What is the difference between travel delay and missed connection?

Published by Chris Harvey January 19, 2009

Travel insurance policies typically cover travel delay and missed connections.  Travel delay is usually an amount paid per day ($150 – $200) to cover unplanned accommodations and/or meals as a result of a covered delay.  Missed connection typically reimburses you for additional transportation expenses to “catch up” to your trip in the event of a covered delay.  Missed connection typically is payable after a 3 hour delay while travel delay usually requires a longer delay of 5 hours or more, depending on the policy selected.  Some of the more basic economy plans do not cover missed connections at all. Always refer to the policy certificate for the full details of each benefit.