trip Information Medical Monitoring Medical, Dental and Pharmacy Referrals Legal Referrals – Bail bond* Hospital Admission Guarantee Dispatch of Medicine Translation Service Lost Baggage Retrieval Inoculation Information Passport / Visa Information Emergency Message Forwarding Emergency Cash Advance* Prescription Drug / Eyeglass Replacement*

  • Payment reimbursement is Your responsibility

59

Safe Travels Single Trip
Trawick International

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

ON CALL INTERNATIONAL TRAVEL ASSISTANCE SERVICES

The Travel Assistance program feature provides a variety of travel related services. Services offered include: Pre-Trip Information • Medical Monitoring Medical, Dental and Pharmacy Referrals • Legal Referrals – Bail bond* • Hospital Admission Guarantee • Dispatch of Medicine • Translation Service • Lost Baggage Retrieval • Inoculation Information • Passport / Visa Information • Emergency Message Forwarding Emergency Cash Advance* • Prescription Drug / Eyeglass Replacement*

  • Payment reimbursement is Your responsibility

60

Safe Travels First Class
Trawick International

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

ON CALL INTERNATIONAL TRAVEL ASSISTANCE SERVICES

The Travel Assistance program feature provides a variety of travel related services. Services offered include: Pre-Trip Information • Medical Monitoring Medical, Dental and Pharmacy Referrals • Legal Referrals – Bail bond* • Hospital Admission Guarantee • Dispatch of Medicine • Translation Service • Lost Baggage Retrieval • Inoculation Information • Passport / Visa Information • Emergency Message Forwarding Emergency Cash Advance* • Prescription Drug / Eyeglass Replacement*

  • Payment reimbursement is Your responsibility

TripAssure
TripAssure

61

Bridge
TripAssure

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

One Call

Worldwide Travel Services Network

Medical Assistance – Our multi-lingual professionals are available 24 hours a day to provide help, advice and referrals for medical emergencies. We will help you locate local physicians, dentists, or medical facilities.

Medical Consultation and Monitoring – If you are hospitalized, we will contact you and your treating physician to monitor your condition to assure you are receiving appropriate care and assess the need for further assistance.

We will also contact your personal physician and family at home when necessary or requested to keep them informed of your situation.

Medical Evacuation – When medically necessary, we will arrange and pay for appropriate transportation, including an escort, if required, to a suitable hospital, treatment facility or home.

Payment for Medical Evacuation is available only for covered claims and up to the amount of coverage provided in the policy.

All medical transportation services must be authorized and arranged by One Call. In the event of an unauthorized Medical Evacuation, reimbursement may be limited or coverage may be invalidated.

Emergency Medical Payments – We will assist you in the advancement of funds or guarantee payments (up to the policy limits) to a hospital or other medical provider, if required, to secure your admission, treatment or discharge.

Prescription Assistance – We will assist you with replacing medications that are lost, stolen or spoiled during your Trip, either locally or by special courier.

Repatriation of Remains – In the event of death while on a Trip, we will arrange for the preparation and transportation required to return your remains to your home.

24 Hour Legal Assistance – If while on your Trip you encounter legal problems, we will help you find a local legal advisor. If you are required to post bail or provide immediate payment of legal fees, we will assist you in arranging a funds transfer from family or friends.

Nurse Helpline – Registered nurses are available 24-Hours a day before and during your Trip to provide general health information, clinical assessment, and health counseling to give you assistance in making appropriate healthcare decisions.

One Call Travel Solutions

24-Hour Worldwide Travel Services

Message Services – We will transmit emergency messages to family, friends or business associates and let you know that the message has been received.

Language Interpretation Services – We provide interpretation services in major languages and will refer you to appropriate local services, if needed.

Emergency Cash Transfer – We will help arrange an emergency cash transfer (wire transfer, travelers checks, etc.) of your funds from home or from friends or family in medical or travel emergency situations where additional funds are required.

Pre-Trip Travel Services – We provide 24-Hour information, help and advice for your planned Trip such as: passport and visa information, requirements and replacement; travel health information or advisories; vaccine recommendations and requirements; government agency contact information (i.e. embassies, consulates, and other departments or agencies); weather and currency information.

Travel Document and Ticket Replacement – When important travel documents (such as passports and visas) are lost or stolen, we will help you to secure replacements. We will also help you when airline or other travel tickets are lost or stolen. We will assist you with reporting your loss, reissuing tickets and obtaining the money required for this purpose (you are responsible for providing the funds).

While we strive to provide help and advice for problems encountered by travelers wherever or whenever they occur, situations may arise beyond our control when immediate resolution is not possible. We will make every reasonable effort to refer You to appropriate medical and legal providers, but neither the Insurer nor One Call Worldwide Travel Services Network may be held responsible for the availability, quality or results of any medical treatment or Your failure to obtain medical treatment.

ACCESS YOUR MEDICAL RECORDS ONLINE

With our exclusive Free Global Xpi Service, you can assure that your important medical records are available to you or any Physician chosen by you, at any time, anywhere in the world, quickly, wherever there is internet access available. Register at www.globalxpi.com or call, toll free:

1-800-379-9887 Use Program Code AR795B

These Services are Provided by: Global Xpi, Inc.

Business Services

• emergency correspondence and business communication assistance

• assistance with locating available business services such as: express/overnight delivery sites, internet cafes, print/copy services

• assistance with or arrangements for telephone and web conferencing

• emergency messaging to customers, associates, and others (phone, fax, e-mail, text, etc.)

• real time weather, travel delay and flight status information

• worldwide business directory service for equipment repair/replacement, warranty service, etc.

• emergency travel arrangements

One Call Concierge Services

• Restaurant, shopping, hotel recommendations/ reservations

• Local transport (rental car/limousine, etc.) information and reservations

• Sporting, theatre, night life and event information (sports scores, stock quotes, gift suggestions, etc.), recommendations and ticketing

• Golf course information, referrals, recommendations and tee times

• Tracking and assisting with the return of lost or delayed baggage

The 24-Hour Assistance Services are provided by: One Call Worldwide Travel Services Network, Inc.

CONTACTING ONE CALL’S 24-HOUR SERVICE CENTER

When outside the USA or Canada, call us collect through a local operator (you will first have to enter the International Access Code of the country you are calling from).

Within the USA or Canada, use the toll free number. 1-800-555-9095

Within U.S.A. & Canada Outside U.S.A. & Canada 1-603-894-4710

YOUR PLAN NUMBER: AR795B

62

Complete
TripAssure

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

One Call

Worldwide Travel Services Network

Medical Assistance – Our multi-lingual professionals are available 24 hours a day to provide help, advice and referrals for medical emergencies. We will help you locate local physicians, dentists, or medical facilities.

Medical Consultation and Monitoring – If you are hospitalized, we will contact you and your treating physician to monitor your condition to assure you are receiving appropriate care and assess the need for further assistance.

We will also contact your personal physician and family at home when necessary or requested to keep them informed of your situation.

Medical Evacuation – When medically necessary, we will arrange and pay for appropriate transportation, including an escort, if required, to a suitable hospital, treatment facility or home.

Payment for Medical Evacuation is available only for covered claims and up to the amount of coverage provided in the policy.

All medical transportation services must be authorized and arranged by One Call. In the event of an unauthorized Medical Evacuation, reimbursement may be limited or coverage may be invalidated.

Emergency Medical Payments – We will assist you in the advancement of funds or guarantee payments (up to the policy limits) to a hospital or other medical provider, if required, to secure your admission, treatment or discharge.

Prescription Assistance – We will assist you with replacing medications that are lost, stolen or spoiled during your Trip, either locally or by special courier.

Repatriation of Remains – In the event of death while on a Trip, we will arrange for the preparation and transportation required to return your remains to your home.

24 Hour Legal Assistance – If while on your Trip you encounter legal problems, we will help you find a local legal advisor. If you are required to post bail or provide immediate payment of legal fees, we will assist you in arranging a funds transfer from family or friends.

Nurse Helpline – Registered nurses are available 24-Hours a day before and during your Trip to provide general health information, clinical assessment, and health counseling to give you assistance in making appropriate healthcare decisions.

One Call Travel Solutions

24-Hour Worldwide Travel Services

Message Services – We will transmit emergency messages to family, friends or business associates and let you know that the message has been received.

Language Interpretation Services – We provide interpretation services in major languages and will refer you to appropriate local services, if needed.

Emergency Cash Transfer – We will help arrange an emergency cash transfer (wire transfer, travelers checks, etc.) of your funds from home or from friends or family in medical or travel emergency situations where additional funds are required.

Pre-Trip Travel Services – We provide 24-Hour information, help and advice for your planned Trip such as: passport and visa information, requirements and replacement; travel health information or advisories; vaccine recommendations and requirements; government agency contact information (i.e. embassies, consulates, and other departments or agencies); weather and currency information.

Travel Document and Ticket Replacement – When important travel documents (such as passports and visas) are lost or stolen, we will help you to secure replacements. We will also help you when airline or other travel tickets are lost or stolen. We will assist you with reporting your loss, reissuing tickets and obtaining the money required for this purpose (you are responsible for providing the funds).

While we strive to provide help and advice for problems encountered by travelers wherever or whenever they occur, situations may arise beyond our control when immediate resolution is not possible. We will make every reasonable effort to refer You to appropriate medical and legal providers, but neither the Insurer nor One Call Worldwide Travel Services Network may be held responsible for the availability, quality or results of any medical treatment or Your failure to obtain medical treatment.

ACCESS YOUR MEDICAL RECORDS ONLINE

With our exclusive Free Global Xpi Service, you can assure that your important medical records are available to you or any Physician chosen by you, at any time, anywhere in the world, quickly, wherever there is internet access available. Register at www.globalxpi.com or call, toll free:

1-800-379-9887 Use Program Code AR795C

These Services are Provided by: Global Xpi, Inc.

Business Services Business Services

• emergency correspondence and business communication assistance

• assistance with locating available business services such as: express/overnight delivery sites, internet cafes, print/copy services

• assistance with or arrangements for telephone and web conferencing

• emergency messaging to customers, associates, and others (phone, fax, e-mail, text, etc.)

• real time weather, travel delay and flight status information

• worldwide business directory service for equipment repair/replacement, warranty service, etc.

• emergency travel arrangements

One Call Concierge Services

• Restaurant, shopping, hotel recommendations/ reservations

• Local transport (rental car/limousine, etc.) information and reservations

• Sporting, theatre, night life and event information (sports scores, stock quotes, gift suggestions, etc.), recommendations and ticketing

• Golf course information, referrals, recommendations and tee times

• Tracking and assisting with the return of lost or delayed baggage

The 24-Hour Assistance Services are provided by: One Call Worldwide Travel Services Network, Inc.

CONTACTING ONE CALL’S 24-HOUR SERVICE CENTER

When outside the USA or Canada, call us collect through a local operator (you will first have to enter the International Access Code of the country you are calling from). Within the USA or Canada, use the toll free number.

Within U.S.A. & Canada 1-800-555-9095

Outside U.S.A. & Canada 1-603-894-4710

YOUR PLAN NUMBER: AR795C

63

Asset
TripAssure

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

One Call

Worldwide Travel Services Network

Medical Assistance – Our multi-lingual professionals are available 24 hours a day to provide help, advice and referrals for medical emergencies. We will help you locate local physicians, dentists, or medical facilities.

Medical Consultation and Monitoring – If you are hospitalized, we will contact you and your treating physician to monitor your condition to assure you are receiving appropriate care and assess the need for further assistance.

We will also contact your personal physician and family at home when necessary or requested to keep them informed of your situation.

Medical Evacuation – When medically necessary, we will arrange and pay for appropriate transportation, including an escort, if required, to a suitable hospital, treatment facility or home.

Payment for Medical Evacuation is available only for covered claims and up to the amount of coverage provided in the policy.

All medical transportation services must be authorized and arranged by One Call. In the event of an unauthorized Medical Evacuation, reimbursement may be limited or coverage may be invalidated.

Emergency Medical Payments – We will assist you in the advancement of funds or guarantee payments (up to the policy limits) to a hospital or other medical provider, if required, to secure your admission, treatment or discharge.

Prescription Assistance – We will assist you with replacing medications that are lost, stolen or spoiled during your Trip, either locally or by special courier.

Repatriation of Remains – In the event of death while on a Trip, we will arrange for the preparation and transportation required to return your remains to your home.

24 Hour Legal Assistance – If while on your Trip you encounter legal problems, we will help you find a local legal advisor. If you are required to post bail or provide immediate payment of legal fees, we will assist you in arranging a funds transfer from family or friends.

Nurse Helpline – Registered nurses are available 24-Hours a day before and during your Trip to provide general health information, clinical assessment, and health counseling to give you assistance in making appropriate healthcare decisions.

One Call Travel Solutions

24-Hour Worldwide Travel Services

Message Services – We will transmit emergency messages to family, friends or business associates and let you know that the message has been received.

Language Interpretation Services – We provide interpretation services in major languages and will refer you to appropriate local services, if needed.

Emergency Cash Transfer – We will help arrange an emergency cash transfer (wire transfer, travelers checks, etc.) of your funds from home or from friends or family in medical or travel emergency situations where additional funds are required.

Pre-Trip Travel Services – We provide 24-Hour information, help and advice for your planned Trip such as: passport and visa information, requirements and replacement; travel health information or advisories; vaccine recommendations and requirements; government agency contact information (i.e. embassies, consulates, and other departments or agencies); weather and currency information.

Travel Document and Ticket Replacement – When important travel documents (such as passports and visas) are lost or stolen, we will help you to secure replacements. We will also help you when airline or other travel tickets are lost or stolen. We will assist you with reporting your loss, reissuing tickets and obtaining the money required for this purpose (you are responsible for providing the funds).

While we strive to provide help and advice for problems encountered by travelers wherever or whenever they occur, situations may arise beyond our control when immediate resolution is not possible. We will make every reasonable effort to refer You to appropriate medical and legal providers, but neither the Insurer nor One Call Worldwide Travel Services Network may be held responsible for the availability, quality or results of any medical treatment or Your failure to obtain medical treatment.

Access Your Medical Records Online

With our exclusive Free Global Xpi Service, you can assure that your important medical records are available to you or any Physician chosen by you, at any time, anywhere in the world, quickly, wherever there is internet access available. Register at www.globalxpi.com or call, toll free:

1-800-379-9887 Use Program Code AR795A

These Services are Provided by: Global Xpi, Inc.

Business Services

• emergency correspondence and business communication assistance

• assistance with locating available business services such as: express/overnight delivery sites, internet cafes, print/copy services

• assistance with or arrangements for telephone and web conferencing

• emergency messaging to customers, associates, and others (phone, fax, e-mail, text, etc.)

• real time weather, travel delay and flight status information

• worldwide business directory service for equipment repair/replacement, warranty service, etc.

• emergency travel arrangements

One Call Concierge Services

• Restaurant, shopping, hotel recommendations/ reservations

• Local transport (rental car/limousine, etc.) information and reservations

• Sporting, theatre, night life and event information (sports scores, stock quotes, gift suggestions, etc.), recommendations and ticketing

• Golf course information, referrals, recommendations and tee times

• Tracking and assisting with the return of lost or delayed baggage

The 24-Hour Assistance Services are provided by: One Call Worldwide Travel Services Network, Inc.

Contacting One Call’s 24-Hour Service Center

When outside the USA or Canada, call us collect through a local operator (you will first have to enter the International Access Code of the country you are calling from). Within the USA or Canada, use the toll free number.

Within U.S.A. & Canada 1-800-555-9095

Outside U.S.A. & Canada 1-603-894-4710

YOUR PLAN NUMBER: AR795A

USA-ASSIST Worldwide Protection
USA-ASSIST Worldwide Protection

64

Global Travel Medical Diamond
USA-ASSIST Worldwide Protection

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

ASSISTANCE SERVICES

Upon enrollment, You are eligible to use any of the assistance services provided by the Assistance Services Provider. Additional information is contained in the plan summary.

• Open 24 hours/day, 365 days a year
• Multi-lingual personnel
• Physicians / Nurses on staff
• Locate local facilities
• Help with emergency situations

Travel Assistance To receive assistance worldwide, call Seven Corners Assist at the numbers below and provide them with Your ID Number.

You are eligible to use any of the assistance services provided. We are open 24 hours/day, 365 days a year, staffed with multilingual personnel. SevenCorners Assist must be contacted for Emergency Medical Evacuation, Return of Mortal Remains, Emergency Medical Reunion, and Return of Minor Child(ren).

SevenCorners Assist In the United States, Canada, and the Caribbean (Toll-free): 1-800-690-6295 or Collect Calls : 0-317-818-2808
Email: assist@sevencorners.com

65

Global Travel Medical Executive
USA-ASSIST Worldwide Protection

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

ASSISTANCE SERVICES

Upon enrollment, You are eligible to use any of the assistance services provided by the Assistance Services Provider. Additional information is contained in the plan summary.

• Open 24 hours/day, 365 days a year
• Multi-lingual personnel
• Physicians / Nurses on staff
• Locate local facilities
• Help with emergency situations

Travel Assistance To receive assistance worldwide, call Seven Corners Assist at the numbers below and provide them with Your ID Number.

66

Global Travel Medical Gold
USA-ASSIST Worldwide Protection

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

ASSISTANCE SERVICES

Upon enrollment, You are eligible to use any of the assistance services provided by the Assistance Services Provider. Additional information is contained in the plan summary.

• Open 24 hours/day, 365 days a year
• Multi-lingual personnel
• Physicians / Nurses on staff
• Locate local facilities
• Help with emergency situations

Travel Assistance To receive assistance worldwide, call Seven Corners Assist at the numbers below and provide them with Your ID Number.

You are eligible to use any of the assistance services provided. We are open 24 hours/day, 365 days a year, staffed with multilingual personnel. SevenCorners Assist must be contacted for Emergency Medical Evacuation, Return of Mortal Remains, Emergency Medical Reunion, and Return of Minor Child(ren).

SevenCorners Assist In the United States, Canada, and the Caribbean (Toll-free): 1-800-690-6295 or Collect Calls : 0-317-818-2808
Email: assist@sevencorners.com

67

Global Travel Medical Platinum
USA-ASSIST Worldwide Protection

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

ASSISTANCE SERVICES

Upon enrollment, You are eligible to use any of the assistance services provided by the Assistance Services Provider. Additional information is contained in the plan summary.

• Open 24 hours/day, 365 days a year
• Multi-lingual personnel
• Physicians / Nurses on staff
• Locate local facilities
• Help with emergency situations

Travel Assistance To receive assistance worldwide, call Seven Corners Assist at the numbers below and provide them with Your ID Number.

You are eligible to use any of the assistance services provided. We are open 24 hours/day, 365 days a year, staffed with multilingual personnel. SevenCorners Assist must be contacted for Emergency Medical Evacuation, Return of Mortal Remains, Emergency Medical Reunion, and Return of Minor Child(ren).

SevenCorners Assist In the United States, Canada, and the Caribbean (Toll-free): 1-800-690-6295 or Collect Calls : 0-317-818-2808
Email: assist@sevencorners.com

68

Global Travel Medical Standard
USA-ASSIST Worldwide Protection

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

ASSISTANCE SERVICES

Upon enrollment, You are eligible to use any of the assistance services provided by the Assistance Services Provider. Additional information is contained in the plan summary.

• Open 24 hours/day, 365 days a year
• Multi-lingual personnel
• Physicians / Nurses on staff
• Locate local facilities
• Help with emergency situations

Travel Assistance To receive assistance worldwide, call Seven Corners Assist at the numbers below and provide them with Your ID Number.

You are eligible to use any of the assistance services provided. We are open 24 hours/day, 365 days a year, staffed with multilingual personnel. SevenCorners Assist must be contacted for Emergency Medical Evacuation, Return of Mortal Remains, Emergency Medical Reunion, and Return of Minor Child(ren).

SevenCorners Assist In the United States, Canada, and the Caribbean (Toll-free): 1-800-690-6295 or Collect Calls : 0-317-818-2808
Email: assist@sevencorners.com

69

Global Travel Medical Titanium
USA-ASSIST Worldwide Protection

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

ASSISTANCE SERVICES

Upon enrollment, You are eligible to use any of the assistance services provided by the Assistance Services Provider. Additional information is contained in the plan summary.

• Open 24 hours/day, 365 days a year
• Multi-lingual personnel
• Physicians / Nurses on staff
• Locate local facilities
• Help with emergency situations

Travel Assistance To receive assistance worldwide, call Seven Corners Assist at the numbers below and provide them with Your ID Number.

You are eligible to use any of the assistance services provided. We are open 24 hours/day, 365 days a year, staffed with multilingual personnel. SevenCorners Assist must be contacted for Emergency Medical Evacuation, Return of Mortal Remains, Emergency Medical Reunion, and Return of Minor Child(ren).

SevenCorners Assist In the United States, Canada, and the Caribbean (Toll-free): 1-800-690-6295 or Collect Calls : 0-317-818-2808
Email: assist@sevencorners.com

70

GlobalTrip Classic
USA-ASSIST Worldwide Protection

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

The Travel Assistance feature provides a variety of travel related services.

Services offered include:

• Medical evacuation/repatriation

• Repatriation of remains

• Medical or legal referral

• Hospital admission guarantee

• Emergency cash advance*

• Translation service

• Prescription drug*

• Eyeglass replacement*

• Passport / visa information*

• Bailbond*

• Lost Baggage retrieval*

• Inoculation information*

*The Travel Assistance Service will give you guidance and advice on how to work out a problem that may arise during your trip, but will not cover its cost.

71

GlobalTrip Saver
USA-ASSIST Worldwide Protection

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

The Travel Assistance feature provides a variety of travel related services.

Services offered include:

• Medical evacuation/repatriation

• Repatriation of remains

• Medical or legal referral

• Hospital admission guarantee

• Emergency cash advance*

• Translation service

• Prescription drug*

• Eyeglass replacement*

• Passport / visa information*

• Bailbond*

• Lost Baggage retrieval*

• Inoculation information*

*The Travel Assistance Service will give you guidance and advice on how to work out a problem that may arise during your trip, but will not cover its cost.

72

GlobalTrip Plus
USA-ASSIST Worldwide Protection

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

The Travel Assistance feature provides a variety of travel related services.

Services offered include:

• Medical evacuation/repatriation

• Repatriation of remains

• Medical or legal referral

• Hospital admission guarantee

• Emergency cash advance*

• Translation service

• Prescription drug*

• Eyeglass replacement*

• Passport / visa information*

• Bailbond*

• Lost Baggage retrieval*

• Inoculation information*

*The Travel Assistance Service will give you guidance and advice on how to work out a problem that may arise during your trip, but will not cover its cost.

73

GlobalTrip High Medical
USA-ASSIST Worldwide Protection

24 Hour Assistance Service Benefits
24 hour assistance provided

Start a New Search

Full Policy Wording

The Travel Assistance feature provides a variety of travel related services.

Services offered include:

• Medical evacuation/repatriation

• Repatriation of remains

• Medical or legal referral

• Hospital admission guarantee

• Emergency cash advance*

• Translation service

• Prescription drug*

• Eyeglass replacement*

• Passport / visa information*

• Bailbond*

• Lost Baggage retrieval*

• Inoculation information*

*The Travel Assistance Service will give you guidance and advice on how to work out a problem that may arise during your trip, but will not cover its cost.