Arch RoamRight
Overall Rating 4.52 out of 5
Overall Rating 4.52 out of 5 2,157 Reviews Since 2012

  • Rating 5 out of 5
    Policy:
    Elite
    Review Received:
    March 3, 2018
    Michael from NY Verified Squaremouth Customer

    Simple process for often overlooked coverage. Thank you for the safety net!

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    0 out of 0 people found this review helpful

  • Rating 4 out of 5
    Policy:
    Preferred
    Review Received:
    February 26, 2018
    Marv from CA Verified Squaremouth Customer

    The claim I submitted was acted upon quickly. Within two weeks I had the check with the amount that I was due. There was no hassle, no equivocation, nothing negative to report. I am using RoamRight for my next travel experience as I know this is an honest company within an industry that is sometimes suspect. Reading this recommendation (and that is what I intend it to be) may cause you to wonder about its authenticity. Skepticism is understandable. But I am in no way associated with the company or any of its employees, or its parent organization. I am just an extremely pleased customer, most happy to pass along a good word or two about RoamRight. Enjoy your trip!

    Response From:
    Arch RoamRight
    Arch RoamRight:
    RoamRight Team
    Response Received:
    February 27, 2018

    Thank you for taking the time to leave a review. We are happy to hear you were satisfied with our claims process, and we look forward to helping protect your next trip.

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    0 out of 0 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Essential
    Review Received:
    February 26, 2018
    Kenneth from OH Verified Squaremouth Customer

    This was the second trip that I purchased your travel insurance protection and I feel more than satisfied that I was getting excellent coverage at a fair price!
    Needless to say, I will be continuing as a customer for my future travels!

    Response From:
    Arch RoamRight
    Arch RoamRight:
    RoamRight Team
    Response Received:
    February 27, 2018

    Thank you for your review. We are happy to hear you were satisfied with our coverage and service. We look forward to helping protect your next trip.

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    0 out of 0 people found this review helpful

  • Rating 4 out of 5
    Policy:
    Essential
    Review Received:
    February 25, 2018
    Michael from AZ Verified Squaremouth Customer

    It's difficult to rate your company and service at this point because last week I filed a minor claim for a doctor visit and some prescription meds while in Mexico and until I know the disposition of the claim I'm unable to completely evaluate RoamRight.

    One of your questions is whether you can contact me in 4 weeks regarding my claim. I will be out of the country from March 12th-April 7th but you can reach me via email or by phone after I return.

    Review Updated: 04/30/2018

    When i purchased the insurance I didn't realize that the policy was secondary to any insurance policy that I already held. Buried deep in the conditional language is the following language that was sent to me by the RoamRight agent who received my claim:

    "Excess Insurance: Insurance provided by this policy shall be in excess of all other valid and collectible insurance or indemnity (except for Optional Air Flight Only Accidental Death and Dismemberment) or as required by state law. If at the time of the occurrence of any loss there is other valid and collectible insurance or indemnity in place, We shall be liable only for the excess of the amount of loss, over the amount of such other insurance or indemnity, and applicable deductible. Recovery of losses from other parties does not result in a refund of premium paid."

    I have Medicare as my primary coverage. It is not "other valid and collectible insurance..." Medicare does not provide international medical coverage for doctor services. That's the reason I purchased the RoamRight policy through Squaremouth. I would not have purchased any policy for my international travel and medical insurance that is in a secondary position. After submitting my claim to RoamRight for $88.56 I received an email saying that I had to submit my claim to Medicare before RoamRight would consider my claim. I told them Medicare doesn't cover my claim but they said I would need to submit my claim to Medicare and if they declined coverage I would need to submit proof of the decline to RoamRight. I did as requested and after receiving the obvious decline by Medicare of my claim I forwarded the Medicare declination to RoamRight. At that point they processed the claim and sent me a check.

    The problem with all of this is that it's a lot more trouble and inconvenience to have to submit a claim to Medicare knowing the claim will be declined. In addition, my illness occurred in January and it took until May 1st to get my reimbursement because Medicare submittals and replies is such a long process.

    When reviewing the summaries at your web site for the various insurance policies one of the primary items listed should be whether that particular coverage is primary or secondary. To have to dig through all the conditional language to find this obscure language is not serving your customer's best interest.

    I learned the lesson to make sure that any international travel and medical coverage that I purchase in the future is primary for that specific trip. Unfortunately, I'm traveling to Argentina and Antarctica in January and I've already purchased RoamRight coverage for that trip. I'm praying that everything goes well.

    Response From:
    Arch RoamRight
    Arch RoamRight:
    RoamRight Team
    Response Received:
    February 27, 2018

    Thank you for taking the time to leave a review. Please know that we are currently asking for 30 days in order to thoroughly and accurate review all claims. If you have any questions about the claims process or status of your claims, do not hesitate to contact our claims department at claims@roamright.com or at 855-762-6252.

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    1 out of 1 people found this review helpful

  • Rating 1 out of 5
    Policy:
    Preferred
    Review Received:
    February 24, 2018
    Marie from NE Verified Squaremouth Customer

    Filed a claim for my daughter and son in law, as she is pregnant and high risk. Doctor's orders to not travel. We filled out the claim form with doctors written notes as to why my daughter cannot travel. We sent in the Gate 1 Travel payment sheet showing our payment in full and what the loss was for cancelling. These were the items RoamRight said was needed. Roam Right then called my daughter's doctor and requested her full medical records for the last 6 months. I think this is breaking HIPPA rules, but they told my daughter she had to release these records or the claim could not be fulfilled. So, she released them. We were on our Greece trip last week, or I would have told my daughter not to release these medical records. THEN, they now want our credit card statement showing the Gate 1 Travel payment. I am not comfortable with this request, as it is none of their business how, why or when we paid for the trip. But, once again, was told they could not process the claim without this. They already have confirmation from Gate 1 Travel of our full payment and losses, due to cancellation. Why in the world are they making this so difficult?

    Response From:
    Arch RoamRight
    Arch RoamRight:
    RoamRight Team
    Response Received:
    February 26, 2018

    Thank you for taking the time to reach out to us.

    The claims examiner is requesting these documents in order to fully and accurately review the claim, and these requests are common in the travel insurance industry.

    It is very important for our claims examiners to know when the payment for travel arrangements was made in order to establish the timeline of events regarding the claim. The documentation you provided does not show date of payment. When submitting credit card statements, we encourage our claimants to redact any information that is not pertinent to the travel arrangements.

    Additionally, our claims examiners often need to request further medical documentation in order to confirm the dates of the first symptoms.

    We want all of our claimants to feel as comfortable as possible during the claims process, and we assure you that these requests for additional documentation are common not only with other RoamRight claims, but across the industry.

    It always our goal to make our claims process fast, efficient, and easy for our travelers, and we hope this explanation provides some answers.

    If you have any further questions, please do not hesitate to reach out to our claims department at claims@roamright.com, or by phone at 855-762-6252.

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    2 out of 2 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Preferred
    Review Received:
    February 23, 2018
    Lynne from MA Verified Squaremouth Customer

    Excellent Service! Will use this company again to cover my next trip!

    Response From:
    Arch RoamRight
    Arch RoamRight:
    RoamRight Team
    Response Received:
    February 27, 2018

    Thank you for your review. We look forward to helping protect your next trip!

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    0 out of 0 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Preferred
    Review Received:
    February 23, 2018
    Glen from WA Verified Squaremouth Customer

    Pretrip purchase went smoothly and the trip went smoothly as well so I am very pleased to report there is nothing to report!

    Response From:
    Arch RoamRight
    Arch RoamRight:
    RoamRight Team
    Response Received:
    February 27, 2018

    Thank you for your review. We are very happy to hear your trip went well, and we hope you keep us in mind when it’s time for your next trip.

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    0 out of 1 people found this review helpful

  • Rating 4 out of 5
    Policy:
    Essential
    Review Received:
    February 22, 2018
    Cheryl from OR Verified Squaremouth Customer

    I waited quite a while and didn’t hear from them so finally I called them. They told me the claim would be reviewed. In a few more weeks they sent me an email showing the amount I would receive and a couple of weeks later I received their checks; one for my husband and one for me. So yes, I am satisfied.

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    0 out of 1 people found this review helpful

  • Rating 4 out of 5
    Policy:
    Preferred
    Review Received:
    February 19, 2018
    Nathan from OR Verified Squaremouth Customer

    Our travel arrangements were canceled with out our knowledge and one bag was delayed 24 hours.

    Response From:
    Arch RoamRight
    Arch RoamRight:
    RoamRight Team
    Response Received:
    February 27, 2018

    Thank you for taking the time to leave a review. We are sorry to hear about your trip. If you need to file a claim, or would simply like more information about filing a claim, please feel free to contact our claims department at claims@roamright.com or at 855-762-6252.

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    0 out of 3 people found this review helpful

  • Rating 5 out of 5
    Policy:
    Preferred
    Review Received:
    February 19, 2018
    Larry from FL Verified Squaremouth Customer

    Still waiting from the cruise line for one piece of documentation in order to submit the claim. Can more realistically evaluate the insurer as to the handling of the claim when all paperwork has been submitted.

    Response From:
    Arch RoamRight
    Arch RoamRight:
    RoamRight Team
    Response Received:
    February 27, 2018

    Thank you for taking the time to leave a review. If you need any assistance during the claims process, please feel free to contact our claims department at claims@roamright.com or at 855-762-6252.

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    0 out of 0 people found this review helpful