Pre-Existing Condition

The table below shows you at a glance which company provides the most comprehensive coverage for the Pre-Existing Condition element within your policy.

If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below for more information. Remember, you are only a few quick questions away from an instant quote from all the major travel insurance providers.

Coverage Description

A pre-existing condition is an illness or medical condition that existed before a policy’s effective date, usually excluded from coverage. Travel Protection plans may include coverage provided you meet the condition of that insurance provider. Many providers offer coverage if the policy is purchased within a certain number of days after the initial trip deposit was made. A few providers offer coverage if the policy is purchased before the final payment date. Please refer to the policy summary to determine any conditions for coverage. Some Medical Plans may provide limited coverage; some may cover pre-existing conditions after a specified waiting period, while others do not provide any coverage.

View full policy wording for Pre-Existing Condition for the policies below

# Provider / Plan Name Benefit
1 Air Ambulance Card
Air Ambulance Card - Standard Annual

Covered

2 Air Ambulance Card
Air Ambulance Card - Extended Stay 6 Months

Covered

3 Air Ambulance Card
Air Ambulance Card - Extended Stay 12 Months

Covered

4 Allianz Global Assistance
Classic

Covered if purchased within 14 days of trip deposit

5 Allianz Global Assistance
Classic with Trip +

Covered if purchased within 14 days of trip deposit

6 APRIL Travel Protection
Economy Plan

Covered if purchased within 14 days of trip deposit

7 APRIL Travel Protection
VIP Plan

Covered if purchased within 14 days of trip deposit

8 APRIL Travel Protection
Trip Cancellation Plan

Covered if purchased within 14 days of trip deposit

9 APRIL Travel Protection
Multi-Trip Plan Universal

No coverage
Pre-existing look-back period 90 days

10 APRIL Travel Protection
Multi-Trip Plan Elite

No coverage
Pre-existing look-back period 90 days

11 APRIL Travel Protection
Choice

Covered if purchased within 14 days of trip deposit

12 Azimuth Risk Solutions, LLC
Beacon America incl US

$15,000 per person Emergency Medical and Medical Evacuation for Unexpected Recurrence

13 Azimuth Risk Solutions, LLC
Beacon International excl US

$15,000 per person Emergency Medical and Medical Evacuation for Unexpected Recurrence

14 CSA Travel Protection
Custom

No coverage
Pre-existing look-back period 180 days

15 GeoBlue
Voyager Choice

Covered if enrolled in a Primary Health Insurance Plan

16 GeoBlue
Voyager Essential

No coverage
Pre-existing look-back period 180 days

17 GeoBlue
Trekker Choice excl US

Covered

18 GeoBlue
Trekker Essential excl US

Covered

19 Global Alert Administrators
Global Alert Essentials

Covered if purchased within 15 days of trip deposit

20 Global Alert Administrators
Global Alert Preferred

Covered if purchased within 15 days of trip deposit

21 Global Alert Administrators
Global Alert Preferred Plus

Covered if purchased within 15 days of trip deposit

22 HCC Medical Insurance Services
Atlas International excl US

$50,000 per person Emergency Medical for Unexpected Recurrence
$25,000 per person Medical Evacuation for Unexpected Recurrence

23 HCC Medical Insurance Services
Atlas America incl US

$50,000 per person Emergency Medical for Unexpected Recurrence
$25,000 per person Medical Evacuation for Unexpected Recurrence

24 HCC Medical Insurance Services
Atlas MultiTrip incl US

$100,000 per person Emergency Medical for Unexpected Recurrence
$25,000 per person Medical Evacuation for Unexpected Recurrence
Must be under age 70

25 HCC Medical Insurance Services
Atlas MultiTrip excl US

$100,000 per person Emergency Medical for Unexpected Recurrence
$25,000 per person Medical Evacuation for Unexpected Recurrence
Must be under age 70

26 HTH Travel Insurance
TravelGap Voyager excl US

No coverage
Pre-existing look-back period 180 days

27 HTH Travel Insurance
TravelGap Multi-Trip Silver excl US

Covered if enrolled in a Primary Health Insurance Plan

28 HTH Travel Insurance
TravelGap Multi-Trip Gold excl US

Covered if enrolled in a Primary Health Insurance Plan

29 HTH Travel Insurance
TravelGap Excursion excl US

Covered if enrolled in a Primary Health Insurance Plan

30 InsureandGo USA
Silver

Covered if purchased within 14 days of trip deposit

31 InsureandGo USA
Gold

Covered if purchased within 14 days of trip deposit

32 InsureandGo USA
Platinum

Covered if purchased within 14 days of trip deposit

33 InsureandGo USA
Global Silver excl US

Covered if purchased within 14 days of trip deposit

34 InsureandGo USA
Global Gold excl US

Covered if purchased within 14 days of trip deposit

35 InsureandGo USA
Global Platinum excl US

Covered if purchased within 14 days of trip deposit

36 iTravelInsured
Deluxe Travel

Covered if purchased within 15 days of trip deposit

37 iTravelInsured
Elite

Covered if purchased within 15 days of trip deposit

38 iTravelInsured
Travel Lite

No coverage
Pre-existing look-back period 60 days

39 iTravelInsured
365 Travel Medical Program

No coverage
Pre-existing look-back period 60 days

40 iTravelInsured
Student

No coverage
Pre-existing look-back period 60 days

41 iTravelInsured
Standard Travel

No coverage
Pre-existing look-back period 60 days

42 iTravelInsured
365 Standard

No coverage
Pre-existing look-back period 60 days

43 iTravelInsured
365 Deluxe

No coverage
Pre-existing look-back period 60 days

44 MedjetAssist
Annual Membership

Covered

45 MedjetAssist
MedjetAssist Extended Stay

Covered

46 MedjetAssist
MedjetAssist Short Term Plan

Covered

47 MH Ross Travel Insurance Services
Asset Plus

Covered if purchased within 15 days of trip deposit

48 MH Ross Travel Insurance Services
Bridge

Covered if purchased within 15 days of trip deposit

49 MH Ross Travel Insurance Services
Complete

Covered if purchased within 15 days of trip deposit

50 MH Ross Travel Insurance Services
Asset

Covered if purchased within 15 days of trip deposit

51 RoamRight
Essential

Covered if purchased within 21 days of trip deposit

52 RoamRight
Preferred

Covered if purchased within 21 days of trip deposit

53 RoamRight
Elite

Covered if purchased within 21 days of trip deposit

54 RoamRight
Active

Covered if purchased within 21 days of trip deposit

55 RoamRight
Adventure

Covered if purchased within 21 days of trip deposit

56 RoamRight
Multi-Trip

No coverage
Pre-existing look-back period 180 days

57 RoamRight
Multi-Trip Medical excl US

No coverage
Pre-existing look-back period 180 days

58 RoamRight
Medical excl US

$1,000 per person Emergency Medical for Unexpected Recurrence

59 RoamRight
Evacuation

Covered

60 Seven Corners Inc
RoundTrip

Covered if purchased within 10 days of trip deposit

61 Seven Corners Inc
RoundTrip Choice

Covered if purchased within 10 days of trip deposit

62 Seven Corners Inc
Liaison Continent excl US

No coverage
Pre-existing look-back period 3 years

63 Seven Corners Inc
Liaison Majestic excl US

No coverage
Pre-existing look-back period 3 years

64 Seven Corners Inc
Liaison International excl US

No coverage
Pre-existing look-back period 3 years

65 Seven Corners Inc
RoundTrip Economy

No coverage
Pre-existing look-back period 60 days

66 Seven Corners Inc
RoundTrip Elite

Covered if purchased within 20 days of trip deposit

67 Seven Corners Inc
Wander Frequent Traveler excl US

No coverage
Pre-existing look-back period 3 years

68 Tin Leg
Economy

Covered if purchased within 14 days of trip deposit

69 Tin Leg
Standard

Covered if purchased within 14 days of trip deposit

70 Tin Leg
Luxury

Covered if purchased within 14 days of trip deposit

71 Travel Guard
Gold

Covered if purchased within 15 days of trip deposit

72 Travel Guard
Platinum

Covered if purchased within 15 days of trip deposit

73 Travel Guard
Silver

Covered if purchased within 15 days of trip deposit

74 Travel Insured International
Worldwide Trip Protector Lite

No coverage
Pre-existing look-back period 60 days

75 Travel Insured International
Worldwide Trip Protector Plus

Covered if purchased within 21 days of trip deposit

76 Travel Insured International
Worldwide Trip Protector

Covered if purchased within 21 days of trip deposit

77 Travelex Insurance Services
Flight Insure Multi-trip - AD&D Only

No coverage

78 Travelex Insurance Services
Flight Insure Package Plan Multi-trip

Covered

79 Travelex Insurance Services
Flight Insure Plus - Flight AD&D Only

No coverage

80 Travelex Insurance Services
Flight Insure Plus - Package Plan

Covered

81 Travelex Insurance Services
Travel Basic

No coverage
Pre-existing look-back period 60 days

82 Travelex Insurance Services
Travel Max

Covered if purchased within 30 days of trip deposit

83 Travelex Insurance Services
Travel Select

Covered if purchased within 21 days of trip deposit

84 TravelSafe
Basic

No coverage
Pre-existing look-back period 60 days

85 TravelSafe
Classic

Covered if purchased within 21 days of trip deposit

86 TravelSafe
Classic Plus

Covered if purchased within 21 days of trip deposit

87 Trawick International
Safe Travels USA

$1,000 per person Emergency Medical for Unexpected Recurrence

88 Trawick International
Safe Travels International excl US

$20,000 per person Emergency Medical for Unexpected Recurrence

89 Trawick International
Safe Travels USA Trip Protection

Covered if purchased no later than 30 days after the final trip payment

90 Trawick International
Safe Travels International Trip Protection excl US

Covered if purchased no later than 30 days after the final trip payment

91 USA-ASSIST Worldwide Protection
Global Travel Medical Diamond

No coverage
Pre-existing look-back period 36 months

92 USA-ASSIST Worldwide Protection
Global Travel Medical Executive

No coverage
Pre-existing look-back period 36 months

93 USA-ASSIST Worldwide Protection
Global Travel Medical Gold

No coverage
Pre-existing look-back period 36 months

94 USA-ASSIST Worldwide Protection
Global Travel Medical Platinum

No coverage
Pre-existing look-back period 36 months

95 USA-ASSIST Worldwide Protection
Global Travel Medical Standard

No coverage
Pre-existing look-back period 3 years

96 USA-ASSIST Worldwide Protection
Global Travel Medical Titanium

No coverage

97 USA-ASSIST Worldwide Protection
GlobalTrip Classic

No coverage
Pre-existing look-back period 180 days age 69 and under
Pre-existing look-back period 1 year age 70 and over

98 USA-ASSIST Worldwide Protection
GlobalTrip Saver

No coverage
Pre-existing look-back period 180 days age 69 and under
Pre-existing look-back period 1 year age 70 and over

99 USA-ASSIST Worldwide Protection
GlobalTrip Plus

No coverage
Pre-existing look-back period 180 days age 69 and under
Pre-existing look-back period 1 year age 70 and over

100 USA-ASSIST Worldwide Protection
GlobalTrip High Medical

No coverage
Pre-existing look-back period 180 days age 69 and under
Pre-existing look-back period 1 year age 70 and over