TOP TRAVEL INSURANCE PLANS 8 min read
Compare Plans from America’s Top Providers
How to Compare
Travel Insurance on Squaremouth
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Get Travel Insurance Quotes
Enter your trip details to instantly see plans and prices from top travel insurance companies.
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Compare Travel Insurance Plans
Filter and review plans side-by-side to find the right fit for your trip by coverage, benefits, and price.
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Buy Travel Insurance Online
Squaremouth offers you the lowest price, guaranteed. We help you find the right plan, not the most expensive.
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Travel with Confidence
Our award-winning customer service team is here before, during, and after your trip to help with coverage questions and claims.
Types of Travel Insurance Plans
Find quotes tailored to your travel habits, trip type, and itinerary:
Ideal for occasional international or domestic travelers seeking essential coverage for one specific trip. Compare Single Trip Insurance Plans
These policies are cost-effective for frequent travelers. They provide emergency medical, medical evacuation, and travel delay coverage for multiple trips over a year. Compare Annual Travel Insurance Plans
An affordable option for large groups (10 or more) traveling to the same destination, for work or a special event, that want comprehensive travel insurance benefits for their entire party. Explore Group Plans
Specifically designed for cruise travelers, covering risks like missed ports, shipboard medical emergencies, and itinerary changes due to weather or mechanical issues. Compare Cruise Insurance Plans
Perfect for thrill-seekers, these policies cover high-risk activities like skydiving, bungee jumping, and mountain climbing. They also include benefits for sports equipment and fees, such as lost or damaged gear. Compare Adventure & Sports Plans
These policies cover you for problems related to your flight, like cancellations, delays, or lost luggage. Compare Flight Insurance Plans
Designed for travelers going abroad who need extra medical insurance to cover what their regular health insurance doesn't while they’re overseas. Compare Travel Medical Insurance Plans
Why Purchase Travel Insurance from Squaremouth
No bias. No hidden fees. Join the 4.2+ million travelers who use our platform to find the best travel insurance policies at the lowest possible price.
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Guaranteed low pricesYou won’t find lower anywhere else
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Simple and efficientCompare & buy travel insurance in minutes
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Award-winning customer serviceTo help you make decisions with confidence
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Over 100 plans to choose fromFrom America’s best travel insurance companies
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183,000+ reviews of providersAll unedited to provide an unbiased perspective
Customer Reviews
More than 99% of customers would recommend Squaremouth to others.
View All Customer Reviews
4.8/5 | 52,527 Reviews
What Travel Insurance Coverage Can I Get?
Plans from Squaremouth come with a wide range of coverage benefits. Our comparison tool lets you filter eligible plans by the benefits most important to you.
Compare Plans NowTrip insurance gives you access to quality medical care in an emergency and pays for unexpected medical bills. Most plans include coverage for medical treatment and transport, medical repatriation, and repatriation of remains.
Most comprehensive trip insurance plans can reimburse the full cost of your trip if you need to cancel before leaving. They can also fully reimburse you if your trip is cut short or interrupted, or pay to get you rebooked to catch up to your initial itinerary.
If you are delayed or miss a connection, like your flight or a cruise, most travel insurance plans can offer reimbursement up to the policy limits to help you recoup losses. They can also offer a stipend while you wait and assist with rebooking.
Most trip insurance comes with baggage delay, loss, and theft protection, which often extends to your personal items and sports equipment. You can get reimbursed up to the policy limits for losses or receive a stipend for necessary items until your delayed bags arrive.
Specialized policies offer coverage for adventure sports, so you can still receive access to medical care even if you are injured during a high-risk activity.
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Still Have Questions?
We Have Answers.
We tried to think ahead and offer quick answers to common questions, but if you need us, we’re available 24/7.
Travel insurance is not always necessary for domestic trips, but buying travel insurance is highly recommended for trips abroad since traditional US health insurance isn't widely accepted overseas. Without adequate trip coverage, you will be financially responsible for expenses related to unexpected travel disruptions.
To help determine if travel insurance is right for you, ask yourself the following questions:
- Are you financially prepared for costly unexpected travel expenses? If not, travel insurance policy can cover expenses related to delays, medical emergencies, baggage loss, and more.
- Do you have a high amount of prepaid, non-refundable trip payments? If you do, a comprehensive plan can reimburse your trip costs if you cancel for a covered reason.
- Do you have any health concerns? Travel insurance is strongly recommended for older travelers and travelers with existing health issues.
- Are you visiting a remote or dangerous destination? If so, a travel insurance policy with high medical and evacuation coverage is a smart investment.
The best time to buy travel insurance is right after booking your trip. Buying early ensures immediate coverage for unexpected events like cancellations. Plus, it allows you to access time-sensitive benefits, such as coverage for pre-existing conditions and Cancel For Any Reason (CFAR).
The cost of a travel insurance policy depends on four primary factors: your trip cost, your age, your trip length, and the coverage amounts selected. In general, a comprehensive policy with Trip Cancellation typically costs between 5% and 10% of your total trip cost. Medical-only travel insurance is significantly less expensive.
There's no one-size-fits-all policy when it comes to trip insurance. Comparing travel insurance quotes and carefully choosing the right plan is the best way to create a worry-free trip. Consider the following:
- Benefits: The situations and expenses that are covered by a travel insurance policy.
- Coverage Limits: The maximum dollar amount that will be reimbursed by your travel insurance company within each benefit.
- Exclusions: Specific activities, expenses, and scenarios that are not covered in the event of a claim.
- Premium: The cost of the policy for your specific trip.
- Provider Reputation: Based on past customer reviews regarding interactions with assistance services and the claims experience.
Trip insurance is designed to protect travelers in case something goes wrong that impacts their trip. This includes financial reimbursement if their trip is canceled before they depart, as well as medical benefits, travel delay coverage, and other benefits that can cover them while they are traveling.