Compare All Policies for Global Underwriters

Global Underwriters

Squaremouth offers 4 policies from Global Underwriters. Below, you can compare all 4 policies and review each policy’s certificate.


	Previous Policy Next Policy

Provider & Policy	Diplomat America Certificate	Diplomat International Certificate	Diplomat LT excl US Certificate	Diplomat LT incl US Certificate
Ratings
AM Best Rating	Underwritten by Crum & Forster SPC AM Best's Rating of A (Excellent) Effective as of: 08/03/2023 Verify this rating at www.ambest.com	Underwritten by HDI Global Specialty SE AM Best's Rating of A+ (Superior) Effective as of: 12/20/2023 Verify this rating at www.ambest.com	Underwritten by Crum & Forster SPC AM Best's Rating of A (Excellent) Effective as of: 08/03/2023 Verify this rating at www.ambest.com	Underwritten by Crum & Forster SPC AM Best's Rating of A (Excellent) Effective as of: 08/03/2023 Verify this rating at www.ambest.com
Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee	This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation	No coverage	No coverage	No coverage	No coverage
Trip Interruption	$5,000 per person Return transportation only	$5,000 per person Return transportation only	$5,000 per person Return transportation only	$5,000 per person Return transportation only
Medical
Medical Coverage for Covid-19	Included in Emergency Medical	Included in Emergency Medical	Included in Emergency Medical	Included in Emergency Medical
Emergency Medical	$50,000 per person Secondary coverage	$50,000 per person Secondary coverage	$500,000 per person Secondary coverage	$500,000 per person Secondary coverage
Pre-Existing Condition	Covered for Acute Onset of Pre-Existing Conditions	No coverage Pre-existing look-back period 12 months	No coverage Pre-existing look-back period 18 months	Covered for Acute Onset of Pre-Existing Conditions
Co-Insurance	Plan pays 80% of first $5,000 after deductible, then 100%	Plan pays 100% after deductible	Plan pays 100% after deductible	Plan pays 80% of first $5,000 after deductible in USA then 100% Plan pays 100% after deductible outside USA
Medical Deductible	$250 per person	$250 per person	$250 per person	$250 per person
Home Country Coverage	No coverage	Optional coverage	Optional coverage	Optional coverage
Evacuation
Medical Evacuation & Repatriation	$500,000 per person	$100,000 per person	$500,000 per person	$500,000 per person
Non-Medical Evacuation	$50,000 per person	$50,000 per person	$50,000 per person	$50,000 per person
Loss or Delay
Travel Delay	No coverage	$2,000 per person Covered after 12 hour delay	No coverage	No coverage
Baggage & Personal Items Loss	$250 per person $50 per item Checked luggage only	$250 per person $50 per item Checked luggage only	$250 per person $50 per item Checked luggage only	$250 per person $50 per item Checked luggage only
Accidental Death
24 Hour AD&D	$25,000 per person	$25,000 per person	$25,000 per person	$25,000 per person
Sports
Sports & Activities	Covered Limitations apply	Covered Limitations apply	Covered Limitations apply	Covered Limitations apply
Sports Equipment Loss	Included in Baggage & Personal Items Loss	Included in Baggage & Personal Items Loss	Included in Baggage & Personal Items Loss	Included in Baggage & Personal Items Loss
Other Benefits
Money Back Guarantee	Free look up to the day before effective date	Free look up to the day before effective date	Free look up to the day before effective date	Free look up to the day before effective date
24 Hour Assistance Service	24 hour assistance provided	24 hour assistance provided	24 hour assistance provided	24 hour assistance provided
Renewable Policy	Not renewable	Not renewable	Renewable up to 36 months	Renewable up to 36 months

Insurance Providers

AXA Assistance USA

Azimuth Risk Solutions, LLC

CSA Travel Protection

Detour Insurance

Global Guardian Air Ambulance

Global Underwriters

MedjetAssist

Nationwide Mutual Insurance Company

TravelSafe

Trawick International

Additional Information