Why Choose HTH Travel Insurance for Travel Insurance

Notable Features

  • Offer up to $500,000 in Emergency Medical coverage
  • Generous delay, missed connection, and personal item loss coverage
  • Received a 5 star rating by Forbes Advisor

HTH Travel Insurance is a reputable provider with a long history of providing travelers with quality health coverage and travel benefits, both domestically and abroad. They currently offer five unique policies on Squaremouth, all featuring strong medical benefits with high coverage limits.

HTH Travel Insurance’s “TripProtector’’ policies are comprehensive, and cover 100% of trip costs in the event of cancellations. In addition, their comprehensive policies also include competitive coverage for trip interruptions, delays, missed connections, and lost luggage. Their “TravelGap” policies target travelers looking for affordable health coverage while overseas, with up to $50,000 in Emergency Medical coverage and up to $500,000 in Medical Evacuation coverage.

All HTH Travel Insurance’s policies are underwritten by Nationwide Mutual Insurance Company, one of the world’s largest insurance and financial services companies. Their policies are also highly rated among past policyholders, with only 0.2% of their customers leaving a negative review.

This provider summary was written internally by a Squaremouth policy expert.

About HTH Travel Insurance

HTH Travel Insurance is a leader in helping world travelers gain access to quality healthcare services all around the globe. HTH combines ongoing research, a contracted global community of physicians and hospitals, advanced Internet applications, and wide experience in international health insurance to ensure customers’ health, safety and peace of mind.

HTH Travel Insurance

Overall Rating 4.24
  • 5 stars
    287
  • 4 stars
    98
  • 3 stars
    39
  • 2 stars
    16
  • 1 star  
    32

31,674
policies sold

0.2%
negative reviews

0.2% (48) negative reviews to sales
Average on Squaremouth is 0.2%

Policies Offered by HTH Travel Insurance


TravelGap Voyager excl US

Policy Description:

Short term international travel medical plans for leisure, educational, missionary or business travel. It provides premier coverage for medical treatment and emergency evacuation. Beyond the insurance protection, HTH members get other critical services that allow them to gain access to quality healthcare while traveling. TravelGap includes global Intelligence tools assisting in trip preparation via security and health information for your travel destination. HTH operates its own “best of class” physician community in 180 countries, ensuring access to the top 2 percent of doctors worldwide.

Underwritten By: Nationwide Mutual Insurance Company

Underwritten Location: One West Nationwide Boulevard 1-04-701, Columbus, Ohio, 43215

AM Best #: 002358

AM Best Rating: A (Excellent)


TripProtector Preferred

Policy Description:

A comprehensive plan that offers travel protection plus travel medical insurance. Trip Protector includes medical protection, trip cancellation, trip interruption, baggage protection and more. It boasts a complete set of services to help you identify, access and pay for healthcare services in 190 countries. Trip Protector includes global Intelligence tools, assisting in trip preparation via security and health information for your travel destination. HTH operates its own “best of class” physician community in 190 countries ensuring access to the top 2 percent of doctors worldwide.

Underwritten By: Nationwide Mutual Insurance Company

Underwritten Location: One West Nationwide Boulevard 1-04-701, Columbus, Ohio, 43215

AM Best #: 002358

AM Best Rating: A (Excellent)


TravelGap Excursion excl US

Policy Description:

Short term international travel medical plans for leisure, educational, missionary or business travel. It provides premier coverage for medical treatment and emergency evacuation. Beyond the insurance protection, HTH members get other critical services that allow them to gain access to quality healthcare while traveling. TravelGap includes global Intelligence tools assisting in trip preparation via security and health information for your travel destination. HTH operates its own “best of class” physician community in 180 countries, ensuring access to the top 2 percent of doctors worldwide.

Underwritten By: Nationwide Mutual Insurance Company

Underwritten Location: One West Nationwide Boulevard 1-04-701, Columbus, Ohio, 43215

AM Best #: 002358

AM Best Rating: A (Excellent)


TripProtector Economy

Policy Description:

A comprehensive plan that offers travel protection plus travel medical insurance. Trip Protector includes medical protection, trip cancellation, trip interruption, baggage protection and more. It boasts a complete set of services to help you identify, access and pay for healthcare services in 190 countries. Trip Protector includes global Intelligence tools, assisting in trip preparation via security and health information for your travel destination. HTH operates its own “best of class” physician community in 190 countries ensuring access to the top 2 percent of doctors worldwide.

Underwritten By: Nationwide Mutual Insurance Company

Underwritten Location: One West Nationwide Boulevard 1-04-701, Columbus, Ohio, 43215

AM Best #: 002358

AM Best Rating: A (Excellent)


TripProtector Classic

Policy Description:

A comprehensive plan that offers travel protection plus travel medical insurance. Trip Protector includes medical protection, trip cancellation, trip interruption, baggage protection and more. It boasts a complete set of services to help you identify, access and pay for healthcare services in 190 countries. Trip Protector includes global Intelligence tools, assisting in trip preparation via security and health information for your travel destination. HTH operates its own “best of class” physician community in 190 countries ensuring access to the top 2 percent of doctors worldwide.

Underwritten By: Nationwide Mutual Insurance Company

Underwritten Location: One West Nationwide Boulevard 1-04-701, Columbus, Ohio, 43215

AM Best #: 002358

AM Best Rating: A (Excellent)

Verified Customer Reviews

  • 491 Reviews Since 2004

  • Rating 5 out of 5
    Policy:
    TravelGap Excursion excl US
    Review Received:
    March 15, 2024
    Debra from NY Verified Squaremouth Customer

    This provided peace of mind while traveling.

    Was this review helpful to you?

    0 out of 0 people found this review helpful

  • Rating 5 out of 5
    Policy:
    TripProtector Economy
    Review Received:
    March 8, 2024
    Shelley from FL Verified Squaremouth Customer

    Online-- best prices--- best offers any questions-- customer service is so sweet-- and answers any questions very easy to use all their services they make you feel totally protected-- 5 stars for HTM travel insurance

    Was this review helpful to you?

    0 out of 0 people found this review helpful

  • Rating 4 out of 5
    Policy:
    TripProtector Economy
    Review Received:
    February 26, 2024
    Elizabeth from WA Verified Squaremouth Customer

    It was something I was advised to do, to get this insurance. After I purchased it, I never gave it another thought , as nothing happened to require insurance . I am thankful for that.

    Was this review helpful to you?

    0 out of 0 people found this review helpful
Show All Reviews

All reviews are from HTH Travel Insurance customers

Contact Information for HTH Travel Insurance

For Use With These Policies: TravelGap Excursion excl US, TravelGap Voyager excl US

Customer Service:
888-243-2358
Hours of Operation:

Weekdays, 8:00am - 8:00pm ET

Claims Phone:
888-243-2358
Claims Hours of Operation:

Weekdays, 8:00am - 8:00pm ET

Mail to:
HTH Travel Insurance
c/o Claims Department
933 First Avenue
King of Prussia, Pennsylvania 19406
Emergency Assistance:
Inside USA 877-865-5979
Outside USA 610-254-8771
Claims Email:
customerservice@hthworldwide.com
Fax: 610-293-3528
Provider Claims Website

For Use With These Policies: TripProtector Classic, TripProtector Economy, TripProtector Preferred

Customer Service:
844-276-1213
Hours of Operation:

Weekdays, 8:00am - 8:00pm ET

Claims Phone:
888-957-5009
Claims Hours of Operation:

Weekdays, 8:00am - 8:00pm ET

Mail to:
HTH Travel Insurance
c/o Claims Department
933 First Avenue
King of Prussia, Pennsylvania 19406
Emergency Assistance:
Inside USA 877-865-5979
Outside USA 610-254-8771
Claims Email:
team1@cbpinsure.com
Fax: 610-293-3528
Provider Claims Website