Navigating Wave Season and Cruise Insurance

Why Should I Consider a Cruise Vacation?

Three reasons: Value, convenience, and variety.

The pandemic brought cruising to a standstill, but cruise vacations are back and have reached an all-time high in popularity.

In a survey of more than 7,500 Squaremouth customers, 34% of travelers plan to take a cruise at some point in 2025. Cruise spending and cruise insurance policy sales have also seen a 35% increase since 2023 among Squaremouth users.

Cruising offers an affordable way to explore iconic destinations like the Bahamas, Alaska, and famous European cities. Many cruises allow you to visit more than one destination at a time, taking the stress of planning a multi-destination adventure off your shoulders.

Like all forms of travel, cruises are becoming more expensive with each passing year. Taking advantage of Wave Season deals is a great way to secure your high seas adventure at a discounted rate.

Why are cruises surging in popularity?

Beyond the value for the money, modern ships are floating resorts, complete with spas, gourmet dining, lively on-board entertainment, and thrilling off-shore excursions. Cruises provide a great getaway option for families or couples that want to try a little bit of everything.

Protecting a cruise vacation has also never been easier. In addition to cruise lines, many travel insurance companies offer specialized plans for cruisers looking to protect their investment and get affordable medical coverage at sea.

How to Score the Best Cruise Deals

Wave Season deals are often better when cruise lines compete for your attention. The earlier you book, the better your chances of scoring that coveted ocean-view stateroom, a free drink package, or even taking your kids for free!

Take a look at a few of the deals available from some of the most popular cruise lines:

• Royal Caribbean: Think free Wi-Fi, onboard credits, and family discounts, with nearly 300 destinations.
• Carnival Cruise Line: Affordable cruise fares (under $500!) and promotions for popular Caribbean itineraries.
• Norwegian Cruise Line: Free perks, such as dining and beverage packages, airfare discounts, and extra guests sailing for free, are available.
• Celebrity Cruises: Look out for luxury upgrades and all-inclusive bundles, particularly on their newest ship, Celebrity Apex.
• Even smaller or niche cruise lines, like river cruise operators or expedition companies, often join the party.

Set Sail Safely During Wave Season with Cruise Insurance

Sometimes life happens, but travel insurance can help give peace of mind and financial protection from the unexpected. Whether it’s a family emergency, sudden illness, or work crisis, cruise insurance has your back, providing comprehensive protection for your trip. This includes coverage for non-refundable costs like your cabin and pre-booked excursions, benefits to cover medical expenses or evacuations since your domestic health insurance won’t travel with you, and reimbursement in the event of delays or lost luggage.

Think of it as a life preserver for your wallet when the unpredictable strikes. There are many options to choose from, but the best plan is the one that meets your specific needs. Here are some tips on finding the best quote for your trip and a few tips about what to look for before you set sail and during your cruise.

Before You Set Sail:

• Select a Comprehensive Cruise Insurance Plan: Search for a plan with comprehensive benefits, including cancellation coverage for all of your trip expenses, emergency medical coverage in case you need treatment during the cruise, and travel delay coverage.
• Identify Key Cruise-Specific Benefits: The best cruise insurance plans include coverage for hurricanes and severe weather events, missed connections, and changes in itinerary.
• Understand Coverage for Pre-Existing Conditions: Look for a plan with a waiver for pre-existing conditions and purchase it within the specified window (usually 7-21 days after your initial trip deposit).
• Verify Your Cruise Line's Insurance Offerings: Some cruise lines offer insurance but may not include key benefits like emergency medical evacuation. Compare these to third-party plans to ensure you're fully covered.
• Consider Add-Ons for Extra Protection: Add-ons like Cancel For Any Reason (CFAR) or higher medical coverage limits may be worth the extra cost for their flexibility.
• Pack Smart for Medical Emergencies: Don't forget a small first-aid kit with essentials like motion sickness tablets, pain relievers, and bandages to handle minor issues onboard.
• Double-Check Your Itinerary: Verify details like port stops, departure times, and excursions to ensure any coverage for cancellations or interruptions aligns with your travel plans.

While At Sea:

• Document, Document, Document: Keep all your receipts, invoices, or other proof of purchase for your excursions, airfare, rental cars, food, and more, so if you need to file a claim, it'll be smooth sailing.
• Use Your Cruise Line's App for Alerts: Many cruise lines have apps that provide real-time updates, allowing you to stay informed about itinerary changes, weather alerts, or onboard events.
• Save Important Local Contact Info: Note your travel insurance provider's emergency contact number and the local emergency numbers in case you need assistance.
• Protect Your Belongings: Secure valuables in a cabin safe, and consider travel insurance with baggage loss coverage to safeguard against theft or loss during your trip.
• Stay Hydrated and Healthy: Seasickness and dehydration can spoil your fun. If you feel unwell, stay hydrated, eat light meals, and spend time on deck for fresh air.