AXA Assistance USA
Overall Rating 4.22 out of 5
Overall Rating 4.22 out of 5 932 Reviews Since 2015

  • Rating 1 out of 5
    Policy:
    Platinum
    Review Received:
    August 23, 2022
    Joshua from TN Verified Squaremouth Customer

    I initially emailed AXA to start the process of filing a claim on June 26, 2022. Despite having an expensive premium plan as of August 23,2022 I have yet to hear from AXA other than 3 computer generated form emails that said they were experiencing a high volume of claims and would get to mine in the order it was received. Squaremouth has a great site that’s easy to use. I like them, but I would highly advise that no one purchase a plan from AXA. Very disappointed (and out a lot of money!!)

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    26 out of 26 people found this review helpful

  • Rating 1 out of 5
    Policy:
    Platinum
    Review Received:
    August 22, 2022
    Gary from FL Verified Squaremouth Customer

    Very bad customer service.

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    17 out of 19 people found this review helpful

  • Rating 3 out of 5
    Policy:
    Silver
    Review Received:
    August 20, 2022
    Jack from TX Verified Squaremouth Customer

    I filed a claim on July 25 but haven't heard back until today (Aug 20). What I got was just bunch of automated replies.

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    22 out of 22 people found this review helpful

  • Rating 3 out of 5
    Policy:
    Platinum
    Review Received:
    August 17, 2022
    Lawrence from TX Verified Squaremouth Customer

    Apparently AXA is very much behind the processing is very slow the claim. That is very disappointing.

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    11 out of 12 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Platinum
    Review Received:
    August 14, 2022
    Craig from MA Verified Squaremouth Customer

    Had two cancellations on my return leg by Delta/KLM, one of which incurred an overnight stay and additional meals. At that time I contacted a representative to clarify coverage who provided me with clear information. In addition, my luggage was delayed and was damaged beyond use when it arrived. At the moment, I have submitted a claim with Delta, to which they have not responded.

    Two of the party are still traveling under this plan and it is also unknown if they will need to file a claim.

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    7 out of 8 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Platinum
    Review Received:
    August 13, 2022
    Mark from IL Verified Squaremouth Customer

    Cusomer sevice was very friendly and helpful. The representative answered all my questions clearly and succinctly.

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    3 out of 5 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Silver
    Review Received:
    August 13, 2022
    Stephanie from NY Verified Squaremouth Customer

    I filed my claim on 7/26 via email.

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    3 out of 7 people found this review helpful

  • Rating 1 out of 5
    Policy:
    Gold
    Review Received:
    August 12, 2022
    alfred from MN Verified Squaremouth Customer

    AXA acknowledge receipt of my claim forms on May 24. Since then the only resp0onse I received is that they have experienced a high volume of claims and are working on it. I have already been charged on my credit card by the car company and would dearly like my insurance payment to cover my expense. All they send me is what appears to be an automatic delaying message.

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    16 out of 16 people found this review helpful

  • Rating 4 out of 5
    Policy:
    Platinum
    Review Received:
    August 10, 2022
    William from PA Verified Squaremouth Customer

    We developed while on a River Cruise in Europe. Because we took out the AXA insurance within a month of travel, we were not allowed to get Covid coverage. I think we were treated fairly by AXA but the policy is not clear in what is covered and what is not, and what occurrences constitute a covered issue. Due to the large travel disruption during this time period, AXA was slow to respond to our inquiry on travel interruption coverage. SquareMouth did provide a process for appeal. We did not complete it because we did finally receive a response from AXA insurance. Overall I am satisfied that the process in place could work, although somewhat slowly. I think they need to clearly define what is covered and what is not, and they should abandon the rule preventing Covid coverage within 30 days of travel.

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    11 out of 11 people found this review helpful

  • Rating 2 out of 5
    Policy:
    Platinum
    Review Received:
    August 10, 2022
    Wendy K. from CA Verified Squaremouth Customer

    I purchased a policy from AXA for a multi-week trip overseas. Shortly after we arrived at our foreign destination, we needed urgent medical care. I emailed AXA Assistance on June 16 inquiring how to use the medical benefit/coverage after having problem dialing their phone number from overseas. I received their reply on July 26 when they replied to my second email related to filing a claim. So far as of August 10, the only response I received was acknowledge of receipt of claim submission. My claim hasn't even been logged into the "CBPConnect" portal due to the above outsourced-to claim processor is "currently experiencing an extremely high volume of claims". So, it was fast and easy to hand over my money to AXA, but the claim processor is a bottleneck to prompt claim pay out. Recommendation to other travelers: if you need claims paid before your credit card bill is due, good luck!

    Also, when I was submitting my claim and documents electronically, the website asked for my other medical coverage and why I didn't submit the claim there. Well! I bought this travel insurance as my primary medical coverage during my overseas vacation, why would I submit to my medical insurance in the US?!

    I didn't have any pre-departure interaction with AXA's team, but Square Mouth's website doesn't have N/A for selection.

    Review Updated: 09/11/2022

    I don't think I will purchase travel insurance form AXA again. I submitted my claim on July 27, 1 and a half months ago and still haven't seem any payment. I wish there's information on Square Mouth's website noting if an insurer uses claim processing contractors and average claim processing time for each insurer. I would have chosen an insurer who doesn't take so long to process claim.

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    30 out of 31 people found this review helpful