Medical Evacuation and Repatriation: How much coverage do I need?

Published by June 21, 2013

medical evacuation helicopter rescues injured travelerTravelers are often concerned about the amount of medical evacuation coverage they should look for in a travel insurance policy. Some policies will offer up to $2 million or even an unlimited amount of coverage. However, these policies can be expensive and may not be necessary for most travelers. Here is some information that can help make selecting the right medical evacuation coverage a little bit easier.

What does Medical Evacuation cover?

There are three parts to the medical evacuation and repatriation benefit. Medical evacuation can arrange transportation to the nearest adequate medical facility. Medical repatriation arranges for a traveler to return to their home country to receive care when recommended by a physician. Repatriation of remains arranges for the return of a deceased’s remains back to the traveler’s place of residence.

What does a typical evacuation cost?

Travelex Travel Insurance recently released information about the average costs of a medical evacuation. According to their statistics, the average medical evacuation within North America costs $25,000. From Europe, the cost can reach $50,000. The average cost of a nurse escort is $11,000 within North America and $24,000 from Europe.

How much coverage is enough?

Squaremouth typically recommends travelers purchase between $50,000 and $100,000 of medical evacuation coverage. For travel to more remote locations, travelers should consider up to $250,000 of coverage.

The best way to arrange a medical evacuation while traveling is to contact the travel insurance provider using their 24 emergency assistance line. This way, they can arrange and pay for the services directly.